This document summarizes the costs of living in Atlanta, Georgia for two individuals, Patricia Ferido and Sherry Aziz. It details their incomes, taxes, savings, housing costs, utilities, transportation, healthcare, food, furnishings, and discretionary expenses. By the end of the year, Patricia has $5,265 remaining and Sherry has $1,293 remaining after accounting for all expenses.

1. THE COST Of living:Atlanta, Georgia Sherry Aziz & Patricia Ferido

2. Location Atlanta, Georgia

3. Total Income: Initial and Post Tax Patricia Ferido Initial Income: $60,000 FICA: $3,874.73 State Income Tax: $3,039 Federal Tax: $8,850 Total(Post-Tax): $44,236.27 Sherry Aziz Initial Income:$40,000 FICA: $2,344.72 State Income Tax: $1,839 Federal Tax: $4,175 Total (Post-Tax): $31,641.28

4. Savings Patricia Ferido $9,847.25 Saving’s Account at Citibank: $8,847.25 0.10% APY Checking Account at Citibank: $1000 Sherry Aziz $4,164.12 Savings Account at Citibank: $3,164.12 0.10% APY Checking Account at Citibank: $1000

5. Remaining Income Patricia Ferido $44,236.27 - $9,847.25 = $34,389.02 Sherry Aziz $31,641.28 - $4,164.12 = $27,477.16

6. Housing Housing Costs:Lease Term - 1 Year Living Cost: $799/mo -- about $400 each, per month Deposit: $150-$799 Renter's Insurance: $227 annually, shared cost Size: 967 sq. ft. 2 bed, 2 bath 6 floor apartment complex AMENTIES‍On-Site Management ‍On-Site Laundry ‍On-Site Maintenance ‍Parking Space(s) ‍Package Receiving ‍Fitness Center: Free ‍Elevator ‍Garage ‍Air conditioning ‍High Speed Internet Available ‍Dishwasher ‍Limited Access ‍Washer/Dryer We live here! 133 Trinity Avenue Atlanta, GA 30303

7. Remaining Income Patricia Ferido $34389.02 -$4800 (Annual Rent) -$500 (Deposit) -$113.50 (Insurance) =$28,975.52 Sherry Aziz $27477.16 -$4800 (Annual Rent) -$500 (Deposit) -$113.50 (Insurance) =$22,063.66

8. HealthcareBlueCrossBlueShield of Georgia Patricia Ferido$560.52 annually $46.71 per month/per person Blue Cross Blue Shield of Georgia - Smartsense Plus 20000 Deductible: $20,000 copay: $30 Sherry Aziz$560.52 annually $46.71 per month/per person Blue Cross Blue Shield of Georgia - Smartsense Plus 20000 Deductible: $20,000 copay: $30

9. Remaining Income Patricia Ferido $28,975.52 - $560.52 (Healthcare) = $28,415 Sherry Aziz $22,063.66 - $560.52 (Healthcare) =$21,503.14

10. Transportation MARTA- Buses and Trains 30-Day Pass: $68.00 per month

11. Remaining Income Patricia Ferido $28,415 - $816 (transportation) = $27,599 Sherry Aziz $21,503.14 - $816 (transportation) = $20,687.14

12. Utilities Gas: $132 per year, shared cost Cable: $35.99 per month, $431.88 per year, shared cost Internet Included with Apartment Cell Phone service: Patricia - $600 per year/Sherry - $600 per year Electricity: $2028 per year, shared cost Water: $600 per year, shared cost

13. Remaining Income Patricia Ferido $27,599 -$66 (gas) -$300 (water) -$600 (phone) -$215.94 (cable) -$1014 (electricity) =$25,469.06 Sherry Aziz $20,687.14 -$66 (gas) -$300 (water) -$600 (phone) -$215.94 (cable) -$1014 (electricity) =$18,491.20

14. Food/Furniture Patricia Ferido Food: $7,000 Household Furniture: $500.00 Television $300 (32”, flat screen, plasma, shared cost) Household Supplies: $200 Sherry Aziz Food: $7,000 Household Furniture: $400.00 Television $300 (32”, flat screen, plasma, shared cost) Household Supplies: $200

15. Remaining Income Patricia Ferido $25,469.06 -$7000 (food) -$500 (furniture) -$150 (television) -$200 (household) =$17,619.06 Sherry Aziz $18,491.20 -$7000 (food) -$400 (furniture) -$150 (television) -$200 (household) =$10,741.20

16. Extracurricular Activities Patricia Ferido Movies - $96 Netflix (shared cost) + $60 (theater) Concerts/Music - $300 Trips - $6000 Clothes & Shopping - $3000 Donation – $2000 (church & family in Philippines) Sherry Aziz Clothes & Shopping - $2400 Movies - $96 Netflix (shared cost) Trips - $6000 Donation - $1000 (church & family in Egypt)

17. Remaining Income Patricia Ferido $17,619.06 -$48 (Netflix) -$60 (Theater) -$6000 (Trips) -$4000 (Shopping) -$2000 (Donations) -$300 (Concerts & Music) =$5265.06 Sherry Aziz $10,741.20 -$48 (Netflix) -$6,000 (Trips) -$2400 (Shopping) -$1000 (Donations) =$1,293.20

18. End Patricia Ferido Savings:$9,847.25 Housing Costs: $5,413.50 Healthcare: $560.52 Transportation: $816 Utilities: $2195.94 Food/Furniture: $7,850 Extracurricular Activities: $12,408 Taxes: $15,763.73 Remaining Income: $5265.06 Sherry Aziz Savings:$4,164.12 Housing Costs: $5,413.50 Healthcare: $560.52 Transportation: $816 Utilities: $2,195.94 Food/Furniture: $7,750 Extracurricular Activities: $9,448 Taxes: $8,358,72 Remaining Income:$1,293.20

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