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SMART Holdings USA – SMARTvt.org Issue # 10, Fall 2014 
B US I N E S S STA R T - U P A D VI S O R : 
STA R T I N G , G R OWI N G , O P T IMI Z I N G 
Entrepreneurs: Two Types 
SMARTvt Legal Guru Talks About Who He Helps and Why: 
There’s never been a time 
when so few businesses were 
starting and so many failing. 
Navigating the perils of a 
business startup, Mark 
Oettinger, launching a new 
practice, offers powerful insight 
to the nuance of what 
resources are necessary for a 
new business launch. Oettinger 
starts with the two types of 
entrepreneurs. What type are 
you? 
SMARTvt’s Kevin Beal Appo inted 
Director of Development, 
Navicate.org, a teaching organization. 
Enterprise-wide President to Lead 
Mack Moldings Five Divsions. 
Mark Renkert to lead Major Research 
Project on Effects of Joblessness for 
Unskilled Workers Age 50+ 
Carolyn Smith, Healthcare Executive 
Manager To Lead SMARTvt’s HIE/ 
HIT Applications Education Division 
SMARTvt Co-Founder Jean Twombly 
pioneering new HIE / HIT Projects in 
Maryland for Jupiter Networks 
Vermont’s Power Center for Business Idea Creation 
SMARTvt.org – SMART Holdings USA 
John Mayer, Mark Renkert, Michael Kipp, Michael Hussey, Gabrielle Meunier 
drive SMART Holdings USA economic Development Engine Creating US 
Companies and Jobs . SMARTvt created a task force that provides resources, 
education, training, financing solutions to business startups for approved plans. 
About SMARTvt.org. Vermont's largest solution provider featuring teams of 
subject-matter experts with one voice as one firm; SMARTvt.org, a global 
Happenings 
SMARTvt’s Curtis s Ostler leads 
major recycling, re-use, job creation 
program for Resource.com. 
Clarkson Chemical Engineer , Alex 
Goyette Completes Rotation at Mylan 
Labs 
USMC Captain Michael Hussey 
Completes Norwich University MBA 
Program – Manager, Multisorb, 
Buffalo, NY 
…..An Early Autumn ….. 
The psychology of 
entrepreneurship; 
(1) heritable risk-taking 
/ fortitude, 
(2) pe rson’s thrust 
into business by 
circumstance. One 
universal attribute: Business owners 
radiate professional and personal 
satisfaction when describing their 
ascent to starting and growing their 
businesses. See story next page 
2 … 
consultancy offering sustainable socially responsible applications such as Hands-on 
Engineering, Accounting, Finance, Marketing, New Product Development, 
Research, Medical Devices and Technology, Pharmaceuticals, Telephony, E-enterprise, 
IT / IS implementation - service, Merger & Acquisition, LBO, Business 
Valuation, Forensic Accounting, SEC Compliance, 
Petrochemical Extraction, Defense Systems, and 
global manufacturing enterprises. 
.
SMART Holdings USA Issue # 10, Fall, 2014 
2 
… Oettinger 
Your Product or Service: Each successful business fe atures a product or a service that the customer wants, and is willing to pay 
for. Much is written about how the would-be entrepreneur identifies that product or service. Cartoons depict the moment with a 
light bulb and an exclamation point. How many time have we all thought, “Now there’s a million dollar ide a!” For my wife and 
me, long trips afford the time and fe rtile conversations that hatch big ideas. Invariably, I write them down, and occasionally we 
do follow-up research. 
As example, our honeymoon, while flying to Calgary, then while driving through the Canadian Rockies, my wife and I explored 
the ide a for a te chnology / de vice that would ale rt a “Inte rest or Se arch-Subject-Interest” user to another re cipie nt-user whose 
“profile ” has a shows “compatibility” all conne cted to a match.com-like database. We did a patent search, and discovered that 
the re is an e xisting patent. I have file s on other promising ide as, but I haven’t capitalize d on them. W hy? Pe rhaps because I’m 
not sufficiently entrepreneurial at my core, or pe rhaps be cause of risk…or commitment…or timing. 
The Elevator Pitch: You have fie rce competition. …so much so that supply ofte n far e xceeds demand and a prime cause of start - 
ups failing. Diffe rentiating yourself from the competition is critical. And figuring how to do that is an important step in def ining, 
both for yourself and for your employees, the mission of your business. You MUST package that mission into a memorable and 
credible sound-byte. Diffe rentiation is a key activity for any organization seeking to become #1 or #2 of its kind and the battle cry 
of GE’s Jack Welch. 
Business Plan: The Road Map to Success and Minimizing Risk, the plan forces you to take a inside look at the viability of the 
busine ss. Once you a “Proof-of-life ”, you’ll ne e d to e vangelize the re sources that will make your start-up possible, that 
your conce pt is sound, and that “the numbe rs work.” The re are free government resources such as the Small Business 
Administration (SBA) or State Economic Development Authorities , and its state counterparts, help you you create the business 
plan. They want you to succeed, because in doing so, you provide job creation. Enlist experts to critique your plan. 
Funding: A substantial majority of new business fail because of undercapitalization. There are start-up costs that have to be 
funded long before you have the ongoing sales revenue to pay for them. The other time when businesses become cash-starved is 
when they grow. Funding your venture can require 100-hour work weeks and telling the organization’s story 100,000 times . 
Government Resources: Many government programs support capitalization and cash flow needs of businesses. Providers 
include: SBA, the Overseas Private Investment Corporation (OPIC), and Export-Import Bank of the United States (Ex-Im). These 
agencies offer many programs, including direct loans, and guarantees for banks that provide loans. And, in the import context, 
sector-specific import specialists from the U.S. Department of Homeland Security (formerly U.S. Customs) can assist importers 
with a myriad of issues that they will confront regarding logistics, duties, labeling and much more. …more page 3… 
SMARTvt Veteran’s Project Honor Graduate Hussey 
Norwich University’s William Clements, Senior 
Vice President announced that former US 
Marine Captain Michael Hussey who manages 
a unit of Buffalo-based Multisorp, has earned a 
Masters Degree in Business Administration. 
Hussey completed NU’s Management Training Intensive. Hussey 
started the program shortly after exiting the USMC. 
He also credits his successful onboarding with the unique 
transition services provided by SMARTvt’s Veterans Services Unit. 
Hussey enjoys Buffalo, NY, has a five minute commute to work 
and is able to enjoy the many outdoor 
adventure sports and especially cycling. 
Since earning his MBA last month 
Retained Executive Recruiters have been 
pitching opportunities inOregon and Washington State to Hussey 
almost daily. 
Hussey completed his MBA / Finance Program at Norwich 
University near the top of his class. 
About Multisorb Technologies 
Multisorb Technologies has been an innovator in sorbent 
technology for over 50 years. Founded in 1961 by John S. Cullen 
to meet the needs for electronics markets in protecting against the 
damaging effects of moisture. 
A Technology Innovator 
.
SMART Holdings USA Issue # 10, Fall, 2014 
3 
Jeff Somple Award 
president of Mack Molding 
Jeff Somple, Named Enterprise-Wide President - Mack Molding 
and its five manufacturing facilities in Vermont, North Carolina and 
South Carolina, as well as Mack Prototype, a prototyping and low-volume 
manufacturing facility in Massachusetts, and Synectic, an 
engineering services group in Connecticut. Don Kendall will remain 
as CEO and chairman of the privately held Mack Group, which 
includes Mack Molding and Mack Technologies. 
“Jeff has been with Mack for 26 y ears, and in the p lastics industry 
even lon ger,” say s Kendall. “He quickly moved up within the ranks of 
the sales organization to VP, Sales & Engineering. Twelve years ago, 
he took over the helm of M ack Molding’s Northern Division and has 
delivered sustainable, profitable growth ever since. 
