Looking for IRA and retirement plan training? Learn from Ascensus' professional IRA and retirement plan trainers. Mix and match online and instructor-led delivery formats for a better learning experience! For more information: www.nafcu.org/ascensus

1. 2012 Education
Catalog
Look to Ascensus for
all your credit union
education needs!
Instructor-Led Training
IRA Workshops
Two-Day IRA Workshop
Half-Day HSA Workshop
IRA Supertrain
Fall Forum
On-Site Training
IRA Institute
Distance Learning
IRA Online Institute
IRA University
eLearning
Webinars
Training Materials
Video Training Series
Training Organizers
800-356-9140
www.ascensus.com

2. Learn from Ascensus’ professional
IRA and retirement plan trainers.
As the foremost provider of retirement plan education, Ascensus has been
delivering IRA and retirement plan training for over 30 years. Use Ascensus’
education programs to help your credit union stay competitive in today’s
marketplace. Ascensus training promotes growth within financial organizations
by assisting staff in further developing their skills, advancing their careers, and
earning designations. Ascensus offers training for all employee levels, from
frontline staff to senior executives.
Ascensus Trainers
Ascensus’ accredited team of instructors is one of the best in the IRA and
retirement plan services industry. When they are not teaching, they research and
consult on IRA and retirement plan administration, forms, and documents. Their
years of industry experience and ERISA technical knowledge offer depth and
insight to their teaching.
Flexible Formats
Ascensus offers its education products in flexible formats and multiple delivery
methods, enabling you to choose options that best fit your staff’s learning
objectives and your budget. Mix and match online and instructor-led delivery
formats for a better learning experience.
Continuing Education Credits
Ascensus recognizes the importance of staying current with retirement plan rules
and trends in today’s market. After all, earning and maintaining a professional
designation is not only an excellent way to obtain proficiency, it’s also a
reminder of your staff’s dedication to developing their careers. Ascensus
programs are submitted for numerous designations, including CIS and CIP. See
page 34 for more information.

3. Ascensus has compiled its education programs and schedules for 2012 into
one catalog so that you can better plan your training for the remainder of
the year. Contact Ascensus at 800-356-9140 with any questions you may
have in planning your 2012 Ascensus training.
Table of Contents
Instructor-Led Training. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
IRA Workshops.................................................................................5
Two-Day IRA Workshop ...................................................................6
Half-Day HSA Workshop..................................................................7
Ascensus-Sponsored Workshop Schedules and Fees.....................8
2012 Ascensus-Sponsored Workshop Dates and Locations...........9
2012 State League/Association-Sponsored
Workshop Dates and Locations................................................10
IRA Supertrain................................................................................12
Fall Forum ......................................................................................14
On-Site Training .............................................................................16
IRA Institute ....................................................................................18
Distance Learning. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19
IRA Online Institute........................................................................19
IRA University .................................................................................20
eLearning........................................................................................21
Webinars .........................................................................................22
2012 Ascensus Webinar Schedule .................................................28
Training Materials . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32
Video Training Series .....................................................................32
IRA and HSA Training Organizers ...............................................33
IRA Certification Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34
Registration Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35
www.as ce nsus.com • 800-356-9140 3

4. Instructor-Led Training
Instructor-Led Training
Education is the cornerstone on which Ascensus was founded. Ascensus currently
trains about 12,000 industry professionals each year and works with numerous credit
union leagues and associations, as well as other training organizations.
All of Ascensus’ instructor-led training programs are taught by experienced and
knowledgeable instructors who allow for feedback and questions, and who deliver
programs that suit the needs of attendees in an understandable format.
Years of experience and established relationships with key regulatory offices give
Ascensus’ instructors a clear understanding of how regulatory and legislative changes
affect the retirement plan business. Through classroom instruction and multimedia
distance-learning products, Ascensus instructors can help students at every level
develop their professional and technical skills.
Meet just a few of Ascensus’ instructors.
Paul Kern
Paul Kern is responsible for conducting IRA training programs to meet the needs of
credit unions and leagues nationwide. He develops, designs, and implements a
number of products, including custom in-house seminars associated with
implementation projects.
Chad Neumann
Chad Neumann is the project manager for IRA Supertrain®. He is responsible for the
evaluation, analysis, design, development, and delivery of IRA Supertrain each year.
He also participates on numerous project teams including those that propose forms
revisions and IRAdirect® changes.
Deborah Shipman
Debbie Shipman is the project manager for Ascensus’ credit union IRA workshop
tours and in-house training programs, as well as the Ascensus Trainer Toolkit. Her
responsibilities include the analysis, design, development, implementation, and
evaluation of these curriculums.
Ben Maas
Ben Maas is the project manager for IRA University and internal training. He is
responsible for implementing new employee and ongoing training for Ascensus’ IRA
Services staff.
Fred Volkman
Fred Volkman is the project manager for IRAdirect® compliance and the IRAdirect
training environment. He also is responsible for new and existing IRAdirect
compliance webinars for credit unions, including the development, design,
implementation, assessment, and maintenance of all courses.
4 www.asc ens us .c om • 800-356-9140

5. Instructor-Led Training
IRA Workshops
IRA Essentials
IRA Essentials is the perfect workshop for individuals who are just starting out in the
retirement services industry or for those who simply need a refresher on IRAs.
Attendees will learn the requirements for establishing an IRA, contributing to an IRA,
and distributing from an IRA. By using hands-on training and real-life examples,
Ascensus instructors create an effective learning experience for each workshop
attendee.
Who Should Attend? Course Topics
• Those who need to learn the basics of • Introduction to IRAs
Traditional and Roth IRAs • Establishing an IRA
• Those who want an updated, general • Funding
refresher on IRA rules • IRA Distributions
• Portability
• Required Distributions
• Tax Reporting
Beyond Essentials
This informative workshop addresses some of the more challenging IRA topics, such
as employer plan-to-IRA rollovers, conversions, recharacterizations, pro rata
distributions, beneficiary options, and federal withholding. By attending Ascensus’
Beyond Essentials workshop, not only will you learn advanced IRA concepts, but you
will be able to apply those concepts to real job-related situations.
Who Should Attend? Course Topics
• Those who have a working • IRA Benefits
knowledge of basic IRA operations • IRA Tax Reporting and Withholding
• Professionals who recognize that IRAs • IRA Transactions
play an integral role in retirement • Required Minimum Distributions
planning
• Processing an IRA Death Claim
• Compliance personnel with procedural
oversight of IRA policies and practices
Register at
www.ascensus.com/
TrainingServices.
www.as ce nsus.com • 800-356-9140 5

