Buyer Representation - Your dream home, save time and money with professional representation.

1. CHAPMAN HALL, REALTORS®
CHAPMAN HALL, REALTORS®
Buyer Agency
Representation
Whether this is your
first time buying real
estate or just your
latest, let me earn your
business and your trust.
My goal is to help you
find the right house to
make your next home.
Let me earn the right to
be your real estate
agent for life!Chris Cantu
Realtor®
The term REALTOR® is a registered collective membership mark that
identifies a real estate professional who is a member of the National
Association of Realtors® and abides by its strict Code of Ethics

2. CHAPMAN HALL, REALTORS®
Helping you find the right
property… in the right location,
and at the best possible price.
Listening - I learn from listening to my buyer clients to be
responsive to their needs.
Guaranteed service - I let you know exactly what to expect – and
you can cancel your Buyer Agency Agreement at any time if you
are not satisfied with my home buying services.
Home-finding plan - I will follow a customized, detailed plan to
find the right home for you. Using technology, I can send you
copies of new listings as they come on the market via e-mail!
Communication - Listening to you and keeping you informed every
step along the way
Affordability - I will show you homes within your lender pre-
approved price range
Needs - I will provide information and show you properties that fit
your needs
Convenience - I believe in simplifying the home buying process to
save you time, money, and inconvenience where possible
Value - I can help you with foreclosures and short sale properties.
You will also have access to the latest market statistics to help
shape your offer!
CHRIS CANTU & CHAPMAN HALL, REALTORS®
WORKING FOR YOU - DELIVERING THE HOME
SEARCH RESULTS YOU WANT AND DESERVE

3. CHAPMAN HALL, REALTORS®
Your 3 major criteria in selecting a real estate
company:
1.
2.
3.
Your 3 major criteria in selecting a Buyer’s Agent:
1.
2.
3.
Your 3 major buyer needs:
1.
2.
3.
Your 3 major concerns about buying a home:
1.
2.
3.
What’s important to you?
Please share your thoughts with me.

4. CHAPMAN HALL, REALTORS®
CHAPMAN HALL, REALTORS®
Home Buyer Information
A step-by-step process for finding and
financing the home you want.
Provides you information,
worksheets and charts on:
– Beginning the search
– Finding the right home
– Financing your home
– Understanding the
language of home buying
… and much more
I will provide you a
personal copy of local
market statistics,
properties that meet
your criteria listed on
the market now, and do
a custom market pricing
analysis on any property
you like!
Get Personal Service from
Chris Cantu-a Buyer’s Agent
you can trust!

5. CHAPMAN HALL, REALTORS®
Representing your
best interests...
Buyer’s agent
• Represents you, the buyer
• Has a fiduciary responsibility to work for
your best interests
Seller’s agent
• Represents the seller
• Has a fiduciary responsibility
to the seller
A dual agent
• Represents the interests of both the seller
and the buyer
• Has a fiduciary responsibility to both
parties
Which of the above relationships
would be in your best interest?

6. CHAPMAN HALL, REALTORS®
LET ME HELP YOU SAVE TIME AND MONEY!
Get Real Representation Working
For Your Best Interests!

7. CHAPMAN HALL, REALTORS®
My Clients Save Time & Money
Working Exclusively With Me!
YOUR BUYER
AGENT

8. CHAPMAN HALL, REALTORS®
Please help me understand the
important things you are looking for...
LOCATION
Convenient to
work
Convenient to
transportation
Convenient to
schools
Convenient to
shopping
Near recreation
facilities
Neighborhood
Other
FEATURES (Specify your Preference)
Preferred style (colonial,
ranch, town house, etc.)
Number of bedrooms
Number of bathrooms
Family room
Bonus/Game room
Fireplace
Home office
Kitchen
Amenities
Basement
Garage
(no. of cars)
Central air
Lot size
Pool/Lake
View
Other Features
Desired
The more I understand your needs
and wants, the better I can find
matching properties for you to see!

9. CHAPMAN HALL, REALTORS®
Understanding Seller Pricing
Many factors affect the price that Sellers ask.
I can share with you the same statistics and comparable
sales information that appraisers use to validate a
contract’s purchase price for the lender that is
financing the house for you!
• Physical characteristics of the
house:
–Location
–Age
–Size of house and lot
–Physical condition
–Floor plan and style
• Competition:
–Number of properties available on
the market
–Their asking prices and terms
–Their location and physical
condition
–How long they’ve been on the
market
–Foreclosures on the market
• Market conditions:
–Interest rates
–Availability of financing
–Qualified buyer demand
–Prices of recent sales
–State of the economy
–Seasonal demand
• Asking price also may be
affected by:
–Seller’s motivation to sell
–Seller’s original purchase
price
–Seller’s need for cash
–Opinions of others
including their agent
I typically can help you buy a house for
less than listed price, providing you
with savings on your purchase!