I am extremely pleased he has now chosen to accept this new and 
exp anded role.” 
Somple has been with Mack since 1988. Earlier, he was northeast 
regional sales manager for five years for Continental Extrusion 
Corporation, an extruder, printer and converter of plastic packaging in 
Garden City, N.Y. 
Somp le earned a bachelor’s degree from Middlebury College. He and 
his wife, China, are the parents of three The Somples reside in 
Manchester Center, VT. 
Mack Molding is a leading custom plastics molder and supplier of 
contract manufacturing services. Mack specializes in plastics design, 
prototyping, molding, sheet metal fabrication, full-service machining 
and medical device manufacturing. Founded in 1920, Mack is a 
privately owned business that operates 11 facilities throughout the 
world. Don Kendall is CEO and chairman. 
Click To Play Video 
… Oettinger… 
Driving Revenue: No matter how good your 
product or service is, your business will not be successful unless there 
is a market for it. People have to be aware of your company, and to 
the extent that there are competing providers of your product or 
service, they have to be convinced that your product or service is 
superior. Your product may be of better quality, or be cheaper, or 
come with better service. 
Where do your customers come from? Do they find you on the 
internet, are they drawn to your bricks & mortar storefront, or are 
they referred by other happy customers? Is the nature of your 
p roduct or service such that y our customers keep coming back…like 
a dentist whom you visit every six months, or a hair salon to which 
you return every few weeks, or a car dealership that sells you a car 
every five years, and services it every five thousand miles in 
between? 
Find out how you customers are finding you. Ask your loyal 
customers why they keep coming back. Likewise, ask the ones who 
don’t come back, why they haven’t. Reward rep eat customers, and 
take constructive criticism to heart. Pay particular attention to 
customers who refer business. And reward them. Their referrals are 
the kind of advertisin g that money can’t buy . Think about it. Are 
you more likely to consult with an accountant who comes highly 
recommended by someone whose opinion you respect, or an 
accountant who has the largest advertisement in the phone book? 
Workforce Optimization: The US workforce has limited experience 
with international transactions. The same cannot be said for foreign 
businesses, since they depend to a much greater extent on 
international transactions. If you want to succeed in the international 
business environment, you have to make a sincere commitment to 
preparing your workforce for the realities of the international market. 
Sales in Development and Fundraising: When I carried my sales 
experience into development/fundraising, I found that the same skills 
applied. In development, I am still trying to sell my cause to 
prospective donors, just as I once sold tangible product to prospective 
clients. The sales acumen I developed over the years served me 
well in fundraising, and it was founded upon some basic methods, 
techniques, and principles. 
Five Sales Principles for the Effective Development Person 
1. Be presentable – The old salesman credo, “First sell y ourself, then 
sell y our comp any , then sell y our p roduct” may sound trite and 
clichéd, but there is some truth to it. You are the first impression for 
your organization. Dress well and appropriately, be articulate, and 
interact whenever possible. This is where being extroverted and 
charismatic is an advantage, but introverts can be just as effective 
when exploiting their strengths. Prepare well and pay attention to 
details, such as always carrying enough business cards, a pen, and 
something to take notes (I prefer index cards). Keep well-groomed; 
the mirror is not a vanity tool, but your personal proofreader. And 
remember - never turn down a breath mint. 
2. Be remarkable – Do not work “under the radar.” You want to be a 
big blip on that radar, with everyone noticing you. At conferences, 
luncheons, and any event where your constituents are gathered, make 
sure that during the question phase of the speech, you have a 
pertinent and intelligent question; always stand when you ask it and 
introduce yourself and your organization. Be seen, get noticed. 
Respond to blogs, post articles to LinkedIn groups, tweet positive 
comments about your group.
SMART Holdings USA Issue # 10, Fall, 2014 
4 
See more Oettinger page 4… 
…. Oettinger….. 
3 . Be kn owl e dge a bl e – Kn ow e v e ry t h i n g y ou 
c a n a b out y o u r or ga n i z at i o n a n d y o ur c a u s e . Be 
p r ep a r e d t o a ns w e r qu e s t i on s a n d d e l i v er t he 
imp ort a nt d at a . Wi t h e no u gh k now l e d ge a nd 
p r ep a r at i o n, y ou c a n sp e a k c o nf i d e nt ly o n y o ur 
t op i c, a n d c o n f i d en c e s e l ls . P e op l e may l i k e t o r oot 
f o r t h e u nd e r d o g i n sp o rt s an d D i s n ey mov i e s , but 
w h e n t h ey i n v es t mo n ey , t h ey w a nt t o b a c k a 
w i n n e r, s o so u n d l i k e o n e . An d a lw ay s h a v e a 
c omme n t on t h e d i f f i cu l t t op i c s , s u c h as a 
p e nd i n g l aws u it o r r e c e nt b a d p r e s s . I f it i s out 
t h e r e , a s s ume t h a t t h e y k n ow a b o u t i t a n d w i l l a s k . 
4 . Be ho ne s t a n d di re c t, but di ve r s i f y – Any 
p r o sp e c t w it h r e a s on a b l e i nt e l l i ge n c e w i l l kn ow 
w hy y ou ar e v is it i n g. D o n ot t ry t o f oo l o r d i s t r a ct 
t h em – y ou w i l l o n ly i n su lt t h em a nd t h e n l imit 
y o u r ch a n c e s f or a r e t u r n v i s it . Be up f r ont 
a b o ut y ou r p os i t io n a nd i nt e nt io n s . But d o not 
ma k e it y o u r o n ly r e as o n t o b e t h e r e . Yo u n e ed t o 
w i n t h em ov e r b e f or e as k i n g t h em t o d on a t e. F i nd 
o u t w h at i nt e r es t s t h em a bo ut y o ur c a us e a n d t h en 
d e l i v e r w h at t h ey w a nt . O n c e y o u h a ve 
e n d e a r e d t h em t o y o u p e rs o n a l ly , y o u n e e d t o b u i ld 
t h e i r a ff i n it y t o y o ur o r ga n i z at i on . O n ly t h e n c an 
y o u a s k fo r mo n ey w it h a r e a so n a b l e c h a n c e of 
s u c c e s s . 
5 . Be en du ri ng a n d re l i a bl e – J us t a s i n s a l e s , 
w h e r e y ou w a nt l i f e l on g c u s t ome rs f o r y o ur 
p r o d u ct , t h e r e a r e f ew p r osp e ct s i n d e v e l op ment 
w h o a r e on e - a n d- d o n e. I n mo s t c a s es , y ou a re 
t ry in g t o b u i l d a l o n g- t e rm r e l at i o ns h ip , l e a v i n g 
t h e d o o r op e n f o r f ut ur e a sk s e v e n a ft er a do n at i o n, 
h op e f u l ly w it h i n c r e a s in g amo u nt s . Yo u d o not 
w a nt t o b u r n e a c h b r i d ge as y o u c ro s s it , s o ma ke 
s u r e t h at y o u r c o ns t it u e nt s do not r e gr et v i s it i n g 
w i t h y o u or wr it i n g t h e c h e c k. Bu i l d e n du r i n g 
r e l a t i o ns h ip s , i n wh i c h t h ey t ru s t y ou t o k eep 
t h em in f o rme d, t o b e t h e r e w h en t h ey w a nt t o 
c o n t a ct y o u, a n d t o l is t e n t o t h e i r c on c e r ns . Be 
p r o a ct i v e i n c on n e ct i n g w it h t h em a nd d e l i v e r go od 
n ew s wh en ev e r p os s ib le . A vo id ha v in g t h em 
s a y , “ I o n l y he a r f r om y ou whe n y ou want 
mo n e y . ” 
Be r e a l i s t ic in yo u r p ro je ct io ns . T a ke 
a dv a nt ag e o f th e ma n y s u pp o rt s t hat 
g ov e rnme n t a ge nc ies h av e to o f f e r . Lis te n to 
y o ur c us tome rs . C hoos e t he be s t employe e s 
y o u c a n f in d, be ho ne s t wi t h t hem, a n d tre a t 
t hem we l l . Yo u re a l ly ca n loo k fo r wa r d to 
g o in g t o wo r k. 
