Business owners are well-positioned to offer the necessary instruments and resources for workers to prosper financially.

1. Ephraim Global Study Shows That Japanese Employees Prefer Face-To-Face Financial
Advice
Summary: Business owners are well-positioned to offer the necessary instruments and resources
for workers to prosper financially.
A new study conducted by Ephraim Global, the Tokyo-based asset management company,
reveals that 57% of employed Japanese citizens favor getting face-to-face financial advice from a
financial advisor. On the other hand 32% of the respondents replied that they periodically count
on financial advice which they receive from their employers, which indicates that there are many
opportunities for business owners and managers to assist busy workers with planning their
financial futures.
“Availability, confidence and time are crucial in terms of receiving helpful financial advice. In
this day and age being able to access financial advice at the same place where one is employed
can help workers be more calculated regarding future plans and likewise be more confident about
their retirement security” said Hajime Fujiharu, Chief Operating Officer at Ephraim Global.
“Business owners and firm executives around Japan have the perfect opportunity to engage their
employees regarding retirement savings and to encourage them to use all of the available
resources within their workplace to their advantage”.
For individuals looking for financial advice insufficient confidence represents a hindrance.
According to the study’s results more than 50% of the respondent employees have said that they
find it difficult to know what sources and advisors are trustworthy enough for them to use.
Particularly, young professionals that are only just starting on their career path aren’t certain
about where they should begin looking for advice: 29% of employees between the ages of 18 to
35 have replied that they have no knowledge regarding the questions they should ask a financial
adviser.
By offering employees access to financial guidance throughout the entirety of their careers, from
the moment of hire to nearing the age of retirement, employers stand to gain a superior level of
confidence and reliability, retain skilled talent and emphasize the relevance of financial planning.
“We are very proud of the fact that we are actively assisting our institutional clients develop
trusting relationships with their workforce, and we endeavor equally hard to maintain a similar
level of confidence with each of the individuals that we represent or on behalf of whom we work
for” added Mr. Fujiharu. “In this regard we are doing very well; as a matter of fact, up to 92% of
the individuals that have taken part in the study have stated that they believe Ephraim Global
comprehends their unique requirements and objectives, and have the necessary expertise to
manage and take care of their financial needs”.
About Ephraim Global
Founded in 2005, Tokyo-based Ephraim Global is an international asset management
group serving clients around the world. The company offers a wide range of financial
advisory and planning services, bond and mutual funds, diversified asset portfolios,

2. pension plans and account management for private and institutional clients alike,
focusing on diversification, extensive research and a risk-aware investment approach.
Harumi Island Triton Square Office Tower, 1-8-12 Tower Z, Harumi, Chuo-Ku, Tokyo, Japan.
info@ephraimglobal.com
contact@ephraimglobal.com
fax: +81 345790121