1. WE DEAL WITH TOP BANKS TO
ACCOMPLISH YOUR DESIRE
WE PROVIDE WAY TO
FLOURISH……..BEST LOAN FACILITY

2. MR
ARVIND
BHARDWAJ

3. OVERVIEW
Balaji Associates a leading financial company ( which
deals in all types of Loans, Insurance, Fixed Deposit
, Balance Tranfer,OD-CC limit, LRD, LIP etc)has
completed its glorified six years and has its strong
hold over market ….we have been maintaining a
strong relationship with most of the reputed
organization …and served them till their full
satisfaction…..we have tie up with most of the
reputed banks which include Government Banks
,Private Banks as well as NBFCS………we have been
working with most of the reputed companies and
builders and have been maintaining mutual
relationship with better understanding …..

5. Balaji associates is a financial consultancy. Understanding
customer needs intimately, providing a complete product
range for clients and total commitment to service delivery is
our objective. We offer a wide product menu and reputed
partnership to bring the best to our customer….

6. BALAJI ASSOCIATES IS A LEADING FINANCIAL
ORGANISATION WHICH DEALS IN ALL TYPES OF
LOAN
 HOME LOAN
 LOAN AGAINST PROPERTY
 BUSINESS LOAN
 PERSONAL LOAN
 OVERDRAFT
 LEASE RENTAL DISCOUNTING
 LIQUID INCOME PROGRAM
 PROJECT APPROVAL OF BUILDERS FROM
DIFFERENT BANKS
 FIXED DEPOSIT

7.  Dedicated to save your time.
 Work as a guiding source
 Perform balance transfer activity at cheapest rate.
 Personal counseling through out the process.
 Competitive rates.
 Help you to choose best product best suite to your need.
 Respecting your privacy.

8.  Dedicated to save your time.
 Work as a guiding source
 Perform balance transfer activity at
cheapest rate.
 Personal counseling through out the
process.
 Competitive rates.
 Help you to choose best product best suite
to your need.
 Respecting your privacy.

9.  Minimum documentation.
 Balance transfer at lower rate of interest.
 Doorstep facilities.
 Superfast application, processing and
disbursement.
 Flexible repayment.
 Minimum processing fees.

10. SECURED LOANS
1. Home loan
2. Loan against property
3. Overdraft
4. Lease rental discounting
5. Liquid income program
UNSECURED LOANS
1. Business loan
2. Personal loan

11. Home Loan
 For resale.
 For builder plan.
Age limit 21 to 60 years
Tenure period 1 to 20/30*
R.O.I 9.85%* to 10.50%

12. Conditions:
Against property.
Against security.
R.O.I 11.5*% to 13.5%.
for 15 years.
R.O.I 11.5*% to 13.5%.
for 15 years.

13.  R.O.I at 12.50% to 14% for flat.
 Tenure period of 10 years.
 Yearly renewable .
Bank Overdraft

14. OUR SERVICES

15. BANKSRATES
1.SBI Home loan
•9.90% up to any amount
•Special offer for women
•R.O.I at 9.85%

16. For 3 years
Up to 75 lac Above 75 lac
salaried 9.95*% 9.95%
Self employed 10.45% 10.50%
Non professional
residential property
12.50%
lap 11.30%
Lease rental
discounting
12.00%
PNB
Housing

17. Home loan:
 ROI 9.90% UPTO any amount.
Loan Against Property:
 ROI 12.00%.

18. BALAJI ASSOCIATES
PRESENTS
PROPOSED
OFFERS
DHFL
PNB HFL
BUILDER
PLAN
INDIABULLS

19. VALIDITY TO………………
• Net disbursed volume will be considered .
• For tranche disbursals, only volume will be considered
in calculations.
• For channels operating in multiple locations,
minimum file criteria must be met in any one of the
locations on a standalone basis.
• All loans must be active at the time of result
publication.
• Decision of Balaji Associates Management would be
final.

20. If you serve us with 5crore or more then 5
crore loan needed clients per month for:
If you serve us with 7 crore or more then 7
crore of loan requirements each month for:

21. Senior citizens (above 60 years) will be eligible for
0.25% additional rate of interest.
Above rates are applicable upto 5 Crore of Deposits .
Senior citizen rates are applicable for deposits upto 1
Crore only.
RATE OF INTEREST ARE MENTIONED
BELOW….

22. tenure Cumulat
ive
deposits
Non-
Cumulative
Deposit
ROI (p.a.)
ROI Tentative
yield to
maturity *
Month
ly
qua
rterl
y
Hal
f
yea
rly
ann
ual
12 9.15% 9.15% 8.80% 8.85% 8.95% 9.15%
24 9.15% 9.57% 8.80% 8.85% 8.95% 9.15%
36 9.15% 10.01% 8.80% 8.85% 8.95% 9.15%
48 9.15% 10.48% 8.80% 8.85% 8.95% 9.15%
60 9.15% 10.98% 8.80% 8.85% 8.95% 9.15%
Minim
um
deposi
t
amoun
t
200000

23. INSURANCE PLANS ARE ALSO AVAILABLE FOR YOUR FUTURE SECURITY AS
WELL AS FOR TAX SAVING PURPOSE-
SOME OF THE PLANS ARE-
MEDICLAIM
ACCIDENTAL PLANS
ULIP PLANS
CHILDREN PLANS LIKE UDAAN

26. #9911779910,
9911789910
ARVIND BHARDWAJ
Arvind_2bhardwaj@yahoo.c
om