Mark Oettinger is an attorney with the Burlington, Vermont law firm 
of Montroll & Backus. He also teaches US and international business 
law as an adjunct professor at Vermont Law School. He can be reached 
at (802) 540-0246. Learn more about Mark at www.mblawoffice.com. 
Resources: SMART Holdings USA 
Economic Services Division, Michael J. Kipp, CPA 
Info@smartvt.org 
802 318 4136 – All Calls Returned Within The Hour 
Chittenden County 
11 Lincoln St. Essex Junction, VT 05452 - 802-951-6762 
Champlain.valley@scorevolunteer.org 
www.champlainvalley.score.org 
St Albans Branch serving Franklin & Grand Isle Counties. 
Middlebury Branch serving Addison County. 
Rutland Branch serving Rutland County. 
Manchester Branch serving Bennington County. 
Upper Valley SCORE serving Windsor County 
20 W. Park St. Lebanon, NH 03766 603-448-3491 
score@valley.net www.uppervalleyscore.org 
Montpelier SCORE serving Lamoille, Orange, Washington 
Counties 87 State St., Rm. 203 /P.O. Box 605 
Montpelier, VT 05601-0605 
802-828-4422 ext. 217
SMART Holdings USA Issue # 10, Fall, 2014 
5 
Former Norwich University Leader, Kevin 
Beal Drives Development Mission At 
Navicate - Linking Learning to Life 
SMARTvt Board Member, Kevin Beal will 
play a key role in expanding how students 
transitions from School to College to Work 
with increased / improved adaptability 
attributes that CEO’s want. Says Beal, 
“Be it work or college – program 
participants of Navicate will have a 
significant edge up in finding success using 
Navicate’s systems.” 
A life compass. We provide guidance, 
wisdom, and confidence for life’s journey by connecting each 
young person with options, experience, and access to the 
community. 
Navicate connects students and schools to businesses to create real 
world learning opportunities. Every year thousands of students get 
internships, job experience, and college and career preparation via 
one of our programs, taking place in high schools all across 
Vermont. 
As Director of Development, Mr. Beal is 
experienced in building and deploying winning 
philanthropic campaigns and soliciting investors. His 
education, experience, and determined attitude to 
partner and engage with Vermont business, 
volunteers and donors will expand Navicate’s 
penetration and market recognition. As a believer 
that there doesn’t have to be a difference 
between doing "good" and doing "well," his work 
will be both financially sustainable and civically-minded. 
While serving as alumni director for the online 
programs at Norwich University, Mr. Beal 
successfully enhanced the relationship between 
Norwich University, its alumni, and the Vermont 
giving community. He worked with senior 
institutional leadership and the alumni association 
to develop a strategy focusing on community 
building, fundraising, and business development. 
Mr. Beal is an experienced communicator, problem 
He is a local elected official, having served as 
a Northfield Village Trustee since 2011 and 
currently serving as a selectman for the 
newly merged Town of Northfield. A strong 
supporter of Vermont Business, Mr. Beal is 
a member of the Board of Directors for the 
Central Vermont Chamber of Commerce and 
serves on its public policy committee. Mr. 
Beal currently serves as an appointee to the 
Vermont Governor’s Committee on the 
Employment of People with Disabilities 
(GCEPD). 
Mr. Beal has a passion for service-learning. 
From December 2011 to January 2012 he 
embarked on an international project leading 
9 undergraduate students to the Village of 
Pha Chan in Northeast Thailand where the 
group fulfilled a promise to design-build a 
community kitchen. (More on this available 
here.) Nearly $40,000 was raised from 
community members and friends. The 
project was completed ahead of time and 
under budget. Over the term of the project 
more was built than the kitchen. The most 
satisfying part of the project was the 
lasting relationships built with the 
community. 
Mr. Beal builds long term relationships with 
customers, clients, partners and investors, 
leveraging these relationships based on need, 
sense of purpose and available resources. 
Donors and investors recognize his 
commitment to the essential relationship 
between doing “good” and managing the 
bottom line, allowing him to build 
partnerships that continue to sponsor his 
programs. 
Mr. Beal holds a bachelor’s and a master’s
SMART Holdings USA Issue # 10, Fall, 2014 
6 
SMARTvt’s Curtis Ostler Leading 
Major Development Program seizing 
opportunity, expanding services, creating 
new products and building new alliances. 
In 1991 in Burlington, Vermont, ReCycle 
North began an innovative program of 
repairing and reselling household items 
that otherwise would have gone to the 
dump. Out of that founding vision, more 
than 750 people have received job 
training and skills essential to gainful employment, 10,000 low-income 
people have received needed household goods and building 
materials, more than 10,000 tons of materials have been kept from 
the landfill, and 50 people now have secure employment through 
income earned largely from this social enterprise. 
ReSOURCE’s success to date has proven its sustainability and is 
replicating this model of environmental sustainability, educational 
training, and economic opportunity in central Vermont. 
Says SMARTvt.org’s CEO, Michael J. Kipp, “Mr. Ostler 
represents the very best of what Vermont talent can bring to an 
organization. We are certain that his community building expertise 
and his unceasing passion for making the world a better place will 
inspire all. 
SMARTvt is proud to support and endorse and recommend Mr. 
Ostler in his new leadership role. We look forward to his 
contributions,” says SMART Holdings USA Chairman, Mark 
Renkert. 
Ostler has a Manufacturing Leadership background that sold 
product directly to the White House. 
Additionally as a Senior Strategist for Norwich University Ostler 
refined his experience as a Senior Producer / Foundation 
Development Officer at Norwich University. 
Ostler holds and undergraduate degree from Johnson State College, 
hold a leadership position with the Central Vermont Chamber of 
Commerce, and resides in Waterbury. 
SMART HOLDINGS USA Fund Major Research Project 
On Unemployed Unskilled Aged 50+ 
Two Senior Social Researchers, Mark Renkert, Mcsl, and 
Dr. Mindy Ruth Novick 
Career Advisor Clinician’s, Mark Renkert, the firm’s chair, and 
Clinical Director Dr. M indy Ruth Novick will 
begin journalistically and clinically investigating recruitment 
processes, credit checks, background checks, health physicals, 
fitness testing, and aptitude testing of employers who hire 
unskilled labor aged-50+ paying in the range of $8.50 to $13.50 
per hour. 
Findings will be reported from a Social Constructionist 
perspective critical of the social sciences perspective in 
understanding the psychology of work (Chaves, A, Diemer, M., 
Blustein, D., Gallagher, L., DeVoy, J., Casares, M & Perry, J., 
2004 "Conceptions of Work: Journal of Counseling 
Psychology.) 
Social Constructionist hold that many do not view work as a 
means of self-determination or self-concept implementation 
which contrasts sharply with prevailing work assumptions such 
as "Do what you love and the money will follow." 
Renkert will do this as an undercover hands-on worker 
participant much in the footsteps of Barbara Ehrenreich in her 
book “Nickel and Dimed and not Getting by in America” and 
Mother Jones Magazine’s M ac McClelland’s “I Worked As a 
Warehouse Wage Slave.” 
