SlideShare una empresa de Scribd logo
1 de 11
Descargar para leer sin conexión
E.
UK

A guide to
our services

Professional, independent property advice

Part of the LSL Property Services plc Group
Do you own a house, or are you buying a new home?
Looking for your first property, or a portfolio investment?
There are lots of different situations when it comes to
property, but as independent property experts it’s our
job to help you make better property decisions.
Buying a house?
Buying a house is one of the most important financial decisions of your life. Surveys and
valuations are an essential part of any home purchase; they provide information to ensure
your sale proceeds without difficulty. In this guide we aim to set out clearly the differences
between the surveying products available to you when buying your next home.

“As a surveyor, I love
talking customers
through their survey
and making sure they
fully understand it.”
VICKI LAWSON MRICS CHARTERED SURVEYOR
CENTRAL LONDON

If you’re buying or selling a property in Scotland, the process is different to the rest of the UK.
Scottish Home Reports came into force as part of legislative changes in 2008, and our e.surv
Scotland team can help with every aspect of homebuying following these changes.
Wherever you’re buying, if you’re choosing a brand new property from a housebuilder, then
as part of your purchase you have up to two years to submit your snagging list of defects for
them to rectify. Make sure you identify every fault with your brand new home with a
professional snagging report prepared by a fully qualified surveyor before you move in
to avoid issues later down the line when your warranty has expired.

Existing home owner?
Once you’ve bought your new home or investment property, it’s important to protect your
purchase. Houses are living, breathing objects that change over time. PropertyCare is a
product uniquely designed by e.surv to help homeowners understand how their home has
changed over time, and help budget for unexpected repair costs following the inspection.
When buying a property on a leasehold tenure, it is part of the conveyancing process
to check the length of time remaining on that lease. Most people are unaware that the lease
will require an application to renew, and that this is a process which requires expert advice.
At e.surv, we’re confident in arranging lease extension valuations as part of the process of
extending a lease, and we’ll negotiate with your freeholder on your behalf.

So whether you’re buying a new home, or you
already own a property, we’re sure we can provide
you with the right products to help you make the most
of your property.
Surveying products
Surveys are professional reports carried out by fully qualified surveyors to give you
independent advice on the condition of your new home. Many purchasers still wrongly rely
on their lender’s mortgage valuation for this information. In fact, the mortgage valuation is
a report a lender requires to approve the loan for your purchase, and is not designed to give
you reassurances on the condition of the property you are looking to purchase.

Here’s a summary of the four survey and valuation products, and what
they offer:

Mortgage Valuation:

RICS Condition Report:

A Mortgage Valuation Report is prepared for your lender to help them decide if your new
home is one that they want to secure a loan against. The lender’s Mortgage Valuation only
answers the questions your lender has as to whether the property offers suitable security for
your loan. It doesn’t answer questions that may be important to you about the condition of
the property you’re looking to buy.

The RICS Condition Report gives a clear and concise “snap shot” of the condition of your
potential purchase on the date of inspection. This is your survey report, prepared
independently for you and not your lender. The RICS Condition Report is a survey which
includes an inspection of your home. There is also a section which provides you with advice
for your conveyancer, with a clear summary of the key risks associated with purchasing your
new property. The report uses a simple traffic light (red, amber, green) colour coding system to
rate individual elements of the property, and highlight any areas of concern. The report covers
all aspects of the property, risks and legal considerations.

When a surveyor carries out a Mortgage Valuation for your lender they will only alert them to
the issues with your property that have a material impact on the lending decision. What this
means is that they may not include any defects within the property that could be significant
to you. This is why it is always recommended that anyone looking to buy a property requests
their own independent survey which clearly describes all of the defects relating to the
property before committing to a purchase.

•
•
•
•
•

Prepared for your lender
Concise report
Focused on the lender’s requirements
Limited questions
Liability to purchaser restricted

Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661

The RICS Condition Report provides you with an overview that will help you understand the
construction of the property you are buying, any serious problems needing attention and any
areas of further investigation that need to be undertaken prior to commitment to purchase.
This survey type is an economic report that provides you with important information that a
Mortgage Valuation does not.

•
•
•
•
•
•
•

Prepared for you as the buyer
Victorian to modern property styles
Urgent and serious defects
Matters for conveyancer
Risks associated with purchase
No advice on what to do next
No valuation or rebuilding cost

Buy with confidence visit esurv.co.uk or give us a call at 0800 169 9661
RICS HomeBuyer Report:

Building Survey:

The RICS HomeBuyer Report provides information on the condition of your property and advice
to your conveyancer. What the RICS HomeBuyer Report has in addition to The RICS Condition
Report is our professional advice on the issues that may affect the value of your property, plus
a market valuation and insurance reinstatement cost. There will also be a dedicated section to
provide advice on repairs and ongoing maintenance requirements.

The Building Survey is the most detailed survey we offer. It is particularly suited to older
buildings, those of an unusual construction, or those with major extensions or alterations. The
Building Survey is also the best choice where you know there are significant defects that need
attention. The report will provide details on the materials and methods of construction, advice
on defects, and the appropriate repair options. Where The RICS HomeBuyer Report is suited to
modern properties of standard construction, the Building Survey is specifically designed for
properties of virtually any age, style or condition.

The report uses the RICS red, amber, green colour coding system, just like The RICS Condition
Report, and may pick up issues including damp, timber and structural movement.
This report is perfect for providing you with detailed information on the most urgent or serious
issues with your potential purchase. When you receive your report the defects of your property
will be highlighted, so this means you’ll be able to judge the value of your purchase in line with
any budget you may need for future works. Investing in a RICS HomeBuyer Report before
purchasing your home will help you predict what any future maintenance expenditure, plus
repair or restoration costs may be.