6. Instructor-Led Training
Two-Day IRA Workshop
May–June
From basic and advanced concepts to forms and reporting, this two-day workshop
teaches the basics of IRAs, along with more advanced topics, such as enhanced
portability rules between retirement plans and Roth IRAs, beneficiary options, and
how recent changes in the IRA industry will affect an organization’s daily operations.
Through hands-on, interactive learning, attendees will gain a solid understanding of
how to apply their IRA knowledge in real-life situations. A comprehensive course
from A to Z, this workshop is open to credit union, bank, and all other retirement
professionals.
Who Should Attend? Course Topics
• Industry professionals looking to • Introduction to IRAs
become more comfortable with • Establishing and contributing to IRAs
Traditional and Roth IRA rules • Moving assets between employer-
• Those responsible for ensuring a sponsored retirement plans and IRAs
compliant IRA department • IRA owner and beneficiary
• Those new to IRAs and needing an distributions
understanding of the Traditional and • Withholding and reporting
Roth IRA basics
• Those looking for an update on the
latest industry changes
Register at
www.ascensus.com/
TrainingServices.
6 www.a sce nsus.com • 800-356-9140

7. Instructor-Led Training
Half-Day HSA Workshop
May–June
Whether your credit union is just entering the HSA marketplace or looking to enhance
its current HSA program, the Half-Day HSA Workshop is the ideal HSA training
program. Ascensus’ Half-Day HSA Workshop covers all aspects of a successful HSA
program.
Attend the Half-Day HSA Workshop for a comprehensive HSA curriculum and a
practical understanding of critical rules and operational issues. This workshop is open
to credit union, bank, and all other retirement professionals.
Who Should Attend? Course Topics
• Industry professionals looking to • Introduction to HSAs
become more comfortable with HSA • HSA Eligibility
rules • Establishing an HSA
• Those responsible for ensuring a • HSA Contributions
compliant HSA department
• HSA Portability
• Those needing an understanding of
• HSA Distributions
HSA basics
• HSA Reporting
• Those looking for an update on the
latest industry changes • HSA Benefits
• Those who are responsible for internal
systems, HSA transaction codes, and
proper HSA administration.
Register at
www.ascensus.com/
TrainingServices.
www.as ce nsus.com • 800-356-9140 7

8. Instructor-Led Training
Ascensus-Sponsored Workshop Schedules and Fees
(For league/association-sponsored workshops, check their websites for schedules and fees.)
IRA Essentials and Beyond Essentials
Schedule
8:30–9:00 a.m. Workshop registration and continental breakfast
9:00 a.m. Workshop begins
12:00 noon Lunch onsite
1:00 p.m. Workshop resumes
4:30 p.m. Workshop concludes
Fees
Primary Attendee: $199 per person per day/$349 per person for both days
Additional Attendees: $180 per person per day/$329 per person for both days
Two-Day IRA Workshop
Schedule (Schedule is the same for both days)
8:00–8:30 a.m. Workshop registration and continental breakfast
8:30 a.m. Workshop begins
11:45 a.m. Lunch (on your own)
1:00 p.m. Workshop resumes
4:15 p.m. Workshop concludes
Fees
Primary Attendee: $325
Additional Attendees: $295 per person
Half-Day HSA Workshop
Schedule
8:30–9:00 a.m. Workshop registration and continental breakfast
9:00 a.m. Workshop begins
12:00 Noon Workshop concludes
Fees
$125 per person
Register for both a Half-Day HSA Workshop and a Two-Day IRA Workshop
and save!
Primary Attendee: $425 per person for a Half-Day HSA Workshop plus the
Two-Day IRA Workshop
Additional Attendees: $395 per person for a Half-Day HSA Workshop plus the
Two-Day IRA Workshop
Register at
www.ascensus.com/
TrainingServices.
8 www.a sce nsus.com • 800-356-9140

9. 2012 Ascensus-Sponsored Workshop
Instructor-Led Training
Dates and Locations
For more information, visit our website at www.ascensus.com/trainingservices.
Alaska Oregon
Anchorage Portland
IRA Essentials Aug. 21 Two-Day IRA Workshop May 8−9*
Beyond Essentials Aug. 22 Half-Day HSA Workshop May 10*
Arkansas Texas
Little Rock Dallas
IRA Essentials Nov. 14 Two-Day IRA Workshop June 5−6*
Beyond Essentials Nov. 15 Half-Day HSA Workshop June 7*
California Virginia
San Diego Arlington
Two-Day IRA Workshop May 10−11* Two-Day IRA Workshop May 15−16*
Half-Day HSA Workshop May 17*
San Francisco
Two-Day IRA Workshop May 7−8* Richmond
Half-Day HSA Workshop May 9* IRA Essentials Oct. 9
Beyond Essentials Oct. 10
Florida
Orlando
Wisconsin
Half-Day HSA Workshop May 3* Eau Claire
IRA Essentials Oct. 4*
Indiana Advanced IRAs Oct. 5*
Indianapolis LaCrosse
IRA Essentials Oct. 2 IRA Essentials Oct. 2*
Beyond Essentials Oct. 3 Advanced IRAs Oct. 3*
Madison
Minnesota Two-Day IRA Workshop May 15−16*
Half-Day HSA Workshop May 17*
Minneapolis
Two-Day IRA Workshop June 5−6*
Half-Day HSA Workshop June 7*
IRA Essentials Oct. 16
Beyond Essentials Oct. 17
Brainerd
IRA Essentials Sept. 25*
Advanced IRAs Sept. 26*
*This session is open to credit union, bank, and all
other retirement professionals.
Register at
www.ascensus.com/
TrainingServices.
www.ascens us .com • 800-356-9140 9

10. Instructor-Led Training
2012 State League/Association-Sponsored
Workshop Dates and Locations
Over the past 30 years, Ascensus has enjoyed its working relationship with many of
the state credit union leagues and associations. To link to their website for registration
and schedule information, go to www.ascensus.com/cutour.
Arizona Kentucky
Phoenix Louisville
IRA Essentials Oct. 16 IRA Essentials Sept. 18
Beyond Essentials Oct. 17 Beyond Essentials Sept. 19
Colorado
Denver
Louisiana
IRA Essentials Oct. 25 Baton Rouge
Beyond Essentials Oct. 26 IRA Essentials Nov. 15
Beyond Essentials Nov. 16
Delaware
New Castle
Maryland
IRA Essentials Nov. 13 Columbia
Beyond Essentials Nov. 14 IRA Essentials Oct. 16
Beyond Essentials Oct. 17
Florida Cumberland
Miami Beyond Essentials Oct. 18
IRA Essentials Oct. 17
Beyond Essentials Oct. 18 Massachusetts
Location to be Determined
Georgia IRA Essentials Nov. 6
Atlanta Beyond Essentials Nov. 7
IRA Essentials Nov. 13
Beyond Essentials Nov. 14 Michigan
Frankenmuth
Hawaii IRA Essentials Oct. 2
Honolulu Beyond Essentials Oct. 3
IRA Essentials Oct. 2
Mississippi
Iowa Jackson
Des Moines IRA Essentials Nov. 13
IRA Essentials Nov. 6 Beyond Essentials Nov. 14
Beyond Essentials Nov. 7
Montana
Kansas Great Falls
Wichita IRA Essentials Nov. 13
IRA Essentials Sept. 25 Beyond Essentials Nov. 14
Beyond Essentials Sept. 26 HSA Workshop Nov. 15
Register at
www.ascensus.com/
cutour.
10 www.as ce nsus.com • 800-356-9140