Say s the firm’s CEO, M ichael J. Kip p , CPA, “Renkert will go 
through the entire hiring process and then proceed as a low-level 
worker and will be required to work for a period of time 
that depends on the work and will complete research on 
average Vermont workplaces. 
Renkert will briefly describe the duties, interact and interview 
colleagues, and will focus on the employer mindset in selecting 
and interacting with these employers. 
Renkert cites one employer who will be identified later who 
has a p olicy “If any worker addresses, converses, or engages 
the CEO of this sports apparel warehouser that person is 
terminated immediately . “What kind of p erson looks at their 
workers that way?, says Renkert who adds, "... it happens more 
than you think in Vermont." 
Renkert hopes the research sheds light on the use and practice 
and application of: 
• The process of being a Temp Agency day-worker 
• Online aptitude testing (4/2=) 
• Online veracity testing (T/ F – It is okay, if by accident, you 
bring home a pencil used at work and bring it back the next 
day?) 
• Health Physicals performed on workers by non-medical staff 
• Drug and Alcohol Testing 
• Random Urine Testing 
• Vague Employment Assessments by firms like Hireology 
• Physical Fitness Testing 
• Job Tryouts 
• Background Checks of Driving and Criminal Records 
• Background Checks on Credit Scores 
• Background Checks on Workplace Injury Investigations
SMART Holdings USA Issue # 10, Fall, 2014 
7 
…… Research from Previous p age… 
• Pre-work Clinical Assessments by Psychologists who have not 
disclosed who their fiduciary obligation is critical and often distort the 
facts. What the process is like for a 50+ year old worker…. 
Says SMART Holdings USA's Director of Education, Dr. Michael 
Olson, continuing, "Half in humor, providing Renkert survives the 
barrage of pre-employment testing, 
he will then engage in the actual 
process of work and report unique 
findings and it can be tough going 
especially with some jobs like refuse 
sorting, asbestos removal, warehouse 
order picking, Call Center Order 
Taking, Driver / Runner Jobs and any kind of manual labor in 
industrial environments." 
Readers will be able to follow the journey in a daily blog and the sum 
of research will be published. 
Unlike the reality show “Dirtiest Jobs” Renkert hop es to reveal how 
hard life is for many Vermonters who take any work to make ends 
meet and what happens to them when they do. 
SMART Holdings USA then hopes to present its findings to the 
Vermont Department and Labor to use as a tool in its efforts for 
workforce development. 
The launched 2014 Labor Day and will last a year. 
Dr. M indy Novick, Clinical Director of 
SMART Holdings USA – Maine Director 
Seeks Research Answers 
As a Director of Career Services providing 
solutions for displaced mature workers in 
Maine, 
I am interested in seeing the results of 
SmartVt’s p roject, “Getting, Attaining 
Unskilled Work Age 50+” 
Over the past six years, I have observed 
resilient people struggling to regain a sense of self worth, social 
connection, and income stability after becoming unemployed. 
For those less resilient , ongoing stress and increasing frustration 
sometimes leads to social isolation, addictive coping habits, or health 
problems. 
The SmartVt’s p roject may confirm p reconcep tions to exp ose hiring 
and workplace practices impacting the quality of life of mature 
workers in Vermont, and contributing to resolving them to minimize 
long term negative effects on business and society. 
A number of studies are confirming these social trends: 
• In February 2014, Matthew S. Rutledge, Research Economist 
at the Center for Retirement Research at Boston College, 
published a paper entilted “How Long Do Unemployed Older 
Workers Search for a Job?” based on a 1996-2008 sample of 
the Survey of Income and Program Participation (SIPP). 
Statistical analysis of the status of some 5000 unemployed 
people aged 55-70 revealed that after about a year almost half 
were re-employed, a small percentage were still looking for 
work, and almost half had given up seeking work. 
Mr Rutledge concludes on page 4: “The study suggests that older 
workers have little tolerance for the stressful task of looking for work.” 
In adjusting the statistics for periods of growth and recession, they 
concluded that this dynamic would remain consistent regardless of 
economic conditions. http://bit.ly/1CFDsIb 
• A study in the M arch 2014 issue of The American Journal of 
Geriatric Psychiatry, reported a negative impact of discrimination on 
subjects’ health and functioning. Based on observation of about seven 
thousand people with a median age of 67 in 2006, and again in 2010, 
the authors concluded, in p art, that : “Discrimination based on race, 
age, weight, physical disability, appearance, and sexual orientation, 
was associated with poor subjective health, greater disease burden, 
lower life satifaction, and greater loneliness at both assessments and 
with declines in health across the four y ears.” 
• A study on the effect of anti-discrimination laws showed that stricter 
laws didn’t help older workers during the Great Recession. The authors 
concluded that older workers fared worse in states with stricker anti-discrmination 
laws. http://huff.to/1BkOP6K 
The implications of limited protection of older workers through 
legislation brings us back to the importance of testing and undercover 
research in providing evidence of discrimination. A exploration of the 
issue can be found in “The Use of Undercover Testers to Identify and 
Eliminate Discrimination in the Selection and Hiring of Emp loy ees” . 
This report was prepared by The University of Iowa Clinical Law 
Programs Law and Policy in Action Project, for the Iowa Human 
Rights Commission in August 2010. http://bit.ly/1tCQCTC 
In the section ‘Summary and Timeline of Emp loyment Sector Tester 
Studies 1991-2010’, starting on p age 12, the authors reviewed 
p recedent for using “testers” to document evidence of discrimination. 
One dramatic example is an expose of discrimination in hiring of retail 
emp loy ees: “Make the Road New York, Transgender Need Not Ap p ly : 
A Rep ort on Gender Identity Job Discrimination” . Following this 
report the employer changed their procedures and hiring behavior. 
http://bit.ly/WudVAv 
Moreover, the Iowa Law Project authors articulated the broader 
importance of addressing workplace discrmination issues, quoting 
Marc Bendick, Jr. Ph.D.: “Emp loy er discrimination creates in the 
minds of its victims a sense of inequity and disenfranchishment that 
threatens national social solidarity .” from Situation Testing for 
Employment Discrmination in the United States of America. 
This social analysis is echoed in the words of AARP Board Member 
Eric Schneiderwind, of Lansing, Michigan: “Failing to p rotect older 
workers from age discrimination is not only unjust, it is 
counterproductive for a nation struggling to support an aging 
population…As a society , we need p eop le to stay in the workforce, and 
now is the time to put age discrimination in the rear-view mirror. 
Click Text To Listen to Statistics on Workplace Changes
SMART Holdings USA Issue # 10, Fall, 2014 
8 
…. Dr. Novick from Previous Page… 
For more information on the work of AARP on age 
discrimination, see “Staying Ahead of the Curve 2013: AARP 
Multicultural Work and Career Study Perceptions of Age 
Discrimination in the Workplace” at http://www.aarp.org 
If a Work 50+ Loses a Job How Long Does It Take For That 
Person To Recover – Listen to Economist / Author Paul 
Krugman’s startling reply: 
Click Here to Play Krugman’s Video 
Moreover, the Iowa Law Project authors articulated the broader 
importance of addressing workplace discrmination issues, 
quoting Marc Bendick, Jr. Ph.D.: “Employer discrimination 
creates in the minds of its victims a sense of inequity and 
disenfranchishment that threatens national social solidarity.” 
from Situation Testing for Employment Discrmination in the 
United States of America. 