•
•
•
•
•
•
•

Prepared for you as the buyer
Victorian to modern property styles
Urgent and serious defects
Matters for conveyancer
Risks associated with purchase
Advice on what to do next
Valuation and rebuilding cost

Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661

Many older properties have distinct needs in terms of how they must be looked after and their
components need a different approach to more modern buildings. It is essential to understand
this in order to preserve and enhance the value of your investment. Listed buildings or those in
conservation areas need specific care and use of correct materials and techniques.
If you are planning to purchase an older property that’s run down, or a building that has had
major alterations, then this is the report for you. If you have plans to alter the structure of the
property this can often form part of the advice provided. If you plan to make a substantial
investment in a property of age or character, then this report is an important safeguard.

•
•
•
•
•
•

Prepared for you as the buyer
Any age of property
Detailed appraisal
Matters for conveyancer
Comprehensive advice
Valuation and rebuilding cost

Buy with confidence visit esurv.co.uk or give us a call at 0800 169 9661
Product Matrix
Compare our products side-by-side to see which type of report is right for you.
Mortgage
Valuation

RICS
Condition Report

RICS
HomeBuyer Report

Building
Survey

Mortgage
Valuation

Completed by a fully qualified
Surveyor

Building
Survey

An Inspection

Suitable for you

RICS
HomeBuyer Report

Includes:

Suitable for your lender i.e. tells them
whether the property is a suitable
security for your mortgage

RICS
Condition Report

Highlights parts needing urgent
attention

Tells you the condition rating of the
property

Clear traffic light ratings

Advice to your legal advisors

Helps you identify possible problems
that could help with price negotiations

Professional advice from your surveyor
e.g. ongoing repairs and maintenance

Will help you avoid expensive repairs
after completion

Market valuation

Suitable for any property

Building reinstatement costs for
insurance purposes

Suitable for properties 1850 - to date
and standard construction

Comprehensive report on construction
and defects
Ideal for sellers

You can see what other customers said about our surveying products
by reading their reviews on our website. Take a look at www.esurv.co.uk

Aftersales Support:
Helpline
Speak to the surveyor before the
inspection
Speak to the surveyor before and after
the inspection

Read customer
reviews at
www.esurv.co.uk

Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661

Buy with confidence visit esurv.co.uk or give us a call at 0800 169 9661
New Build Snagging Report
Buying a new build property has many advantages, such as having the freedom
to choose fixtures and fittings and the perfect plot for your individual
circumstances. But a new build property is never perfect, and developers ask
homebuyers to prepare what is known commonly as a Snagging Report of the
faults they find at their new home.
Some homebuyers feel confident enough in their own ability to identify defects to prepare the
Snagging Report themselves. However, it is often useful to arrange for a professional surveyor
to complete the report ahead of you moving in so that the defects can be corrected at the
final stage of build.

“A survey from us will
give you professional
advice on the condition
of the property you
want to buy.”

You have up to two years in which to submit your list of defects, or Snagging Report to your
housebuilder. If you select e.surv to carry out your Snagging Report on your behalf then a fully
qualified RICS surveyor will be sent to your new property to identify any faults that your
housebuilder may have missed. They will confirm whether the property has been finished to
an acceptable build standard, as well as listing any defects to be rectified before you complete
your purchase.

Once your report is completed you will receive a copy of this by email, and
a copy will be posted to you to pass on to your housebuilder.

Price

Flats

From £160 inc VAT

Houses

GARY WINGROVE MRICS CHARTERED SURVEYOR WARWICK

Types of property

From £185 inc VAT

Please
call for a
quotation

Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661

Buy with confidence visit esurv.co.uk or give us a call at 0800 169 9661
Scottish Home Reports
In 2008, the law changed so that most properties marketed for sale in Scotland
must be presented with a Home Report. The Home Report consists of three
documents: The Single Survey, The Energy Report and The Property Questionnaire.
The Single Survey
The Single Survey provides potential buyers with information about the condition of the
property, and gives an indication of value. Using the information from this report, potential
purchasers can make an informed decision about whether or not to make an offer. As part
of the Single Survey, an Accessibility Audit is included, which provides information on the
accessible features of the property. This helps parents with young children, elderly people,
and those with disabilities decide whether the property will be suitable when considering
future living arrangements.

The Property Questionnaire
This element of the Home Report brings together useful information on the facilities and
services at the property. Solicitors, surveyors and potential homebuyers will all rely on this
information to highlight any potential areas for further investigation as early as possible in
the transaction. Information typically includes council tax banding, parking facilities, and the
availability of gas and electricity at the property.

The Energy Report
Every property will have an energy rating, which provides information on its impact on the
environment. This report will highlight the areas within a property where potential energy
savings could be made, and general recommendations on energy efficiency.

You should note that a Home Report has a valuation which is only valid for three
months. Therefore it will be necessary to arrange a Replacement Home Report
after this time once a buyer has been found, or sooner if there are any significant
changes to the property.

Want to learn more? Visit esurvscotland.co.uk or give us a call on 0141 418 1008

Buy with confidence visit esurvscotland.co.uk or give us a call at 0141 418 1008
London Specialists
As the country’s largest surveying practice, we have a wealth of experience in property
surveys and valuations, whether they are for home purchases, investment or key life
milestones. Our London specialists are local experts, having worked in the capital for many
years. They are attuned to the unique market cycles, property types and common obstacles
faced with London property.

Buying in London?
If you’re buying a new property in London, as either an investor or owner occupier, then
it’s important to consider having a survey as part of the homebuying process. Refer to our
survey and valuation product information at the start of this guide to find out more about
these products.
The e.surv Capital team is also experienced in offering acquisition advice if you’re new to
buying in London, or moving to a new part of the city. To find out more about how acquisition
advice can give you a better insight into the area you’re considering purchasing in, please visit
the e.surv Capital website.

