1. ACHIN MAHESHWARI
House No. 59 D, CA Block
Shalimar Bagh, Delhi - 110088
Mobile No. 9999200286
E-Mail : achin_ca@rediffmail.com
CAREER OBJECTIVE To work as a Professional in an organization of repute
and to contribute for the positive advancement of the
organization with the use of my skills & knowledge.
PROFESSIONAL QUALIFICATION
MAY 2002 Associate Member
Institute of Chartered Accountants of India
WORK EXPERIENCE
May’10 till Date
RG GROUP As Assistant General Manager
Group Profile
Real Estate Group engaged in construction of Commercial & Residential projects in NCR through
its various Group companies.
Job Profile –
Financing Activities
 Arrange corporate funding for the project from banks and NBFC’s
 Arrange Project approval for Residential projects of the group from various banks for
financing to individual customers.
 To maintain records for all customers for which all necessary documents were issued as and
when required by banks for Home Loan financing.
Customer Relationship Department activities
 Hand Over the possession of the residential complex.
 Handle a team of executives to resolve customer queries of the residential projects
 Responsible for the entire Back Office Operations.
 Process sales Application and Prepare Allotment letters, BBA and other documents.
 Process the customer’s requirements for want of documents, additional facilities, etc.
 Handle transfers, changes, cancellation and all post sales activities
 To maintain inter-department coordination with Accounts, Commercial and Sales.
Recovery/ Collection Activities
 To act as in house DSA, handle a team of back office and field executives assisting the
customers in applying for home loan and all it’s procedures from application till the
disbursement of the loan.
 Liasioning with bankers and executives for speedy release of money from banks keeping in
mind the disbursement process of various banks.
 Prepare collection strategies and bring inflow of money in the company.
 Ensure good collection of money by regular follow up with customers through soft calling
or by other methods.
Sales related activities
 Generate direct sales by selling flats directly to associates and individuals.
 Assist sales team in clearing doubts and process of home loan resulting in better sales and
customer satisfaction.
 Maintain sales MIS backend data
 Process bills of the brokers for speedy payments

2. Achievements
 Successfully handed over possession of residential society
 Arranged loans from NBFC’s for the housing project
 Managed a strong and healthy relationship with approx 2800 customers of the projects
 Maintained good relations with 15 banks and financial institutions
 Regularly met collection/ Recovery targets
May’08 to May’10
AXIS BANK LTD. As Deputy Manager (Credit) -Housing Loans
Company Profile
Housing Loan department working through Retail Assets Centre (RAC), engaged in lending of
Home Loans & Loan against property to individual customers.
Job Profile –
 Credit appraisal of Home Loan & LAP customers for sanction of loans.
 Maintain TAT for Log-in, Verification & credit decision of proposed loan application
 Give regular trainings to DSA’s & DST Teams about product & process to ensure that good
& doable files are logged in the system.
 To provide various information required by Head office from time to time.
 To support sales & Operation department in procurement & Disbursement of a file
 Maintain track of TAT of various agencies such as FI, Legal & technical, & Fraud Control.
 Check various reports & returns to ensure correct data entry in the system and proper
approvals have been taken by competent authorities for disbursal of loan.
 To Guide & train the CPA staff so that working is done in a smooth process.
April’ 06 to May’08
HSBC Bank As Asst. Mgr. (Credit)- Consumer Finance
Company profile
Consumer Finance department dealing in Small Ticket size Personal Loan (STPL) through a vide
network all over India
Job Profile –
 Coordination with Sales and Operations staff for booking of loan.
 Maintain good approval rates thru re-look of rejected files.
 Cross checking of files post disbursal to minimize audit errors.
 Participate in monthly meeting with sales & operations to review performance of the last
month & planning for the next month.
 Monthly visits at customers' place to ensure good underwriting & cross check reports sent
by verification agencies.
 Provide regular feedback to the area risk manager about fraud cases.
 Do a calling to the customers to maintain high levels of customer awareness & to minimize
FPD's and thereby reduce delinquencies.
 Take effective interviews with the Applicants to understand the obligations and repayment
capacity of the potential customers.
November 05 to April’ 06
SHELTERS, A Citibank Associate As Credit Officer

3. Job Profile –
 Critical Examination of the financial documents of the Clients and analysis of the business
& the earnings of the Clients before the final disbursal of the Loan.
 Personal Discussion with the clients in case of doubts to ascertain the exact business
Income, expenses and the household expenses to ascertain the repayment capacity.
September, 2004 to November ‘05
Indiabulls Credit Services Limited As Team Leader- Accounts & MIS
Company Profile
A Company engaged in the Business of granting personal Loans through it’s wide network in 11
cities all over India.
Job Profile –
 EMI presentation of the customers to the bank.
 Maintenance of records of all the customers by updating the same with all kinds of dues and
payments.
 Dealing with customers regarding their EMI collection, problems, foreclosures, account
statements & other matters.
M/s. H.S. Rustagi & Co. 3 Years of Articleship training Feb’98 to Feb’01
Chartered Accountants
February 2003 to September, 2004 Partner & Audit Incharge
Audit, Business Advisory & Taxation Division.
`
Audit and Accounting - Statutory audits under the Companies Act, 1956;
- Statutory Audit of Public Sector Banks;
COMPUTER KNOWLEDGE
Knowledge of Tally, MS-Word, MS-Excel & Internet Applications.
PERSONAL INFORMATION
Date of Birth : February 13th
1978
Father’s Name : Mr. C. M. Maheshwari
Marital Status : Married
Languages Known : English & Hindi
Date:
Place: New Delhi (ACHIN MAHESHWARI)