11. Nebraska South Carolina
Instructor-Led Training
Omaha Columbia
IRA Essentials Nov. 6 IRA Essentials Oct. 24
Beyond Essentials Nov. 7 Beyond Essentials Oct. 25
New Hampshire South Dakota
Location to be Determined Ft. Pierre
IRA Essentials Nov. 6 IRA Essentials Sept. 20
Beyond Essentials Nov. 7 Beyond Essentials Sept. 21
New Jersey Utah
Hightstown Salt Lake City
IRA Essentials Nov. 15 IRA Essentials Nov. 7
Beyond Essentials Nov. 16 Beyond Essentials Nov. 8
New York Vermont
Albany Burlington
IRA Essentials Sept. 11 IRA Essentials Sept. 18
Beyond Essentials Sept. 12 Beyond Essentials Sept. 19
North Dakota Washington
Bismarck Federal Way
IRA Essentials Sept. 17 IRA Essentials Oct. 25
Beyond Essentials Sept. 18 Beyond Essentials Oct. 26
Spokane
Oregon IRA Essentials Oct. 29
Portland Beyond Essentials Oct. 30
IRA Essentials Oct. 23
Beyond Essentials Oct. 24 West Virginia
Mineral Wells
Pennsylvania IRA Essentials Sept. 27
Lancaster Beyond Essentials Sept. 28
IRA Essentials Oct. 25
Beyond Essentials Oct. 26 Wyoming
Pittsburgh Casper
IRA Essentials Oct. 23 IRA Essentials Oct. 23
Beyond Essentials Oct. 24 Beyond Essentials Oct. 24
Rhode Island
Location to be Determined
IRA Essentials Nov. 6
Beyond Essentials Nov. 7
Register at
www.ascensus.com/
cutour.
www.as ce nsus.com • 800-356-9140 11

12. Instructor-Led Training
IRA Supertrain
IRA Supertrain® is three-plus days of IRA training specifically designed to teach you
the complex rules and regulations of IRAs. After completing IRA Supertrain, you will
be better able to assist your members with their IRAs. This event also will enable you
to sharpen your skills through a variety of training sessions.
Who Should Attend? Course Topics
IRA Supertrain is designed around three Associate Track
distinct learning tracks to address job- • IRA Fundamentals
specific training needs. • IRA Contributions
The Associate Track focuses on IRA • IRA Distributions
basics and provides a strong knowledge
base of IRA fundamentals. Attend this Expert Track
track if you are new to IRAs, need to • RMDs
learn how to back up the IRA specialist • Excess Contributions
at your credit union, or require a review • Death Claim Overview
of the basics.
• Recharacterizations
The Expert Track focuses on IRA • Moving IRA Money
compliance and provides all of the tools • Income Attributable
you need to handle complex IRA
questions. Attend this track if you are an Leadership Track
experienced IRA professional and • RMDs
looking to expand your skills or get up • Death Claim Overview
to speed on regulatory information that
• IRA Operational Processes
applies to your credit union.
• IRA Transactions
The Leadership Track focuses on
helping you optimize your overall IRA
program operations and enhance staff
development. Attend this track if you
supervise or make business decisions
regarding your credit union’s IRA
program.
Register at
www.ascensus.com/
TrainingServices.
12 www.a sce nsus.com • 800-356-9140

13. Optional Workshops (Monday)
Instructor-Led Training
Coverdell ESA Workshop
Plan to attend this three-hour workshop
to learn all about ESAs, from opening the
account to contribution and distribution
rules.
HSA Workshop
This three-hour workshop provides a
great overview on all of the need-to-
know information to support your
members. Our training staff will provide
you with a systematic understanding of
the entire HSA process.
Conference Fees
First Attendee $1,250
Each Additional Attendee $995
Certification Exam $275
Conference Fees Include
• Three days of premier retirement
plan education
• Comprehensive manual
• Elective breakout sessions
• Opportunity to network with your
peers
• Breakfast, lunch, and breaks each IRA Supertrain
day Dates and Locations
Workshop Fees
Albuquerque, NM
Coverdell ESA Workshop $125 July 16−19, 2012
HSA Workshop $125 Hyatt Regency Albuquerque
Coverdell ESA and HSA 330 Tijeras NW
Workshop $199 505-842-1234 or 888-421-1442
Cleveland, OH
August 6−9, 2012
Marriott Downtown at Key Center
127 Public Square
216-696-9200
Las Vegas, NV
September 10−13, 2012
Planet Hollywood
3667 Las Vegas Blvd. South
702-967-4111
Register at
www.ascensus.com/
TrainingServices.
www.as ce nsus.com • 800-356-9140 13

14. Instructor-Led Training
Fall Forum
For the past 28 years, Ascensus’ Fall Forum has been one of the most comprehensive
retirement plan training conferences in the industry. With a wide variety of course
selections, this three-day event offers a flexible format so that attendees can customize
their curriculum to enhance their own industry knowledge. Through interactive
presentations and break-out sessions, participants will gain valuable insight and
analysis on the latest regulatory changes and market trends, as well as information on
compliance and operations. Fall Forum is the perfect conference for individuals who
are new to the industry and for those who are accomplished professionals.
Who Should Attend Course Sampling*
Retirement, health, and education savings IRA Beneficiary Issues
professionals at all levels from across the IRA Excesses and Recharacterizations
nation attend this special conference year
after year. IRA Documents and Amending
IRA Withholding and Reporting
Why Attend Roth IRA Distributions and Conversions
Attend Fall Forum to learn about
401(k) Plan Fundamentals
retirement and savings plan operations
and navigate through the year’s 403(b) Plan Fundamentals
regulatory changes and industry trends. 403(b) Plan Issues and Answers
Prioritize this information for your
457 Plan Fundamentals
organization so that you can capitalize
on market opportunities, build client Fee Disclosure
loyalty, and strengthen your financial QRP Fiduciary Responsibility Duties
organization’s retirement plan program.
QRP Fundamentals
What You Will Learn Retirement Plan Design
By attending Fall Forum, you will learn SEP Plans
• the fundamentals and details of a SIMPLE Plans
variety of retirement and savings HSA Basics
plans;
Prohibited Transactions and Investment
• the latest regulatory changes and
Issues
industry trends; and
• how to use the course information to RMDs and Beneficiary Options for IRAs
and Retirement Plans
capitalize on market opportunities,
build client loyalty, and strengthen 529 Plans and ESAs
your organization’s retirement plan
program.
* This is a sampling of Fall Forum courses.
Additional courses will be offered.
14 www.asc ens us .c om • 800-356-9140