Selling in London?
The London property market is fiercely competitive, and the e.surv Capital team is
knowledgeable in offering pre sale appraisals to help homeowners get their properties
ready for marketing in order to achieve the best possible selling price.

Existing homeowners in London
Extending a lease protects the saleability of a property, and if extended sooner rather than
later ensures a lower premium can be negotiated. Please see our guide on lease extensions
over the page to find out more about lease extensions.
Properties suffer from general wear and tear, and change over time. Whilst you may check
your property’s condition aesthetically for any tell-tale signs, only having your property
professionally inspected will give you an independent view of the true condition of your
property. The e.surv Capital team helps homeowners living in London maintain a healthy
home, offering advice on energy efficiency, and providing likely repair costs for defects
identified in order to help budget for necessary maintenance works.

Meet our London specialists and find out more about the services they offer
by visiting esurvcapital.co.uk

Want to learn more? Visit esurvcapital.co.uk or give us a call on 0800 169 9661

Buy with confidence visit esurvcapital.co.uk or give us a call at 0800 169 9661
Meet your local surveyor
From Penzance to Inverness, we have
more than 400 dedicated local surveyors
throughout the UK, with specialist
teams in London and Scotland. Visit
www.esurv.co.uk/faces and enter your
postcode to find your local surveyor, or
if you know a surveyor personally or by
recommendation, you can enter a name
to view their professional profile.

“Understanding
the condition of
the property you’re
looking to buy should
be important
to you; it is to us.”
TOM MCLEAN ASSOC RICS SURVEYOR
HUDDERSFIELD

When buying your property, have it properly checked by a professional. Many purchasers still
wrongly rely on a lender’s mortgage valuation thinking it’s a survey, when unfortunately this
isn’t the case.

0800 169 9661
www.esurv.co.uk/faces
Lease extension

PropertyCare

When you purchased your leasehold property, you’ll have been made aware of
the time left on your lease term. What you may not have realised is that leases
are not automatically renewed when they expire, and you need to make an
application to your freeholder to extend or renew your lease.

General wear and tear and changeable weather conditions can soon turn into
serious issues for your home, and your wallet. But, if you catch them in time you
can easily stop costs spiraling out of control.

If you’ve owned your property for more than two years then you are able to start the lease
extension process, and the sooner you do the less it will cost you. If you choose not to extend
your lease then this will have a serious impact on the value of your property, and may impact
on your ability to sell it in the future, as mortgage companies require a minimum term to
remain on a lease as part of their lending criteria. Having a short lease may also impact on
your ability to remortgage your property.
Find out more about the process for extending your lease and how we can help.

More information on lease extension is available on our website, or you can talk
to one of e.surv’s lease extension specialists by calling 0800 169 9661.

You can stop unexpected costs now by arranging an e.surv PropertyCare inspection for
your home. This report is designed to give you a detailed picture of the condition of your
house, expert advice on solving any current problems, and helpful guidance on maintaining a
healthy property for your future.
• Obtain a clear picture of the condition of your home
• Identify the areas of immediate concern and those that you should keep an eye on
over the next few years
• Avoid defects worsening and costs escalating, and help budget for repair work
• Expert advice on solving current problems and future maintenance

PropertyCare

for Landlords

If you’re a landlord with an investment portfolio, solving problems when they are raised by
tenants or managing agents can be costly. With PropertyCare it is possible that by having
your properties regularly inspected by a fully qualified surveyor you can keep unexpected
maintenance bills at bay. This can also help you create a cyclical maintenance plan for the
costs over the coming years.

ra n c e •

ra n te e d

su

ty

r

Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661

ua

P ro p e

Helpful
advice
on lease
extension

G

Visit our dedicated PropertyCare website for more information on this report
type, and also to find useful information on common property defects.

C a re A s

Buy with confidence visit propertycareplus.com or give us a call at 0800 169 9661
For more information

please visit the Information Centre
on our website www.esurv.co.uk

thinkGreen

FS 36777

Regulated by RICS

Part of the LSL Property Services plc Group
e.surv Ltd. Lahnstein House, Gold Street, Kettering, Northants, NN16 8AP.
Registered in England, Company No: 2264161. Regulated by RICS

0030ES/1

Más contenido relacionado

Destacado

Michael jackson quiz - 2014
Michael jackson quiz - 2014Michael jackson quiz - 2014
Michael jackson quiz - 2014Amith hillshow
 
Michael jackson quiz - part - 9
Michael jackson quiz - part - 9Michael jackson quiz - part - 9
Michael jackson quiz - part - 9Amith hillshow
 
The vSphere Web Client video project: a case study in coordinated content str...
The vSphere Web Client video project: a case study in coordinated content str...The vSphere Web Client video project: a case study in coordinated content str...
The vSphere Web Client video project: a case study in coordinated content str...Wendy Shaffer
 
Archie archive'15 - Cartoon quest 1.0
Archie archive'15 - Cartoon quest 1.0Archie archive'15 - Cartoon quest 1.0
Archie archive'15 - Cartoon quest 1.0Amith hillshow
 
Beadandó házidolgozat Zakor Dániel János
Beadandó házidolgozat Zakor Dániel JánosBeadandó házidolgozat Zakor Dániel János
Beadandó házidolgozat Zakor Dániel Jánoszakordani
 
Nailing social media marketing roi
Nailing social media marketing roiNailing social media marketing roi
Nailing social media marketing roiAudacious Leap
 
Use a Gingerbread Man Cookie Cutter to make these Dress up cookies
Use a Gingerbread Man Cookie Cutter to make these Dress up cookiesUse a Gingerbread Man Cookie Cutter to make these Dress up cookies
Use a Gingerbread Man Cookie Cutter to make these Dress up cookiesCupcake Sweeties
 

