SlideShare una empresa de Scribd logo
1 de 53
Ways to Avoid Foreclosure If we all did the things we are capable of doing  we would literally astound ourselves.   -Thomas Edison
Laura Hall, Broker ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Designations
NATIONAL MORTGAGE  DELINQUENCY NUMBERS
National Numbers 1 st  Quarter 2010 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
National Numbers, Prime Loans 1 st  Quarter 2010 ,[object Object],[object Object],[object Object],[object Object],[object Object]
National Numbers, Subprime Loans 1 st  Quarter 2010 ,[object Object],[object Object],[object Object],[object Object],[object Object]
National Numbers, FHA Loans 1 st  Quarter 2010 ,[object Object],[object Object],[object Object],[object Object],[object Object]
National Numbers, VA Loans 1 st  Quarter 2010 ,[object Object],[object Object],[object Object],[object Object],[object Object]
More than 7 out of 10 homeowners go into foreclosure without  VISIBLE intervention. (You are the exception)
FORECLOSURE EXPLAINED
Foreclosure is a Process ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Foreclosure is a Process ,[object Object],[object Object],[object Object],[object Object],[object Object]
POSSIBLE CONSEQUENCES ,[object Object]
Reasons to Avoid Foreclosure ,[object Object],[object Object],[object Object],[object Object],[object Object]
Reasons to Avoid Foreclosure ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],*Not applicable in some states
Reasons to Avoid Foreclosure ,[object Object],[object Object],[object Object]
SOLUTIONS ,[object Object],[object Object],[object Object]
FORECLOSURE PREVENTION RESOURCES ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
FORECLOSURE PREVENTION RESOURCES ,[object Object],[object Object],[object Object],[object Object],[object Object]
Reinstatement ,[object Object],[object Object],[object Object],Your Options
Reinstatement Example ,[object Object],[object Object],[object Object],Your Options
Forbearance or Re-Payment Plan ,[object Object],[object Object],[object Object],[object Object],Your Options
Forbearance Example ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Your Options
[object Object],[object Object],[object Object]
Sell the Property ,[object Object],[object Object],Your Options
Rent the Property ,[object Object],[object Object],[object Object],[object Object],Your Options
Refinance ,[object Object],[object Object],Your Options
Mortgage Modification ,[object Object],[object Object],[object Object],[object Object],Your Options
Mortgage Modification ,[object Object],[object Object],[object Object],Your Options
Deed-In-Lieu of Foreclosure ,[object Object],[object Object],[object Object],[object Object],Your Options
Bankruptcy ,[object Object],[object Object],[object Object],Your Options
Servicemembers Civil Relief Act (SCRA) ,[object Object],[object Object],[object Object],[object Object],Your Options
Short Sale ,[object Object],[object Object],[object Object],[object Object],Your Options
Definition  ,[object Object],[object Object],[object Object],[object Object]
What a Short Sale is Not  ,[object Object],[object Object]
Two Major Consequences ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Mortgage Forgiveness Debt Relief Act of 2007 ,[object Object],[object Object],[object Object]
MFDRA Details, Phantom Tax  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Ask about IRS Publication 4781 and IRS Form 982
Deficiency Judgment ,[object Object],[object Object],[object Object]
 
A Quick Overview ,[object Object],[object Object],[object Object],[object Object]
Requirements ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Incentives ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Highlights ,[object Object],[object Object],[object Object],[object Object],[object Object]
Highlights continued ,[object Object],[object Object]
Home Affordable Foreclosure Alternatives Program: Overview ,[object Object],[object Object],[object Object],[object Object],[object Object]
Causes for Termination ,[object Object],[object Object],[object Object],[object Object],[object Object]
Participating Lenders ,[object Object],[object Object]
THE SHORT SALE PROCESS  YOUR INVOLVEMENT
SHORT SALE PROCESS Owner Involvement ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
A CDPE Stands Apart ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Thank You For Your Time! Laura Hall, Broker [email_address] 866 (554) 6637 CA DRE# 01306395

Más contenido relacionado

La actualidad más candente

Foreclosure alternative-short-sale
Foreclosure alternative-short-saleForeclosure alternative-short-sale
Foreclosure alternative-short-sale
cornnutz
 
