This document provides an overview of the various chapters of bankruptcy that offer different types of debt relief. Chapter 7 eliminates unsecured debts, while Chapter 13 establishes a 3-5 year payment plan to restructure secured and unsecured debts. Chapter 11 is similar to Chapter 13 but applies only to businesses. Chapter 12 offers protections similar to Chapter 11 but for individuals involved in farming or fishing. Chapter 9 applies to municipalities. Chapter 15 covers foreign debtors. Other options include protections for military personnel. The document aims to inform consumers about their bankruptcy options without having to research multiple sites.

1. Bankruptcy Information What you need to know

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