Destacado (14)

Sistema imunológica
Sistema imunológicaSistema imunológica
Sistema imunológica
 
Kindle book quest 2.0
Kindle book quest 2.0Kindle book quest 2.0
Kindle book quest 2.0
 
Michael jackson quiz - 2014
Michael jackson quiz - 2014Michael jackson quiz - 2014
Michael jackson quiz - 2014
 
Michael jackson quiz - part - 9
Michael jackson quiz - part - 9Michael jackson quiz - part - 9
Michael jackson quiz - part - 9
 
11
1111
11
 
The vSphere Web Client video project: a case study in coordinated content str...
The vSphere Web Client video project: a case study in coordinated content str...The vSphere Web Client video project: a case study in coordinated content str...
The vSphere Web Client video project: a case study in coordinated content str...
 
Children's wear
Children's wearChildren's wear
Children's wear
 
Fotos!
Fotos!Fotos!
Fotos!
 
Archie archive'15 - Cartoon quest 1.0
Archie archive'15 - Cartoon quest 1.0Archie archive'15 - Cartoon quest 1.0
Archie archive'15 - Cartoon quest 1.0
 
Beadandó házidolgozat Zakor Dániel János
Beadandó házidolgozat Zakor Dániel JánosBeadandó házidolgozat Zakor Dániel János
Beadandó házidolgozat Zakor Dániel János
 
Nailing social media marketing roi
Nailing social media marketing roiNailing social media marketing roi
Nailing social media marketing roi
 
Use a Gingerbread Man Cookie Cutter to make these Dress up cookies
Use a Gingerbread Man Cookie Cutter to make these Dress up cookiesUse a Gingerbread Man Cookie Cutter to make these Dress up cookies
Use a Gingerbread Man Cookie Cutter to make these Dress up cookies
 
Rainbow Pinata Cupcakes
Rainbow Pinata CupcakesRainbow Pinata Cupcakes
Rainbow Pinata Cupcakes
 
Psychic Medium Orange County
Psychic Medium Orange CountyPsychic Medium Orange County
Psychic Medium Orange County
 

Último

Mastering SEO in the Evolving AI-driven World
Mastering SEO in the Evolving AI-driven WorldMastering SEO in the Evolving AI-driven World
Mastering SEO in the Evolving AI-driven WorldScalenut
 
Call Girls in Lajpat Nagar Delhi 💯Call Us 🔝8264348440🔝
Call Girls in Lajpat Nagar Delhi 💯Call Us 🔝8264348440🔝Call Girls in Lajpat Nagar Delhi 💯Call Us 🔝8264348440🔝
Call Girls in Lajpat Nagar Delhi 💯Call Us 🔝8264348440🔝soniya singh
 
Snapshot of Consumer Behaviors of March 2024-EOLiSurvey (EN).pdf
Snapshot of Consumer Behaviors of March 2024-EOLiSurvey (EN).pdfSnapshot of Consumer Behaviors of March 2024-EOLiSurvey (EN).pdf
Snapshot of Consumer Behaviors of March 2024-EOLiSurvey (EN).pdfEastern Online-iSURVEY
 
9654467111 Call Girls In Mahipalpur Women Seeking Men
9654467111 Call Girls In Mahipalpur Women Seeking Men9654467111 Call Girls In Mahipalpur Women Seeking Men
9654467111 Call Girls In Mahipalpur Women Seeking MenSapana Sha
 
Branding strategies of new company .pptx
Branding strategies of new company .pptxBranding strategies of new company .pptx
Branding strategies of new company .pptxVikasTiwari846641
 
Social Samosa Guidebook for SAMMIES 2024.pdf
Social Samosa Guidebook for SAMMIES 2024.pdfSocial Samosa Guidebook for SAMMIES 2024.pdf
Social Samosa Guidebook for SAMMIES 2024.pdfSocial Samosa
 
VIP 7001035870 Find & Meet Hyderabad Call Girls Film Nagar high-profile Call ...
VIP 7001035870 Find & Meet Hyderabad Call Girls Film Nagar high-profile Call ...VIP 7001035870 Find & Meet Hyderabad Call Girls Film Nagar high-profile Call ...
VIP 7001035870 Find & Meet Hyderabad Call Girls Film Nagar high-profile Call ...aditipandeya
 
ASO Process: What is App Store Optimization
ASO Process: What is App Store OptimizationASO Process: What is App Store Optimization
ASO Process: What is App Store OptimizationAli Raza
 
VIP Call Girls In Green Park 9654467111 Escorts Service
VIP Call Girls In Green Park 9654467111 Escorts ServiceVIP Call Girls In Green Park 9654467111 Escorts Service
VIP Call Girls In Green Park 9654467111 Escorts ServiceSapana Sha
 
Jai Institute for Parenting Program Guide
Jai Institute for Parenting Program GuideJai Institute for Parenting Program Guide
Jai Institute for Parenting Program Guidekiva6
 
Local SEO Domination: Put your business at the forefront of local searches!
Local SEO Domination:  Put your business at the forefront of local searches!Local SEO Domination:  Put your business at the forefront of local searches!
Local SEO Domination: Put your business at the forefront of local searches!dstvtechnician
 
定制(ULV毕业证书)拉文大学毕业证成绩单原版一比一
定制(ULV毕业证书)拉文大学毕业证成绩单原版一比一定制(ULV毕业证书)拉文大学毕业证成绩单原版一比一
定制(ULV毕业证书)拉文大学毕业证成绩单原版一比一s SS
 