This social analysis is echoed in the words of AARP Board 
Member Eric Schneiderwind, of Lansing, Michigan: “Failing to 
protect older workers from age discrimination is not only 
unjust, it is counterproductive for a nation struggling to support 
an aging population…As a society, we need people to stay in 
the workforce, and now is the time to put age discrimination in 
the rear-view mirror.” . http://states.aarp.org/legislation-to-combat- 
age-discrimination-in-the-workplace/ For more 
information on the work of AARP on age discriminat ion, see 
“Staying Ahead of the Curve 
Clarkson University, Chemical Engineering 
Senior, Alex Goyette concludes second 
Rotation providing soloutions for Mylan Labs. 
Click This Text to See Work 
Click This Text to See Work 
SMARTvt Has a New Healthcare 
Benefits Expert, Ms. Carolyn 
Smith. Smith, a Health Insurance 
C-Suite Executive with over a 
decade leadership in Governance, 
Opportunity, and Resource 
Utilization. Smith has direct 
expertise in health care policy 
implementation. She has led 
teams throughout the US conceptualizing and executing 
powerful healthcare programs specific to employee 
benefits. Smith has ability to create, analyze and present 
complex financial statements and budgets. Smith is 
an accomplished leader with an exceptional track record 
in revenue generation and cost reduction within highly 
competitive markets. Smith comes from Long Island. 
American Sign Language first language and allowed her 
to refine her other senses and explains her business 
acuity. 
Click This Text To See the Slide Deck
SMART Holdings USA Issue # 10, Fall, 2014 
9

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SMART Eco Dev Magazine 2014

  • 1. SMART Holdings USA – SMARTvt.org Issue # 10, Fall 2014 B US I N E S S STA R T - U P A D VI S O R : STA R T I N G , G R OWI N G , O P T IMI Z I N G Entrepreneurs: Two Types SMARTvt Legal Guru Talks About Who He Helps and Why: There’s never been a time when so few businesses were starting and so many failing. Navigating the perils of a business startup, Mark Oettinger, launching a new practice, offers powerful insight to the nuance of what resources are necessary for a new business launch. Oettinger starts with the two types of entrepreneurs. What type are you? SMARTvt’s Kevin Beal Appo inted Director of Development, Navicate.org, a teaching organization. Enterprise-wide President to Lead Mack Moldings Five Divsions. Mark Renkert to lead Major Research Project on Effects of Joblessness for Unskilled Workers Age 50+ Carolyn Smith, Healthcare Executive Manager To Lead SMARTvt’s HIE/ HIT Applications Education Division SMARTvt Co-Founder Jean Twombly pioneering new HIE / HIT Projects in Maryland for Jupiter Networks Vermont’s Power Center for Business Idea Creation SMARTvt.org – SMART Holdings USA John Mayer, Mark Renkert, Michael Kipp, Michael Hussey, Gabrielle Meunier drive SMART Holdings USA economic Development Engine Creating US Companies and Jobs . SMARTvt created a task force that provides resources, education, training, financing solutions to business startups for approved plans. About SMARTvt.org. Vermont's largest solution provider featuring teams of subject-matter experts with one voice as one firm; SMARTvt.org, a global Happenings SMARTvt’s Curtis s Ostler leads major recycling, re-use, job creation program for Resource.com. Clarkson Chemical Engineer , Alex Goyette Completes Rotation at Mylan Labs USMC Captain Michael Hussey Completes Norwich University MBA Program – Manager, Multisorb, Buffalo, NY …..An Early Autumn ….. The psychology of entrepreneurship; (1) heritable risk-taking / fortitude, (2) pe rson’s thrust into business by circumstance. One universal attribute: Business owners radiate professional and personal satisfaction when describing their ascent to starting and growing their businesses. See story next page 2 … consultancy offering sustainable socially responsible applications such as Hands-on Engineering, Accounting, Finance, Marketing, New Product Development, Research, Medical Devices and Technology, Pharmaceuticals, Telephony, E-enterprise, IT / IS implementation - service, Merger & Acquisition, LBO, Business Valuation, Forensic Accounting, SEC Compliance, Petrochemical Extraction, Defense Systems, and global manufacturing enterprises. .
  • 2. SMART Holdings USA Issue # 10, Fall, 2014 2 … Oettinger Your Product or Service: Each successful business fe atures a product or a service that the customer wants, and is willing to pay for. Much is written about how the would-be entrepreneur identifies that product or service. Cartoons depict the moment with a light bulb and an exclamation point. How many time have we all thought, “Now there’s a million dollar ide a!” For my wife and me, long trips afford the time and fe rtile conversations that hatch big ideas. Invariably, I write them down, and occasionally we do follow-up research. As example, our honeymoon, while flying to Calgary, then while driving through the Canadian Rockies, my wife and I explored the ide a for a te chnology / de vice that would ale rt a “Inte rest or Se arch-Subject-Interest” user to another re cipie nt-user whose “profile ” has a shows “compatibility” all conne cted to a match.com-like database. We did a patent search, and discovered that the re is an e xisting patent. I have file s on other promising ide as, but I haven’t capitalize d on them. W hy? Pe rhaps because I’m not sufficiently entrepreneurial at my core, or pe rhaps be cause of risk…or commitment…or timing. The Elevator Pitch: You have fie rce competition. …so much so that supply ofte n far e xceeds demand and a prime cause of start - ups failing. Diffe rentiating yourself from the competition is critical. And figuring how to do that is an important step in def ining, both for yourself and for your employees, the mission of your business. You MUST package that mission into a memorable and credible sound-byte. Diffe rentiation is a key activity for any organization seeking to become #1 or #2 of its kind and the battle cry of GE’s Jack Welch. Business Plan: The Road Map to Success and Minimizing Risk, the plan forces you to take a inside look at the viability of the busine ss. Once you a “Proof-of-life ”, you’ll ne e d to e vangelize the re sources that will make your start-up possible, that your conce pt is sound, and that “the numbe rs work.” The re are free government resources such as the Small Business Administration (SBA) or State Economic Development Authorities , and its state counterparts, help you you create the business plan. They want you to succeed, because in doing so, you provide job creation. Enlist experts to critique your plan. Funding: A substantial majority of new business fail because of undercapitalization. There are start-up costs that have to be funded long before you have the ongoing sales revenue to pay for them. The other time when businesses become cash-starved is when they grow. Funding your venture can require 100-hour work weeks and telling the organization’s story 100,000 times . Government Resources: Many government programs support capitalization and cash flow needs of businesses. Providers include: SBA, the Overseas Private Investment Corporation (OPIC), and Export-Import Bank of the United States (Ex-Im). These agencies offer many programs, including direct loans, and guarantees for banks that provide loans. And, in the import context, sector-specific import specialists from the U.S. Department of Homeland Security (formerly U.S. Customs) can assist importers with a myriad of issues that they will confront regarding logistics, duties, labeling and much more. …more page 3… SMARTvt Veteran’s Project Honor Graduate Hussey Norwich University’s William Clements, Senior Vice President announced that former US Marine Captain Michael Hussey who manages a unit of Buffalo-based Multisorp, has earned a Masters Degree in Business Administration. Hussey completed NU’s Management Training Intensive. Hussey started the program shortly after exiting the USMC. He also credits his successful onboarding with the unique transition services provided by SMARTvt’s Veterans Services Unit. Hussey enjoys Buffalo, NY, has a five minute commute to work and is able to enjoy the many outdoor adventure sports and especially cycling. Since earning his MBA last month Retained Executive Recruiters have been pitching opportunities inOregon and Washington State to Hussey almost daily. Hussey completed his MBA / Finance Program at Norwich University near the top of his class. About Multisorb Technologies Multisorb Technologies has been an innovator in sorbent technology for over 50 years. Founded in 1961 by John S. Cullen to meet the needs for electronics markets in protecting against the damaging effects of moisture. A Technology Innovator .
