1. Treasury Hot TopicSWIFT - Is it the only option? - Tips on how to take a decision. www.pwc.com Bart Vanbrabant, Atos Worldline Elie Lasker, SWIFT Richard Delvaux, PwC

3. The service bureau perspective

4. What’s in SWIFT for me?

5. Conclusion

6. Q&A’s2 February 2011

7. Overall context

8. Bank relationship 4 February 2011 “Recent developments tend to indicate that the concept of ‘too big to fail’ is no longer valid. As such, quality of counterparty risk management and the diversification of that risk will be a key element in the new bank relationship model” “with individual banks giving less credit per client, some companies have been pushed in the opposite direction by deciding to deal with more banks to satisfy their full liquidity requirement”

9. High on the list 5 February 2011 “treasurers feel once they have taken on board the lessons learnt during the crisis about funding, they should resume their focus on the core business of risk and cash management”

10. 6 February 2011 High on the list “there is a strong belief that investment in the tools and technology needed to support these activities will becritical in enabling treasury to prepare for future crises”

11. Better banking communication – worth it? 7 February 2011 “Managing the financial risk is the core treasury responsibility, however optimising your bank communication can lead to cost savings, as well as major improvements in areas such as working capital, cash management and compliance”

12. The banking communication challenge 8 February 2011

13. Options Which model for me? Bank A Bank A Bank B Bank C Bank B Bank C Bank A Internet Internet Internet Internet Internet Internet Internet Internet Bank B Bank C 9

14. Best practice? Bank A Bank A Bank B Bank C Bank B Bank C Bank A Internet Internet Internet Internet Internet Internet Internet Internet Bank B Bank C 10

15. The service bureau perspective

17. communication channels to be used

18. message standards to be used

19. software solutions you use

20. internal client organisation

21. regulatory compliancebased on a pricing model that allows for fixed and upfront cost budgeting

25. Service Bureau model at AtosWorldline isa one stop shop fixed price offering 16 February 2011 We aim to partner with our clients to take care of all stuff that is a daily and continuous hassle to manage Enabling you as a business user to be fully focused on your business which is management of your working capital

26. What’s in SWIFT for me?

27. We would be delighted to hear and answer your questions! 18 February 2011

28. Thank you! © 2011 PricewaterhouseCoopers. All rights reserved. “PricewaterhouseCoopers” refers to the network of member firms of PricewaterhouseCoopers International Limited, each of which is a separate and independent legal entity.