DIGITAL MARKETING COURSE IN BTM -Influencer Marketing Strategy
DIGITAL MARKETING COURSE IN BTM -Influencer Marketing StrategyDIGITAL MARKETING COURSE IN BTM -Influencer Marketing Strategy
DIGITAL MARKETING COURSE IN BTM -Influencer Marketing StrategySouvikRay24
 
Moving beyond multi-touch attribution - DigiMarCon CanWest 2024
Moving beyond multi-touch attribution - DigiMarCon CanWest 2024Moving beyond multi-touch attribution - DigiMarCon CanWest 2024
Moving beyond multi-touch attribution - DigiMarCon CanWest 2024Richard Ingilby
 
TOP DUBAI AGENCY OFFERS EXPERT DIGITAL MARKETING SERVICES.pdf
TOP DUBAI AGENCY OFFERS EXPERT DIGITAL MARKETING SERVICES.pdfTOP DUBAI AGENCY OFFERS EXPERT DIGITAL MARKETING SERVICES.pdf
TOP DUBAI AGENCY OFFERS EXPERT DIGITAL MARKETING SERVICES.pdfasiyahanif9977
 
CALL ON ➥8923113531 🔝Call Girls Hazratganj Lucknow best sexual service Online
CALL ON ➥8923113531 🔝Call Girls Hazratganj Lucknow best sexual service OnlineCALL ON ➥8923113531 🔝Call Girls Hazratganj Lucknow best sexual service Online
CALL ON ➥8923113531 🔝Call Girls Hazratganj Lucknow best sexual service Onlineanilsa9823
 
marketing strategy of tanishq word PPROJECT.pdf
marketing strategy of tanishq word PPROJECT.pdfmarketing strategy of tanishq word PPROJECT.pdf
marketing strategy of tanishq word PPROJECT.pdfarsathsahil
 
How To Utilize Calculated Properties in your HubSpot Setup
How To Utilize Calculated Properties in your HubSpot SetupHow To Utilize Calculated Properties in your HubSpot Setup
How To Utilize Calculated Properties in your HubSpot Setupssuser4571da
 
Omnichannel Marketing: Defining Omnichannel Marketing
Omnichannel Marketing: Defining Omnichannel MarketingOmnichannel Marketing: Defining Omnichannel Marketing
Omnichannel Marketing: Defining Omnichannel MarketingDove Soft Ltd
 

Último (20)

Mastering SEO in the Evolving AI-driven World
Mastering SEO in the Evolving AI-driven WorldMastering SEO in the Evolving AI-driven World
Mastering SEO in the Evolving AI-driven World
 
Call Girls in Lajpat Nagar Delhi 💯Call Us 🔝8264348440🔝
Call Girls in Lajpat Nagar Delhi 💯Call Us 🔝8264348440🔝Call Girls in Lajpat Nagar Delhi 💯Call Us 🔝8264348440🔝
Call Girls in Lajpat Nagar Delhi 💯Call Us 🔝8264348440🔝
 
Snapshot of Consumer Behaviors of March 2024-EOLiSurvey (EN).pdf
Snapshot of Consumer Behaviors of March 2024-EOLiSurvey (EN).pdfSnapshot of Consumer Behaviors of March 2024-EOLiSurvey (EN).pdf
Snapshot of Consumer Behaviors of March 2024-EOLiSurvey (EN).pdf
 
9654467111 Call Girls In Mahipalpur Women Seeking Men
9654467111 Call Girls In Mahipalpur Women Seeking Men9654467111 Call Girls In Mahipalpur Women Seeking Men
9654467111 Call Girls In Mahipalpur Women Seeking Men
 
Branding strategies of new company .pptx
Branding strategies of new company .pptxBranding strategies of new company .pptx
Branding strategies of new company .pptx
 
Social Samosa Guidebook for SAMMIES 2024.pdf
Social Samosa Guidebook for SAMMIES 2024.pdfSocial Samosa Guidebook for SAMMIES 2024.pdf
Social Samosa Guidebook for SAMMIES 2024.pdf
 
VIP 7001035870 Find & Meet Hyderabad Call Girls Film Nagar high-profile Call ...
VIP 7001035870 Find & Meet Hyderabad Call Girls Film Nagar high-profile Call ...VIP 7001035870 Find & Meet Hyderabad Call Girls Film Nagar high-profile Call ...
VIP 7001035870 Find & Meet Hyderabad Call Girls Film Nagar high-profile Call ...
 
ASO Process: What is App Store Optimization
ASO Process: What is App Store OptimizationASO Process: What is App Store Optimization
ASO Process: What is App Store Optimization
 
VIP Call Girls In Green Park 9654467111 Escorts Service
VIP Call Girls In Green Park 9654467111 Escorts ServiceVIP Call Girls In Green Park 9654467111 Escorts Service
VIP Call Girls In Green Park 9654467111 Escorts Service
 
Jai Institute for Parenting Program Guide
Jai Institute for Parenting Program GuideJai Institute for Parenting Program Guide
Jai Institute for Parenting Program Guide
 
Local SEO Domination: Put your business at the forefront of local searches!
Local SEO Domination:  Put your business at the forefront of local searches!Local SEO Domination:  Put your business at the forefront of local searches!
Local SEO Domination: Put your business at the forefront of local searches!
 
