SlideShare una empresa de Scribd logo

Manage Money and Debt with CCCS Counseling

•Descargar como PPT, PDF•
•
D
Daniel Waldman
Economía y finanzas
1 de 72
Money Management CCCS your partner in education,counseling and debt repayment Howard County Surviving The Recession Consumer Credit Counseling Service of Maryland and Delaware, Inc.
Overview ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
CCCS OF MD & DE MISSION ,[object Object],CCCS your partner in education,counseling and debt repayment
CCCS of MD & DE Qualifications ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
CCCS of MD & DE Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
What are your goals ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Did you know?????? ,[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
TEN RULE FOR FINANCES ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
FINANCIAL FITNESS CHECKLIST ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Preparing a spending plan ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
How can I track my spending ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
A good spending plan can ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Why Is a Spending Plan Important? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
What do I learn from tracking my expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
How can I track my spending ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Expense tracking ,[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Counting your income ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Income ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Budget analysis ,[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Budgeting SMART ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Budget Analysis ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Reducing Daily Expenses ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Save big when shopping ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Expense Allocation Chart CCCS your partner in education,counseling and debt repayment Housing 23-33% Food 12-29% Transportation 7-10% Entertainment 4-6% Savings 5-10% Insurance, Medical 7-10 % Church/Charity 5-10% Personal Debt 8-18% Clothing 4-7%
Trick yourself to wealth ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Compound Interest ,[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Rule of 72 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Rule of 72 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Compound Interest ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Saving Money Fact ,[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
10 Rules of Investing ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Credit and Debt Management CCCS your partner in education,counseling and debt repayment “ Today, there are three kinds of people:  the have's, the have-not's, and the have-not-paid-for-what-they-have's.”  Earl Wilson
Personal financial statement ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Debt to income Ratio ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
How is my debt to income ratio ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
CREDIT REPORT CONTAINS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
OBTAIN YOUR REPORT ,[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
What Is a Credit Report ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
How Long Do Items Stay On My Credit Report ,[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Credit Report Contact info ,[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
What Is a Credit Score ,[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
How An Improved Score Can Save You Money ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
CREDIT SCORE ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
How Scores Are Calculated ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Bankruptcy ,[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Types of Bankruptcy ,[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Bankruptcy Continued ,[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Housing Issues ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Mortgage Crisis ,[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Mortgage Crisis ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Monthly Mortgage Payments ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Projected Tax Savings ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Avoid Predatory Lending ,[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
SCAMS ,[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
FRAUD AND ID THEFT ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
CREDIT REPAIR CLINICS ,[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Expense reduction ideas ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Expense reduction ideas Continued ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Avoid Fees ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Saving Web sites ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Websites Continued ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment
Contact Information Consumer Credit Counseling Service of MD and DE, Inc. ,[object Object],[object Object],[object Object],[object Object],CCCS your partner in education,counseling and debt repayment

Recomendados

The dangers of payday loans
The dangers of payday loansThe dangers of payday loans
The dangers of payday loansAmerican Debt Counseling Inc
 
Lesson Plan 1 Budgets Business Math
Lesson Plan 1 Budgets Business MathLesson Plan 1 Budgets Business Math
Lesson Plan 1 Budgets Business Mathdjsees
 
test
testtest
testdisdudehere
 
Lesson Plan 2 Credit & Credit Cards
Lesson Plan 2 Credit & Credit CardsLesson Plan 2 Credit & Credit Cards
Lesson Plan 2 Credit & Credit Cardsdjsees
 
Budget • savings • templete (august 2010) ppt
Budget • savings • templete (august 2010) pptBudget • savings • templete (august 2010) ppt
Budget • savings • templete (august 2010) pptjsmada23
 
Budget is not a 4 letter word
Budget is not a 4 letter wordBudget is not a 4 letter word
Budget is not a 4 letter wordAmerican Debt Counseling Inc
 
Couples and Money
Couples and MoneyCouples and Money
Couples and MoneySpringboard
 
