Patriot Capital is the leading provider of equipment financing to convenience store retailers, fuel wholesalers and related industries. Choosing Patriot Capital as your equipment-financing partner enables you to optimize your balance sheet and accelerate your business's growth. Patriot Capital provides financing for EMV upgrades, both dispensers and kits; underground storage tank (UST) upgrades, convenience store equipment and major oil company brand reimaging. To learn more about Patriot Capital, and the fueling and c-store equipment we finance, please review this short overview.

1. Enabling America’s Entrepreneurs To Succeed
Enabling America’s Entrepreneurs To Succeed

2. Enabling America’s Entrepreneurs To SucceedEnabling America’s Entrepreneurs To Succeed
Who We Are
• We are dedicated to enabling the success of America’s entrepreneurs
by providing hassle free financing.
• Since 2000 we have been supporting the financing needs of the retail
and commercial fueling industry.
• Our success is rooted in providing the best terms, the fastest approvals,
and the least amount of paperwork and encumbrances for our clients.
• Our Partnerships have helped over 3000 entrepreneurs achieve their
vision for professional and personal success. We are the preferred
financing partner for the industries largest suppliers and actively
participate in national and regional trade associations.
• We are committed to your success.
• We are powered by State Bank and Trust, providing us the financial
support to work with single dealers to the largest wholesalers

3. Enabling America’s Entrepreneurs To SucceedEnabling America’s Entrepreneurs To Succeed
What We Finance
• Fuel Dispensers Including CRIND Upgrades
• POS Systems
• LED Lighting
• Underground Storage Tanks (UST’s)
• Car Washes and Entry Systems / EMV Upgrades
• Canopies
• Image Upgrades And Graphics Packages
• Price Signs And Brand Signs
• Inside-the-store Capital Equipment – Beer Caves, Coolers, Freezers
Virtually All Retail And Commercial Petroleum
and C-Store Equipment

4. Enabling America’s Entrepreneurs To SucceedEnabling America’s Entrepreneurs To Succeed
ROCE – Where Do You Get The Best Return?
NACS AVERAGE ROCE Q1-Q3 2015 = 15.2%
Source: NACS SOI – CSX LLC
0
5
10
15
20
25
Top Quartile 2nd Quartile 3rd Quartile 4th Quartile
ROCE%

5. Enabling America’s Entrepreneurs To SucceedEnabling America’s Entrepreneurs To Succeed
What Do Our Customers Say?
“We were extremely pleased with their knowledge of the business, pricing,
and overall service. It’s no surprise that Patriot Capital is the leading
equipment finance company in our industry – they understand our business
and our needs.” Kenneth J. Retif, President, Retif Oil & Fuel

6. Enabling America’s Entrepreneurs To SucceedEnabling America’s Entrepreneurs To Succeed
Patriot Capital Corporation
America’s Fueling Equipment Financing Specialists

7. Enabling America’s Entrepreneurs To SucceedEnabling America’s Entrepreneurs To Succeed
Industry Partnerships

8. Enabling America’s Entrepreneurs To SucceedEnabling America’s Entrepreneurs To Succeed
• One-page application for projects up to
$150,000.
• Rapid approvals
• Our standard credit requirements are:
• 2-3 years in business,
• 650+ CBR,
• reasonable bank balances,
• home or site ownership,
• no significant adverse, unresolved credit
events (judgments, tax liens).
Our Hassle Free Approval Process

9. Enabling America’s Entrepreneurs To SucceedEnabling America’s Entrepreneurs To Succeed
Patriot National Sales Coverage