10. CHAPMAN HALL, REALTORS®
Constantly Searching For YOU!
- High Technology & High Touch Together -
CHAPMAN HALL, REALTORS ®
Prospect Profile &
Automated Client Searches of the leading MLS data
bases works 24/7 For You!
• Searches for homes that meet your needs
• E-mails new property listing information to you as it
becomes available
• Property searches delivered right to your computer
desktop or smart phone via e-mail
Neighborhood Information
• Lets you learn more about the communities that
interest you
• Provides facts about schools, climate, and housing
values
• State-of-the-art mapping technology gives you a bird’s
eye view of property in relation to roads and
neighborhood amenities including schools, hospitals,
recreation, shopping, and more.
Current Statistics & Recent Sold Comparables
• Helps shape your initial offer to get you the
very best price and peace of mind on value

11. CHAPMAN HALL, REALTORS®
Properties Online and in Multiple Listing
Services
I can show you any property listed online or through all Multiple Listing
Services. Our office offers area-wide multiple listing information that
shows thousands of broker-listed homes for sale, regardless of the
seller’s agent. I can help you “visit” many of these homes online or on
paper. I will show you the properties that meet your criteria.
PLUS ANYTHING ELSE INCLUDING
Homes you see advertised
• The properties you see in newspapers and buyer’s
guides are available right here. You can ask me about
any properties that are advertised, no matter who the
listing company or agent is.
• I will provide you with detailed information and show
you the properties that interest you.
Yard signs and open houses
• I can arrange private showings of homes displaying an
“Open House” or “For Sale” yard sign.
• When visiting an open house on your own, give the
salesperson my card and tell them that I am your
agent.
For Sale By Owner &
New Home Subdivisions
• You must have me arrange an appointment and
accompany you when you look at any of these! Let me
explain why this is critical for you to save money
and be protected!
I Can Represent You When
Looking At Any Property For Sale!

12. CHAPMAN HALL, REALTORS®
How much can you
comfortably afford to pay in
making your purchase?
I will be sure you know in advance!
Prequalification
• Establishes how much you
can afford to borrow
• Is not an assurance of
mortgage approval
Pre-approval
• Is a firm decision on a
home loan
• Makes you a “cash buyer”
in seller’s eyes
• Gives you increased
bargaining power
There are many factors that go
into a lender’s establishing the
maximum you qualify for. I will
arrange for you to quickly and
confidentially know your pre-
approved loan amount and down
payment.

13. CHAPMAN HALL, REALTORS®
Mortgage pre-approval gives
you more negotiating power!
• Sellers and their agents know that a pre-approved
buyer is more serious and able to follow through on
a contract.
• Speaking now with our recommended mortgage
consultant will give you the comfort of a loan
decision well in advance of making an offer to buy.
• A short confidential and private meeting is all that it
takes to get it done and I can arrange it for you now!
Chr is
Cant u
I work with the
best local
lenders to help
get you the
very best
financing for
your home
purchase!

14. CHAPMAN HALL, REALTORS®
I will assist you in looking at the
best choices on the market,
previewing those properties, and
selecting the right one!
Once we find the right property, completing the
purchase involves several steps including:
• Full written Seller disclosure of any defects
• Writing your offer to purchase and negotiations
• Finalizing the purchase agreement
• Professional inspections and home warranty
• Arranging title insurance and appraisal
• Final walk-through
• Attending closing and title transfer to you!

15. CHAPMAN HALL, REALTORS®
The Financing & Closing Process
Financing and closing your home is
an involved process. I will help you
through it every step of the way!
1. Loan application is completed and
submitted to lender
2. Lender orders appraisal, credit
report, verification of your
employment and assets
3. Lender provides a good faith
estimate of closing and related
costs, plus initial Truth In Lending
disclosures
4. Lender evaluates application and
support documents, approves loan
and issues letter of commitment
5. Closing is held, loan documents
are signed and the loan is funded
6. Lender disburses funds to the
settlement or closing agent, seller
is paid and title to the home is
yours
7. Required documents are recorded
at the County office of records

16. CHAPMAN HALL, REALTORS®
As your Buyer’s Agent
I will monitor the entire
purchase process…
And help you prepare for a smooth closing.
As part of my service to you I will:
• Track the satisfactory completion of all
contingencies and conditions required under
your purchase agreement
• Keep you informed of the progress of the
transaction
If any issues come up from the time we get the Seller to
accept your offer until the purchase is finally closed, I
will work diligently to resolve and eliminate them!
I will sincerely
appreciate the
opportunity to
represent you as your
Buyer’s Agent!
Chris Cantu