  • 3. SMART Holdings USA Issue # 10, Fall, 2014 3 Jeff Somple Award president of Mack Molding Jeff Somple, Named Enterprise-Wide President - Mack Molding and its five manufacturing facilities in Vermont, North Carolina and South Carolina, as well as Mack Prototype, a prototyping and low-volume manufacturing facility in Massachusetts, and Synectic, an engineering services group in Connecticut. Don Kendall will remain as CEO and chairman of the privately held Mack Group, which includes Mack Molding and Mack Technologies. “Jeff has been with Mack for 26 y ears, and in the p lastics industry even lon ger,” say s Kendall. “He quickly moved up within the ranks of the sales organization to VP, Sales & Engineering. Twelve years ago, he took over the helm of M ack Molding’s Northern Division and has delivered sustainable, profitable growth ever since. I am extremely pleased he has now chosen to accept this new and exp anded role.” Somple has been with Mack since 1988. Earlier, he was northeast regional sales manager for five years for Continental Extrusion Corporation, an extruder, printer and converter of plastic packaging in Garden City, N.Y. Somp le earned a bachelor’s degree from Middlebury College. He and his wife, China, are the parents of three The Somples reside in Manchester Center, VT. Mack Molding is a leading custom plastics molder and supplier of contract manufacturing services. Mack specializes in plastics design, prototyping, molding, sheet metal fabrication, full-service machining and medical device manufacturing. Founded in 1920, Mack is a privately owned business that operates 11 facilities throughout the world. Don Kendall is CEO and chairman. Click To Play Video … Oettinger… Driving Revenue: No matter how good your product or service is, your business will not be successful unless there is a market for it. People have to be aware of your company, and to the extent that there are competing providers of your product or service, they have to be convinced that your product or service is superior. Your product may be of better quality, or be cheaper, or come with better service. Where do your customers come from? Do they find you on the internet, are they drawn to your bricks & mortar storefront, or are they referred by other happy customers? Is the nature of your p roduct or service such that y our customers keep coming back…like a dentist whom you visit every six months, or a hair salon to which you return every few weeks, or a car dealership that sells you a car every five years, and services it every five thousand miles in between? Find out how you customers are finding you. Ask your loyal customers why they keep coming back. Likewise, ask the ones who don’t come back, why they haven’t. Reward rep eat customers, and take constructive criticism to heart. Pay particular attention to customers who refer business. And reward them. Their referrals are the kind of advertisin g that money can’t buy . Think about it. Are you more likely to consult with an accountant who comes highly recommended by someone whose opinion you respect, or an accountant who has the largest advertisement in the phone book? Workforce Optimization: The US workforce has limited experience with international transactions. The same cannot be said for foreign businesses, since they depend to a much greater extent on international transactions. If you want to succeed in the international business environment, you have to make a sincere commitment to preparing your workforce for the realities of the international market. Sales in Development and Fundraising: When I carried my sales experience into development/fundraising, I found that the same skills applied. In development, I am still trying to sell my cause to prospective donors, just as I once sold tangible product to prospective clients. The sales acumen I developed over the years served me well in fundraising, and it was founded upon some basic methods, techniques, and principles. Five Sales Principles for the Effective Development Person 1. Be presentable – The old salesman credo, “First sell y ourself, then sell y our comp any , then sell y our p roduct” may sound trite and clichéd, but there is some truth to it. You are the first impression for your organization. Dress well and appropriately, be articulate, and interact whenever possible. This is where being extroverted and charismatic is an advantage, but introverts can be just as effective when exploiting their strengths. Prepare well and pay attention to details, such as always carrying enough business cards, a pen, and something to take notes (I prefer index cards). Keep well-groomed; the mirror is not a vanity tool, but your personal proofreader. And remember - never turn down a breath mint. 2. Be remarkable – Do not work “under the radar.” You want to be a big blip on that radar, with everyone noticing you. At conferences, luncheons, and any event where your constituents are gathered, make sure that during the question phase of the speech, you have a pertinent and intelligent question; always stand when you ask it and introduce yourself and your organization. Be seen, get noticed. Respond to blogs, post articles to LinkedIn groups, tweet positive comments about your group.
  • 4. SMART Holdings USA Issue # 10, Fall, 2014 4 See more Oettinger page 4… …. Oettinger….. 3 . Be kn owl e dge a bl e – Kn ow e v e ry t h i n g y ou c a n a b out y o u r or ga n i z at i o n a n d y o ur c a u s e . Be p r ep a r e d t o a ns w e r qu e s t i on s a n d d e l i v er t he imp ort a nt d at a . Wi t h e no u gh k now l e d ge a nd p r ep a r at i o n, y ou c a n sp e a k c o nf i d e nt ly o n y o ur t op i c, a n d c o n f i d en c e s e l ls . P e op l e may l i k e t o r oot f o r t h e u nd e r d o g i n sp o rt s an d D i s n ey mov i e s , but w h e n t h ey i n v es t mo n ey , t h ey w a nt t o b a c k a w i n n e r, s o so u n d l i k e o n e . An d a lw ay s h a v e a c omme n t on t h e d i f f i cu l t t op i c s , s u c h as a p e nd i n g l aws u it o r r e c e nt b a d p r e s s . I f it i s out t h e r e , a s s ume t h a t t h e y k n ow a b o u t i t a n d w i l l a s k . 4 . Be ho ne s t a n d di re c t, but di ve r s i f y – Any p r o sp e c t w it h r e a s on a b l e i nt e l l i ge n c e w i l l kn ow w hy y ou ar e v is it i n g. D o n ot t ry t o f oo l o r d i s t r a ct t h em – y ou w i l l o n ly i n su lt t h em a nd t h e n l imit y o u r ch a n c e s f or a r e t u r n v i s it . Be up f r ont a b o ut y ou r p os i t io n a nd i nt e nt io n s . But d o not ma k e it y o u r o n ly r e as o n t o b e t h e r e . Yo u n e ed t o w i n t h em ov e r b e f or e as k i n g t h em t o d on a t e. F i nd o u t w h at i nt e r es t s t h em a bo ut y o ur c a us e a n d t h en d e l i v e r w h at t h ey w a nt . O n c e y o u h a ve e n d e a r e d t h em t o y o u p e rs o n a l ly , y o u n e e d t o b u i ld t h e i r a ff i n it y t o y o ur o r ga n i z at i on . O n ly t h e n c an y o u a s k fo r mo n ey w it h a r e a so n a b l e c h a n c e of s u c c e s s . 5 . Be en du ri ng a n d re l i a bl e – J us t a s i n s a l e s , w h e r e y ou w a nt l i f e l on g c u s t ome rs f o r y o ur p r o d u ct , t h e r e a r e f ew p r osp e ct s i n d e v e l op ment w h o a r e on e - a n d- d o n e. I n mo s t c a s es , y ou a re t ry in g t o b u i l d a l o n g- t e rm r e l at i o ns h ip , l e a v i n g t h e d o o r op e n f o r f ut ur e a sk s e v e n a ft er a do n at i o n, h op e f u l ly w it h i n c r e a s in g amo u nt s . Yo u d o not w a nt t o b u r n e a c h b r i d ge as y o u c ro s s it , s o ma ke s u r e t h at y o u r c o ns t it u e nt s do not r e gr et v i s it i n g w i t h y o u or wr it i n g t h e c h e c k. Bu i l d e n du r i n g r e l a t i o ns h ip s , i n wh i c h t h ey t ru s t y ou t o k eep t h em in f o rme d, t o b e t h e r e w h en t h ey w a nt t o c o n t a ct y o u, a n d t o l is t e n t o t h e i r c on c e r ns . Be p r o a ct i v e i n c on n e ct i n g w it h t h em a nd d e l i v e r go od n ew s wh en ev e r p os s ib le . A vo id ha v in g t h em s a y , “ I o n l y he a r f r om y ou whe n y ou want mo n e y . ” Be r e a l i s t ic in yo u r p ro je ct io ns . T a ke a dv a nt ag e o f th e ma n y s u pp o rt s t hat g ov e rnme n t a ge nc ies h av e to o f f e r . Lis te n to y o ur c us tome rs . C hoos e t he be s t employe e s y o u c a n f in d, be ho ne s t wi t h t hem, a n d tre a t t hem we l l . Yo u re a l ly ca n loo k fo r wa r d to g o in g t o wo r k. Mark Oettinger is an attorney with the Burlington, Vermont law firm of Montroll & Backus. He also teaches US and international business law as an adjunct professor at Vermont Law School. He can be reached at (802) 540-0246. Learn more about Mark at www.mblawoffice.com. Resources: SMART Holdings USA Economic Services Division, Michael J. Kipp, CPA Info@smartvt.org 802 318 4136 – All Calls Returned Within The Hour Chittenden County 11 Lincoln St. Essex Junction, VT 05452 - 802-951-6762 Champlain.valley@scorevolunteer.org www.champlainvalley.score.org St Albans Branch serving Franklin & Grand Isle Counties. Middlebury Branch serving Addison County. Rutland Branch serving Rutland County. Manchester Branch serving Bennington County. Upper Valley SCORE serving Windsor County 20 W. Park St. Lebanon, NH 03766 603-448-3491 score@valley.net www.uppervalleyscore.org Montpelier SCORE serving Lamoille, Orange, Washington Counties 87 State St., Rm. 203 /P.O. Box 605 Montpelier, VT 05601-0605 802-828-4422 ext. 217