15. Instructor-Led Training
Fees
Register by August 7, 2012, and
save $50 per attendee.
By August 7, 2012
First Attendee $1,100
Each Additional Attendee $1,000
After August 7, 2012
First Attendee $1,150
Each Additional Attendee $1,050
Conference Fees Include
• Three days of premier retirement
plan education
• Comprehensive manual
• Individual course selections
• Opportunity to network with your
peers
• Full breakfast each day
• Monday and Tuesday lunches
• Coffee breaks
Special pricing available for groups
of five or more attendees. Contact
your Ascensus Sales Representative at
800-346-3860, option 3, for additional Fall Forum
information.
Dates and Locations
Chicago, IL
September 17–19, 2012
JW Marriott Chicago
151 West Adams Street
312-660-8200
San Diego, CA
October 1–3, 2012
Manchester Grand Hyatt
One Market Place
619-232-1234
Orlando, FL
October 22–24, 2012
Loews Portofino Bay Hotel
at Universal Orlando
5601 Universal Blvd.
888-430-4999
Register at
www.ascensus.com/
TrainingServices.
www.as ce nsus.com • 800-356-9140 15

16. Instructor-Led Training
On-Site Training
Ascensus is committed to providing premier IRA and retirement plan education. On-
site training enables an Ascensus trainer to come into your credit union and teach on
a wide range of retirement plan topics. Ascensus’ trainers can tailor the training to the
employees being trained. They also will integrate your credit union’s forms, policies,
and procedures into the training. On-site training is beneficial to your credit union
because your specific questions are answered in person by an Ascensus expert.
Advantages Course Topics
• You select the topics, time, and place IRA Essentials and Beyond Essentials
to fit your staff’s needs. Workshops
• Instructors will help develop your See the IRA Workshop descriptions
staff’s professional and technical skills found on page 5.
on an individual basis.
HSA Workshop
• No travel expense or time away from
the office. This 31⁄2-hour workshop is dedicated to
• You can train several employees at health savings accounts (HSAs). Its
one time, versus sending one or two comprehensive HSA curriculum and
to off-site training. discussion of HSAs will leave attendees
with a practical understanding of critical
Choose from a comprehensive library of HSA rules and operational issues.
course topics or contact us to customize Attendees will be better able to work
a program that meets your employees’ with HSA owners and process basic HSA
needs. transactions with confidence.
Workshop Agenda
• What is an HSA?
• HSA Eligibility
• HSA Contributions and Distributions
• Tax Reporting for HSAs
• HSA Death Claims
To learn more about
Ascensus’ on-site
training, contact
your Ascensus Sales
Representative today
at 800-356-9140.
16 www.asc e ns us.com • 800-356-9140

17. Instructor-Led Training
Coverdell ESA Workshop IRAdirect Workshop
1
This 3 ⁄2-hour, hands-on workshop is This 31⁄2-hour workshop discusses the
dedicated to Coverdell education savings functionality of IRAdirect ® and how to
accounts (ESAs). Given today’s rising cost realize its full value in your credit union.
of education, an increasing number of
Workshop Agenda
members are turning to Coverdell ESAs
for help. Make sure your credit union is • Home Page
able to answer your members’ ESA • Credit Union and Member Information
questions. • Form Wizards
Workshop Agenda • Post-70½ Periodic Payment Process
• What is an ESA? • Death Claim Process
• ESA Eligibility • Report Production
• ESA Contributions and Distributions • Calendar Function
• Tax Reporting for ESAs • User Guide and Manuals
• ESA Death Claims
www.as ce nsus.com • 800-356-9140 17

18. Instructor-Led Training
IRA Institute
The IRA Institute is an intensive five-day training workshop designed to provide in-
depth, need-to-know IRA information to experienced IRA professionals. Extensive IRA
reference materials, objective-based training methods, and practical applications of
IRA rules create an effective learning environment. Throughout the IRA Institute,
instructors reinforce the concepts presented to prepare students for the Certified IRA
Professional (CIP) examination.
Who Should Attend
• IRA services professionals with one to two years of industry experience
• Expert level Certified IRA Specialists (CIS)
• Experienced IRA professionals pursuing the CIP designation
• Those looking to become recognized industry leaders
Course Topics* Dates and Locations
Establishment and Amendments
San Antonio, TX
Prohibited Transactions April 30–May 4, 2012
Contributions Grand Hyatt San Antonio
600 E. Market Street
Transfers and Rollovers 210-224-1234
Conversions and Recharacterizations
Clearwater Beach, FL
Excess Contributions October 29–November 2, 2012
IRA Distributions and Withholding Hyatt Regency Clearwater Beach
301 S. Gulfview Boulevard
Required Minimum Distributions
727-373-1234
Beneficiary Distributions
Reporting Fees
Handling Legal Issues $1,495 per attendee
For information regarding the CIP
SEP and SIMPLE Plans
examination or for additional course
requirements, contact an Ascensus
Customer Service Representative
* This is a sampling of IRA Institute topics.
Additional topics will be covered. 800-346-3860, option 2.
Register at
www.ascensus.com/
TrainingServices.
18 www.a sc e ns us.com • 800-356-9140

19. Distance Learning
Distance Learning
IRA Online Institute
The IRA Online Institute is a comprehensive, 12-week online IRA training program
that teaches in-depth, essential IRA information. It is the only approved online
training that prepares attendees for taking the CIP examination.
Who Should Attend Course Topics*
• IRA services professionals with one to Establishment and Amendments
two years of industry experience
Contributions
• Expert level Certified IRA Specialists
(CIS) Transfers and Rollovers
• Experienced IRA professionals IRA Distributions
pursuing the CIP designation Required Minimum Distributions
• Those looking to become recognized
Beneficiary Distributions
industry leaders
Excess Contributions
Conversions and Recharacterizations
Dates
Sept. 4–Dec. 3, 2012 Reporting
Fees SEP and SIMPLE Plans
$1,495 per attendee
For information regarding the CIP
examination or for additional course * This is a sampling of IRA Online Institute
information, contact an Ascensus topics. Additional topics will be covered.
Customer Service Representative at
800-346-3860, option 2.
Register at
www.ascensus.com/
TrainingServices.
www.as ce nsus.com • 800-356-9140 19

20. Distance Learning
IRA University
Ascensus offers a unique distance learning opportunity that combines self-paced
eLearning modules with real-time webinars and a blog. IRA University will provide
you with the tools to build a solid IRA knowledge base and become certified as an
IRA Specialist at the Associate level.
This six-week course includes a 90-minute weekly webinar session with an instructor
followed by a self-paced, on-demand eLearning module. This blended approach
gives you the flexibility to build skills for your IRA success today and into the future
without the travel expense.
Who Should Attend? eLearning Module Assignments
• Those wanting to become Certified • ABCs of IRAs
IRA Specialists at the Associate level • IRA Distribution Basics
• Those new to IRAs or needing a • Traditional IRA Distributions
refresher on IRAs • Roth IRA Distributions
• Credit union staff just beginning to • Transfers and Rollovers
offer IRAs
• Frontline credit union employees who
provide back-up support to the IRA
Session Dates
specialist
May 2–June 6, 2012
Webinar Topics June 27–August 8, 2012
• Getting Started
Fees
• IRA Fundamentals
• IRA Distribution Basics $995 per person
• Traditional IRA Distributions Includes the Associate exam, an added
• Roth IRA Distributions value of $275
• Transfers and Rollovers
20 www.a sce nsus.com • 800-356-9140

