Personal Accident and Health Insurance Market in China @ http://www.researchmoz.us/personal-accident-and-health-insurance-in-china-key-trends-and-opportunities-to-2017-report.html Healthcare programs run by the Chinese government are the primary means of serving the healthcare needs of the country’s citizens. This basic health insurance program coverage has risen from 24% in 2005 to 90% of the country’s population in 2012, supported by large-scale expenditure. The government is aware of the dangers of unchecked healthcare expenditure. In more developed countries such as the US, healthcare expenditure accounts for more than 10% of GDP.

1. Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2017
Synopsis
The report provides in depth market analysis, information and insights into the Chinese personal accident and
health insurance segment including:
The Chinese personal accident and health insurance segment's growth prospects by personal accident and
health insurance categories The various distribution channels in the Chinese personal accident and health
insurance segment The competitive landscape in the personal accident and health insurance segment A
description of the personal accident and health reinsurance segment in China Detailed analysis of the
regulatory framework in China
Executive summary
Healthcare programs run by the Chinese government are the primary means of serving the healthcare needs of
the country’s citizens. This basic health insurance program coverage has risen from 24% in 2005 to
90% of the country’s population in 2012, supported by large-scale expenditure. The government is
aware of the dangers of unchecked healthcare expenditure. In more developed countries such as the US,
healthcare expenditure accounts for more than 10% of GDP.
Although the market for private insurance is still small and accounted for only 2.0% of the total healthcare
expenditure in 2012, it continues to grow and is playing an important role. Private healthcare catered to around
7.0% of China’s population in 2012. The aging population, increasing urbanization and expanding
disposable income are expected to drive growth in the personal accident and health segment over the forecast
period.
Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in
China:
It provides historical values for the Chinese personal accident and health insurance segment for the
report’s 2008–2012 review period and forecast figures for the 2012–2017 forecast period
It offers a detailed analysis of the key sub-segments in the Chinese personal accident and health insurance
segment along with market forecasts until 2017 It covers an exhaustive list of parameters including written
premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets,
total investment income and retentions It analyses the various distribution channels for personal accident and
health insurance products in China Using Porter’s industry-standard “Five Forces”
analysis, it details the competitive landscape in China for the personal accident and health insurance segment
It provides a detailed analysis of the reinsurance segment in China and its growth prospects It profiles the top
personal accident and health insurance companies in China and outlines the key regulations affecting them
Reasons to buy
Make strategic business decisions using historic and forecast market data related to the Chinese personal
accident and health insurance segment and each sector within it Understand the demand-side dynamics, key
market trends and growth opportunities within the Chinese personal accident and health insurance segment
Assess the competitive dynamics in the personal accident and health insurance segment along with the
reinsurance segment Identify the growth opportunities and market dynamics within key product categories
Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2017

2. Gain insights into key regulations governing the Chinese personal accident and health insurance segment and
its impact on companies and future trends
Key highlights
The main growth drivers for the Chinese personal accident and health insurance segment are the
country’s aging population, robust economic growth, rising disposable incomes and increased
awareness of the need for insurance, especially among younger people. The basic health insurance program
coverage has risen from 24% in 2005 to 90% of the country’s population in 2012, supported by
large-scale expenditure. There have been initiatives taken by the government to increase the role of private
companies in helping to improve the country’s healthcare system and demand for private health
insurance products.
table Of Contents
1 Executive Summary
2 Introduction
2.1 What Is This Report About?
2.2 Definitions
2.3 Methodology
3 Regional Market Dynamics
3.1 Overview
3.1.1 Market Trends
3.1.2 Market Size
4 Personal Accident And Health Insurance Segment
4.1 Scale And Penetration
4.1.1 Total Market Gross Written Premium
4.1.2 Premium Per Capita
4.1.3 Personal Accident And Health Insurance Penetration (as A Percentage Of Gdp)
4.2 Growth
4.2.1 Gross Written Premium
4.2.2 Gross Written Premium Per Capita
4.3 Efficiency And Risk
4.3.1 Loss Ratio
4.3.2 Incurred Losses Per Capita
4.3.3 Incurred Losses As A Percentage Of Gdp
4.4 Distribution Channels
4.4.1 Direct Marketing
Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2017

3. 4.4.2 Bancassurance
4.4.3 Agencies
5 Chinese Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008–2017
5.2 Key Industry Trends And Drivers
6 Personal Accident And Health Insurance Segment Outlook
6.1 Personal Accident And Health Insurance Growth Prospects By Category
6.1.1 Personal Accident Insurance
6.1.2 Travel Insurance
6.1.3 Health Insurance
6.1.4 Non-life Health Insurance
7 Analysis By Distribution Channels
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-commerce
7.5 Brokers
7.6 Other Channels
8 Porter’s Five Forces Analysis – Chinese Personal Accident And Health Insurance Segment
8.1 Bargaining Power Of Supplier: Low To Medium
8.2 Bargaining Power Of Buyer: Low To Medium
8.3 Barriers To Entry: Medium To High
8.4 Intensity Of Rivalry: Medium To High
8.5 Threat Of Substitutes: Low
9 Reinsurance Growth Dynamics And Challenges
9.1 Reinsurance Segment Size, 2008–2017
9.2 Reinsurance Segment Size By Type Of Insurance, 2008–2017
10 Governance, Risk And Compliance
10.1 Legislation Overview And Historical Evolution
10.2 Legislation Trends By Type Of Insurance
10.2.1 Life Insurance Regulatory Trends
10.2.2 Property Insurance Regulatory Trends
10.2.3 Liability Insurance Regulatory Trends
Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2017