Critical Budgeting for Homeowners
Critical Budgeting for Homeowners Critical Budgeting for Homeowners
Critical Budgeting for Homeowners OriginSC
 

Recomendados

The dangers of payday loans
The dangers of payday loansThe dangers of payday loans
The dangers of payday loansAmerican Debt Counseling Inc
 
Lesson Plan 1 Budgets Business Math
Lesson Plan 1 Budgets Business MathLesson Plan 1 Budgets Business Math
Lesson Plan 1 Budgets Business Mathdjsees
 
test
testtest
testdisdudehere
 
Lesson Plan 2 Credit & Credit Cards
Lesson Plan 2 Credit & Credit CardsLesson Plan 2 Credit & Credit Cards
Lesson Plan 2 Credit & Credit Cardsdjsees
 
Budget • savings • templete (august 2010) ppt
Budget • savings • templete (august 2010) pptBudget • savings • templete (august 2010) ppt
Budget • savings • templete (august 2010) pptjsmada23
 
Budget is not a 4 letter word
Budget is not a 4 letter wordBudget is not a 4 letter word
Budget is not a 4 letter wordAmerican Debt Counseling Inc
 
Couples and Money
Couples and MoneyCouples and Money
Couples and MoneySpringboard
 
Critical Budgeting for Homeowners
Critical Budgeting for Homeowners Critical Budgeting for Homeowners
Critical Budgeting for Homeowners OriginSC
 
Banking Strategies 8 09[1]
Banking Strategies 8 09[1]Banking Strategies 8 09[1]
Banking Strategies 8 09[1]debbierabe
 
Developing Financial Capability
Developing Financial CapabilityDeveloping Financial Capability
Developing Financial CapabilityPaul Carpenter
 
Moneywise Lesson
Moneywise LessonMoneywise Lesson
Moneywise LessonB Babcock
 
Financial-Management
Financial-ManagementFinancial-Management
Financial-Managementdamonridley
 
30 Minutes To Smarter Money
30 Minutes To Smarter Money30 Minutes To Smarter Money
30 Minutes To Smarter MoneyB Babcock
 
Proejct DEBT-o-nation
Proejct DEBT-o-nationProejct DEBT-o-nation
Proejct DEBT-o-nationTodd Christensen
 
Snohomish County 2003 Final
Snohomish County 2003 FinalSnohomish County 2003 Final
Snohomish County 2003 Finalkrickels
 
Window to Financial Fitness
Window to Financial FitnessWindow to Financial Fitness
Window to Financial Fitnessgavinzino
 
10 steps to_improved_credit
10 steps to_improved_credit10 steps to_improved_credit
10 steps to_improved_creditJeteye Enterprises Inc.
 
The Monthly Advisory December 2016
The Monthly Advisory December 2016The Monthly Advisory December 2016
The Monthly Advisory December 2016John Kuehnle
 
Marriage & Money
Marriage & MoneyMarriage & Money
Marriage & MoneyKris Ellis
 
Debt relief
Debt reliefDebt relief
Debt reliefJulio Domanais
 
50706-SolutionsNewsletter (1)
50706-SolutionsNewsletter (1)50706-SolutionsNewsletter (1)
50706-SolutionsNewsletter (1)Amy Wilson
 
Building credit and destroying debt
Building credit and destroying debtBuilding credit and destroying debt
Building credit and destroying debtBradley Bethel
 
Charitable Gift Annuities
Charitable Gift AnnuitiesCharitable Gift Annuities
Charitable Gift AnnuitiesRussell James
 
Financial Wisdom
Financial WisdomFinancial Wisdom
Financial Wisdomxzophian
 
Budgeting_ Wise Use of Credit_Understanding Your Credit Report and Score
Budgeting_ Wise Use of Credit_Understanding Your Credit Report and ScoreBudgeting_ Wise Use of Credit_Understanding Your Credit Report and Score
Budgeting_ Wise Use of Credit_Understanding Your Credit Report and ScoreSpringboard
 