  • 5. SMART Holdings USA Issue # 10, Fall, 2014 5 Former Norwich University Leader, Kevin Beal Drives Development Mission At Navicate - Linking Learning to Life SMARTvt Board Member, Kevin Beal will play a key role in expanding how students transitions from School to College to Work with increased / improved adaptability attributes that CEO’s want. Says Beal, “Be it work or college – program participants of Navicate will have a significant edge up in finding success using Navicate’s systems.” A life compass. We provide guidance, wisdom, and confidence for life’s journey by connecting each young person with options, experience, and access to the community. Navicate connects students and schools to businesses to create real world learning opportunities. Every year thousands of students get internships, job experience, and college and career preparation via one of our programs, taking place in high schools all across Vermont. As Director of Development, Mr. Beal is experienced in building and deploying winning philanthropic campaigns and soliciting investors. His education, experience, and determined attitude to partner and engage with Vermont business, volunteers and donors will expand Navicate’s penetration and market recognition. As a believer that there doesn’t have to be a difference between doing "good" and doing "well," his work will be both financially sustainable and civically-minded. While serving as alumni director for the online programs at Norwich University, Mr. Beal successfully enhanced the relationship between Norwich University, its alumni, and the Vermont giving community. He worked with senior institutional leadership and the alumni association to develop a strategy focusing on community building, fundraising, and business development. Mr. Beal is an experienced communicator, problem He is a local elected official, having served as a Northfield Village Trustee since 2011 and currently serving as a selectman for the newly merged Town of Northfield. A strong supporter of Vermont Business, Mr. Beal is a member of the Board of Directors for the Central Vermont Chamber of Commerce and serves on its public policy committee. Mr. Beal currently serves as an appointee to the Vermont Governor’s Committee on the Employment of People with Disabilities (GCEPD). Mr. Beal has a passion for service-learning. From December 2011 to January 2012 he embarked on an international project leading 9 undergraduate students to the Village of Pha Chan in Northeast Thailand where the group fulfilled a promise to design-build a community kitchen. (More on this available here.) Nearly $40,000 was raised from community members and friends. The project was completed ahead of time and under budget. Over the term of the project more was built than the kitchen. The most satisfying part of the project was the lasting relationships built with the community. Mr. Beal builds long term relationships with customers, clients, partners and investors, leveraging these relationships based on need, sense of purpose and available resources. Donors and investors recognize his commitment to the essential relationship between doing “good” and managing the bottom line, allowing him to build partnerships that continue to sponsor his programs. Mr. Beal holds a bachelor’s and a master’s
  • 6. SMART Holdings USA Issue # 10, Fall, 2014 6 SMARTvt’s Curtis Ostler Leading Major Development Program seizing opportunity, expanding services, creating new products and building new alliances. In 1991 in Burlington, Vermont, ReCycle North began an innovative program of repairing and reselling household items that otherwise would have gone to the dump. Out of that founding vision, more than 750 people have received job training and skills essential to gainful employment, 10,000 low-income people have received needed household goods and building materials, more than 10,000 tons of materials have been kept from the landfill, and 50 people now have secure employment through income earned largely from this social enterprise. ReSOURCE’s success to date has proven its sustainability and is replicating this model of environmental sustainability, educational training, and economic opportunity in central Vermont. Says SMARTvt.org’s CEO, Michael J. Kipp, “Mr. Ostler represents the very best of what Vermont talent can bring to an organization. We are certain that his community building expertise and his unceasing passion for making the world a better place will inspire all. SMARTvt is proud to support and endorse and recommend Mr. Ostler in his new leadership role. We look forward to his contributions,” says SMART Holdings USA Chairman, Mark Renkert. Ostler has a Manufacturing Leadership background that sold product directly to the White House. Additionally as a Senior Strategist for Norwich University Ostler refined his experience as a Senior Producer / Foundation Development Officer at Norwich University. Ostler holds and undergraduate degree from Johnson State College, hold a leadership position with the Central Vermont Chamber of Commerce, and resides in Waterbury. SMART HOLDINGS USA Fund Major Research Project On Unemployed Unskilled Aged 50+ Two Senior Social Researchers, Mark Renkert, Mcsl, and Dr. Mindy Ruth Novick Career Advisor Clinician’s, Mark Renkert, the firm’s chair, and Clinical Director Dr. M indy Ruth Novick will begin journalistically and clinically investigating recruitment processes, credit checks, background checks, health physicals, fitness testing, and aptitude testing of employers who hire unskilled labor aged-50+ paying in the range of $8.50 to $13.50 per hour. Findings will be reported from a Social Constructionist perspective critical of the social sciences perspective in understanding the psychology of work (Chaves, A, Diemer, M., Blustein, D., Gallagher, L., DeVoy, J., Casares, M & Perry, J., 2004 "Conceptions of Work: Journal of Counseling Psychology.) Social Constructionist hold that many do not view work as a means of self-determination or self-concept implementation which contrasts sharply with prevailing work assumptions such as "Do what you love and the money will follow." Renkert will do this as an undercover hands-on worker participant much in the footsteps of Barbara Ehrenreich in her book “Nickel and Dimed and not Getting by in America” and Mother Jones Magazine’s M ac McClelland’s “I Worked As a Warehouse Wage Slave.” Say s the firm’s CEO, M ichael J. Kip p , CPA, “Renkert will go through the entire hiring process and then proceed as a low-level worker and will be required to work for a period of time that depends on the work and will complete research on average Vermont workplaces. Renkert will briefly describe the duties, interact and interview colleagues, and will focus on the employer mindset in selecting and interacting with these employers. Renkert cites one employer who will be identified later who has a p olicy “If any worker addresses, converses, or engages the CEO of this sports apparel warehouser that person is terminated immediately . “What kind of p erson looks at their workers that way?, says Renkert who adds, "... it happens more than you think in Vermont." Renkert hopes the research sheds light on the use and practice and application of: • The process of being a Temp Agency day-worker • Online aptitude testing (4/2=) • Online veracity testing (T/ F – It is okay, if by accident, you bring home a pencil used at work and bring it back the next day?) • Health Physicals performed on workers by non-medical staff • Drug and Alcohol Testing • Random Urine Testing • Vague Employment Assessments by firms like Hireology • Physical Fitness Testing • Job Tryouts • Background Checks of Driving and Criminal Records • Background Checks on Credit Scores • Background Checks on Workplace Injury Investigations
