1. Unit 203, KBAWP Building
Elektra Street, Abu Dhabi, U.A.E.
Mobile Nos. : (+97155)5527674
Residence Tel. No.: (+9712)6354583
Office Tel. No.: (+9712)4185367
Office Fax No.: (+9712) 6776628
Office Email Address: c_lim@awnic.com
Personal Email Address: cmlim_104@yahoo.com
Carlos Marcelo Lim
Work Experience: AL WATHBA NATIONAL INSURANCE CO. PSC
Assistant Manager – Life & Medical Department
Abu Dhabi Head Office
March 2007 to present
Duties and Responsibilities:
 Reviews/evaluates various risks involving group life and medical insurance
businesses which are required by clients
 Supervises all other staff of the Department in their day-to-day work
performance and ensures that the operating procedures are properly
implemented.
 Prepares Monthly Reports (i.e. Production and Claims)
 Formulates plans aimed at achieving the income objectives
 Ensures the attainment of the objectives by implementing the strategies and
action steps set out in the plans
 Establishes and maintains harmonious business relationship with clients,
agents,brokers, insurance& reinsurance companies
 Prepares proposals and quotations for clients
 Prepares Life Treaty Facility
 Safeguards existing profitable account
 Authority to sign policies,endorsements, tenders, debit and credit notes
 Reviews claim documents and submits recommendations to superior for
cases beyond my authority
AL WATHBA NATIONAL INSURANCE CO. PSC
Underwriting Officer – Non-Motor Department
Dubai and Northern Emirates Branch
May 2006 to February 2007
Duties and Responsibilities:
 Reviews/evaluates risks which are required by clients
 Conducts risk survey and provides the necessary risk improvements and
recommendations
 Formulates plans aimed at achieving the income objectives
 Ensures the attainment of the objectives by implementing the strategies and
action steps set out in the plans
 Establishes and maintains harmonious business relationship with clients
and insurance companies
 Prepares proposals and quotations for clients
 Safeguards existing profitable account
 From time to time, responsible for claims survey and ensures that claims
report is submitted/forwarded to Head Office for immediate processing
 Authority to sign policies,endorsements, debit and credit notes

2. INTERBROKER INSURANCE CONSULTANTS, INC.
Underwriting and Claims Manager
August 2004 to April 2006
Duties and Responsibilities:
 Heads and administers the operations of Underwriting and Claims
Department
 Formulates plans aimed at achieving the income objectives.
 Ensures the attainment of the objectives by implementing the strategies and
action steps set out in the plans
 Reviews/evaluates risks which are required by clients
 Establishes and maintains harmonious business relationship with clients
and insurance companies
 Establishes effective ways and means of bringing in quality and desirable
insurance business
 Safeguards existing profitable accounts
 Ensures that all claims of clients are attended to and processed on time to
expedite collection ofclaim proceeds from insurance companies
PHILIPPINE EXCESS REINSURANCE BROKERS, INC.
Reinsurance Manager
March 2004 to July 2004
Duties and Responsibilities:
 Heads and administers the operations of Marketing and Underwriting
Department
 Formulates plans aimed at achieving the income objectives.
 Ensures the attainment of the objectives by implementing the strategies and
action steps set out in the plans
 SolicitsFacultative R/IBusiness from accredited insurance and reinsurance
companies
 Reviews/evaluates risks being offered by way of facultative reinsurance by
accredited insurance and reinsurance companies
 Handles the facultative reinsurance placements of risks necessitating
additional reinsurance support,i.e., risks exceeding the Ceding Company’s
Treaty facilities, either in the local or foreign reinsurance markets but only
with the duly approved accredited insurance and reinsurance companies
 Prepares and signs provisional and/or final facultative reinsurance
placement slips, binders or R/I closings on excess risks reinsured
facultatively
 Establishes and maintains harmonious business relationship with the
accredited insurers and reinsurers.
 Establishes effective ways and means of bringing in quality and desirable
reinsurance business.
 Safeguards existing profitable accounts.
 Ensures that premium collections are within prescribed warranty periods
 Ensures that the confirmed binders, slips or closings are promptly returned
by the Ceding Company and reinsurers and said documents are properly
maintained on file.
 Ensures that all claims are attended to and processed on time to expedite
collection of claim funds from reinsurers;