4. 10.2.4 Motor Insurance Regulatory Trends
10.2.5 Marine, Aviation And Transit Insurance Regulatory Trends
10.2.6 Personal Accident Insurance Regulatory Trends
10.2.7 Health Insurance Regulatory Trends
10.3 Compulsory Insurance
10.3.1 Third-party Motor Insurance
10.3.2 Compulsory Environmental Insurance
10.4 Supervision And Control
10.4.1 International Association Of Insurance Supervisors (iaias)
10.4.2 China Insurance Regulatory Commission (circ)
10.5 Non-admitted Insurance Regulatory Trends
10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market Practices
10.5.4 Fines And Penalties
10.6 Company Registration And Operations
10.6.1 Types Of Insurance Organization
10.6.2 Establishing A Local Company
10.6.3 Foreign Ownership
10.6.4 Types Of License
10.6.5 Capital Requirements
10.6.6 Solvency Margins
10.6.7 Reserve Requirements
10.6.8 Investment Regulation
10.6.9 Policy Terms And Conditions
10.7 Taxation
10.7.1 Insurance Premium Or Policy Taxation
10.7.2 Corporate Tax
10.7.3 Vat
10.7.4 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access To Courts
10.8.3 Alternative Dispute Resolution (adr)
11 Competitive Landscape And Strategic Insights
11.1 Overview
11.2 Leading Companies In The Chinese Personal Accident And Health Insurance Market
11.3 China Life Insurance Company Ltd – Company Overview
11.3.1 China Life Insurance Company Ltd – Key Facts
11.4 Ping An Health Insurance Company, Ltd – Company Overview
11.4.1 Ping An Health Insurance Company, Ltd – Key Facts
Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2017

5. 11.5 China Pacific Insurance (group) Co., Ltd – Company Overview
11.5.1 China Pacific Insurance (group) Co., Ltd – Key Facts
11.6 Picc Health Insurance Company Ltd – Company Overview
11.6.1 Picc Health Insurance Company Ltd – Key Facts
11.7 New China Life Insurance Co. Ltd – Company Overview
11.7.1 New China Life Insurance Co. Ltd – Key Facts
11.8 Sunshine Insurance Group Co., Ltd – Company Overview
11.8.1 Sunshine Insurance Group Co., Ltd – Key Facts
12 Business Environment And Country Risk
12.1 Business Confidence
12.1.1 Market Capitalization Trend – Shanghai Stock Exchange, China
12.2 Economic Performance
12.2.1 Net Foreign Direct Investment
12.2.2 Gdp At Constant Prices (us$)
12.2.3 Gdp Per Capita At Constant Prices (us$)
12.2.4 Gdp At Current Prices (us$)
12.2.5 Gdp Per Capita At Current Prices (us$)
12.2.6 Gdp By Key Segments
12.2.7 Agriculture, Hunting, Forestry And Fishing Net Output At Current Prices (us$)
12.2.8 Agriculture, Hunting, Forestry And Fishing Net Output At Current Prices As A Percentage Of Gdp
12.2.9 Manufacturing Net Output At Current Prices (us$)
12.2.10 Manufacturing Net Output At Current Prices As A Percentage Of Gdp
12.2.11 Mining, Manufacturing And Utilities At Current Prices (us$)
12.2.12 Mining, Manufacturing And Utilities At Current Prices As A Percentage Of Gdp
12.2.13 Construction Net Output At Current Prices, (us$)
12.2.14 Construction Net Output At Current Prices As A Percentage Of Gdp
12.2.15 Inflation Rate
12.2.16 Current Account Balance As A Percentage Of Gdp
12.2.17 Exports As A Percentage Of Gdp
12.2.18 Imports As A Percentage Of Gdp
12.2.19 Exports Growth
12.2.20 Imports Growth
12.2.21 External Debt As A Percentage Of Gdp
12.3 Infrastructure Quality And Availability
12.3.1 Commercial Vehicles Exports – Total Value
12.3.2 Commercial Vehicles Imports – Total Value
12.3.3 Automotive Exports – Total Value
12.3.4 Automotive Imports – Total Value
12.3.5 Life Expectancy
12.3.6 Total Internet Subscribers
12.4 Labor Force
Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2017

6. 12.4.1 Unemployment Rate
12.5 Demographics
12.5.1 Household Consumption Expenditure (us$)
12.5.2 Total Population
12.5.3 Urban And Rural Populations
12.5.4 Females As A Percentage Of The Population
12.5.5 Chinese Males As A Percentage Of The Population
12.5.6 Median Age Of The Population
12.5.7 Age Distribution Of The Total Population
12.5.8 Number Of Households
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric’s Services
13.5 Disclaimer
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Personal Accident and Health Insurance in China, Key Trends and Opportunities to 2017