21. Distance Learning
eLearning
Ascensus’ self-paced eLearning courses are a cost-effective, flexible training solution,
bringing convenience and expertise to industry professionals nationwide. Receive
these courses over the Internet or on CD. Courses range from basic to advanced and
have been approved for continuing education credits. Users can take any course at
any time and review the material whenever necessary. At the end of each course,
they have the option to take a test and immediately view the results, which highlights
topics they may need to review in greater detail.
To aid in the learning process, each course includes embedded links with pop-up
details and Q&As with helpful hints. While each course is designed to take 60 to 90
minutes, users can work at their own pace and can save the course and come back to
it later. Ascensus’ eLearning courses are perfect for the busy retirement industry
professional.
Course Sampling*
529 Plans
Coverdell Education Savings Accounts
Comparing Roth and Traditional IRAs
Conversions
Employer-Sponsored Plan Portability
Traditional IRA Distributions
Handling IRA Legal Issues
HSA Basics
Individual(k)
IRA Basics
IRA Beneficiary Options
IRA Excess Contributions
IRA Reporting
Transfers and Rollovers
Qualified Plan Basics
Recharacterizations
Roth IRA Distributions
Roth 401(k)
For further information
SEP and SIMPLE IRA Plans
and pricing, contact
your Ascensus Sales
* This is a sampling of eLearning courses.
Representative today at
Additional courses are available. 800-356-9140.
www.as ce nsus.com • 800-356-9140 21

22. Distance Learning
Webinars
With the retirement plan industry constantly changing, training new employees,
updating staff on new rules and regulations, and keeping your seasoned experts
apprised of industry changes can be time-consuming and costly. Ascensus webinars
are a viable solution.
All webinars are interactive, include a participant guide, and last approximately 90
minutes.
Don’t settle for a one-size-fits-all approach to training. Train your staff using Ascensus
webinars. You choose the webinar topics and the date, ensuring that your staff is
properly trained on the topics you deem most appropriate.
Who Should Attend
Dates
• Retirement plan and IRA administrators
seeking ongoing retirement plan For dates and times, refer to the chart
education on pages 28 through 31.
• Industry professionals looking to Fees
become more comfortable with Mix and match your webinar and
retirement, health, and education CD purchases to save!*
savings rules
• Those responsible for IRA and HSA $199: Single Webinar or Single CD
compliance $790: 5-Webinar or CD Package—
• Those looking for an update on the Save $205!
latest retirement plan industry changes $1,580: 10-Webinar or CD Package—
Save $410!
For questions on pricing and
webinars, contact an Ascensus
Customer Service Representative at
800-356-9140.
*Due to their interactive curriculum, the
IRAdirect ® and Compliance webinars are not
available for purchase on CD.
Register at
www.ascensus.com/
TrainingServices.
22 www.a sce nsus.com • 800-356-9140

23. Distance Learning
IRAdirect and Compliance Webinars
(Due to their interactive curriculum, the IRAdirect ® and Compliance webinars are not
available for purchase on CD.)
These webinars are for credit unions using Ascensus’ IRAdirect. If you are on
Ascensus’ Fully-Administered Online program, these webinars will teach you how to
use this application to its fullest potential.
Death Claim Processing Establishing and Funding IRAs
This webinar provides participants with With the changes to Social Security and
the basic steps in processing a death traditional retirement plans, individuals
claim. Included in this session are tips on need to take a more active role in
completing the Death Notice form. Learn retirement planning than ever before.
how the Preliminary Benefit Selection Fortunately, the dramatic IRA changes
letter allows a spouse beneficiary to made during the last few years have
select her option at the very beginning of made these accounts even more valuable
the death claim process. All of the as retirement savings vehicles.
different disbursal authorization and Unfortunately, new staff members and
payment notifications that credit unions those who don’t work with IRAs on a
may receive also will be reviewed. The regular basis often find IRAs confusing,
webinar includes an example of all of making it difficult for them to give
the steps in processing an IRA death members the best possible service. This
benefit claim. webinar focuses on the processes
involved in establishing an IRA, along
ESA Fundamental Concepts with IRA contribution requirements and
This webinar is an opportunity for limitations.
participants to learn about ESAs so that
they can inform their members about the Excess Contribution and
value of setting aside tax-free assets for Recharacterization Concepts
their children’s elementary, secondary Taxpayers who recharacterize Roth
and post-secondary education expenses. conversions and IRA contributions are
This session focuses on the processes faced with the daunting task of
involved in establishing an ESA for calculating the earnings (or losses) on
members and disclosing funding the amount. Proper calculation of the
limitations. Also included is a earnings/loss is as important as the
walkthrough of the Application and recharacterization itself, and failure to
Contribution Direction processes using include the correct amount could cause
IRAdirect . adverse consequences. Participants will
learn the deadlines for removing excess
contributions and recharacterizing and
the required procedures. Our IRA experts
will provide all of the information
needed to correctly document the
removal of the excess contribution or to
complete a recharacterization accurately
and in compliance with IRS regulations.
www.as ce nsus.com • 800-356-9140 23

24. Distance Learning
HSA Fundamental Concepts Required Minimum Distribution
This webinar provides participants with Concepts
the ability to state the benefits of a health This webinar provides the timeline for
savings account (HSA), detail the steps in establishing and maintaining Traditional
creating the application, describe the IRA required minimum distributions
rules regarding HSA establishment and (RMDs), from completing the payment
contribution eligibility, document HSA election form to the various verification
contributions, and complete transfers, reports. It will address the method for
rollovers, and withdrawals using modifying payments using the Traditional
IRAdirect . IRA Periodic Payment Change form.
Exercises are included throughout to
HSA Advanced Concepts help you apply the knowledge. This
This webinar provides participants with webinar will give you the information
the ability to explain the eligibility and the tools you need to increase your
requirements to open and maintain credit union’s efficiency when handling
HSAs, describe the process of this type of transaction.
documenting HSA contributions, explain
topics such as mistaken distributions and Tax Reporting Responsibilities
excess contributions, complete transfers Offered as needed due to changing tax
and rollovers, process death claims, and laws, IRS regulations, and reporting
discuss current operational/marketing requirements, this webinar provides the
trends affecting HSAs. information necessary to keep credit
union IRA programs in compliance and
IRA Distribution Concepts running smoothly. The session walks
This webinar provides the basic steps in through the steps necessary for accurate
processing an IRA distribution, as well as statement production in all phases of tax
tips on completing the Withdrawal reporting.
Instruction form using IRAdirect . Our
experts will walk through several Traditional IRA-to-Roth IRA
examples of an IRA owner taking an IRA Conversion Concepts
distribution. The webinar will include a Many Traditional IRA owners are
discussion of how these distributions are converting their Traditional IRAs to Roth
reported for tax purposes to the IRA IRAs to take advantage of the tax-free
owner and to the IRS. earnings. These conversions can be
complicated to process and proper
IRA Transfer and Rollover Concepts documentation is required. Our IRA
This webinar provides the core concepts experts will provide all the information
of IRA transfers and rollovers. Our IRA needed to ensure accurate
experts will provide all the information documentation and compliance with IRS
needed to ensure that you document regulations.
rollovers and transfers accurately and in
compliance with IRA regulations.
Included is a walkthrough of the
documentation for the transfers and
rollovers.
24 www.a sce nsus.com • 800-356-9140

