2. Small Businesses NeedSmall Businesses Need
Access to CapitalAccess to Capital
• Big national banks approving only 15.9% of loan
requests
• Small local banks approving 50.3% of loan requests
• Reduction in home prices have reduced the ability of
small business owners to raise capital through HELOCs
• Small business owners need a Business Funding
Alternative.
• The BFA story
• Millions of small businesses
• Unlimited opportunities
2
3. 3
Flash!!Flash!!
•GE Capital No Longer Providing
Capital to Gun Stores!
(Bank of America and Wells Fargo stopped a few years ago)
Wall Street Journal Online
April 24, 2013
4. 4
Why They Should Work With USWhy They Should Work With US
• No Money Up-Front
• No paperwork unless deal looks fundable
• A wide variety of products to meet their needs
• Approval and funding in days, not weeks
5. 5
BFA Solutions forBFA Solutions for
Small BusinessSmall Business
Credit Card Cash Advances
Based on last 3 months credit card activity
Need last 3 months statements
Payments automatically paid by splitting the
credit card transactions
Bank Balance Cash Advances
• Based on Average Daily Balance
• Need 3-12 months of bank statements
• Payment made daily via an ACH Transaction
• Payment determined by factor rate and term
6. 6
BFA SolutionsBFA Solutions
(continued)(continued)
Credit Card Processing – Our USP
We can often get their credit card transactions into their
bank account in 1 day, versus the typical 2-3 days.
We can usually meet or beat their current processor’s price.
We have a wide variety of other funding products that we
can provide to them.
We can do credit card splits (where they take a portion of
their credit card receipts to pay for a cash advance) with all
the Cash Advance companies.
In most cases they don’t need to change equipment.
It takes just a few minutes to switch over.
Ask if we can quote them and get 3 months credit card
statements
9. 9
BFA SolutionsBFA Solutions
(continued)(continued)
Factoring
Non-Notification Factoring (this could be huge)
Client gets a percentage of their invoice
Factoring company collects the full amount from client’s
customer
Can be a steady source of recurring revenue
Medical Factoring
Speeds up cash flow from Medicare, Medicaid and
insurance companies