Essentials of PCI Assessment: Succeeding with Gazzang

1. Essentials of PCI AssessmentSucceeding with Gazzang Mike Frank, Director of Products, Gazzang

2. Overview Benefits of the Cloud What to expect - preparing for an audit The Gazzang data security solution Mapping into the 12 PCI sections Examples/Ideas before your PCI Audit Q&A 7/13/2011

3. Cloud Adoption 101 7/13/2011

4. PCI (Payment Card Industry) Created by major credit card issuers to Protect personal information Ensure security when transactions are processed Members of the payment card industry are financial institutions, credit card companies and merchants Required to comply with these standards Failure to meet compliance standards can result in Fines from credit card companies and banks Loss of the ability to process credit cards. 7/13/2011

5. PCI PCI (Payment Card Industry) DSS (Data Security Standard) The PCI assessment process focuses solely on the security of cardholder data Has a company effectively implemented information security policies and processes? Are there adequate security measures that comply with the requirements to protect cardholder data? 7/13/2011

6. PCI Assessments Determine if you are employing payment industry best-practices Assessment result in Recommendations & Remediation to Processes Procedures System configurations Vulnerabilities The “Fixes” needed to comply 7/13/2011

8. Sits between the storage engine and file system

9. Encrypts data before it hits the disk.7/13/2011

10. Key Storage System (KSS) Gazzangs KSS “service” runs in the Cloud East and West Currently Highly Available – uses F5 Solution for “Where do I store my key?” Multiple layers of security ensure that your key is protected and available when you need it. 7/13/2011 8

11. PCI Security Problems Gazzang Helps Solve Unauthorized attempts to read data off the database files Theft of the data files Tampering of data Protection of data on tapes and backups Data at Rest - Protecting disks In case physical hardware is stolen or incorrectly disposed Key Protection Automated, Zero Maintenance Key Management Encrypts, Protects and Secures MySQL 7/13/2011

12. The PCI “12” Install and maintain a firewall Do not use vendor-supplied defaults for passwords. Develop configuration standards. Protect stored data Encrypt transmission of cardholder data across public networks Use and regularly update anti-virus software Develop and maintain secure systems and applications Restrict access to data by business need-to-know Assign a unique ID to each person with computer access Restrict physical access to cardholder data Track and monitor all access to network resources and cardholder data Systems should be tested to ensure security is maintained over time and through changes Maintain an information security policy 7/13/2011

13. 1 Install and maintain a firewall The Auditor will inspect System/Firewall Configurations Your Network Diagram Several options Can be provided by the cloud host Fortinet Firewall Cisco ASA 5510 dedicated hardware firewall 7/13/2011

14. 2 Do not use vendor-supplied defaults for passwords. Develop configuration standards. Gazzang MySQL Linux account has strong initial password Only local mysql root is created Strong Initial Password is enforced Configuration for MySQL is Secured Added Access File Protection The Auditor will Interview staff, review documentation, view setup 7/13/2011

16. Encrypt individual tables

17. Encrypt related files (log files)

18. Control who can decrypt the data, beyond normal database and file system protections.

19. Manage and secure keys7/13/2011

20. 3 Protect stored data The Auditor will Look at the entire data lifecycle related to Card Data, Authentication Data, Key Management Protecting Data, Verification Codes and much more. You Will need to document explain and show that process to the auditor. For Req 3 Sections 4, 5, and 6 are often the trickiest 7/13/2011

22. 3.4.1.aIf disk encryption is used, verify that logical access to encrypted file systems is implemented via a mechanism that is separate from the native OS mechanisms7/13/2011

24. PCI 3.6 - Fully document and implement all key-management processes and procedures for cryptographic keys used for encryption of cardholder data

25. 3.6.1- The auditor can verify that procedures are implemented that require automated generation of strong keys using ezNcrypt7/13/2011

26. 4 Encrypt transmission of cardholder data across public networks You Verify the use of encryption (for example, SSL/TLS or IPSEC) wherever cardholder data is transmitted or received over open, public networks Require SSL Connections in MySQL Access Control Settings for any “remote” User 7/13/2011

27. 4 Encrypt transmission of cardholder data across public networks Gazzang Cloud data storage in cloud systems sends data across the network to storage With ezNcrypt your critical data is encrypted before it moves into the physical file system – All data from ezNcrypt is encrypted across the network or through other devices that could be monitored or tapped. 7/13/2011

28. 5 Use and regularly update anti-virus software The Auditor will Verify that all OS types commonly affected by malicious software have anti-virus software implemented. You Make sure AV is setup and deployed properly X 7/13/2011

29. 6 Develop and maintain secure systems and applications Gazzang Adding a new layer of security As-Is the system is more secure You will be downloading the latest MySQL Version We will secure the configuration and protect the data and logs 7/13/2011

30. 7 Restrict access to data by business need-to-know Gazzang Helps meet this by Restricting Access using encryption, key control, and application only access controls Linux Users can’t read the data – only MySQL You Ensure that cloud host allows customers to manage local server credentials themselves 7/13/2011

31. 8 Assign a unique ID to each person with computer access You Need to manage your users Create a unique login for each user with access to the server Create unique accounts within MySQL and Linux Limit access to only what the account requires The Auditor will Want reports on each of the systems Want to know who and what authentication methods Verify documentation on processes and procedures 7/13/2011

32. 8 Assign a unique ID to each person with computer access 8.3 - Incorporate two-factor authentication for remote access (network-level access originating from outside the network) to the network by employees, administrators, and third parties. You Ensure your cloud host provides hardware firewalls that allow for the implementation of site-to-site, or IPSec VPNs Two-factor - Requiring user/password and certificate 7/13/2011

33. 9 Restrict physical access to cardholder data The 3 Gs – Guards, Guns, and Gates Access to physical equipment You Ensure that your cloud host takes security measures to maintain integrity of hardware and facility. Certification Multiple forms of authentication to gain access 7/13/2011

34. 10 Track and monitor all access to network resources and cardholder data You Will need to show auditor that you have the process to collect, track, and monitor your environment Ensure that cloud host tracks and monitors up to the customer's environment The Auditor will Inspect all of the above 7/13/2011

35. 11 Systems should be tested to ensure security is maintained over time and through changes You Make sure cloud host reviews and updates images regularly Maintaining sever images locally Gazzang Starts from the cloud host image Protects MySQLs files – increasing your security level 7/13/2011

36. 12 Maintain an Information Security Policy You Establish, publish, maintain, and disseminate a security policy Auditors Will examine this information and see that it addresses all of the PCI requirements 7/13/2011

37. Have your documentation ready Network Diagram PCI Policies and Standards Documentation Antivirus Internal/External Scans Logging and Monitoring Penetration Test Results System Configurations 7/13/2011

38. Design a Secure System andDiagram your Credit Card Dataflow Web Site Consumer Card Processing Merchant Bank Cardholder Bank 7/13/2011

40. Cloud Servers

41. GazzangezNcrypt for MySQL

42. Dedicated Servers

43. Include GazzangezNcrypt

44. Hardware Firewalls7/13/2011

45. Conclusion There are many steps to PCI Compliance PCI provides the groundwork broader security “best practices” Gazzang’s ezNcrypt helps solve some of the more daunting challenges with an easy to implement robust solution 7/13/2011

46. Contact Information / Resources White Paper http:// More about Gazzang- www.gazzang.com For more information - info@gazzang.com Contact- mike.frank@gazzang.com 7/13/2011