3. INSULAR GENERAL INSURANCE CO., INC.
Claims Supervisor
July 2003 – February 2004
Duties and Responsibilities:
 Supervises all other staff of the Department in their day-to-day work
performance and ensures that the operating procedures are properly
implemented.
 Recommends ways to further improve claims control procedures.
 Approves clear cut claims of up to P20,000 for Motor Car and P10,000 for
Personal Accident & Casualty.
 Processes and evaluates claims filed by the assured.
 Reviews claim documents and submits recommendations to superior for
cases beyond my authority.
 Signsletter of authority.
 Monitorsclaims reports of District Offices and Service Offices.
 With the approval of the department head, relay instructions to adjusters in
the further handling of the assigned cases.
 Assists in the reconciliation ofMarine Accounts with Reinsurers by
preparing and updating list of paid and outstanding claims bordereaux.
Senior Reinsurance Assistant
September 2001 – July 2003
Duties and Responsibilities:
A. Inward Facultative R/I Business:
 SolicitsFacultative R/IBusiness from accredited insurance and reinsurance
companies.
 Reviews, evaluates risks being offered by way of facultative reinsurance by
accredited insurance and reinsurance companies and submit appropriate
recommendation to superior/s either for acceptance or for rejection of the
risk being offered.
 Establishes and maintains harmonious business relationship with the
accredited insurers and reinsurers.
 Establishes effective ways and means of bringing in quality and desirable
reinsurance business.
 Conserves existing profitable accounts.
 Maintains the approved premium collection ratio target at all time;
 Has the authority to accept inward facultative reinsurance business.
(Authority limits--Fire-5M per risk; Motor-4M per individual policy;
PA-500K per life, 1M per any one known accumulation/group;CGL-500K
per assured)
B. Outward Facultative Reinsurance Placements
 Handles the facultative reinsurance placements of risks necessitating
additional reinsurance support,i.e., risks exceeding the company’s Treaty
facilities, either in the local or foreign reinsurance markets but only with
the duty approved accredited insurance and reinsurance companies.
 Prepares the provisional and/or final facultative reinsurance placement
slips, binders or R/I closings on excess risks reinsured facultatively.
 Prepares and monitors renewal hold-cover requests for renewable risks
reinsured facultatively.
 Maintains the safe keeping ofthe files/folders of risks reinsured
facultatively.
 Ensures that the confirmed binders, slips or closings are promptly returned
by the reinsurers and said documents are properly maintained on file.
 Assists the claims dept. in the follow-up of our cash calls to respective
facultative reinsurers on paid losses with facultative reinsurance
placements.

4.  Establishes and maintains harmonious business relationship with our
accredited reinsurers.
Special Marine Claims Project (concurrent)
 Updates listing of Paid and Outstanding Marine Claims Bordereaux.
(Direct and Inward) by:
 Checks/validates claims documentation/computation.
For inward claims, match claims against premium declaration
validating the following information – vessel, coverage,percent
share of I-Gen.
 Ensures that all claim folders have been entered in the system.
 Coordinates with Underwriting Department the distribution of
claim.
 Prepares the updated paid and outstanding claims bordereaux (Direct and
Inward) in the format required by Management.
 Assists in the reconciliation ofMarine Accounts with Reinsurers.
Claims Clerk to Senior Claims Assistant
July 1994 – September 2001
 Processes and evaluates the claims filed by the assured
 To present recommendation to superior for approval
 Offers/negotiates the approve settlement amount to claimants
 Represents the Company in business transactions pertaining to
subrogation/ recovery claimparticularly carnap cases
 In charge in the preparation of monthly reports (i.e., statistics,loss ratio)
 Has the authority to approve claims w/ max. limit of P10K
 Has the authority to sign in the Repair Authority and Certification related
to Claims.
 Updates District/Sales Offices claim reports.
 Responsible in supervising other staff in the department.
Marketing Clerk
September 1993 – July 1994
 Handles direct business accounts
 Entertains inquiries/requests of clients for insurance coverage and sees to it
that a certain insurance guideline is properly applied.
 Processes insurance applications,subject to review and approval of the
superiors.
 Recommends and coordinates to higher authority the acceptance coverage
requiring certain critical conditions.

5. Computer Skills: Microsoft Office (Word, Excel, PowerPoint, Mail)
Education: College
B.S. Electrical Engineering
Far Eastern University, Manila, Philippines
1987-1992
High School
Pasig Catholic College,Philippines
1983-1987
Elementary
Pasig Catholic College,Philippines
1976-1983
Training Program/Seminars Attended:
April – May 1994- Basic Non-Life Insurance Course (IIAP)
October 1994 - Insurance Claims (IIAP)
Feb to Mar 1995 - Introduction to Loss Adjustment(IIAP)
May 1995 - Advance Course on Motor Insurance (IIAP)
September 1995 - Making Total Quality Service Work(Insular Gen)
August 1997 - Changes in the Motor Car Business (PII)
February 1998 - Special Seminar - Motor Car Claims (PII)
January 1999 - Introduction to Fire Insurance (IIAP)
November 1999 - Effective Business Writing Workshop (Insular Gen)
2001 - Global Effect of Continuous Threat of Terrorism (RECP)
2002 - Basic Reinsurance (IIAP)
2002 - Risk Management in Relation to Underwriting (SOUND)
2010 - Group Life and Personal Accident (EIBFS UAE)
Nov 6-7, 2013 - Anatomy and Physiology of Major Organ Systems in Bahrain
Associations/Memberships: Society of Underwriters for Property & Casualty Insurance, Inc.
(SOUND) - Manila, Philippines
Philippine Insurance Athletic AssociationBowling Team – Manila, Phils.
Abu Dhabi Darts Premier League – Abu Dhabi, UAE
United Filipino Darts Club – Abu Dhabi, UAE
Character References: Mr. Edwardo Gonzales
Engineering Department
Abu Dhabi National Insurance Co.
Ms. Sweety Sunny
Manager – Life and Medical Department
Al Wathba National Insurance Co.
Personal Information: Age : 45
Birth Date : 04 October 1970
Religion : Roman Catholic
Nationality : Filipino
Civil Status : Married
No. of Children : 3
Spouse : Arlene B. Lim
Home Address : #764 Dr. Garcia St., Barangay Sumilang,Pasig City
Philippines
Telephone No. : (+632) 6418733
Other Skills/Hobbies: Driving (with U.A.E. driver’s license)

6. Basketball,Bowling,Darts