SlideShare una empresa de Scribd logo
1 de 10
THE US HOUSE PRICES
Annelijn De Graeve
CONTENT
 US house prices 2006-2010
 High risk loans and the house prices
 Foreclosures and how it affects borrowers
nowadays
 US house prices August
 Conclusion
29/01/2015
2
Created By Annelijn De Graeve
THE US HOUSE PRICES 2006-2010 (1)
 Largest depreciation
 Nevada:  < 50%
 Also high = Californa, Florida and Arizona
 Texas:  only 2%
 National average  20%
29/01/2015
3
Created By Annelijn De Graeve
THE US HOUSE PRICES 2006-2010 (2)
29/01/2015 Created By Annelijn De Graeve
4
 Fixed-rate loans  High risk mortgages
Texas:  2% Nevada:  50%
HOUSE PRICES AND THE HIGH RISK LOANS
 House prices decrease
 Interests increase
House prices < mortgages
29/01/2015
5
Created By Annelijn De Graeve
FORECLOSURE: HOW IT AFFECT PEOPLE
NOWADAYS (1)
 A delay of foreclosure
 People stop paying their loans
29/01/2015
6
Created By Annelijn De Graeve
FORECLOSURE: HOW IT AFFECT PEOPLE
NOWADAYS (2)
29/01/2015 Created By Annelijn De Graeve
7
1. time between stopping payment and being
removed
2. Back up of unsold homes
3. Reputation of banks
 Why are they affecting the borrowors
 3 possible reasons
THE US HOUSE PRICES IN AUGUST 2010
 Prices fell 0.2%
 Some cities prices 
29/01/2015
8
Created By Annelijn De Graeve
CONCLUSION
 US house prices declined
 Some US borrowers aren’t afraid to stop paying
29/01/2015
9
Created By Annelijn De Graeve
29/01/2015
10
Created By Annelijn De Graeve

Más contenido relacionado

La actualidad más candente

Real Estate Comparison: Arizona, Nevada, California, Florida- 2012
Real Estate Comparison: Arizona, Nevada, California, Florida- 2012Real Estate Comparison: Arizona, Nevada, California, Florida- 2012
Real Estate Comparison: Arizona, Nevada, California, Florida- 2012Kris Anderson
 
March 9th Tulsa Oklahoma Real Estate Investments
March 9th Tulsa Oklahoma Real Estate InvestmentsMarch 9th Tulsa Oklahoma Real Estate Investments
March 9th Tulsa Oklahoma Real Estate InvestmentsJoe Pryor
 
Buyerpresentation 200821151257
Buyerpresentation 200821151257Buyerpresentation 200821151257
Buyerpresentation 200821151257AmyHarris76
 
1. Loans Close To Expiration 2009092902
1. Loans Close To Expiration 20090929021. Loans Close To Expiration 2009092902
1. Loans Close To Expiration 2009092902kivamicrofunds
 
The financial crises 2001
The financial crises 2001The financial crises 2001
The financial crises 2001Telenor
 
Ams Rural Housing
Ams Rural HousingAms Rural Housing
Ams Rural Housingguest3e967
 
Would you like to own a home someday??
Would you like to own a home someday??Would you like to own a home someday??
Would you like to own a home someday??talreznik
 
The Clg Flyer 07 10 09 No Border
The Clg Flyer 07 10 09 No BorderThe Clg Flyer 07 10 09 No Border
The Clg Flyer 07 10 09 No Bordermichaelchadscott
 

La actualidad más candente (11)

Buy vs. Rent
Buy vs. RentBuy vs. Rent
Buy vs. Rent
 
Real Estate Comparison: Arizona, Nevada, California, Florida- 2012
Real Estate Comparison: Arizona, Nevada, California, Florida- 2012Real Estate Comparison: Arizona, Nevada, California, Florida- 2012
Real Estate Comparison: Arizona, Nevada, California, Florida- 2012
 
