1. POWER COACHING PACK
Coaching Power Pack
Volume 1
Instruction Manual
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2. © Richard Butler 2012
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3. Legal Notice
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regardless of whether or not informed of the possibility of
damages in advance.
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4. About the author
Richard Butler is a trained life and business coach and a qualified
practitioner of Neuro Linguistic Programming. Originally from
Dublin, Ireland he had the opportunity to move to Barcelona in
Catalonia Spain.
Richard currently works as a trainer for a leading recruitment
company but also provides coaching for private candidates.
His expertise as a trainer and coach has led him to have
international clients and he has spoken at conferences both in
Ireland, England and the USA.
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5. The Software
Your coaching power pack comes with two software titles – The
Budget Creator and the Life Vision Creator. The Budget Creator is
explained below:
Launching the Budget Creator software
When you first launch the software you will be asked to enter in
your name. Make sure you enter in your full name.
Next you are asked to enter in the currency symbol that they are
using, for example pound, or euro.
Fixed Income
The next question deals with the fixed income you earn each
month. It is important to realise this is the guaranteed income you
will receive every month. If you are a sales person and earn a
commission we need to enter their base income here. This is what
you will always get each and every month and is expressed as
monthly value rather than weekly (if you get paid weekly then you
must multiply the figure by 4)
Other income
Next comes the other income section. What other income do you
bring in? This could be commissions, extra work you do etc. Again
express this as a monthly figure. You may think you have no extra
income but perhaps you get paid $40 a week to chair a meeting at
a local club. Remember everything counts.
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6. Fixed expenditure
The subsequent questions talk about your fixedoutgoings. This
is the money you have going out of your account every month.
For example rent, electricity, loans you must pay off. This is not
outgoings like eating out; topping up your mobile phone (if you
have a mobile phone contract that is a fixed expenditure you pay
every moth).
Food is the next fixed expenditure. Although you can vary the
amount you spend we know for sure you need food. This food
should only include your grocery shopping.
Having included the amount of food you eat, you must look at the
amount you spend on electricity and then on gas and water. If you
don’t spend anything on gas, for example you can enter a zero.
Remember every figure is a monthly rather a weekly figure
Next you will need to total up the amount you spend on credit card
repayments you need to enter in the total of all credit cards.
Most of us have a loan or two, so again you should total up all of
the loans you have and then enter the final amount per month
should be entered here.
Any other fixed expenses you have should be entered in. For
example what about insurance policies, medical expenses etc.
This total includes anything that you spend money on each and
every month.
Non essential expenses
The next section starts to deal with is non essential expenses,
these expense are expense that could be cut if necessary. You
don’t need to spend this money. This will be an important part of
your post budget considerations.
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7. First up you have is clothes expenses. Not always necessary to
spend lots on it but on average how much would you spend a
month. If you don’t know think about in a year, and then divide by
two!
The next two questions talk about weekly coffee and lunch
expenses. These are your take out coffees, snacks, lunches etc.
There’s probably one day a week or month that you have lunch
out, this might be for example a sandwich from the local deli.
After this we have going out expenses. Here you should include
any expense they incur on average over the week or weekend,
specifically eating out in the evening, going out for a drink at the
weekend etc. I would include the following, although your list
might be longer:
• Dinners during the week
• Entry into clubs or concerts or show
• Dinners or lunches at the weekend
• Cinema tickets
You should total these up and get an average of how much you
spend per month.
The next question is an open question where you can list out any
other non essential expenses you may have. This is anything that
you don’t need, it is not essential. Again think long and hard about
this. You will be amazed at the aha moments you will have.
This is the final question and after this your income and
expenditure document will be created. It may be a shock but this
is good as it will make you think.
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8. From the document you can clearly see how much money you are
making and how much you are spending.
Now you can/must decide where you can make savings.
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