Short sale listing presentation
Short sale listing presentationShort sale listing presentation
Short sale listing presentation
donnasellsdenver
 
Mortgage industry explained-maria arrua
Mortgage industry explained-maria arruaMortgage industry explained-maria arrua
Mortgage industry explained-maria arrua
Maria A. Arrua
 
A guide to mortgage advice
A guide to mortgage adviceA guide to mortgage advice
A guide to mortgage advice
Kaushik Amliwala
 
Which loan is best for you maria arrua
Which loan is best for you maria arruaWhich loan is best for you maria arrua
Which loan is best for you maria arrua
Maria A. Arrua
 
New Homebuyer Presentation
New Homebuyer PresentationNew Homebuyer Presentation
New Homebuyer Presentation
loanav8r
 

La actualidad más candente (20)

Intercepting and Preventing Foreclosure.
Intercepting and Preventing Foreclosure.Intercepting and Preventing Foreclosure.
Intercepting and Preventing Foreclosure.
 
Foreclosure alternative-short-sale
Foreclosure alternative-short-saleForeclosure alternative-short-sale
Foreclosure alternative-short-sale
 
Csp Seminar Final
Csp Seminar FinalCsp Seminar Final
Csp Seminar Final
 
Roadmap of the Mortgage Loan Process
Roadmap of the Mortgage Loan ProcessRoadmap of the Mortgage Loan Process
Roadmap of the Mortgage Loan Process
 
Short sale listing presentation
Short sale listing presentationShort sale listing presentation
Short sale listing presentation
 
Re max results buyers guide
Re max results buyers guideRe max results buyers guide
Re max results buyers guide
 
Short Sale Process
Short Sale ProcessShort Sale Process
Short Sale Process
 
Short Sale Information
Short Sale InformationShort Sale Information
Short Sale Information
 
Short sale presentation
Short sale presentationShort sale presentation
Short sale presentation
 
Mortgage industry explained-maria arrua
Mortgage industry explained-maria arruaMortgage industry explained-maria arrua
Mortgage industry explained-maria arrua
 
Dynamic Finance Presentation
Dynamic Finance PresentationDynamic Finance Presentation
Dynamic Finance Presentation
 
Divorce Lending Dec
Divorce Lending DecDivorce Lending Dec
Divorce Lending Dec
 
BUYING YOUR FIRST HOME - capitalhomelending.ca
BUYING YOUR FIRST HOME - capitalhomelending.caBUYING YOUR FIRST HOME - capitalhomelending.ca
BUYING YOUR FIRST HOME - capitalhomelending.ca
 
First Time Home Buyer Class Sacramento California
First Time Home Buyer Class Sacramento CaliforniaFirst Time Home Buyer Class Sacramento California
First Time Home Buyer Class Sacramento California
 
CF_ U5 US Mortgage
CF_ U5 US MortgageCF_ U5 US Mortgage
CF_ U5 US Mortgage
 
A guide to mortgage advice
A guide to mortgage adviceA guide to mortgage advice
A guide to mortgage advice
 
Which loan is best for you maria arrua
Which loan is best for you maria arruaWhich loan is best for you maria arrua
Which loan is best for you maria arrua
 
New Homebuyer Presentation
New Homebuyer PresentationNew Homebuyer Presentation
New Homebuyer Presentation
 
Short Short Basics
Short Short BasicsShort Short Basics
Short Short Basics
 
Home Foreclosure Alternatives
Home Foreclosure AlternativesHome Foreclosure Alternatives
Home Foreclosure Alternatives
 

Destacado

Digital citizenship josti
Digital citizenship jostiDigital citizenship josti
Digital citizenship josti
Sandy Munnell
 
10 идей для повышения эффективности маркетинга
10 идей для повышения эффективности маркетинга10 идей для повышения эффективности маркетинга
10 идей для повышения эффективности маркетинга
Nigcon
 
Krylov Subspace based Direct Projection Techninques for low frequency fully c...
Krylov Subspace based Direct Projection Techninques for low frequency fully c...Krylov Subspace based Direct Projection Techninques for low frequency fully c...
Krylov Subspace based Direct Projection Techninques for low frequency fully c...
jhgjahsg kjhkj
 
