Fundamentum Capital Solutions is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Money Loans, SBA Financing, Business Acquisition Financing, Hotel Financing, Stock Loans, Portfolio Liquidations, Private Equity, Joint Ventures and more.

1. Fundamentum Capital Solutions Fundamentum Capital Solutions is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Money Loans, SBA Financing, Business Acquisition Financing, Hotel Financing, Stock Loans, Portfolio Liquidations, Private Equity, Joint Ventures and more.

2. About us: We work with small, medium, and large size businesses and have a broad portfolio of financial products to provide the capital our clients need. Composed of a group of certified, highly experienced financial professionals, Fundamentum Capital Solutions is at the forefront of the commercial finance industry. When your business needs capital, let our experts provide you with the signature service we have come to be known for.

3. SBA Loan Program The Small Business Loan Program at Fundamentum Capital Solutions is an excellent source of financing for most businesses. Fundamentum Capital Solutions has been designated as a Preferred Financial services company by Perferred SBA lenders to have loans processed more quickly and efficiently. This designation means that the SBA has delegated the approval process to our lenders, which means fast and efficient processing of your SBA loan.

4. Equipment Leasing Types of Leases We Offer: Application up to $150,000. No financial statements necessary. Middle market financing up to $500,000 Large ticket over $500,000 Little or no down payment Numerous payment structures We can finance almost any type of business related equipment

5. Mergers and Acquisitions $1,000,000 to $500,000,000 Let Fundamentum Capital Solutions’ experience be the guiding light for your corporate financing. We conduct an in-depth analysis of the business that is being acquired, so we can then leverage the existing assets of the business to structure the right financing for you.

6. Stock Loans With this form of financing, shareholders obtain liquidity from their asset, retain contractual ownership and voting rights, enjoy the tax benefits that come from not having to sell their securities, and profit from the appreciation of their asset should the stock price rise in value as the loan matures; excluding principal and interest obligations.

7. Bridge and Hard Money Loans Hard Money Loans Criteria and Rates: Loan Size: $1,000,000 to $100,000,000 Lending Area: National and International Collateral: We lend mainly to commercial real-estate, including raw land and development projects Interest Rate: Variable from 9% to 14% depending on collateral Amortization: Interest Only LTV: Up to 80% Origination Fee: 1 to 4% Closing time: 5 Days to 1 Month

8. Private Equity/Joint Venture Fundamentum Capital Solutions has had remarkable success helping companies introduce Equity or Joint Venture capital into their businesses. With our numerous strategic alliances and expertise in the private investment arena, Fundamentum Capital Solutions can provide a broad investment mandate, including recapitalizations, management buyouts, corporate divestitures, leverage buyouts, and growth capital and can pursue quality investments in all industries.

9. Accounts Receivable Financing Cash in 24 hours No personal guarantees We finance any type of business No recourse even if the account does not pay Credit insurance on your clients at no cost to you No arbitrary loan board decisions No Fixed Payments As sales and receivables increase, funding Increases Focus on your business, not collections Take advantage of early payment or bulk purchase discounts from your suppliers Ability to service large and / or unexpected orders Accounts receivable financing is more flexible and quicker than bank loans

10. Health Care and Medical Financing We provide loans to doctors, dentists, chiropractors and veterinarians. We can offer your practice working capital, debt consolidation, equipment financing, expansion loans, improvement loans and practice acquisition loans.

11. Project Financing These days it takes the right team to properly structure the right financing for large projects from $1,000,000 to $50,000,000 or more. We offer comprehensive solutions to commercial financing needs that are often unavailable to banks or traditional commercial channels. Our team has the experience and access to funding to successfully analyze and fund your project. We can cater to your unique circumstances and can structure financing very creatively based on assets, experience, projections, and the unique aspects to your project. Our capital partners provide a virtually limitless funding capacity. Whether your project is 1 million dollars or 100 million dollars, we have the resources to properly structure and fund your deal. We can offer the following types of financing: Venture Capital Energy Financing Equity Financing Mezzanine Financing Debt Financing

12. Franchise Financing When it comes to franchise financing, there is no better place to obtain financing than with us. No matter if you're a first time owner, or have multiple locations, we have the ability to get the financing you need from $150,000 to over $1,000,000. We offer a variety of financing options for purchasing real estate or equipment, new construction or remodels, acquisitions, or refinancing. We offer a fast pre-qualification process for your franchise loan and never, ever waste your time.