25. Distance Learning
Basic IRA and HSA Webinars
(The following webinars are available for purchase on CD.)
Conversions and IRA Beneficiary Distributions
Recharacterizations Many financial organizations find it
This webinar provides the latest difficult to understand the options that
information on conversions and are available to IRA beneficiaries. This
recharacterizations, including eligibility, course covers Traditional and Roth IRA
deadlines, procedures, net income beneficiary options and election
attributable (NIA), and reporting. It also deadlines, including information on trust
describes the actions that financial beneficiaries, beneficiary disclaimers, and
organizations should take when dealing reporting requirements.
with reconversions or failed conversions.
IRA Contributions
Establishing and Amending IRAs This webinar covers both Traditional and
To avoid IRS penalties, financial Roth IRA contribution issues, including
organizations must use current and deadlines, limits, possible tax credits, and
correct IRA opening documents. They Traditional IRA deductibility rules. It is
also must be aware of any changes to geared to help prepare IRA professionals
the rules and regulations contained in for the hectic IRA contribution season,
these documents. This webinar provides which generally takes place between
information on how to properly establish January 1 and April 15.
and amend Traditional and Roth IRAs.
IRA Frontline Fundamentals –
HSA Basics Part 1 and Part 2
Financial organizations just entering the This two-part webinar is perfect for
health savings account (HSA) market individuals who assist clients on a variety
may benefit most from this webinar, of financial matters. It teaches attendees
which provides an overview of HSAs. how to create new business opportunities
Topics include required documentation by sharing IRA-related information during
and reporting, contribution rules and their daily client interactions. Even if
limits, eligibility requirements, portability your financial organization has a staff of
rules, and the difference between IRA experts, this course will give your
qualified and nonqualified HSA frontline staff a basic understanding of
distributions. IRAs to improve their client service, and
is an excellent training tool for branch
IRA Basics personnel.
For those who are new to IRAs or need Part 1 focuses on accumulating
a refresher, this webinar provides the retirement savings. Instructors explain
fundamentals of Traditional and Roth Traditional and Roth IRA contribution
IRAs. It covers IRA contributions, rules and IRA establishment.
distributions, and portability, including
the portability rules associated with Part 2 focuses on preserving and
rollovers between employer-sponsored distributing IRA assets. Topics pertain to
retirement plans and IRAs. retirement plan portability and required
distributions.
www.as ce nsus.com • 800-356-9140 25

26. Distance Learning
IRA Required Minimum Roth IRA Distributions
Distributions The tax consequences of Roth IRA
Required minimum distributions (RMDs) distributions are complex. This webinar
make up a large part of your IRA services breaks down the tax and penalty
and will continue to increase as baby implications of qualified and nonqualified
boomers age. This webinar discusses Roth IRA distributions. Attendees will learn
valuable new guidance and all RMD rules, the Roth IRA distribution rules and how to
including calculations, excess report distributions accurately.
accumulations, and reporting.
Traditional IRA Distributions
Rollovers Between Retirement After participating in this webinar, IRA
Plans and IRAs administrators will understand withholding
New portability rules, as well as an and reporting requirements as they apply
employer’s option to add a Roth to Traditional IRA distributions, how the
contribution program to a 401(k), 403(b), early distribution penalty tax applies to
or governmental 457(b) plan, will likely Traditional IRA owners, and how
cause the rollover market to soar during Traditional IRA distributions that contain
the next few years. This webinar explains pretax and after-tax contributions are paid
the portability rules and teaches financial out.
organizations how to capture and facilitate NOTE: This webinar includes only a brief
rollovers between employer-sponsored overview of 72(t) payments and does not
retirement plans and IRAs. cover RMDs.
Advanced IRA, HSA, and ESA Webinars
72(t) Payments Comparing Roth and Traditional
Substantially equal periodic payments IRAs
(also known as 72(t) payments) can be Many individuals turn to IRA
used as an exception to the early administrators for help when deciding
distribution penalty tax. This webinar whether a Traditional or Roth IRA is
offers a comprehensive look at 72(t) their best option. This webinar teaches
payment eligibility, the calculation IRA administrators how to share
methods, and the distribution rules. In information about the two types of IRAs,
addition, instructors will discuss factors and how to compare the two with their
that IRA owners should consider before clients without giving tax or investment
beginning payments. advice.
Advanced HSAs Conducting Your Own Compliance
HSAs continue to grow in popularity as Audit
more and more employers and Does your financial organization have a
individuals choose high deductible compliant IRA program? Compliance
health plan coverage. This webinar means following all of the IRS
includes the most current information on requirements for documents, tax
HSAs, including contribution limits, withholding, and reporting. This results
comparability rules for employer in a prosperous, penalty-free IRA
contributions, distribution rules and program. This webinar guides attendees
issues, and reporting requirements. through the areas of IRA compliance and
provides checklists to help manage the
compliance process.
26 www.a sce nsus.com • 800-356-9140

27. Distance Learning
Advanced IRA, HSA, and ESA Webinars (continued)
Coverdell Education Savings IRA Reporting
Accounts IRA reporting requirements are
Many individuals have opened Coverdell constantly changing, which is why
education savings accounts (ESAs) to financial organizations must stay up to
help pay for their children’s or date on the latest reporting issues. This
grandchildren’s rising education costs. webinar provides a current, in-depth
This webinar provides a comprehensive review of IRA reporting requirements,
review of ESAs. Topics include legislative including RMD and beneficiary reporting,
changes, tax benefits, document fair market value statements, account
requirements, eligibility rules, statements, and Forms 1099-R and 5498.
contribution limits, and reporting Participating in this webinar will help
requirements. financial organizations remain compliant
with IRS reporting requirements.
Handling IRA Legal Issues
Although financial organization Understanding and Processing
personnel do not typically give tax Transfers and Rollovers
advice to clients, IRA professionals still Retirement plan portability can be
may find themselves fielding legal confusing, not only for IRA owners and
questions. This webinar covers some of plan participants, but for financial
the more common legal issues that may organization personnel as well. The
arise with IRAs, such as powers of differences between a rollover and a
attorney, guardianships, creditors, transfer, and a direct and indirect rollover
beneficiary issues, and divorce. are just a few of the topics that will be
discussed during this session. This
IRA Excess Contributions webinar also incorporates Roth 401(k),
Assisting clients with correcting excess Roth 403(b), and Roth governmental
IRA contributions can intimidate even the 457(b) rollover issues.
most seasoned IRA professional. This
webinar teaches attendees about the
correction process, including the tax and
penalty implications and how to calculate
NIA. After participating in this webinar,
IRA professionals will feel more
confident in correcting and reporting IRA
excess contributions.
IRA Investments and Investment
Issues
As individuals try to maximize the
investment return in their IRAs, financial
organizations are being asked about
more creative and unique investment
options. This course will review the
variety of permissible IRA investments
and how various investments work. It
also will provide an overview of the
complex prohibited transaction rules and
discuss what can go wrong—and what
happens when something does go
wrong.
www.as ce nsus.com • 800-356-9140 27

