1. Mystery of The
Stolen Identity
Take Charge of Your Finances
Identity
Theft

2. 1.3.1.G1
Identity
Solve the
Mystery
Theft
“Unlucky” Lucy is one of the
many victims of identity theft
What is identity theft?
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 2
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

3. 1.3.1.G1
Identity
Theft Identity Theft
IDENTITY THEFT occurs when someone wrongfully acquires
and uses a consumer’s personal identification, credit, or account
information
The FTC is a government agency that
focuses on consumer protection
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 3
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

4. 1.3.1.G1
Identity
Identity Theft
Theft
Statistics
Take a guess!
According to the Federal According to the U.S.
Trade Commission, how many Department of Commerce,
identity theft complaints were what percentage of identity
theft victims in 2008 were
filed in 2008?
under the age of 20?
313, 982 identity theft 7% of identity theft victims
complaints were under 20 years of age
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 4
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

5. 1.3.1.G1
Identity
Theft Identity Theft
Victims may have to spend time and
money trying to fix the problems that are
caused by thieves
• 10% of identity theft victims during 2005 reported personal
expenses of more than $1200
• 11% of victims in 2005 reported that it took 3 or more months
to resolve the problems associated with identity theft after they
discovered that their information was being misused
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 5
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

6. 1.3.1.G1
Identity
Personal
Theft
Information
Identity thieves try to
obtain personal
Personal
information from
Information
victims in order to steal
their identities.
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 6
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

7. 1.3.1.G1
Identity
Personal
Information
Theft
Search your purses, wallets, and backpacks.
What are you carrying with you right now
that reveals your personal information?
Drivers License
Social Security Card
Checkbook
Insurance Cards
Credit and Debit Cards
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 7
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

8. 1.3.1.G1
Identity
Personal
Information
Theft
What daily activities require an individual
to share personal information?
• Making purchases with a check, credit or debit card
• Applying for a credit card or loan
• Online or telephone shopping
• Paying bills through the mail or online
• Going to the doctor
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 8
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

9. 1.3.1.G1
Identity
Solve the
Mystery
Theft
Listen carefully and take very accurate notes to help Lucy find
the person who stole her identity
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 9
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

10. 1.3.1.G1
Identity
Theft
How Do They Do It?
The inspector has identified 4 suspects in Lucy’s case.
How does the inspector believe
the suspects stole Lucy’s identity?
Mu stard Mrs. W
l onel gh L u
C o ched throu il
cy’s Search
hite
ed throu
a Lucy’s di gh
Sear ing m m
f e s s o r P l une
scarded m
outgo a il Pro
Mrs. Searched Lucy’s
onli
ite
Peacock banking webs
Guessed Lu
cy’s
PIN n America,b
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 10
Funded by a grant from Take Charge um Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona
er

11. 1.3.1.G1
Identity
Theft How Do They Do It?
• Thieves obtain personal information through a variety of methods:
– Stealing - Information is taken from a purse or wallet, personnel records from a
workplace, tax information, bank or credit card statements, or pre-approved credit
card offers from the mail.
– Diverting Mail - Thieves can complete a change of address form and have the
victim’s bills and statements mailed to a different location.
– “Dumpster Diving” - Personal information is discarded and thieves remove it
from the trash.
– Skimming - Thieves attach a device to card processors to steal credit and debit
card information
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 11
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

12. 1.3.1.G1
Identity
Theft How Do They Do It?
• Methods continued...
– Phishing - Thieves use a form of electronic communication (usually email) to
pretend to be a company or depository institution in order to get the victim to give
up their personal information.
– Pretexting - Thieves use false pretenses to obtain your personal information from
financial institutions, telephone companies, and other sources.
– Spyware - Software installed on the victim’s computer, without their knowledge
or consent, that monitors internet use, sends pop up ads, re-directs the computer to
other sites, and tracks key strokes.
– Hacking - Information is stolen by breaking into a computer system.
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 12
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

13. 1.3.1.G1
Identity
What Identity Thieves
Theft
Do With Information
What has the identity thief done with
Lucy’s personal information so far?
The thief has been using Lucy’s credit card
to make their own purchases
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 13
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

14. 1.3.1.G1
Identity
What Identity Thieves
Theft
Do With Information
What can identity thieves do if
they obtain personal information?
• Apply for a new driver’s license
• Open new bank accounts
• Apply for credit cards or store credit accounts
• Obtain cash with bank cards
• Get a job
• Rent an apartment
• Take out student loans
• File for bankruptcy
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 14
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

15. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Many actions can be taken to help
minimize the risk of identity theft
What could Lucy have done to help
prevent her identity from being stolen?
• Mail her documents from a secure post office location
• Use a PIN number that is not easy to guess
• Shred documents that contain personal information
• Make sure to log out of any online banking sites
• Never give personal information out over the phone or email
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 15
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

16. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Wallets and Purses
•Only carry what is necessary- do NOT carry social security cards,
passports, or birth certificates
•Do not hang purses from a chair in a public place
•Use purses that close securely
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 16
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

17. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Credit and Debit Cards
•Close unwanted accounts in writing and by phone and cut up the card
•Memorize the PIN number and do not use easily accessible numbers
(date of birth, address, etc.)
•Sign back of cards with signature &“Please see ID”
•Do not give out account numbers unless making a transaction that is
initiated by the consumer rather than responding to telephone or e-
mail solicitations
•Check statements regularly for any errors or signs of fraudulent use
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 17
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

18. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Credit Card Offers
•Shred credit card offers and applications. *a cross-cut shredder is safest
because it is more difficult to reassemble
•Cut up or shred pre-approved credit card offers that are not used
•“Opt-out” of pre-screened credit offers for five years at
www.optoutprescreen.com
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 18
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

19. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Mail
•Shred all credit card offers, bills, statements, and anything else that
contains personal information
•Deposit outgoing mail in secure post office collection boxes
•Contact the post office and request a vacation hold when unable to
pick up mail
•Do not leave mail in an unsecured mailbox overnight or for a long
period of time
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 19
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

20. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Email
•Keep your username and password protected
•Use a password that is a combination of words, numbers, and
symbols and cannot be easily found (do not use names, birthdays,
addresses, etc.)
•Verify the source of an email asking for personal information by
calling the company to confirm the email is from them
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 20
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

21. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Telephone
•Verify the source of any phone call asking for personal information
by calling the company to confirm the phone call is from them and
not a potential identity thief using their name. Use the phone number
listed on your account statement or in the telephone book.
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 21
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

22. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Computer Security
•Use anti-virus and anti-spyware software and update them regularly
•Do not click on links found in pop-up ads
•Only download software from trusted websites
•Set web browser security to medium-high or high
•Keep operating system and web browser software updated
•Do not give out any personal information unless making a purchase
•Choose security questions with answers only you would know
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 22
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

23. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Computer Security- Continued
•Watch for clues that might indicate a computer is infected with
spyware. such as a stream of pop-up ads, random error messages, and
sluggish performance when opening programs or saving files.
•If it is suspected that a computer is infected with spyware,
immediately stop shopping, banking or doing any other online activity
that involves user names, passwords, or other sensitive information.
Then, confirm that the security software is active and current and run
it to scan the computer for viruses and spyware, deleting anything the
program identifies as a problem.
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 23
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

24. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Social Networks, Blogs, & Chat Rooms
•Consider joining only sites that limit access to posts to a defined
group of users. Make sure you know how the site access works before
joining. Don’t join sites that allow anyone to view postings.
•Never post your full name, Social Security Number, bank or credit
card information, address, or phone number.
•Avoiding posting information that could be used to indentify you
offline such as school, work, or other locations where you spend time.
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 24
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

25. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Social Networks, Blogs, & Chat Rooms-
Continued
•Use privacy settings to restrict who can access personal sites
•Remember that once information is posted online, it cannot be taken
back. Even if information is deleted, older versions may still exist on
other people's computers and be circulated online
•Only post information that you are comfortable with anyone viewing
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 25
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

26. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Internet Purchases
•Look for “https” or a picture of a lock after the URL or in the bottom
right hand corner indicating the site is secure
“https”
s = secure
•Do not give any personal information on a site if it is not secure
•Enter the website address yourself rather than following a link from an
email or internet advertisement
•Use a credit card instead of a debit card when making online purchases
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 26
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

27. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Social Security Number
•Memorize Social Security number
•Keep Social Security card in a safe place (do not carry it in wallet)
•Only give a Social Security number when absolutely necessary- ask
why a Social Security number is needed and how the information will
be protected
•Do not print a social security number on check blanks
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 27
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

28. 1.3.1.G1
Preventing
Identity
Theft
Identity Theft
Credit Reports
•Check credit reports with each of the three reporting agencies at least
once a year
•Consumers receive one free credit report from each of the reporting
agencies every year, so ordering one credit report from one agency every
four months will keep consumers up to date and constantly alerted to
their credit report status
•Immediately dispute any wrong information
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 28
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

29. 1.3.1.G1
Identity
3 Credit
Theft
Reporting Agencies
Experian Equifax Trans Union
PO Box 2104 PO Box 105873 PO Box 390
Allen, TX 75013-2104 Atlanta, GA 30348 Springfield, PA 19064-0390
Report Order: Report Order: Report Order:
1-888-397-3742 1-800-685-1111 1-800-888-4213
Fraud Hotline: Fraud Hotline: Fraud Hotline:
1-888-397-3745 1-800-525-6285 1-800-6807289
www.experian.com www.equifax.com www.tuc.com
To order a credit report from any of the three reporting agencies,
use the following website: www.annualcreditreport.com
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 29
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

30. 1.3.1.G1
Identity
Preventing
Theft
Identity Theft
Key Guidelines
• Protect your Social Security number by only giving it out when
absolutely necessary
• Keep usernames and passwords safe- use a combination of letters,
numbers, and symbols that are not easily identified
• Select security check questions with answers only you would
know
• Don't give out personal information over the phone, through the
mail, or on the Internet unless you've initiated the contact and are
sure you know who you're dealing with
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 30
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

