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Auto / Home Insurance Program
1. Group Automobile & Property
Insurance Program for
Foster Parents Society of Ontario
2. Agenda
Oegema, Nicholson & Associates Insurance Brokers Ltd.
The Foster Parents Society of Ontario
Waterloo Insurance Company
Benefits for FPSO
Benefits for FSPO Members
Program Marketing
Automobile Insurance Coverage
Property Insurance Coverage
Launch Program
Contact Information
4. Oegema, Nicholson & Associates
Established in 1961
Specialize in providing auto and property insurance for groups
and individuals, commercial insurance and financial services for
organizations and individuals across Ontario and Canada
Currently Ontario Alliance of Christian Schools Group Program
& the Diplomat Program amongst others
Staff of 47 insurance professionals available to service needs of
the FPSO
5 convenient locations across the greater Ottawa area
Recognize each group as unique and work in partnership with
the group to meet their specific needs
Firmly committed to providing each group with proactive and
personalized service to serve each auto and property insurance
needs for THE LIVES WE LEAD
5. The Foster Parents Society of Ontario
Mandate “to become the dedicated voice of foster
families across Ontario
6349 homes
Approximately 12,000 foster parents in Ontario
Trying to implement insurance and reduced rates for
foster parents
Ministry funding has been reduced to CAS, affecting
support to foster families
6. Waterloo Insurance
Waterloo Insurance Company is a member of The
Economical Insurance Group – 100% Canadian
A financially secure organization with over $4.4
Billion in assets and a surplus of over $1.26 Billion
to protect its policyholders
Waterloo Insurance has partnered with over 550
group programs across Canada
7. Benefits for the FPSO
NO COST!
NO EXTRA administration required
Waterloo Insurance handles all sales, service and claims
functions
An enhancement to your member benefits programs
FSPO assumes NO LIABILITY
8. Benefits for the FPSO Members
COMPETITIVE RATES save after-tax dollars
Additional DISCOUNTS can reduce premiums up to
60% plus your GROUP DISCOUNT
Convenient payment options with NO SERVICE
FEES:
Monthly pre-authorized payments
full annual payment
three installments
Visa, MasterCard & American Express (COLLECT THOSE
POINTS)
internet or ATM
9. Benefits to Members Continued
No INTEREST or SERVICE CHARGES – additional
3% savings
SPOUSES and DEPENDENTS living at home are
eligible
Convenient no obligation TELEPHONE and ONLINE
quotations with immediate binding of coverage option
SUPERIOR Claims Service
2010 Claims satisfaction survey Waterloo Scored 92.1%
24/7 Claims Service across North America with one toll free
number
10. Program Marketing
Communication CHANNELS with your members/
employees via member/ employees newsletters,
internet/ intranet site (web banner), emails, direct
mail, and new member/ employees kits
QUARTERLY reminder marketing to all eligible group
members/ employees
PARTICIPATION by Waterloo Insurance at member/
employees events
11. Automobile Insurance Coverage
Private passenger vehicles
Utilities vehicles
Vans and trucks
Motorcycles (Cruisers)
Snowmobiles
ATVs
Recreational vehicles including campers, trailers and motor
homes
Antique vehicles
High Valued vehicles
12. Automobile Insurance Discounts
Anti-Theft (5 – 10% )
Conviction-free (15%)
Graduating License (10%)
Mature Driver / Age (5 – 15%)
Multi-vehicle (20%)
Retiree (15%) only applies to 65+ of age and received no
employers income (only pension) for previous 6 months
Student living away from home (50 – 75%)
Multi-policy (5 – 10%)
The appropriate GROUP DISCOUNT applies to the policy premium
13. Property Insurance Coverage
Package policies are written on a SINGLE LIMIT basis to guard
against INFLATION and UNDER insurance:
HOMEOWNER’S PACKAGE – coverage for the homeowner on
building, contents, extra property limits and personal liability
TENANT’S PACKAGE – coverage for the tenant on contents, extra
property limits and personal liability
CONDOMINIUM OWNER’S PACKAGE – coverage for the
condominium unit owner on contents, extra property limits
(including improvements and betterments, contingent loss and
property loss assessments in accordance with Provincial
Condominium Acts) and personal liability
14. Additional Property Insurance Coverage
Rental and Seasonal Dwellings
New Home Construction Policies
Vacation Trailers and Campers
Watercraft, Jet crafts, and Yachts
Earthquake
Increases Liability Limits
Jewelry, Cameras, Sports Equipment, etc.
Personal Umbrella Liability
15. Property Insurance Discounts
Burglar/ Fire Alarm (5 – 10% )
Claims Free (15 – 25% )
Mature Homeowner (5 – 15% )
Mortgage Free (20% )
Multi-resident (5% )
Newer Home (1 – 35% )
Renewal (5% )
Multi-policy (10% )
The appropriate GROUP DISCOUNT applies to the
policy premium.
16. Program Policies
Quotation forms available upon request
Easily and convenient
Submit via email, fax or face to face
consultations
17. Contact Information
Cathy Luciano, C.A.I.B
5526 Manotick Main Street
P.O. Box 149
Manotick, Ontario
K4M 1A2
T. (613) 692-3403 ext. 204
F. (613) 692-0695
cluciano@ona.ca
www.ona.ca
