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Paving a Health Coverage Enrollment
Superhighway: Bridging State Gaps
Between 2014 and Today

Alice M. Weiss, JD
Co-Director, Maximizing Enrollment
Program Director, NASHP
February 3, 2011
2




Overview
  ACA’s Vision: An Enrollment Superhighway

  State Gaps and Challenges in Streamlining
   Enrollment

  Bridging State Gaps to 2014

  Conclusion
3




 ACA’s Vision: An Enrollment
Superhighway
4




    ACA’s Enrollment Vision
Transformation from:      …To:
   Welfare-Era               Modern
   Burdensome                Easy to Use
                              Seamless
   Disconnected              Interconnected
   Complex                   Simple
   Paperwork-intensive       Technology-Enabled
5




Gaps and Challenges for States
Gaps and Challenges for States:
                                                6




 Consumer Experience

 Welfare Era Approach Despite De-linking
 Customer Service Demands
 Assistance/Human Touch
 Accessibility Needs – Language, Disability,
  Literacy
 Different ACA Enrollment Rules Based on
  Medicaid-eligibility and Immigration Status
 Risk of Coverage Gaps
7

Gaps and Challenges for States:
Consumer Experience




Source: Congressional Budget Office.  “Recent Trends in the Variability of Individual Earnings and Household Income.”  June 2008.  
http://www.cbo.gov/ftpdocs/95xx/doc9507/Frontmatter.1.2.shtml.
Gaps and Challenges for States:
                                                                8




       Eligibility and Enrollment Policy




     Streamlined Enrollment Policies
     New Coverage Paradigm
     Major Eligibility Expansions
     Different Eligibility Rules for Medicaid vs. Exchanges
     Separate Rules for MAGI/Non-MAGI Populations
     Need to Track Newly Eligibles for Increased FMAP
     State/Federal Eligibility Policies Conflict with ACA Intent
Photo courtesy of Southern Institute on Children and Families
9


  Gaps and Challenges for States:
  Technology and Infrastructure
 Limited Online/Phone Enrollment
 Existing Eligibility Systems Often:
    Outdated
    Disconnected
    Shared
    Redundant
 Technology Literacy Challenges
 Procurement, Legislative Oversight
 Speedy Implementation Timeframes
 Financing
10




  Gaps and Challenges for States:
  Governance and Administration

 Political Leadership

 Siloed Agency Work

 Culture Change
  Imperative

 Role of Local Agencies

 Horizontal Integration of
  Human Service Programs
11



 Bridging the Gap
Helping States Reach 2014
Bridging the Gap:
                                            12




 Consumer Experience


 Adopt Technologies to Support Consumer
  Connections
 Enable Consumer Assistance and
  Engagement

 Facilitate Coverage Transitions
 Ensure Accessibility for Diverse Populations
Bridging the Gap:
                                         13




 Eligibility and Enrollment Policy


 Simplify Processes and Policies
 Minimize Data Collection; Increase Data-
  Sharing
 Review and Address Policy Conflicts
 Support Agency/Caseworker Culture
  Change
Bridging the Gap:
                                            14




 Technology and Infrastructure

 Pursue New System Upgrades Through Federal
  Guidance

 Evaluate Technology Needs and Available
  Resources

 Pursue Economies of Scale
Bridging the Gap:
                                             15




 Governance and Administration

 Identify State Priority Opportunities in
  Reform
 Invest in Multi-Agency Collaboration
 Develop Inventory of Local Functions to
  Inform Discussion of Future Local Roles
 Choose Degree of Integration Between
  Health and Human Service Programs
16


 Conclusion
States at Crossroads:
  Major challenges, changes
   needed

  Opportunities for transformative
   change

  State investment, leadership,
   planning critical

  Federal support and oversight
   also essential

  “Superhighway” within reach

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Federal Priorities in Paving a Health Coverage Enrollment SuperhighwayFederal Priorities in Paving a Health Coverage Enrollment Superhighway
Federal Priorities in Paving a Health Coverage Enrollment Superhighway
 
