According to a survey by Affinion International Ltd, many Britons want more guidance on managing their credit profiles. Nearly half of respondents would like to know more about managing credit and think banks should provide more help. While one in five plan to be more proactive managing their profiles in the future, current understanding is limited - only 20% know their credit score, 80% are unaware how long information stays on reports, and 50% don't know how to fix errors. This lack of knowledge contributes to infrequent usage, as just 25% have checked their reports in the past year.

1. Britons demand more help and guidance to manage
their credit profile
1 in 5
plan to do more
to manage their credit
profile in the future
46%
would like to know
more about managing
their credit profile
46%
think their bank
should do more to help
manage their profile
23%
are concerned about
being able to get credit
£
£
£
£
Current understanding is poor
20%
of people know
their current
credit score
80%
don’t know how long
information is held
on their report
50%
don’t know how to
correct errors
on their report
Lack of knowledge
means usage is less
frequent
25%
of people have looked at
their credit report in the
past year
Affinion International Ltd
50 Charter Court, Slough, Berkshire, SL1 2EJ
01753 753338
sales@affinioninternational.com
www.affinioninternational.co.uk