Managing Money Matters - Our Overview
Managing Money Matters - Our OverviewManaging Money Matters - Our Overview
Managing Money Matters - Our OverviewGen Prosperity Legacy Planning
 
Financial management for just married couples
Financial management for just married couplesFinancial management for just married couples
Financial management for just married couplesfinancialhospital
 
Simplified Auto
Simplified AutoSimplified Auto
Simplified AutoMichelle
 
Power of Paycheck Planning
Power of Paycheck PlanningPower of Paycheck Planning
Power of Paycheck PlanningSpringboard
 
American Debt Counseling Presentation
American Debt Counseling PresentationAmerican Debt Counseling Presentation
American Debt Counseling PresentationAmerican Debt Counseling Inc
 

Más contenido relacionado

La actualidad más candente

Banking Strategies 8 09[1]
Banking Strategies 8 09[1]Banking Strategies 8 09[1]
Banking Strategies 8 09[1]debbierabe
 
Developing Financial Capability
Developing Financial CapabilityDeveloping Financial Capability
Developing Financial CapabilityPaul Carpenter
 
Moneywise Lesson
Moneywise LessonMoneywise Lesson
Moneywise LessonB Babcock
 
Financial-Management
Financial-ManagementFinancial-Management
Financial-Managementdamonridley
 
30 Minutes To Smarter Money
30 Minutes To Smarter Money30 Minutes To Smarter Money
30 Minutes To Smarter MoneyB Babcock
 
Snohomish County 2003 Final
Snohomish County 2003 FinalSnohomish County 2003 Final
Snohomish County 2003 Finalkrickels
 
Window to Financial Fitness
Window to Financial FitnessWindow to Financial Fitness
Window to Financial Fitnessgavinzino
 
The Monthly Advisory December 2016
The Monthly Advisory December 2016The Monthly Advisory December 2016
The Monthly Advisory December 2016John Kuehnle
 
Marriage & Money
Marriage & MoneyMarriage & Money
Marriage & MoneyKris Ellis
 
50706-SolutionsNewsletter (1)
50706-SolutionsNewsletter (1)50706-SolutionsNewsletter (1)
50706-SolutionsNewsletter (1)Amy Wilson
 
Building credit and destroying debt
Building credit and destroying debtBuilding credit and destroying debt
Building credit and destroying debtBradley Bethel
 
Charitable Gift Annuities
Charitable Gift AnnuitiesCharitable Gift Annuities
Charitable Gift AnnuitiesRussell James
 
Financial Wisdom
Financial WisdomFinancial Wisdom
Financial Wisdomxzophian
 
Budgeting_ Wise Use of Credit_Understanding Your Credit Report and Score
Budgeting_ Wise Use of Credit_Understanding Your Credit Report and ScoreBudgeting_ Wise Use of Credit_Understanding Your Credit Report and Score
Budgeting_ Wise Use of Credit_Understanding Your Credit Report and ScoreSpringboard
 
Financial management for just married couples
Financial management for just married couplesFinancial management for just married couples
Financial management for just married couplesfinancialhospital
 
Simplified Auto
Simplified AutoSimplified Auto
Simplified AutoMichelle
 

La actualidad más candente (20)

Banking Strategies 8 09[1]
Banking Strategies 8 09[1]Banking Strategies 8 09[1]
Banking Strategies 8 09[1]
 
Developing Financial Capability
Developing Financial CapabilityDeveloping Financial Capability
Developing Financial Capability
 
Moneywise Lesson
Moneywise LessonMoneywise Lesson
Moneywise Lesson
 
Financial-Management
Financial-ManagementFinancial-Management
Financial-Management
 
30 Minutes To Smarter Money
30 Minutes To Smarter Money30 Minutes To Smarter Money
30 Minutes To Smarter Money
 
Proejct DEBT-o-nation
Proejct DEBT-o-nationProejct DEBT-o-nation
Proejct DEBT-o-nation
 