A Comparison between One-Sided and Two-Sided Arnoldi based Model Reduction fo...
A Comparison between One-Sided and Two-Sided Arnoldi based Model Reduction fo...A Comparison between One-Sided and Two-Sided Arnoldi based Model Reduction fo...
A Comparison between One-Sided and Two-Sided Arnoldi based Model Reduction fo...
jhgjahsg kjhkj
 
GCC Agriculture Presentation v5
GCC Agriculture Presentation v5GCC Agriculture Presentation v5
GCC Agriculture Presentation v5
nicholaslodge
 

Destacado (11)

Digital citizenship josti
Digital citizenship jostiDigital citizenship josti
Digital citizenship josti
 
Moving Meditation
Moving MeditationMoving Meditation
Moving Meditation
 
10 идей для повышения эффективности маркетинга
10 идей для повышения эффективности маркетинга10 идей для повышения эффективности маркетинга
10 идей для повышения эффективности маркетинга
 
Krylov Subspace based Direct Projection Techninques for low frequency fully c...
Krylov Subspace based Direct Projection Techninques for low frequency fully c...Krylov Subspace based Direct Projection Techninques for low frequency fully c...
Krylov Subspace based Direct Projection Techninques for low frequency fully c...
 
The journey ends
The journey endsThe journey ends
The journey ends
 
10 идей для повышения эффективности маркетинга
10 идей для повышения эффективности маркетинга10 идей для повышения эффективности маркетинга
10 идей для повышения эффективности маркетинга
 
A Comparison between One-Sided and Two-Sided Arnoldi based Model Reduction fo...
A Comparison between One-Sided and Two-Sided Arnoldi based Model Reduction fo...A Comparison between One-Sided and Two-Sided Arnoldi based Model Reduction fo...
A Comparison between One-Sided and Two-Sided Arnoldi based Model Reduction fo...
 
Hafa For Homeowners Hollywoodhillsavoidforeclosure
Hafa For Homeowners HollywoodhillsavoidforeclosureHafa For Homeowners Hollywoodhillsavoidforeclosure
Hafa For Homeowners Hollywoodhillsavoidforeclosure
 
Re-Engineering
Re-EngineeringRe-Engineering
Re-Engineering
 
Fore! (-teen below)
Fore! (-teen below) Fore! (-teen below)
Fore! (-teen below)
 
GCC Agriculture Presentation v5
GCC Agriculture Presentation v5GCC Agriculture Presentation v5
GCC Agriculture Presentation v5
 

Similar a CDPE Homeowner Seminars Hollywoodhillsavoidforeclosure

The short sale_process_for_homeowner_show
The short sale_process_for_homeowner_showThe short sale_process_for_homeowner_show
The short sale_process_for_homeowner_show
Ejando
 
The Sweet Short Sale Process: A Homeowner's Guide
The Sweet Short Sale Process: A Homeowner's Guide The Sweet Short Sale Process: A Homeowner's Guide
The Sweet Short Sale Process: A Homeowner's Guide
Shaunna Patterson Beach
 
What is a Short Sale?
What is a Short Sale?What is a Short Sale?
What is a Short Sale?
jmedranocv
 
Family Legal Guide Chapter 8 Bankruptcy
Family Legal Guide  Chapter 8 BankruptcyFamily Legal Guide  Chapter 8 Bankruptcy
Family Legal Guide Chapter 8 Bankruptcy
legalcounsel
 
Short Sales - The Iceberg Analogy
Short Sales - The Iceberg AnalogyShort Sales - The Iceberg Analogy
Short Sales - The Iceberg Analogy
Nash Law Firm PLLC
 
First Time Buyer Presentation
First Time Buyer PresentationFirst Time Buyer Presentation
First Time Buyer Presentation
bethrepta
 
First Time Home Buyer Presentation
First Time Home Buyer PresentationFirst Time Home Buyer Presentation
First Time Home Buyer Presentation
bethrepta
 

Similar a CDPE Homeowner Seminars Hollywoodhillsavoidforeclosure (20)

Wendy shaw short sale package
Wendy shaw   short sale packageWendy shaw   short sale package
Wendy shaw short sale package
 