Buyer Presentation
Buyer PresentationBuyer Presentation
Buyer Presentation
 
Upfront pmi
Upfront pmiUpfront pmi
Upfront pmi
 
March 9th Tulsa Oklahoma Real Estate Investments
March 9th Tulsa Oklahoma Real Estate InvestmentsMarch 9th Tulsa Oklahoma Real Estate Investments
March 9th Tulsa Oklahoma Real Estate Investments
 
Buyerpresentation 200821151257
Buyerpresentation 200821151257Buyerpresentation 200821151257
Buyerpresentation 200821151257
 
1. Loans Close To Expiration 2009092902
1. Loans Close To Expiration 20090929021. Loans Close To Expiration 2009092902
1. Loans Close To Expiration 2009092902
 
The financial crises 2001
The financial crises 2001The financial crises 2001
The financial crises 2001
 
Ams Rural Housing
Ams Rural HousingAms Rural Housing
Ams Rural Housing
 
Would you like to own a home someday??
Would you like to own a home someday??Would you like to own a home someday??
Would you like to own a home someday??
 
The Clg Flyer 07 10 09 No Border
The Clg Flyer 07 10 09 No BorderThe Clg Flyer 07 10 09 No Border
The Clg Flyer 07 10 09 No Border
 

Destacado

Traveling around iecava
Traveling around iecavaTraveling around iecava
Traveling around iecavaInga Čipena
 
Iecava's Boarding school in Latvia
Iecava's Boarding school in LatviaIecava's Boarding school in Latvia
Iecava's Boarding school in LatviaInga Čipena
 
Green Buildings
Green BuildingsGreen Buildings
Green Buildingsjgall12
 
Comenius CE iecava
Comenius CE iecavaComenius CE iecava
Comenius CE iecavaInga Čipena
 
4 greek recipes
4 greek recipes4 greek recipes
4 greek recipesargzymaras
 
20121020 sirpat diaporama_ad_t_dec-2012%5b2%5d
20121020 sirpat diaporama_ad_t_dec-2012%5b2%5d20121020 sirpat diaporama_ad_t_dec-2012%5b2%5d
20121020 sirpat diaporama_ad_t_dec-2012%5b2%5dTangui YesFuture
 
SHOWOOD εμποτισμένα προϊόντα κήπου - κατάλογος 2014
SHOWOOD εμποτισμένα προϊόντα κήπου - κατάλογος 2014SHOWOOD εμποτισμένα προϊόντα κήπου - κατάλογος 2014
SHOWOOD εμποτισμένα προϊόντα κήπου - κατάλογος 2014showood.gr
 
Pod proportions
Pod proportionsPod proportions
Pod proportionsaitag
 

Destacado (9)

Traveling around iecava
Traveling around iecavaTraveling around iecava
Traveling around iecava
 
Iecava's Boarding school in Latvia
Iecava's Boarding school in LatviaIecava's Boarding school in Latvia
Iecava's Boarding school in Latvia
 
Green Buildings
Green BuildingsGreen Buildings
Green Buildings
 
Comenius CE iecava
Comenius CE iecavaComenius CE iecava
Comenius CE iecava
 
4 greek recipes
4 greek recipes4 greek recipes
4 greek recipes
 
20121020 sirpat diaporama_ad_t_dec-2012%5b2%5d
20121020 sirpat diaporama_ad_t_dec-2012%5b2%5d20121020 sirpat diaporama_ad_t_dec-2012%5b2%5d
20121020 sirpat diaporama_ad_t_dec-2012%5b2%5d
 
SAP LEAD Brochure
SAP LEAD BrochureSAP LEAD Brochure
SAP LEAD Brochure
 
SHOWOOD εμποτισμένα προϊόντα κήπου - κατάλογος 2014
SHOWOOD εμποτισμένα προϊόντα κήπου - κατάλογος 2014SHOWOOD εμποτισμένα προϊόντα κήπου - κατάλογος 2014
SHOWOOD εμποτισμένα προϊόντα κήπου - κατάλογος 2014
 
Pod proportions
Pod proportionsPod proportions
Pod proportions
 

Último

(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...ranjana rawat
 
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...ssifa0344
 
Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking
Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance BookingCall Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking
Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Bookingroncy bisnoi
 