Snohomish County 2003 Final
Snohomish County 2003 FinalSnohomish County 2003 Final
Snohomish County 2003 Final
 
Window to Financial Fitness
Window to Financial FitnessWindow to Financial Fitness
Window to Financial Fitness
 
10 steps to_improved_credit
10 steps to_improved_credit10 steps to_improved_credit
10 steps to_improved_credit
 
The Monthly Advisory December 2016
The Monthly Advisory December 2016The Monthly Advisory December 2016
The Monthly Advisory December 2016
 
Marriage & Money
Marriage & MoneyMarriage & Money
Marriage & Money
 
Debt relief
Debt reliefDebt relief
Debt relief
 
50706-SolutionsNewsletter (1)
50706-SolutionsNewsletter (1)50706-SolutionsNewsletter (1)
50706-SolutionsNewsletter (1)
 
Building credit and destroying debt
Building credit and destroying debtBuilding credit and destroying debt
Building credit and destroying debt
 
Charitable Gift Annuities
Charitable Gift AnnuitiesCharitable Gift Annuities
Charitable Gift Annuities
 
Financial Wisdom
Financial WisdomFinancial Wisdom
Financial Wisdom
 
Budgeting_ Wise Use of Credit_Understanding Your Credit Report and Score
Budgeting_ Wise Use of Credit_Understanding Your Credit Report and ScoreBudgeting_ Wise Use of Credit_Understanding Your Credit Report and Score
Budgeting_ Wise Use of Credit_Understanding Your Credit Report and Score
 
Managing Money Matters - Our Overview
Managing Money Matters - Our OverviewManaging Money Matters - Our Overview
Managing Money Matters - Our Overview
 
Financial management for just married couples
Financial management for just married couplesFinancial management for just married couples
Financial management for just married couples
 
Simplified Auto
Simplified AutoSimplified Auto
Simplified Auto
 

Similar a Manage Money and Debt with CCCS Counseling

Power of Paycheck Planning
Power of Paycheck PlanningPower of Paycheck Planning
Power of Paycheck PlanningSpringboard
 
Seminars-Manage_Your_Money_and_More_for_Healthcare_Navigators.pptx
Seminars-Manage_Your_Money_and_More_for_Healthcare_Navigators.pptxSeminars-Manage_Your_Money_and_More_for_Healthcare_Navigators.pptx
Seminars-Manage_Your_Money_and_More_for_Healthcare_Navigators.pptxOnwuchekwaChidiCaleb
 
Rbs Scholar Development Financial Literacy (April 08)
Rbs Scholar Development Financial Literacy (April 08)Rbs Scholar Development Financial Literacy (April 08)
Rbs Scholar Development Financial Literacy (April 08)doniellebuie923
 
Money Talks Series: Credit & Budgeting
Money Talks Series: Credit & BudgetingMoney Talks Series: Credit & Budgeting
Money Talks Series: Credit & BudgetingDina Bicking
 
Cash Flow Planning Bonus ProjectPlan AheadWe are told, in
Cash Flow Planning Bonus ProjectPlan AheadWe are told, inCash Flow Planning Bonus ProjectPlan AheadWe are told, in
Cash Flow Planning Bonus ProjectPlan AheadWe are told, inMaximaSheffield592
 
ARE YOU PREPARED TO MEET THE REAL WORLD?
ARE YOU PREPARED TO MEET THE REAL WORLD?ARE YOU PREPARED TO MEET THE REAL WORLD?
ARE YOU PREPARED TO MEET THE REAL WORLD?leanslodge
 
How Am I Going To Pay My Bills?
How Am I Going To Pay My Bills?How Am I Going To Pay My Bills?
How Am I Going To Pay My Bills?Springboard
 