  • 7. SMART Holdings USA Issue # 10, Fall, 2014 7 …… Research from Previous p age… • Pre-work Clinical Assessments by Psychologists who have not disclosed who their fiduciary obligation is critical and often distort the facts. What the process is like for a 50+ year old worker…. Says SMART Holdings USA's Director of Education, Dr. Michael Olson, continuing, "Half in humor, providing Renkert survives the barrage of pre-employment testing, he will then engage in the actual process of work and report unique findings and it can be tough going especially with some jobs like refuse sorting, asbestos removal, warehouse order picking, Call Center Order Taking, Driver / Runner Jobs and any kind of manual labor in industrial environments." Readers will be able to follow the journey in a daily blog and the sum of research will be published. Unlike the reality show “Dirtiest Jobs” Renkert hop es to reveal how hard life is for many Vermonters who take any work to make ends meet and what happens to them when they do. SMART Holdings USA then hopes to present its findings to the Vermont Department and Labor to use as a tool in its efforts for workforce development. The launched 2014 Labor Day and will last a year. Dr. M indy Novick, Clinical Director of SMART Holdings USA – Maine Director Seeks Research Answers As a Director of Career Services providing solutions for displaced mature workers in Maine, I am interested in seeing the results of SmartVt’s p roject, “Getting, Attaining Unskilled Work Age 50+” Over the past six years, I have observed resilient people struggling to regain a sense of self worth, social connection, and income stability after becoming unemployed. For those less resilient , ongoing stress and increasing frustration sometimes leads to social isolation, addictive coping habits, or health problems. The SmartVt’s p roject may confirm p reconcep tions to exp ose hiring and workplace practices impacting the quality of life of mature workers in Vermont, and contributing to resolving them to minimize long term negative effects on business and society. A number of studies are confirming these social trends: • In February 2014, Matthew S. Rutledge, Research Economist at the Center for Retirement Research at Boston College, published a paper entilted “How Long Do Unemployed Older Workers Search for a Job?” based on a 1996-2008 sample of the Survey of Income and Program Participation (SIPP). Statistical analysis of the status of some 5000 unemployed people aged 55-70 revealed that after about a year almost half were re-employed, a small percentage were still looking for work, and almost half had given up seeking work. Mr Rutledge concludes on page 4: “The study suggests that older workers have little tolerance for the stressful task of looking for work.” In adjusting the statistics for periods of growth and recession, they concluded that this dynamic would remain consistent regardless of economic conditions. http://bit.ly/1CFDsIb • A study in the M arch 2014 issue of The American Journal of Geriatric Psychiatry, reported a negative impact of discrimination on subjects’ health and functioning. Based on observation of about seven thousand people with a median age of 67 in 2006, and again in 2010, the authors concluded, in p art, that : “Discrimination based on race, age, weight, physical disability, appearance, and sexual orientation, was associated with poor subjective health, greater disease burden, lower life satifaction, and greater loneliness at both assessments and with declines in health across the four y ears.” • A study on the effect of anti-discrimination laws showed that stricter laws didn’t help older workers during the Great Recession. The authors concluded that older workers fared worse in states with stricker anti-discrmination laws. http://huff.to/1BkOP6K The implications of limited protection of older workers through legislation brings us back to the importance of testing and undercover research in providing evidence of discrimination. A exploration of the issue can be found in “The Use of Undercover Testers to Identify and Eliminate Discrimination in the Selection and Hiring of Emp loy ees” . This report was prepared by The University of Iowa Clinical Law Programs Law and Policy in Action Project, for the Iowa Human Rights Commission in August 2010. http://bit.ly/1tCQCTC In the section ‘Summary and Timeline of Emp loyment Sector Tester Studies 1991-2010’, starting on p age 12, the authors reviewed p recedent for using “testers” to document evidence of discrimination. One dramatic example is an expose of discrimination in hiring of retail emp loy ees: “Make the Road New York, Transgender Need Not Ap p ly : A Rep ort on Gender Identity Job Discrimination” . Following this report the employer changed their procedures and hiring behavior. http://bit.ly/WudVAv Moreover, the Iowa Law Project authors articulated the broader importance of addressing workplace discrmination issues, quoting Marc Bendick, Jr. Ph.D.: “Emp loy er discrimination creates in the minds of its victims a sense of inequity and disenfranchishment that threatens national social solidarity .” from Situation Testing for Employment Discrmination in the United States of America. This social analysis is echoed in the words of AARP Board Member Eric Schneiderwind, of Lansing, Michigan: “Failing to p rotect older workers from age discrimination is not only unjust, it is counterproductive for a nation struggling to support an aging population…As a society , we need p eop le to stay in the workforce, and now is the time to put age discrimination in the rear-view mirror. Click Text To Listen to Statistics on Workplace Changes
  • 8. SMART Holdings USA Issue # 10, Fall, 2014 8 …. Dr. Novick from Previous Page… For more information on the work of AARP on age discrimination, see “Staying Ahead of the Curve 2013: AARP Multicultural Work and Career Study Perceptions of Age Discrimination in the Workplace” at http://www.aarp.org If a Work 50+ Loses a Job How Long Does It Take For That Person To Recover – Listen to Economist / Author Paul Krugman’s startling reply: Click Here to Play Krugman’s Video Moreover, the Iowa Law Project authors articulated the broader importance of addressing workplace discrmination issues, quoting Marc Bendick, Jr. Ph.D.: “Employer discrimination creates in the minds of its victims a sense of inequity and disenfranchishment that threatens national social solidarity.” from Situation Testing for Employment Discrmination in the United States of America. This social analysis is echoed in the words of AARP Board Member Eric Schneiderwind, of Lansing, Michigan: “Failing to protect older workers from age discrimination is not only unjust, it is counterproductive for a nation struggling to support an aging population…As a society, we need people to stay in the workforce, and now is the time to put age discrimination in the rear-view mirror.” . http://states.aarp.org/legislation-to-combat- age-discrimination-in-the-workplace/ For more information on the work of AARP on age discriminat ion, see “Staying Ahead of the Curve Clarkson University, Chemical Engineering Senior, Alex Goyette concludes second Rotation providing soloutions for Mylan Labs. Click This Text to See Work Click This Text to See Work SMARTvt Has a New Healthcare Benefits Expert, Ms. Carolyn Smith. Smith, a Health Insurance C-Suite Executive with over a decade leadership in Governance, Opportunity, and Resource Utilization. Smith has direct expertise in health care policy implementation. She has led teams throughout the US conceptualizing and executing powerful healthcare programs specific to employee benefits. Smith has ability to create, analyze and present complex financial statements and budgets. Smith is an accomplished leader with an exceptional track record in revenue generation and cost reduction within highly competitive markets. Smith comes from Long Island. American Sign Language first language and allowed her to refine her other senses and explains her business acuity. Click This Text To See the Slide Deck
  • 9. SMART Holdings USA Issue # 10, Fall, 2014 9