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptxFinTech Belgium
 
00_Main ppt_MeetupDORA&CyberSecurity.pptx
00_Main ppt_MeetupDORA&CyberSecurity.pptx00_Main ppt_MeetupDORA&CyberSecurity.pptx
00_Main ppt_MeetupDORA&CyberSecurity.pptxFinTech Belgium
 
The Economic History of the U.S. Lecture 30.pdf
The Economic History of the U.S. Lecture 30.pdfThe Economic History of the U.S. Lecture 30.pdf
The Economic History of the U.S. Lecture 30.pdfGale Pooley
 
Quarter 4- Module 3 Principles of Marketing
Quarter 4- Module 3 Principles of MarketingQuarter 4- Module 3 Principles of Marketing
Quarter 4- Module 3 Principles of MarketingMaristelaRamos12
 
03_Emmanuel Ndiaye_Degroof Petercam.pptx
03_Emmanuel Ndiaye_Degroof Petercam.pptx03_Emmanuel Ndiaye_Degroof Petercam.pptx
03_Emmanuel Ndiaye_Degroof Petercam.pptxFinTech Belgium
 
The Economic History of the U.S. Lecture 20.pdf
The Economic History of the U.S. Lecture 20.pdfThe Economic History of the U.S. Lecture 20.pdf
The Economic History of the U.S. Lecture 20.pdfGale Pooley
 
The Economic History of the U.S. Lecture 19.pdf
The Economic History of the U.S. Lecture 19.pdfThe Economic History of the U.S. Lecture 19.pdf
The Economic History of the U.S. Lecture 19.pdfGale Pooley
 
VIP Kolkata Call Girl Serampore 👉 8250192130 Available With Room
VIP Kolkata Call Girl Serampore 👉 8250192130  Available With RoomVIP Kolkata Call Girl Serampore 👉 8250192130  Available With Room
VIP Kolkata Call Girl Serampore 👉 8250192130 Available With Roomdivyansh0kumar0
 
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...ssifa0344
 
Malad Call Girl in Services 9892124323 | ₹,4500 With Room Free Delivery
Malad Call Girl in Services  9892124323 | ₹,4500 With Room Free DeliveryMalad Call Girl in Services  9892124323 | ₹,4500 With Room Free Delivery
Malad Call Girl in Services 9892124323 | ₹,4500 With Room Free DeliveryPooja Nehwal
 
The Economic History of the U.S. Lecture 22.pdf
The Economic History of the U.S. Lecture 22.pdfThe Economic History of the U.S. Lecture 22.pdf
The Economic History of the U.S. Lecture 22.pdfGale Pooley
 
OAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptx
OAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptxOAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptx
OAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptxhiddenlevers
 
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...ranjana rawat
 
The Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdfThe Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdfGale Pooley
 
The Economic History of the U.S. Lecture 21.pdf
The Economic History of the U.S. Lecture 21.pdfThe Economic History of the U.S. Lecture 21.pdf
The Economic History of the U.S. Lecture 21.pdfGale Pooley
 
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure serviceCall US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure servicePooja Nehwal
 

Último (20)

(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
 
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
 
Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking
Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance BookingCall Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking
Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking
 
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
02_Fabio Colombo_Accenture_MeetupDora&Cybersecurity.pptx
 
00_Main ppt_MeetupDORA&CyberSecurity.pptx
00_Main ppt_MeetupDORA&CyberSecurity.pptx00_Main ppt_MeetupDORA&CyberSecurity.pptx
00_Main ppt_MeetupDORA&CyberSecurity.pptx
 
The Economic History of the U.S. Lecture 30.pdf
The Economic History of the U.S. Lecture 30.pdfThe Economic History of the U.S. Lecture 30.pdf
The Economic History of the U.S. Lecture 30.pdf
 
Commercial Bank Economic Capsule - April 2024
Commercial Bank Economic Capsule - April 2024Commercial Bank Economic Capsule - April 2024
Commercial Bank Economic Capsule - April 2024
 