SUCCESSFUL DEBT REDUCTION
SUCCESSFUL DEBT REDUCTIONSUCCESSFUL DEBT REDUCTION
SUCCESSFUL DEBT REDUCTIONleanslodge
 
Put Your Money to Work for You
Put Your Money to Work for YouPut Your Money to Work for You
Put Your Money to Work for YouLinkedIn
 
Put Your Money to Work for You
Put Your Money to Work for YouPut Your Money to Work for You
Put Your Money to Work for YouLinda Descano
 
Unlocking the mystery of credit 2014 2
Unlocking the mystery of credit 2014 2Unlocking the mystery of credit 2014 2
Unlocking the mystery of credit 2014 2kristieburk
 
Cashflow Expansion - Make Wealth Real
Cashflow Expansion - Make Wealth RealCashflow Expansion - Make Wealth Real
Cashflow Expansion - Make Wealth RealGenerational Autonomy
 
Dreams 2012 (Setting Financial Goals)
Dreams 2012 (Setting Financial Goals)Dreams 2012 (Setting Financial Goals)
Dreams 2012 (Setting Financial Goals)Evelyn Berrier
 
Bf Saving 100 Saving For Goals
Bf Saving 100 Saving For GoalsBf Saving 100 Saving For Goals
Bf Saving 100 Saving For GoalsFNian
 

Similar a Manage Money and Debt with CCCS Counseling (20)

Power of Paycheck Planning
Power of Paycheck PlanningPower of Paycheck Planning
Power of Paycheck Planning
 
American Debt Counseling Presentation
American Debt Counseling PresentationAmerican Debt Counseling Presentation
American Debt Counseling Presentation
 
CCSN Powerpoint Template_planningfornewreality.pptx
CCSN Powerpoint Template_planningfornewreality.pptxCCSN Powerpoint Template_planningfornewreality.pptx
CCSN Powerpoint Template_planningfornewreality.pptx
 
Seminars-Manage_Your_Money_and_More_for_Healthcare_Navigators.pptx
Seminars-Manage_Your_Money_and_More_for_Healthcare_Navigators.pptxSeminars-Manage_Your_Money_and_More_for_Healthcare_Navigators.pptx
Seminars-Manage_Your_Money_and_More_for_Healthcare_Navigators.pptx
 
Rbs Scholar Development Financial Literacy (April 08)
Rbs Scholar Development Financial Literacy (April 08)Rbs Scholar Development Financial Literacy (April 08)
Rbs Scholar Development Financial Literacy (April 08)
 
Money Talks Series: Credit & Budgeting
Money Talks Series: Credit & BudgetingMoney Talks Series: Credit & Budgeting
Money Talks Series: Credit & Budgeting
 
Give yourself credit 6.10
Give yourself credit 6.10Give yourself credit 6.10
Give yourself credit 6.10
 
104 budget
104 budget104 budget
104 budget
 
104 budget
104 budget104 budget
104 budget
 
Cash Flow Planning Bonus ProjectPlan AheadWe are told, in
Cash Flow Planning Bonus ProjectPlan AheadWe are told, inCash Flow Planning Bonus ProjectPlan AheadWe are told, in
Cash Flow Planning Bonus ProjectPlan AheadWe are told, in
 
ARE YOU PREPARED TO MEET THE REAL WORLD?
ARE YOU PREPARED TO MEET THE REAL WORLD?ARE YOU PREPARED TO MEET THE REAL WORLD?
ARE YOU PREPARED TO MEET THE REAL WORLD?
 
How Am I Going To Pay My Bills?
How Am I Going To Pay My Bills?How Am I Going To Pay My Bills?
How Am I Going To Pay My Bills?
 
