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Working towards a sustainable housing development Infonavit’s role to improve workers’ quality of life The Alliance to Save Energy Washington DC. September 17th, 2009
Infonavit  Overview ,[object Object],[object Object],Infonavit, founded in 1972 by the president of Mexico, is an autonomous institution in which the corporate government comprises equal representation of the labor sector, the employer sector, and the Federal Government. Infonavit has a dual nature, as a social mortgage lender that facilitates opportunities for homeownership to low income workers and as a housing and pension fund
Facilitate opportunities for homeownership Facilitate a better quality of life for workers Objective: to contribute to make a reality the efforts of workers to increase their wealth and well-being.  Today Tomorrow INFONAVIT Lifestyle  An Infonavit Lifestyle: the new institutional strategy
Initiatives to improve housing quality, urban environment and community living Home. Promote housing quality and better quality of life. Urban Environment. Promote local development  Community.   Development of better urban spaces, and community-life. An Infonavit lifestyle Vivienda Comunidad S e r I N F O N A V I T Entorno  Urbano Industry Home owner I N F O N A V I T Government VIVIENDA  INFONAVIT ENTORNO  INFONAVIT COMUNIDAD  INFONAVIT HOME INFONAVIT ENVIRONMENT  INFONAVIT COMMUNITY  INFONAVIT
Green Mortgages Ecological criteria is incorporated in the loan granting standards ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Green Mortgages: Alliance with the Federal Government ,[object Object],[object Object],+
Green Mortgages: Results as of August 2009 Infonavit has granted more than 60 thousand green mortgage loans during 2009, of which, almost 50 thousand have been acquired by low income workers with the subsidy from the Federal Government. The cost of the houses goes from USD 15 to 28 thousand and it includes  an average of  USD 600 in green technology.
Green Mortgages: Considerations While the conversion of housing to green homes in most countries started at the top of the income pyramid, in Mexico it is low-income housing that is being built with energy-saving technologies. And this is not only having a positive impact on the environment, but also on the economies of low-income families as in the country’s reducing the need of investment and subsidy in water and energy infrastructure.
Working towards a sustainable housing development Infonavit’s role to improve workers’ quality of life The Alliance to Save Energy Washington DC. September 17th, 2009

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Working Towards A Sustainable Housing Development: Infonavit’s Role to Improve Workers’ Quality of Life

  • 1. Working towards a sustainable housing development Infonavit’s role to improve workers’ quality of life The Alliance to Save Energy Washington DC. September 17th, 2009
  • 2.
  • 3. Facilitate opportunities for homeownership Facilitate a better quality of life for workers Objective: to contribute to make a reality the efforts of workers to increase their wealth and well-being. Today Tomorrow INFONAVIT Lifestyle An Infonavit Lifestyle: the new institutional strategy
  • 4. Initiatives to improve housing quality, urban environment and community living Home. Promote housing quality and better quality of life. Urban Environment. Promote local development Community. Development of better urban spaces, and community-life. An Infonavit lifestyle Vivienda Comunidad S e r I N F O N A V I T Entorno Urbano Industry Home owner I N F O N A V I T Government VIVIENDA INFONAVIT ENTORNO INFONAVIT COMUNIDAD INFONAVIT HOME INFONAVIT ENVIRONMENT INFONAVIT COMMUNITY INFONAVIT
  • 5.
  • 6.
  • 7. Green Mortgages: Results as of August 2009 Infonavit has granted more than 60 thousand green mortgage loans during 2009, of which, almost 50 thousand have been acquired by low income workers with the subsidy from the Federal Government. The cost of the houses goes from USD 15 to 28 thousand and it includes an average of USD 600 in green technology.
  • 8. Green Mortgages: Considerations While the conversion of housing to green homes in most countries started at the top of the income pyramid, in Mexico it is low-income housing that is being built with energy-saving technologies. And this is not only having a positive impact on the environment, but also on the economies of low-income families as in the country’s reducing the need of investment and subsidy in water and energy infrastructure.
  • 9. Working towards a sustainable housing development Infonavit’s role to improve workers’ quality of life The Alliance to Save Energy Washington DC. September 17th, 2009