定制(ULV毕业证书)拉文大学毕业证成绩单原版一比一
定制(ULV毕业证书)拉文大学毕业证成绩单原版一比一定制(ULV毕业证书)拉文大学毕业证成绩单原版一比一
定制(ULV毕业证书)拉文大学毕业证成绩单原版一比一
 
DIGITAL MARKETING COURSE IN BTM -Influencer Marketing Strategy
DIGITAL MARKETING COURSE IN BTM -Influencer Marketing StrategyDIGITAL MARKETING COURSE IN BTM -Influencer Marketing Strategy
DIGITAL MARKETING COURSE IN BTM -Influencer Marketing Strategy
 
Moving beyond multi-touch attribution - DigiMarCon CanWest 2024
Moving beyond multi-touch attribution - DigiMarCon CanWest 2024Moving beyond multi-touch attribution - DigiMarCon CanWest 2024
Moving beyond multi-touch attribution - DigiMarCon CanWest 2024
 
TOP DUBAI AGENCY OFFERS EXPERT DIGITAL MARKETING SERVICES.pdf
TOP DUBAI AGENCY OFFERS EXPERT DIGITAL MARKETING SERVICES.pdfTOP DUBAI AGENCY OFFERS EXPERT DIGITAL MARKETING SERVICES.pdf
TOP DUBAI AGENCY OFFERS EXPERT DIGITAL MARKETING SERVICES.pdf
 
CALL ON ➥8923113531 🔝Call Girls Hazratganj Lucknow best sexual service Online
CALL ON ➥8923113531 🔝Call Girls Hazratganj Lucknow best sexual service OnlineCALL ON ➥8923113531 🔝Call Girls Hazratganj Lucknow best sexual service Online
CALL ON ➥8923113531 🔝Call Girls Hazratganj Lucknow best sexual service Online
 
BUY GMAIL ACCOUNTS PVA USA IP INDIAN IP GMAIL
BUY GMAIL ACCOUNTS PVA USA IP INDIAN IP GMAILBUY GMAIL ACCOUNTS PVA USA IP INDIAN IP GMAIL
BUY GMAIL ACCOUNTS PVA USA IP INDIAN IP GMAIL
 
marketing strategy of tanishq word PPROJECT.pdf
marketing strategy of tanishq word PPROJECT.pdfmarketing strategy of tanishq word PPROJECT.pdf
marketing strategy of tanishq word PPROJECT.pdf
 
How To Utilize Calculated Properties in your HubSpot Setup
How To Utilize Calculated Properties in your HubSpot SetupHow To Utilize Calculated Properties in your HubSpot Setup
How To Utilize Calculated Properties in your HubSpot Setup
 
Omnichannel Marketing: Defining Omnichannel Marketing
Omnichannel Marketing: Defining Omnichannel MarketingOmnichannel Marketing: Defining Omnichannel Marketing
Omnichannel Marketing: Defining Omnichannel Marketing
 