SUCCESSFUL DEBT REDUCTION
SUCCESSFUL DEBT REDUCTIONSUCCESSFUL DEBT REDUCTION
SUCCESSFUL DEBT REDUCTION
 
Put Your Money to Work for You
Put Your Money to Work for YouPut Your Money to Work for You
Put Your Money to Work for You
 
Put Your Money to Work for You
Put Your Money to Work for YouPut Your Money to Work for You
Put Your Money to Work for You
 
Unlocking the mystery of credit 2014 2
Unlocking the mystery of credit 2014 2Unlocking the mystery of credit 2014 2
Unlocking the mystery of credit 2014 2
 
Cashflow Expansion - Make Wealth Real
Cashflow Expansion - Make Wealth RealCashflow Expansion - Make Wealth Real
Cashflow Expansion - Make Wealth Real
 
Introducing 2plus7
Introducing 2plus7Introducing 2plus7
Introducing 2plus7
 
Dreams 2012 (Setting Financial Goals)
Dreams 2012 (Setting Financial Goals)Dreams 2012 (Setting Financial Goals)
Dreams 2012 (Setting Financial Goals)
 
Bf Saving 100 Saving For Goals
Bf Saving 100 Saving For GoalsBf Saving 100 Saving For Goals
Bf Saving 100 Saving For Goals
 

Último

Top Rated Pune Call Girls Viman Nagar ⟟ 6297143586 ⟟ Call Me For Genuine Sex...
Top Rated Pune Call Girls Viman Nagar ⟟ 6297143586 ⟟ Call Me For Genuine Sex...Top Rated Pune Call Girls Viman Nagar ⟟ 6297143586 ⟟ Call Me For Genuine Sex...
Top Rated Pune Call Girls Viman Nagar ⟟ 6297143586 ⟟ Call Me For Genuine Sex...Call Girls in Nagpur High Profile
 
The Economic History of the U.S. Lecture 17.pdf
The Economic History of the U.S. Lecture 17.pdfThe Economic History of the U.S. Lecture 17.pdf
The Economic History of the U.S. Lecture 17.pdfGale Pooley
 
Best VIP Call Girls Noida Sector 18 Call Me: 8448380779
Best VIP Call Girls Noida Sector 18 Call Me: 8448380779Best VIP Call Girls Noida Sector 18 Call Me: 8448380779
Best VIP Call Girls Noida Sector 18 Call Me: 8448380779Delhi Call girls
 
Dharavi Russian callg Girls, { 09892124323 } || Call Girl In Mumbai ...
Dharavi Russian callg Girls, { 09892124323 } || Call Girl In Mumbai ...Dharavi Russian callg Girls, { 09892124323 } || Call Girl In Mumbai ...
Dharavi Russian callg Girls, { 09892124323 } || Call Girl In Mumbai ...Pooja Nehwal
 
The Economic History of the U.S. Lecture 22.pdf
The Economic History of the U.S. Lecture 22.pdfThe Economic History of the U.S. Lecture 22.pdf
The Economic History of the U.S. Lecture 22.pdfGale Pooley
 
High Class Call Girls Nashik Maya 7001305949 Independent Escort Service Nashik
High Class Call Girls Nashik Maya 7001305949 Independent Escort Service NashikHigh Class Call Girls Nashik Maya 7001305949 Independent Escort Service Nashik
High Class Call Girls Nashik Maya 7001305949 Independent Escort Service NashikCall Girls in Nagpur High Profile
 
The Economic History of the U.S. Lecture 19.pdf
The Economic History of the U.S. Lecture 19.pdfThe Economic History of the U.S. Lecture 19.pdf
The Economic History of the U.S. Lecture 19.pdfGale Pooley
 
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure serviceCall US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure servicePooja Nehwal
 
Booking open Available Pune Call Girls Wadgaon Sheri 6297143586 Call Hot Ind...
Booking open Available Pune Call Girls Wadgaon Sheri 6297143586 Call Hot Ind...Booking open Available Pune Call Girls Wadgaon Sheri 6297143586 Call Hot Ind...
Booking open Available Pune Call Girls Wadgaon Sheri 6297143586 Call Hot Ind...Call Girls in Nagpur High Profile
 
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...ssifa0344
 
The Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdfThe Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdfGale Pooley
 