28. Distance Learning
2012 Ascensus Webinar Schedule
Select your local time zone to determine your webinar start time.
Webinar Name Date Pacific Mountain Central Eastern
APRIL. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Required Minimum Distribution
Concepts April 3 8:00 am 9:00 am 10:00 am 11:00 am
IRA Transfer and Rollover Concepts April 5 11:00 am 12:00 pm 1:00 pm 2:00 pm
Conversions & Recharacterizations April 5 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Distribution Concepts April 10 11:00 am 12:00 pm 1:00 pm 2:00 pm
Death Claim Processing April 12 8:00 am 9:00 am 10:00 am 11:00 am
Establishing and Funding IRAs April 19 11:00 am 12:00 pm 1:00 pm 2:00 pm
HSA Fundamental Concepts April 24 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Excess Contributions April 24 11:30 am 12:30 pm 1:30 pm 2:30 pm
Tax Reporting Responsibilities April 25 11:00 am 12:00 pm 1:00 pm 2:00 pm
HSA Advanced Concepts April 26 8:00 am 9:00 am 10:00 am 11:00 am
HSA Basics April 26 11:30 am 12:30 pm 1:30 pm 2:30 pm
MAY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
IRA Reporting May 1 9:00 am 10:00 am 11:00 am 12:00 pm
Establishing and Funding IRAs May 3 8:00 am 9:00 am 10:00 am 11:00 am
Handling IRA Legal Issues May 3 9:00 am 10:00 am 11:00 am 12:00 pm
HSA Fundamental Concepts May 8 8:00 am 9:00 am 10:00 am 11:00 am
HSA Advanced Concepts May 10 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Beneficiary Distributions May 10 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Distribution Concepts May 15 8:00 am 9:00 am 10:00 am 11:00 am
Death Claim Processing May 15 11:00 am 12:00 pm 1:00 pm 2:00 pm
Advanced HSAs May 15 11:30 am 12:30 pm 1:30 pm 2:30 pm
Conducting Your Own Compliance
Audit May 17 9:00 am 10:00 am 11:00 am 12:00 pm
ESA Fundamental Concepts May 17 11:00 am 12:00 pm 1:00 pm 2:00 pm
Roth IRA Distributions May 22 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Transfer and Rollover Concepts May 24 8:00 am 9:00 am 10:00 am 11:00 am
Tax Reporting Responsibilities May 31 8:00 am 9:00 am 10:00 am 11:00 am
Check Your Time Zone Color-Coded Webinar Names
IRAdirect & Compliance
webinars .................................Red
Pacific Mountain Central Eastern
Basic IRA webinars ...............Blue
Advanced IRA
webinars.............................Purple
28 www.as ce nsus.com • 800-356-9140

29. Distance Learning
2012 Ascensus Webinar Schedule
Select your local time zone to determine your webinar start time.
Webinar Name Date Pacific Mountain Central Eastern
JUNE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Death Claim Processing June 5 8:00 am 9:00 am 10:00 am 11:00 am
Understanding & Processing
Transfers & Rollovers June 5 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Transfer and Rollover Concepts June 7 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Distribution Concepts June 12 11:00 am 12:00 pm 1:00 pm 2:00 pm
Traditional IRA-to-Roth IRA
Conversion Concepts June 14 11:00 am 12:00 pm 1:00 pm 2:00 pm
Establishing and Funding IRAs June 19 11:00 am 12:00 pm 1:00 pm 2:00 pm
HSA Fundamental Concepts June 21 11:00 am 12:00 pm 1:00 pm 2:00 pm
HSA Advanced Concepts June 26 8:00 am 9:00 am 10:00 am 11:00 am
JULY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Establishing and Funding IRAs July 10 8:00 am 9:00 am 10:00 am 11:00 am
HSA Fundamental Concepts July 12 8:00 am 9:00 am 10:00 am 11:00 am
IRA Required Minimum Distributions July 17 9:00 am 10:00 am 11:00 am 12:00 pm
HSA Advanced Concepts July 17 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Distribution Concepts July 19 8:00 am 9:00 am 10:00 am 11:00 am
IRA Basics July 19 9:00 am 10:00 am 11:00 am 12:00 pm
Death Claim Processing July 24 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Transfer and Rollover Concepts July 26 8:00 am 9:00 am 10:00 am 11:00 am
Required Minimum Distribution
Concepts July 31 11:00 am 12:00 pm 1:00 pm 2:00 pm
AUGUST. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
ESA Fundamental Concepts August 2 8:00 am 9:00 am 10:00 am 11:00 am
Traditional IRA Distributions August 2 11:30 am 12:30 pm 1:30 pm 2:30 pm
Death Claim Processing August 7 8:00 am 9:00 am 10:00 am 11:00 am
HSA Basics August 7 9:00 am 10:00 am 11:00 am 12:00 pm
IRA Distribution Concepts August 7 11:00 am 12:00 pm 1:00 pm 2:00 pm
Conversions & Recharacterizations August 9 9:00 am 10:00 am 11:00 am 12:00 pm
IRA Transfer and Rollover Concepts August 14 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Reporting August 14 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Beneficiary Distributions August 16 9:00 am 10:00 am 11:00 am 12:00 pm
HSA Fundamental Concepts August 16 11:00 am 12:00 pm 1:00 pm 2:00 pm
Establishing and Funding IRAs August 21 11:00 am 12:00 pm 1:00 pm 2:00 pm
Comparing Roth & Traditional IRAs August 21 11:30 am 12:30 pm 1:30 pm 2:30 pm
HSA Advanced Concepts August 23 8:00 am 9:00 am 10:00 am 11:00 am
Understanding & Processing
Transfers & Rollovers August 28 9:00 am 10:00 am 11:00 am 12:00 pm
www.as ce nsus.com • 800-356-9140 29