NASHP Medical Home RFA
NASHP Medical Home RFANASHP Medical Home RFA
NASHP Medical Home RFA
 

Paving a Health Coverage Enrollment Superhighway

  • 1. Paving a Health Coverage Enrollment Superhighway: Bridging State Gaps Between 2014 and Today Alice M. Weiss, JD Co-Director, Maximizing Enrollment Program Director, NASHP February 3, 2011
  • 2. 2 Overview   ACA’s Vision: An Enrollment Superhighway   State Gaps and Challenges in Streamlining Enrollment   Bridging State Gaps to 2014   Conclusion
  • 3. 3 ACA’s Vision: An Enrollment Superhighway
  • 4. 4 ACA’s Enrollment Vision Transformation from: …To:  Welfare-Era   Modern  Burdensome   Easy to Use   Seamless  Disconnected   Interconnected  Complex   Simple  Paperwork-intensive   Technology-Enabled
  • 6. Gaps and Challenges for States: 6 Consumer Experience  Welfare Era Approach Despite De-linking  Customer Service Demands  Assistance/Human Touch  Accessibility Needs – Language, Disability, Literacy  Different ACA Enrollment Rules Based on Medicaid-eligibility and Immigration Status  Risk of Coverage Gaps
  • 7. 7 Gaps and Challenges for States: Consumer Experience Source: Congressional Budget Office.  “Recent Trends in the Variability of Individual Earnings and Household Income.”  June 2008.   http://www.cbo.gov/ftpdocs/95xx/doc9507/Frontmatter.1.2.shtml.
  • 8. Gaps and Challenges for States: 8 Eligibility and Enrollment Policy   Streamlined Enrollment Policies   New Coverage Paradigm   Major Eligibility Expansions   Different Eligibility Rules for Medicaid vs. Exchanges   Separate Rules for MAGI/Non-MAGI Populations   Need to Track Newly Eligibles for Increased FMAP   State/Federal Eligibility Policies Conflict with ACA Intent Photo courtesy of Southern Institute on Children and Families
  • 9. 9 Gaps and Challenges for States: Technology and Infrastructure  Limited Online/Phone Enrollment  Existing Eligibility Systems Often:   Outdated   Disconnected   Shared   Redundant  Technology Literacy Challenges  Procurement, Legislative Oversight  Speedy Implementation Timeframes  Financing
  • 10. 10 Gaps and Challenges for States: Governance and Administration  Political Leadership  Siloed Agency Work  Culture Change Imperative  Role of Local Agencies  Horizontal Integration of Human Service Programs
  • 11. 11 Bridging the Gap Helping States Reach 2014
  • 12. Bridging the Gap: 12 Consumer Experience  Adopt Technologies to Support Consumer Connections  Enable Consumer Assistance and Engagement  Facilitate Coverage Transitions  Ensure Accessibility for Diverse Populations
  • 13. Bridging the Gap: 13 Eligibility and Enrollment Policy  Simplify Processes and Policies  Minimize Data Collection; Increase Data- Sharing  Review and Address Policy Conflicts  Support Agency/Caseworker Culture Change
  • 14. Bridging the Gap: 14 Technology and Infrastructure  Pursue New System Upgrades Through Federal Guidance  Evaluate Technology Needs and Available Resources  Pursue Economies of Scale
  • 15. Bridging the Gap: 15 Governance and Administration  Identify State Priority Opportunities in Reform  Invest in Multi-Agency Collaboration  Develop Inventory of Local Functions to Inform Discussion of Future Local Roles  Choose Degree of Integration Between Health and Human Service Programs
  • 16. 16 Conclusion States at Crossroads:   Major challenges, changes needed   Opportunities for transformative change   State investment, leadership, planning critical   Federal support and oversight also essential   “Superhighway” within reach