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdfFinTech Belgium
 
Basic concepts related to Financial modelling
Basic concepts related to Financial modellingBasic concepts related to Financial modelling
Basic concepts related to Financial modellingbaijup5
 
Stock Market Brief Deck (Under Pressure).pdf
Stock Market Brief Deck (Under Pressure).pdfStock Market Brief Deck (Under Pressure).pdf
Stock Market Brief Deck (Under Pressure).pdfMichael Silva
 
CALL ON ➥8923113531 🔝Call Girls Gomti Nagar Lucknow best sexual service
CALL ON ➥8923113531 🔝Call Girls Gomti Nagar Lucknow best sexual serviceCALL ON ➥8923113531 🔝Call Girls Gomti Nagar Lucknow best sexual service
CALL ON ➥8923113531 🔝Call Girls Gomti Nagar Lucknow best sexual serviceanilsa9823
 
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...ranjana rawat
 
Pooja 9892124323 : Call Girl in Juhu Escorts Service Free Home Delivery
Pooja 9892124323 : Call Girl in Juhu Escorts Service Free Home DeliveryPooja 9892124323 : Call Girl in Juhu Escorts Service Free Home Delivery
Pooja 9892124323 : Call Girl in Juhu Escorts Service Free Home DeliveryPooja Nehwal
 
Indore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdfIndore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdfSaviRakhecha1
 

Último (20)

Top Rated Pune Call Girls Viman Nagar ⟟ 6297143586 ⟟ Call Me For Genuine Sex...
Top Rated Pune Call Girls Viman Nagar ⟟ 6297143586 ⟟ Call Me For Genuine Sex...Top Rated Pune Call Girls Viman Nagar ⟟ 6297143586 ⟟ Call Me For Genuine Sex...
Top Rated Pune Call Girls Viman Nagar ⟟ 6297143586 ⟟ Call Me For Genuine Sex...
 
The Economic History of the U.S. Lecture 17.pdf
The Economic History of the U.S. Lecture 17.pdfThe Economic History of the U.S. Lecture 17.pdf
The Economic History of the U.S. Lecture 17.pdf
 
Best VIP Call Girls Noida Sector 18 Call Me: 8448380779
Best VIP Call Girls Noida Sector 18 Call Me: 8448380779Best VIP Call Girls Noida Sector 18 Call Me: 8448380779
Best VIP Call Girls Noida Sector 18 Call Me: 8448380779
 
Dharavi Russian callg Girls, { 09892124323 } || Call Girl In Mumbai ...
Dharavi Russian callg Girls, { 09892124323 } || Call Girl In Mumbai ...Dharavi Russian callg Girls, { 09892124323 } || Call Girl In Mumbai ...
Dharavi Russian callg Girls, { 09892124323 } || Call Girl In Mumbai ...
 
The Economic History of the U.S. Lecture 22.pdf
The Economic History of the U.S. Lecture 22.pdfThe Economic History of the U.S. Lecture 22.pdf
The Economic History of the U.S. Lecture 22.pdf
 
High Class Call Girls Nashik Maya 7001305949 Independent Escort Service Nashik
High Class Call Girls Nashik Maya 7001305949 Independent Escort Service NashikHigh Class Call Girls Nashik Maya 7001305949 Independent Escort Service Nashik
High Class Call Girls Nashik Maya 7001305949 Independent Escort Service Nashik
 
The Economic History of the U.S. Lecture 19.pdf
The Economic History of the U.S. Lecture 19.pdfThe Economic History of the U.S. Lecture 19.pdf
The Economic History of the U.S. Lecture 19.pdf
 
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure serviceCall US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
Call US 📞 9892124323 ✅ Kurla Call Girls In Kurla ( Mumbai ) secure service
 
Booking open Available Pune Call Girls Wadgaon Sheri 6297143586 Call Hot Ind...
Booking open Available Pune Call Girls Wadgaon Sheri 6297143586 Call Hot Ind...Booking open Available Pune Call Girls Wadgaon Sheri 6297143586 Call Hot Ind...
Booking open Available Pune Call Girls Wadgaon Sheri 6297143586 Call Hot Ind...
 