The Short Sale Process For Sellers
The Short Sale Process For SellersThe Short Sale Process For Sellers
The Short Sale Process For Sellers
 
The short sale_process_for_homeowner_show
The short sale_process_for_homeowner_showThe short sale_process_for_homeowner_show
The short sale_process_for_homeowner_show
 
The Short Sale Process For Homeowner
The Short Sale Process For Homeowner The Short Sale Process For Homeowner
The Short Sale Process For Homeowner
 
The Sweet Short Sale Process: A Homeowner's Guide
The Sweet Short Sale Process: A Homeowner's Guide The Sweet Short Sale Process: A Homeowner's Guide
The Sweet Short Sale Process: A Homeowner's Guide
 
Foreclosure Prevention Course
Foreclosure Prevention CourseForeclosure Prevention Course
Foreclosure Prevention Course
 
Short Sale Listing Presentation
Short Sale Listing PresentationShort Sale Listing Presentation
Short Sale Listing Presentation
 
V3 Frequently Asked Questions
V3  Frequently  Asked  QuestionsV3  Frequently  Asked  Questions
V3 Frequently Asked Questions
 
Short Sale Seminar Bakersfield Ca
Short Sale Seminar Bakersfield CaShort Sale Seminar Bakersfield Ca
Short Sale Seminar Bakersfield Ca
 
Mortgage Buyers Guide
Mortgage Buyers GuideMortgage Buyers Guide
Mortgage Buyers Guide
 
Working w/ Realtors
Working w/ RealtorsWorking w/ Realtors
Working w/ Realtors
 
What is a Short Sale?
What is a Short Sale?What is a Short Sale?
What is a Short Sale?
 
Family Legal Guide Chapter 8 Bankruptcy
Family Legal Guide  Chapter 8 BankruptcyFamily Legal Guide  Chapter 8 Bankruptcy
Family Legal Guide Chapter 8 Bankruptcy
 
Attorney Loan Modification Program
Attorney Loan Modification ProgramAttorney Loan Modification Program
Attorney Loan Modification Program
 
Short Sales - The Iceberg Analogy
Short Sales - The Iceberg AnalogyShort Sales - The Iceberg Analogy
Short Sales - The Iceberg Analogy
 
Stop michigan foreclosure www.stopmichiganforeclosurenow.com today
Stop michigan foreclosure www.stopmichiganforeclosurenow.com todayStop michigan foreclosure www.stopmichiganforeclosurenow.com today
Stop michigan foreclosure www.stopmichiganforeclosurenow.com today
 
Shortsales Power Point 1
Shortsales Power Point 1Shortsales Power Point 1
Shortsales Power Point 1
 
First Time Buyer Presentation
First Time Buyer PresentationFirst Time Buyer Presentation
First Time Buyer Presentation
 
First Time Home Buyer Presentation
First Time Home Buyer PresentationFirst Time Home Buyer Presentation
First Time Home Buyer Presentation
 
Short Sale Presentation
Short  Sale  PresentationShort  Sale  Presentation
Short Sale Presentation
 

CDPE Homeowner Seminars Hollywoodhillsavoidforeclosure

  • 1. Ways to Avoid Foreclosure If we all did the things we are capable of doing we would literally astound ourselves.   -Thomas Edison
  • 2.
  • 4. NATIONAL MORTGAGE DELINQUENCY NUMBERS
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10. More than 7 out of 10 homeowners go into foreclosure without VISIBLE intervention. (You are the exception)
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20.
  • 21.
  • 22.
  • 23.
  • 24.
  • 25.
  • 26.
  • 27.
  • 28.
  • 29.
  • 30.
  • 31.
  • 32.
  • 33.
  • 34.
  • 35.
  • 36.
  • 37.
  • 38.
  • 39.
  • 40.
  • 41.  
  • 42.
  • 43.
  • 44.
  • 45.
  • 46.
  • 47.
  • 48.
  • 49.
  • 50. THE SHORT SALE PROCESS YOUR INVOLVEMENT
  • 51.
  • 52.
  • 53. Thank You For Your Time! Laura Hall, Broker [email_address] 866 (554) 6637 CA DRE# 01306395