Quarter 4- Module 3 Principles of Marketing
Quarter 4- Module 3 Principles of MarketingQuarter 4- Module 3 Principles of Marketing
Quarter 4- Module 3 Principles of Marketing
 
03_Emmanuel Ndiaye_Degroof Petercam.pptx
03_Emmanuel Ndiaye_Degroof Petercam.pptx03_Emmanuel Ndiaye_Degroof Petercam.pptx
03_Emmanuel Ndiaye_Degroof Petercam.pptx
 
The Economic History of the U.S. Lecture 20.pdf
The Economic History of the U.S. Lecture 20.pdfThe Economic History of the U.S. Lecture 20.pdf
The Economic History of the U.S. Lecture 20.pdf
 
The Economic History of the U.S. Lecture 19.pdf
The Economic History of the U.S. Lecture 19.pdfThe Economic History of the U.S. Lecture 19.pdf
The Economic History of the U.S. Lecture 19.pdf
 
VIP Kolkata Call Girl Serampore 👉 8250192130 Available With Room
VIP Kolkata Call Girl Serampore 👉 8250192130  Available With RoomVIP Kolkata Call Girl Serampore 👉 8250192130  Available With Room
VIP Kolkata Call Girl Serampore 👉 8250192130 Available With Room
 
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
 
Malad Call Girl in Services 9892124323 | ₹,4500 With Room Free Delivery
Malad Call Girl in Services  9892124323 | ₹,4500 With Room Free DeliveryMalad Call Girl in Services  9892124323 | ₹,4500 With Room Free Delivery
Malad Call Girl in Services 9892124323 | ₹,4500 With Room Free Delivery
 
The Economic History of the U.S. Lecture 22.pdf
The Economic History of the U.S. Lecture 22.pdfThe Economic History of the U.S. Lecture 22.pdf
The Economic History of the U.S. Lecture 22.pdf
 
OAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptx
OAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptxOAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptx
OAT_RI_Ep19 WeighingTheRisks_Apr24_TheYellowMetal.pptx
 
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(DIYA) Bhumkar Chowk Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
 
The Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdfThe Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdf
 
The Economic History of the U.S. Lecture 21.pdf
The Economic History of the U.S. Lecture 21.pdfThe Economic History of the U.S. Lecture 21.pdf
The Economic History of the U.S. Lecture 21.pdf
 
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure serviceCall US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
 

The US house prices

  • 1. THE US HOUSE PRICES Annelijn De Graeve
  • 2. CONTENT  US house prices 2006-2010  High risk loans and the house prices  Foreclosures and how it affects borrowers nowadays  US house prices August  Conclusion 29/01/2015 2 Created By Annelijn De Graeve
  • 3. THE US HOUSE PRICES 2006-2010 (1)  Largest depreciation  Nevada:  < 50%  Also high = Californa, Florida and Arizona  Texas:  only 2%  National average  20% 29/01/2015 3 Created By Annelijn De Graeve
  • 4. THE US HOUSE PRICES 2006-2010 (2) 29/01/2015 Created By Annelijn De Graeve 4  Fixed-rate loans  High risk mortgages Texas:  2% Nevada:  50%
  • 5. HOUSE PRICES AND THE HIGH RISK LOANS  House prices decrease  Interests increase House prices < mortgages 29/01/2015 5 Created By Annelijn De Graeve
  • 6. FORECLOSURE: HOW IT AFFECT PEOPLE NOWADAYS (1)  A delay of foreclosure  People stop paying their loans 29/01/2015 6 Created By Annelijn De Graeve
  • 7. FORECLOSURE: HOW IT AFFECT PEOPLE NOWADAYS (2) 29/01/2015 Created By Annelijn De Graeve 7 1. time between stopping payment and being removed 2. Back up of unsold homes 3. Reputation of banks  Why are they affecting the borrowors  3 possible reasons
  • 8. THE US HOUSE PRICES IN AUGUST 2010  Prices fell 0.2%  Some cities prices  29/01/2015 8 Created By Annelijn De Graeve
  • 9. CONCLUSION  US house prices declined  Some US borrowers aren’t afraid to stop paying 29/01/2015 9 Created By Annelijn De Graeve