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
 
The Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdfThe Economic History of the U.S. Lecture 18.pdf
The Economic History of the U.S. Lecture 18.pdf
 
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
06_Joeri Van Speybroek_Dell_MeetupDora&Cybersecurity.pdf
 
Basic concepts related to Financial modelling
Basic concepts related to Financial modellingBasic concepts related to Financial modelling
Basic concepts related to Financial modelling
 
Stock Market Brief Deck (Under Pressure).pdf
Stock Market Brief Deck (Under Pressure).pdfStock Market Brief Deck (Under Pressure).pdf
Stock Market Brief Deck (Under Pressure).pdf
 
CALL ON ➥8923113531 🔝Call Girls Gomti Nagar Lucknow best sexual service
CALL ON ➥8923113531 🔝Call Girls Gomti Nagar Lucknow best sexual serviceCALL ON ➥8923113531 🔝Call Girls Gomti Nagar Lucknow best sexual service
CALL ON ➥8923113531 🔝Call Girls Gomti Nagar Lucknow best sexual service
 
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
(ANIKA) Budhwar Peth Call Girls Just Call 7001035870 [ Cash on Delivery ] Pun...
 
VIP Independent Call Girls in Bandra West 🌹 9920725232 ( Call Me ) Mumbai Esc...
VIP Independent Call Girls in Bandra West 🌹 9920725232 ( Call Me ) Mumbai Esc...VIP Independent Call Girls in Bandra West 🌹 9920725232 ( Call Me ) Mumbai Esc...
VIP Independent Call Girls in Bandra West 🌹 9920725232 ( Call Me ) Mumbai Esc...
 
Pooja 9892124323 : Call Girl in Juhu Escorts Service Free Home Delivery
Pooja 9892124323 : Call Girl in Juhu Escorts Service Free Home DeliveryPooja 9892124323 : Call Girl in Juhu Escorts Service Free Home Delivery
Pooja 9892124323 : Call Girl in Juhu Escorts Service Free Home Delivery
 
Veritas Interim Report 1 January–31 March 2024
Veritas Interim Report 1 January–31 March 2024Veritas Interim Report 1 January–31 March 2024
Veritas Interim Report 1 January–31 March 2024
 
Indore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdfIndore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdf
 

Manage Money and Debt with CCCS Counseling

  • 1. Money Management CCCS your partner in education,counseling and debt repayment Howard County Surviving The Recession Consumer Credit Counseling Service of Maryland and Delaware, Inc.
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20.
  • 21.
  • 22.
  • 23.
  • 24.
  • 25.
  • 26.
  • 27.
  • 28.
  • 29.
  • 30.
  • 31.
  • 32.
  • 33.
  • 34. Expense Allocation Chart CCCS your partner in education,counseling and debt repayment Housing 23-33% Food 12-29% Transportation 7-10% Entertainment 4-6% Savings 5-10% Insurance, Medical 7-10 % Church/Charity 5-10% Personal Debt 8-18% Clothing 4-7%
  • 35.
  • 36.
  • 37.
  • 38.
  • 39.
  • 40.
  • 41.
  • 42. Credit and Debt Management CCCS your partner in education,counseling and debt repayment “ Today, there are three kinds of people:  the have's, the have-not's, and the have-not-paid-for-what-they-have's.”  Earl Wilson
  • 43.
  • 44.
  • 45.
  • 46.
  • 47.
  • 48.
  • 49.
  • 50.
  • 51.
  • 52.
  • 53.
  • 54.
  • 55.
  • 56.
  • 57.
  • 58.
  • 59.
  • 60.
  • 61.
  • 62.
  • 63.
  • 64.
  • 65.
  • 66.
  • 67.
  • 68.
  • 69.
  • 70.
  • 71.
  • 72.