31. 1.3.1.G1
Identity
Preventing
Theft
Identity Theft
Key Guidelines
• Check credit reports at least once per year
• Shred all documents that contain personal information
• Be careful using the Internet. Only give out personal information
when making a purchase on a secure website
• Search your name occasionally to see if any unusual information
appears
• Be observant and follow your instincts
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 31
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

32. 1.3.1.G1
Recognizing
Identity
Theft
Identity Theft
How did Lucy find out that her
identity had been stolen?
Her credit card was denied in a store
Could Lucy have recognized the
identity theft earlier? If so, how?
She could have checked her online banking
more often and then she would have
recognized the extra charges on her credit card
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 32
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

33. 1.3.1.G1
Identity
Recognizing
Theft
Identity Theft
Early detection is key!
Watch for the following signs
• New accounts or charges you • Being denied credit when
didn’t make there is no reason to be
• Calls from collection • Missing bills or mailed
agencies statements
• Incorrect information on
your credit report
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 33
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

34. 1.3.1.G1
Identity
What To Do If
Theft
Identity Theft Happens
What steps did Lucy take when she
discovered her identity had been stolen?
She filed a report with the local police
What should have Lucy done when
she discovered the identity theft?
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 34
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

35. 1.3.1.G1
Identity
What To Do If
Theft
Identity Theft Happens
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 35
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

36. 1.3.1.G1
Identity
What To Do If
Theft
Identity Theft Happens
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 36
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

37. 1.3.1.G1
Identity
Deter, Detect, Defend-
Theft
Avoid Identity theft
Hear stories from real-life identity theft victims on
the FTC’s “Deter, Detect, Defend- Avoid Identity
Theft” video
http://www.ftc.gov/bcp/edu/microsites/idtheft/video/avoid-identity-the
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 37
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

38. 1.3.1.G1
Identity
Personal
Theft
Liability
Since Lucy discovered the theft very quickly, she will
only be liable for $50.00 in charges on her credit card!
• Credit Cards
– Truth in Lending Act limits liability for unauthorized charges
to $50.00 per card
– A letter must be received by the creditor within 60 days of the
first bill containing the error
– The dispute must be resolved within 90 days of the creditor
receiving the letter
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 38
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

39. 1.3.1.G1
Identity
Personal
Liability
Theft
• ATM and Debit Cards
– The Electronic Funds Transfer Act provides
protection
– The amount a person is liable for depends upon how
quickly the loss is reported
• Within two days: maximum $50.00
• Within sixty days: maximum $500.00
• After sixty days a person may be liable for everything
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 39
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

40. 1.3.1.G1
Identity
Personal
Liability
Theft
• Checks
– Contact the financial institution and stop payment
– Most states hold the financial institution responsible
for losses of a forged check
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 40
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

41. 1.3.1.G1
Identity Theft
Identity
Theft
Protection
• Offered by banks and other companies
• Services
– Closely monitor accounts and personal information
– Alert consumer when there is a change
– Help resolve any problems if identity theft does
occur
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 41
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

42. 1.3.1.G1
Identity Theft
Identity
Theft
Protection
• Cost
– $5.00 to $35.00 per month
– Depends on amount of services provided
• Can NOT eliminate identity theft but can help
prevent it
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 42
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

43. 1.3.1.G1
Identity Theft
Identity
Theft
Protection
What are the pros and cons
of identity theft protection?
Pros Cons
Convenient Cost
Saves consumer time because Most of the services offered can
they don’t have to monitor be completed by the consumer
their own accounts and credit for no cost
reports
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 43
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

44. 1.3.1.G1
Identity Theft
Identity
Theft
Insurance
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 44
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

45. 1.3.1.G1
“Solve the Mystery”
Identity
Theft
Activity
• Directions
– Divide into 4 groups
– Each group will take turns verbally answering a question about
identity theft
– If the question is answered correctly, the group will receive a clue
that will help reveal Lucy’s identity thief
– If the question is answered incorrectly, play will move on to the
next group and the group that answered incorrectly will not receive
a clue
– Play will continue until all 12 clues have been won- each group will
have at least 3 chances to receive a clue
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 45
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

46. 1.3.1.G1
Identity
Theft
Who Did It?
Who is Lucy’s identity thief?
Mu s t a r dail Mrs. W
hite
Col o n e l y’s outgoing m Searched
Lucy’s di
scarded
uc y mail in th
Se ar ched L conservator e kitchen
in the
Mrs. Peac m
f e s s o r P l une
ock Pro onli
Guessed Lucy’s PIN Searched Lucy’s brary
number in
the hall banking w ebsite in the li
Make your guess!
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 46
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona

47. 1.3.1.G1
Identity
Solve the
Theft
Mystery
Find out who the true identity thief is!
© Family Economics & Financial Education – Revised May 2010– Consumer Protection Unit – Identity Theft – Slide 47
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute at The University of Arizona