Learn the facts about how credit really works! There are a lot of things you may not know about credit. We’re giving you the information to help you start turning your credit around. After you learn the ins and outs of your credit score, you can get the tools to change it at CreditRepair.com. There are three main credit reports — provided by Experian, Equifax and Transunion. Your score on each report may vary. Late payments and other negative information can stay on your credit report for seven years. According to the FTC, one in five Americans have errors on their reports. When you dispute incorrect information on your credit report, the credit bureau has 30 days to investigate. Maxing out credit cards does hurt your credit score, and can lower it by as much as 10 to 45 points. Your FICO credit score is based on your credit report, and ranges from a low of 300 to a high of 850. New CreditRepair.com members have seen an average of 11 negative items removed in the first four months. CreditRepair.com members have seen over half a million items removed from their credit reports. Reach your credit goals and track your progress with these five helpful tools from CreditRepair.com: Text and email alerts Credit monitoring Personal online dashboard Score tracker and analysis Mobile apps Call 855-258-9951 for your free credit consultation and learn about your score. http://creditrpr.co/crdtconventions