E.Surv - Surveys and valuation Guide

  • 1. E. UK A guide to our services Professional, independent property advice Part of the LSL Property Services plc Group
  • 2. Do you own a house, or are you buying a new home? Looking for your first property, or a portfolio investment? There are lots of different situations when it comes to property, but as independent property experts it’s our job to help you make better property decisions. Buying a house? Buying a house is one of the most important financial decisions of your life. Surveys and valuations are an essential part of any home purchase; they provide information to ensure your sale proceeds without difficulty. In this guide we aim to set out clearly the differences between the surveying products available to you when buying your next home. “As a surveyor, I love talking customers through their survey and making sure they fully understand it.” VICKI LAWSON MRICS CHARTERED SURVEYOR CENTRAL LONDON If you’re buying or selling a property in Scotland, the process is different to the rest of the UK. Scottish Home Reports came into force as part of legislative changes in 2008, and our e.surv Scotland team can help with every aspect of homebuying following these changes. Wherever you’re buying, if you’re choosing a brand new property from a housebuilder, then as part of your purchase you have up to two years to submit your snagging list of defects for them to rectify. Make sure you identify every fault with your brand new home with a professional snagging report prepared by a fully qualified surveyor before you move in to avoid issues later down the line when your warranty has expired. Existing home owner? Once you’ve bought your new home or investment property, it’s important to protect your purchase. Houses are living, breathing objects that change over time. PropertyCare is a product uniquely designed by e.surv to help homeowners understand how their home has changed over time, and help budget for unexpected repair costs following the inspection. When buying a property on a leasehold tenure, it is part of the conveyancing process to check the length of time remaining on that lease. Most people are unaware that the lease will require an application to renew, and that this is a process which requires expert advice. At e.surv, we’re confident in arranging lease extension valuations as part of the process of extending a lease, and we’ll negotiate with your freeholder on your behalf. So whether you’re buying a new home, or you already own a property, we’re sure we can provide you with the right products to help you make the most of your property.
  • 3. Surveying products Surveys are professional reports carried out by fully qualified surveyors to give you independent advice on the condition of your new home. Many purchasers still wrongly rely on their lender’s mortgage valuation for this information. In fact, the mortgage valuation is a report a lender requires to approve the loan for your purchase, and is not designed to give you reassurances on the condition of the property you are looking to purchase. Here’s a summary of the four survey and valuation products, and what they offer: Mortgage Valuation: RICS Condition Report: A Mortgage Valuation Report is prepared for your lender to help them decide if your new home is one that they want to secure a loan against. The lender’s Mortgage Valuation only answers the questions your lender has as to whether the property offers suitable security for your loan. It doesn’t answer questions that may be important to you about the condition of the property you’re looking to buy. The RICS Condition Report gives a clear and concise “snap shot” of the condition of your potential purchase on the date of inspection. This is your survey report, prepared independently for you and not your lender. The RICS Condition Report is a survey which includes an inspection of your home. There is also a section which provides you with advice for your conveyancer, with a clear summary of the key risks associated with purchasing your new property. The report uses a simple traffic light (red, amber, green) colour coding system to rate individual elements of the property, and highlight any areas of concern. The report covers all aspects of the property, risks and legal considerations. When a surveyor carries out a Mortgage Valuation for your lender they will only alert them to the issues with your property that have a material impact on the lending decision. What this means is that they may not include any defects within the property that could be significant to you. This is why it is always recommended that anyone looking to buy a property requests their own independent survey which clearly describes all of the defects relating to the property before committing to a purchase. • • • • • Prepared for your lender Concise report Focused on the lender’s requirements Limited questions Liability to purchaser restricted Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661 The RICS Condition Report provides you with an overview that will help you understand the construction of the property you are buying, any serious problems needing attention and any areas of further investigation that need to be undertaken prior to commitment to purchase. This survey type is an economic report that provides you with important information that a Mortgage Valuation does not. • • • • • • • Prepared for you as the buyer Victorian to modern property styles Urgent and serious defects Matters for conveyancer Risks associated with purchase No advice on what to do next No valuation or rebuilding cost Buy with confidence visit esurv.co.uk or give us a call at 0800 169 9661
  • 4. RICS HomeBuyer Report: Building Survey: The RICS HomeBuyer Report provides information on the condition of your property and advice to your conveyancer. What the RICS HomeBuyer Report has in addition to The RICS Condition Report is our professional advice on the issues that may affect the value of your property, plus a market valuation and insurance reinstatement cost. There will also be a dedicated section to provide advice on repairs and ongoing maintenance requirements. The Building Survey is the most detailed survey we offer. It is particularly suited to older buildings, those of an unusual construction, or those with major extensions or alterations. The Building Survey is also the best choice where you know there are significant defects that need attention. The report will provide details on the materials and methods of construction, advice on defects, and the appropriate repair options. Where The RICS HomeBuyer Report is suited to modern properties of standard construction, the Building Survey is specifically designed for properties of virtually any age, style or condition. The report uses the RICS red, amber, green colour coding system, just like The RICS Condition Report, and may pick up issues including damp, timber and structural movement. This report is perfect for providing you with detailed information on the most urgent or serious issues with your potential purchase. When you receive your report the defects of your property will be highlighted, so this means you’ll be able to judge the value of your purchase in line with any budget you may need for future works. Investing in a RICS HomeBuyer Report before purchasing your home will help you predict what any future maintenance expenditure, plus repair or restoration costs may be. • • • • • • • Prepared for you as the buyer Victorian to modern property styles Urgent and serious defects Matters for conveyancer Risks associated with purchase Advice on what to do next Valuation and rebuilding cost Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661 Many older properties have distinct needs in terms of how they must be looked after and their components need a different approach to more modern buildings. It is essential to understand this in order to preserve and enhance the value of your investment. Listed buildings or those in conservation areas need specific care and use of correct materials and techniques. If you are planning to purchase an older property that’s run down, or a building that has had major alterations, then this is the report for you. If you have plans to alter the structure of the property this can often form part of the advice provided. If you plan to make a substantial investment in a property of age or character, then this report is an important safeguard. • • • • • • Prepared for you as the buyer Any age of property Detailed appraisal Matters for conveyancer Comprehensive advice Valuation and rebuilding cost Buy with confidence visit esurv.co.uk or give us a call at 0800 169 9661
  • 5. Product Matrix Compare our products side-by-side to see which type of report is right for you. Mortgage Valuation RICS Condition Report RICS HomeBuyer Report Building Survey Mortgage Valuation Completed by a fully qualified Surveyor Building Survey An Inspection Suitable for you RICS HomeBuyer Report Includes: Suitable for your lender i.e. tells them whether the property is a suitable security for your mortgage RICS Condition Report Highlights parts needing urgent attention Tells you the condition rating of the property Clear traffic light ratings Advice to your legal advisors Helps you identify possible problems that could help with price negotiations Professional advice from your surveyor e.g. ongoing repairs and maintenance Will help you avoid expensive repairs after completion Market valuation Suitable for any property Building reinstatement costs for insurance purposes Suitable for properties 1850 - to date and standard construction Comprehensive report on construction and defects Ideal for sellers You can see what other customers said about our surveying products by reading their reviews on our website. Take a look at www.esurv.co.uk Aftersales Support: Helpline Speak to the surveyor before the inspection Speak to the surveyor before and after the inspection Read customer reviews at www.esurv.co.uk Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661 Buy with confidence visit esurv.co.uk or give us a call at 0800 169 9661
