2. A. Brief overview of DSF
B. Case study: eVouchers in Ethiopia
C. Case study: Mobile Money for DSF (and SSF)
Outline
of
the
session
2
3. A. Brief
overview
of
DSF
Conditional Cash Transfers (CCT) Vouchers Health Insurance
3
4. B.
Case
study:
eVouchers
in
Ethiopia
• MSI Ethiopia started in 2012 a voucher
programme for FP (IUD);
• Targeted towards poor and
marginalised young people (15-29
years);
• Piloted in 5 towns and scaled up to an
additional 20 towns (over 18,000
eVouchers issued);
• Aims are to reduce management cost
and simplify monitoring;
4
5. Dutch
Government
(donor)
Management
Agency
(MSI)
Targeted
clients
Service
provider
(health
facili@es)
SMS
voucher
code
Shows
voucher
code
③
Delivers
services
Verifies
voucher
validity
Payment
Submits
SMS
claims
form
①
②
④
⑤
⑥
⑦
B.
Case
study:
eVouchers
in
Ethiopia
6. B.
Case
study:
eVouchers
in
Ethiopia
Results
and
challenges
46%
• Many were poor
• Increased administrative efficiency.
redemption
rate
(8,278/18,095
vouchers)
92%
were 15-29 years
old
6
24%
phone ownership
7. C.
Case
study:
Mobile
Money
for
DSF
(and
SSF)
What is it and
how does it work?
7
8. C.
Case
study:
Mobile
Money
for
DSF
(and
SSF)
Why mobile money (MM)?
• Very limited access to banks and
twice as many MM kiosks in early 2011;
• Transport cost, risk of fraud and
security risks linked to cash payments;
Marie Stopes Madagascar FP voucher programme
MM kiosk
8
9. C.
Case
study:
Mobile
Money
for
DSF
(and
SSF)
How does the claims processing work?
Marie Stopes Madagascar FP voucher programme
MM kiosk
9
10. C.
Case
study:
Mobile
Money
for
DSF
(and
SSF)
Results:
• 29% of vouchers distributed reimbursed via
MM;
• 35% of claims reimbursed within 48hours;
• Increased financial and administrative
efficiency;
Marie Stopes Madagascar FP voucher programme
10
11. C.
Case
study:
Mobile
Money
for
DSF
(and
SSF)
Challenges, limitations and lessons learned:
• Issues with some MM operators in the country;
• Automated payments limit risk of fraud and data entry errors;
• SMS claims should be short and easy to type and sent via a
toll-free number.
Marie Stopes Madagascar FP voucher programme
11
12. C.
Case
study:
Mobile
Money
for
DSF
(and
SSF)
Some considerations for mobile money:
Liquidity (Mozambique) Policy (Bihar, India) Phone ownership (Pakistan)
12
14. Vote for the two most important take away
messages!
1. Technology
will
play
a
key
role
in
future
RBF
systems
2. Technology
can
help
reach
the
poorest
and
improve
coverage
3. Technology
is
essen@al
for
transparency
and
good
governance
4. Technology
can
improve
efficiency
and
reduce
implementa@on
cost
of
RBF
5. New
technology
is
aPrac@ve
but
beware
of
the
hype:
do
not
underes@mate
the
cost,
complexity
and
burden!
6. Argen@nian
wine
is
excellent!
14