30. Distance Learning
2012 Ascensus Webinar Schedule
Select your local time zone to determine your webinar start time.
Webinar Name Date Pacific Mountain Central Eastern
SEPTEMBER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Establishing and Funding IRAs September 4 8:00 am 9:00 am 10:00 am 11:00 am
HSA Fundamental Concepts September 6 8:00 am 9:00 am 10:00 am 11:00 am
Handling IRA Legal Issues September 6 11:30 am 12:30 pm 1:30 pm 2:30 pm
72(t) Payments September 11 9:00 am 10:00 am 11:00 am 12:00 pm
HSA Advanced Concepts September 11 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Distribution Concepts September 13 8:00 am 9:00 am 10:00 am 11:00 am
Advanced HSAs September 13 9:00 am 10:00 am 11:00 am 12:00 pm
Rollovers Between Retirement
Plans & IRAs September 13 11:30 am 12:30 pm 1:30 pm 2:30 pm
Death Claim Processing September 18 11:00 am 12:00 pm 1:00 pm 2:00 pm
Conducting Your Own Compliance
Audit September 18 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Transfer and Rollover Concepts September 20 8:00 am 9:00 am 10:00 am 11:00 am
IRA Contributions September 20 9:00 am 10:00 am 11:00 am 12:00 pm
Traditional IRA-to-Roth IRA
Conversion Concepts September 25 8:00 am 9:00 am 10:00 am 11:00 am
IRA Investments & Investment Issues September 25 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Excess Contributions September 27 9:00 am 10:00 am 11:00 am 12:00 pm
OCTOBER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Required Minimum Distribution
Concepts October 2 8:00 am 9:00 am 10:00 am 11:00 am
IRA Frontline Fundamentals – Part 1 October 2 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Transfer and Rollover Concepts October 4 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Beneficiary Distributions October 4 11:30 am 12:30 pm 1:30 pm 2:30 pm
Coverdell Education Savings Accounts October 9 9:00 am 10:00 am 11:00 am 12:00 pm
IRA Distribution Concepts October 9 11:00 am 12:00 pm 1:00 pm 2:00 pm
Death Claim Processing October 11 8:00 am 9:00 am 10:00 am 11:00 am
Establishing and Funding IRAs October 16 11:00 am 12:00 pm 1:00 pm 2:00 pm
HSA Fundamental Concepts October 18 11:00 am 12:00 pm 1:00 pm 2:00 pm
HSA Advanced Concepts October 23 8:00 am 9:00 am 10:00 am 11:00 am
IRA Frontline Fundamentals – Part 2 October 23 11:30 am 12:30 pm 1:30 pm 2:30 pm
HSA Basics October 25 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Basics October 30 11:30 am 12:30 pm 1:30 pm 2:30 pm
30 www.a sce nsus.com • 800-356-9140

31. Distance Learning
2012 Ascensus Webinar Schedule
Select your local time zone to determine your webinar start time.
Webinar Name Date Pacific Mountain Central Eastern
NOVEMBER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Establishing & Amending IRAs November 1 11:30 am 12:30 pm 1:30 pm 2:30 pm
Establishing and Funding IRAs November 6 8:00 am 9:00 am 10:00 am 11:00 am
HSA Fundamental Concepts November 8 8:00 am 9:00 am 10:00 am 11:00 am
Roth IRA Distributions November 8 9:00 am 10:00 am 11:00 am 12:00 pm
HSA Advanced Concepts November 13 11:00 am 12:00 pm 1:00 pm 2:00 pm
Advanced HSAs November 13 11:30 am 12:30 pm 1:30 pm 2:30 pm
IRA Transfer and Rollover Concepts November 14 8:00 am 9:00 am 10:00 am 11:00 am
ESA Fundamental Concepts November 15 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Distribution Concepts November 20 8:00 am 9:00 am 10:00 am 11:00 am
Death Claim Processing November 20 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Reporting November 27 9:00 am 10:00 am 11:00 am 12:00 pm
Tax Reporting Responsibilities November 29 11:00 am 12:00 pm 1:00 pm 2:00 pm
Understanding & Processing
Transfers & Rollovers November 29 11:30 am 12:30 pm 1:30 pm 2:30 pm
DECEMBER. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Tax Reporting Responsibilities December 4 8:00 am 9:00 am 10:00 am 11:00 am
IRA Required Minimum Distributions December 4 11:30 am 12:30 pm 1:30 pm 2:30 pm
Traditional IRA-to-Roth IRA
Conversion Concepts December 5 11:00 am 12:00 pm 1:00 pm 2:00 pm
IRA Transfer and Rollover Concepts December 6 11:00 am 12:00 pm 1:00 pm 2:00 pm
Rollovers Between Retirement Plans
& IRAs December 11 9:00 am 10:00 am 11:00 am 12:00 pm
IRA Distribution Concepts December 11 11:00 am 12:00 pm 1:00 pm 2:00 pm
Death Claim Processing December 13 8:00 am 9:00 am 10:00 am 11:00 am
Conversions & Recharacterizations December 13 11:30 am 12:30 pm 1:30 pm 2:30 pm
Establishing and Funding IRAs December 18 11:00 am 12:00 pm 1:00 pm 2:00 pm
HSA Fundamental Concepts December 19 11:00 am 12:00 pm 1:00 pm 2:00 pm
HSA Advanced Concepts December 20 8:00 am 9:00 am 10:00 am 11:00 am
Check Your Time Zone Color-Coded Webinar Names
IRAdirect & Compliance
webinars .................................Red
Pacific Mountain Central Eastern
Basic IRA webinars ...............Blue
Advanced IRA
webinars.............................Purple
www.a sce nsus.com • 800-356-9140 31

32. Training Materials
Training Materials
Ascensus knows that a well-trained team is the heart of any successful retirement plan
or HSA program. Maintaining a well-trained team can be challenging and time-
consuming, especially if you conduct your own training. Ascensus training products
provide everything you need for effective internal retirement plan and HSA training.
Video Training Series
The Ascensus Video Training Series (VTS) can be used to supplement a financial
organization’s existing training or as a stand-alone program. VTS is divided into three
learning tracks, each containing multiple courses, with a wide range of topics to meet
your organization’s learning objectives. Follow each track or choose courses that fit
your education priorities. Each video training course DVD is approximately 45
minutes in length.
Each VTS course includes Course Selections
• the latest cost-of-living adjustments IRA Fundamentals Track
and reporting updates;
• IRA Basics
• concepts discussed in easy-to-
understand language; • IRA Contributions
• a workbook with exercises to reinforce • IRA Establishment
concepts, diagrams and charts for easy • IRA Reporting
reference, and space for taking notes; • Understanding Transfers and Rollovers
and
IRA Distributions Track
• an assessment to help gauge an
• 72(t) Payments
understanding of the subject matter.
• Conversions and Recharacterizations
• IRA Beneficiary Distributions
• IRA Excess Contributions
• IRA Required Minimum Distributions
• Roth IRA Distributions
For further information • Traditional IRA Distributions
and pricing, contact Specialty Track
your Ascensus Sales • HSA Basics
Representative today at • Advanced HSAs
800-346-3860, option 3, • SEP Plans
suboption 2. • SIMPLE IRA Plans
32 www.a sce nsus.com • 800-356-9140