  • 6. New Build Snagging Report Buying a new build property has many advantages, such as having the freedom to choose fixtures and fittings and the perfect plot for your individual circumstances. But a new build property is never perfect, and developers ask homebuyers to prepare what is known commonly as a Snagging Report of the faults they find at their new home. Some homebuyers feel confident enough in their own ability to identify defects to prepare the Snagging Report themselves. However, it is often useful to arrange for a professional surveyor to complete the report ahead of you moving in so that the defects can be corrected at the final stage of build. “A survey from us will give you professional advice on the condition of the property you want to buy.” You have up to two years in which to submit your list of defects, or Snagging Report to your housebuilder. If you select e.surv to carry out your Snagging Report on your behalf then a fully qualified RICS surveyor will be sent to your new property to identify any faults that your housebuilder may have missed. They will confirm whether the property has been finished to an acceptable build standard, as well as listing any defects to be rectified before you complete your purchase. Once your report is completed you will receive a copy of this by email, and a copy will be posted to you to pass on to your housebuilder. Price Flats From £160 inc VAT Houses GARY WINGROVE MRICS CHARTERED SURVEYOR WARWICK Types of property From £185 inc VAT Please call for a quotation Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661 Buy with confidence visit esurv.co.uk or give us a call at 0800 169 9661
  • 7. Scottish Home Reports In 2008, the law changed so that most properties marketed for sale in Scotland must be presented with a Home Report. The Home Report consists of three documents: The Single Survey, The Energy Report and The Property Questionnaire. The Single Survey The Single Survey provides potential buyers with information about the condition of the property, and gives an indication of value. Using the information from this report, potential purchasers can make an informed decision about whether or not to make an offer. As part of the Single Survey, an Accessibility Audit is included, which provides information on the accessible features of the property. This helps parents with young children, elderly people, and those with disabilities decide whether the property will be suitable when considering future living arrangements. The Property Questionnaire This element of the Home Report brings together useful information on the facilities and services at the property. Solicitors, surveyors and potential homebuyers will all rely on this information to highlight any potential areas for further investigation as early as possible in the transaction. Information typically includes council tax banding, parking facilities, and the availability of gas and electricity at the property. The Energy Report Every property will have an energy rating, which provides information on its impact on the environment. This report will highlight the areas within a property where potential energy savings could be made, and general recommendations on energy efficiency. You should note that a Home Report has a valuation which is only valid for three months. Therefore it will be necessary to arrange a Replacement Home Report after this time once a buyer has been found, or sooner if there are any significant changes to the property. Want to learn more? Visit esurvscotland.co.uk or give us a call on 0141 418 1008 Buy with confidence visit esurvscotland.co.uk or give us a call at 0141 418 1008
  • 8. London Specialists As the country’s largest surveying practice, we have a wealth of experience in property surveys and valuations, whether they are for home purchases, investment or key life milestones. Our London specialists are local experts, having worked in the capital for many years. They are attuned to the unique market cycles, property types and common obstacles faced with London property. Buying in London? If you’re buying a new property in London, as either an investor or owner occupier, then it’s important to consider having a survey as part of the homebuying process. Refer to our survey and valuation product information at the start of this guide to find out more about these products. The e.surv Capital team is also experienced in offering acquisition advice if you’re new to buying in London, or moving to a new part of the city. To find out more about how acquisition advice can give you a better insight into the area you’re considering purchasing in, please visit the e.surv Capital website. Selling in London? The London property market is fiercely competitive, and the e.surv Capital team is knowledgeable in offering pre sale appraisals to help homeowners get their properties ready for marketing in order to achieve the best possible selling price. Existing homeowners in London Extending a lease protects the saleability of a property, and if extended sooner rather than later ensures a lower premium can be negotiated. Please see our guide on lease extensions over the page to find out more about lease extensions. Properties suffer from general wear and tear, and change over time. Whilst you may check your property’s condition aesthetically for any tell-tale signs, only having your property professionally inspected will give you an independent view of the true condition of your property. The e.surv Capital team helps homeowners living in London maintain a healthy home, offering advice on energy efficiency, and providing likely repair costs for defects identified in order to help budget for necessary maintenance works. Meet our London specialists and find out more about the services they offer by visiting esurvcapital.co.uk Want to learn more? Visit esurvcapital.co.uk or give us a call on 0800 169 9661 Buy with confidence visit esurvcapital.co.uk or give us a call at 0800 169 9661
  • 9. Meet your local surveyor From Penzance to Inverness, we have more than 400 dedicated local surveyors throughout the UK, with specialist teams in London and Scotland. Visit www.esurv.co.uk/faces and enter your postcode to find your local surveyor, or if you know a surveyor personally or by recommendation, you can enter a name to view their professional profile. “Understanding the condition of the property you’re looking to buy should be important to you; it is to us.” TOM MCLEAN ASSOC RICS SURVEYOR HUDDERSFIELD When buying your property, have it properly checked by a professional. Many purchasers still wrongly rely on a lender’s mortgage valuation thinking it’s a survey, when unfortunately this isn’t the case. 0800 169 9661 www.esurv.co.uk/faces
  • 10. Lease extension PropertyCare When you purchased your leasehold property, you’ll have been made aware of the time left on your lease term. What you may not have realised is that leases are not automatically renewed when they expire, and you need to make an application to your freeholder to extend or renew your lease. General wear and tear and changeable weather conditions can soon turn into serious issues for your home, and your wallet. But, if you catch them in time you can easily stop costs spiraling out of control. If you’ve owned your property for more than two years then you are able to start the lease extension process, and the sooner you do the less it will cost you. If you choose not to extend your lease then this will have a serious impact on the value of your property, and may impact on your ability to sell it in the future, as mortgage companies require a minimum term to remain on a lease as part of their lending criteria. Having a short lease may also impact on your ability to remortgage your property. Find out more about the process for extending your lease and how we can help. More information on lease extension is available on our website, or you can talk to one of e.surv’s lease extension specialists by calling 0800 169 9661. You can stop unexpected costs now by arranging an e.surv PropertyCare inspection for your home. This report is designed to give you a detailed picture of the condition of your house, expert advice on solving any current problems, and helpful guidance on maintaining a healthy property for your future. • Obtain a clear picture of the condition of your home • Identify the areas of immediate concern and those that you should keep an eye on over the next few years • Avoid defects worsening and costs escalating, and help budget for repair work • Expert advice on solving current problems and future maintenance PropertyCare for Landlords If you’re a landlord with an investment portfolio, solving problems when they are raised by tenants or managing agents can be costly. With PropertyCare it is possible that by having your properties regularly inspected by a fully qualified surveyor you can keep unexpected maintenance bills at bay. This can also help you create a cyclical maintenance plan for the costs over the coming years. ra n c e • ra n te e d su ty r Want to learn more? Visit esurv.co.uk or give us a call on 0800 169 9661 ua P ro p e Helpful advice on lease extension G Visit our dedicated PropertyCare website for more information on this report type, and also to find useful information on common property defects. C a re A s Buy with confidence visit propertycareplus.com or give us a call at 0800 169 9661
  • 11. For more information please visit the Information Centre on our website www.esurv.co.uk thinkGreen FS 36777 Regulated by RICS Part of the LSL Property Services plc Group e.surv Ltd. Lahnstein House, Gold Street, Kettering, Northants, NN16 8AP. Registered in England, Company No: 2264161. Regulated by RICS 0030ES/1