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Rammer og regelverk for finans- næringen i årene som  kommer Finanstilsynsdirektør Bjørn Skogstad Aamo Finansforbundet  Felix konferansesenter 11. mars 2010
Hovedpunkter ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Krise også for regulering og tilsyn  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
G20: Bedre internasjonal regulering ,[object Object],[object Object],[object Object],[object Object],[object Object]
Den globale agenda  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Den europeiske agenda  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The new architecture Governors of NCBs  +  ECB President and Vice-President Chairs of EBA, EIOPA & ESMA European Commission European Systemic Risk Board (ESRB) + + European  Banking Authority (EBA) European  Securities and Markets Authority (ESMA) National Banking Supervisiors National Insurance and Pension Supervisors National Securities Supervisors Information on micro-prudential developments Recommendations and/or early risk warnings European  Insurance and Occupational Pensions Authority (EIOPA) European System of Financial Supervisors (ESFS) + Non-voting: One representative of the competent national supervisor(s) per Member State + EFC President
EU-parlamentet vil ha større overnasjonalitet  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Baselkomiteen ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Baselkomiteen ,[object Object],[object Object],[object Object],[object Object]
EU: Endringer i kapitaldekningsdirektivet ,[object Object],[object Object],[object Object],[object Object]
Vedtatte endringer i EU-direktivene ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Nærmere om Baselkomiteens forslag (1) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Nærmere om Baselkomiteens forslag (2) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Nærmere om likviditet ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Forslag om kvantitative krav til likviditet ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Trenger vi endringer i norske reguleringer nå?  (1) ,[object Object],[object Object],[object Object]
Kjernekapitaldekning
Trenger vi endringer i norske reguleringer nå?  (2) ,[object Object],[object Object],[object Object],[object Object],[object Object]
Forskriftsbestemmelser om godtgjøring (1) ,[object Object],[object Object],[object Object],[object Object],[object Object]
Forskriftsbestemmelser om godtgjøring (2) ,[object Object],[object Object],[object Object],[object Object]
Forslag til endringer i kapital- dekningsforskriften ca 20. mars ,[object Object],[object Object],[object Object],[object Object]
Konsekvenser – hvordan skal byrdene fordeles?  ,[object Object],[object Object],[object Object],[object Object],[object Object]
Utlånstap i norske banker  (morbank) Årlige utlånstap Kvartalsvis utvikling i utlånstap  -0,2 0,0 0,2 0,4 0,6 0,8 1,0 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 I prosent av GFK
Resultat i norske banker Resultat før skatt  Egenkapitalavkastning
FINANSFORBUNDET

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Aamo, Finanstilsynet

  • 1. Rammer og regelverk for finans- næringen i årene som kommer Finanstilsynsdirektør Bjørn Skogstad Aamo Finansforbundet Felix konferansesenter 11. mars 2010
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7. The new architecture Governors of NCBs + ECB President and Vice-President Chairs of EBA, EIOPA & ESMA European Commission European Systemic Risk Board (ESRB) + + European Banking Authority (EBA) European Securities and Markets Authority (ESMA) National Banking Supervisiors National Insurance and Pension Supervisors National Securities Supervisors Information on micro-prudential developments Recommendations and/or early risk warnings European Insurance and Occupational Pensions Authority (EIOPA) European System of Financial Supervisors (ESFS) + Non-voting: One representative of the competent national supervisor(s) per Member State + EFC President
  • 8.
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  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
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  • 24. Utlånstap i norske banker (morbank) Årlige utlånstap Kvartalsvis utvikling i utlånstap -0,2 0,0 0,2 0,4 0,6 0,8 1,0 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 I prosent av GFK
  • 25. Resultat i norske banker Resultat før skatt Egenkapitalavkastning