1. The Financial Success Solution ™ Professional Portfolio Management Presented by: Mark J. Krygier Vice President and Portfolio Manager

15. Our Managed Portfolios Annualized Rates Of Return (to September 30, 2010)* -1.7% 3.60% 7.9% 5.20% S&P/TSX 60 -6.0% -0.4% 6.0% 1.50% S&P 500 (CDN $) 8.7% 18.11% 22.37% 14.43% MONTHLY HIGH INCOME PORTFOLIO 0.3% 6.37% 13.02% 8.89% BALANCED GROWTH PORTFOLIO 3-Year 2-Year 1-Year YTD

16. Our Managed Portfolios Calendar Year Rates Of Return (YTD to September 30, 2010)* 11.1% -31.20% 31.90% 5.20% S&P/TSX 60 -9.70% -22.90% 9.0% 1.50% S&P 500 (CDN $) 1.39% -17.54% 39.83% 14.43% MONTHLY HIGH INCOME PORTFOLIO 1.32% -23.02% 20.20% 8.89% BALANCED GROWTH PORTFOLIO 2007 2008 2009 YTD

25. Thank You! Any Questions?

26. The statements and statistics contained herein are based on material believed to be reliable, but are not guaranteed to be accurate or complete. This presentation was prepared by Mark Krygier who is a TD Waterhouse Investment Advisor and is for informational purposes only. It is not an offer or solicitation with respect to the purchase and sale of any investment fund, security or other product and does not provide individual, financial, legal, investment or tax advice. Please consult your own legal and tax advisor. Particular investments or trading strategies should be evaluated relative to each individual's objectives in consultation with the Investment Advisor. TD Waterhouse Canada Inc. and its affiliates and related entities are not liable for any errors or omissions in the information or for any loss or damage suffered. The TD Bank Financial Group means The Toronto-Dominion Bank and its affiliated companies that provide deposit, investment, securities, trust, insurance and other products or services. These companies include: TD Waterhouse Canada Inc., TD Asset Management Inc., The Canada Trust Company and TD Waterhouse Insurance Services Inc. TD Waterhouse Private Client Services represents the products and services offered by TD Waterhouse Private Investment Advice (a division of TD Waterhouse Canada Inc. – Member CIPF), TD Waterhouse Insurance Services Inc., TD Waterhouse Private Investment Counsel Inc., TD Waterhouse Private Trust (offered by The Canada Trust Company) and TD Waterhouse Private Banking (offered by The Toronto-Dominion Bank). TD Waterhouse Private Banking is offered to clients of TD Waterhouse Private Client Services centres. TD Waterhouse is a trade-mark of The Toronto-Dominion Bank, used under license. *The Rates of returns for benchmarks are taken from TD PAIR. The Rates of returns for Balanced Growth and Balanced Income portfolios are taken from TD Waterhouse Canada Inc. Vantage software reporting from actual client portfolios fitting these descriptions, which have been managed on a discretionary basis by Mark Krygier since 2005. Rates of return prior to 2007 are not being reported herein as they were recorded during Mr. Krygier’s tenure at another financial institution. **The stock trades listed are taken from portfolios of Mark Krygier’s clients for whom he manages their portfolios on a discretionary basis at the time of the listed transactions. Trades for these accounts are done on a “bulk-trade” basis for fairness of price and timing to all clients being managed on a discretionary basis.