13. Commercial Real Estate Financing Multifamily Mixed Use Flagged Hospitality Industrial Mobile Home Parks Self-Storage Retail Warehouse Gas Stations Restaurant Unflagged Hospitality Health Care Funeral Home High Rise Office Buildings

14. Contract Finance Fundamentum Capital Solutions has a very unique contract finance program that is far less expensive then equity and provides for a more sensible solution for any business that may qualify for this product. Our approach allows you to acquire the maximum cash from your contract now by simply (monetizing) your contract that you either already have in place or are in negotiations with. We custom tailor each transaction catering to our client's needs. This enables you to access the money you need from your sales immediately, instead of having to wait and receive payment incrementally over the life of the contract. Program Highlights: Minimum deals size $1,000,000 Customer investment grade or near investment Service Contract must have a component of equipment This program is not for ongoing service maintenance contracts Great for startup or emerging growing companies

15. Purchase Order and Trade Finance We provide purchase order funding for the import and export, or domestic production of pre-sold merchandise. Often, a company's greatest challenge is not sales or production, but simply locating the financing to procure pre-sold merchandise. Our areas of expertise include production finance for work in process and Letters of Credit for trade finance, including import and export transactions as well as domestic trade purchases. If you are a producer, distributor, wholesaler or reseller of manufactured products we can help you. Even if you are a start-up, have poor cash flow, or little access to capital we can help. The Benefits of Purchase Order Financing include the following: Allows companies to grow without increased bank debt or selling equity Helps ensure timely deliveries to customers Increases market share Allows companies to make larger profits by fulfilling larger orders Fast flexible funding

16. Repossessed Inventory Why buy from our inventory? We can offer very flexible financing on all of our assets. We approve financing to companies with a wide range of credit from strong to credit challenged and start ups. Score as low as 500 Start-Ups OK Owner Operators Welcomed Application Only – No need for financials We find creative ways to get you approved for our inventory.

17. Structured Settlement and Annuity Take advantage of our new innovative program that will allow you to sell your annuity for immediate lump sum cash now. Whether you want to sell: All of your payments Some of your payments A certain portion of each incoming payment Benefits to our Program? Combat an unexpected change or big expense in your life with instant liquidity Customize options based on each personal situation Cash out your inherited annuity Position assets for transfer to heirs Avoid high surrender charges Experience world class customer service

18. Unsecured Business Lines of Credit Fundamentum Capital Solutions specializes in Unsecured Business Lines of Credit. These business lines of credit do not require collateral and include anything from smaller business credit card solutions up to individual lines of credit for $500,000. How much the business owner qualifies for depends on the credit profile and the size and profitability of the business. Start-up companies with no established revenue and a business owner or partner with a good credit file can expect to receive between $25,000 - $100,000 normally. Established businesses with revenues of $1,000,000 up to $10,000,000 can expect between $100,000 - $500,000 with no collateral if they qualify with their financials and credit. These are A-Paper products so the rates are very good. They range anywhere from 0% introductory offers on all our business credit card solutions to 1-5% over prime for the larger lines of credit. We don't offer "subprime" Unsecured lines so you'll either get the good rates or you will not be approved. We offer a No-Obligation Pre-Qualification that takes 10 minutes to complete and only requires a credit-check that costs less than $45.

19. Contact us: Robert Davis Business Development rsdavis@fundamentumcapital.com 800-781-4171 @funds4biz