Travel insurance covers you for the many unexpected events that can occur before or during your trip. It covers both disabled travelers and able-bodied travelers.

1. Disabled Accessible Travel
Insurance
http://www.sagetraveling.com/travel-insurance-for-disabled

2. While traveling with a disability, there are numerous things can go
wrong.
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3. By purchasing disabled travel insurance, you protect yourself and your
family in 3 ways
1. Your Health – by covering medical expenses and medical
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evacuation
2. Your Financial Investment – by covering trip cancellation, hospital
charges, and baggage loss
3. Your Vacation – by covering trip interruptions and changes
Protect your health, your financial investment, and your vacation.
Contact our accessible travel specialists today!

4. www.sagetraveling.com
What does disabled travel insurance cover?
Travel insurance covers you for the many unexpected events that can
occur before or during your trip. It covers both disabled travelers and
able-bodied travelers.
• Trip cancellation – Refund if you need to cancel the trip because
your daughter catches the flu, your father has a heart attack, or you
get laid off from your job.
• Trip interruption – Reimbursement if you need to return home or
travel to the next destination because you miss a flight connection,
you experience a train strike, you miss the cruise ship departure, or
your flight is cancelled due to an act of terrorism.

5. • Baggage loss – Reimbursement for supplies purchased for
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lost/delayed/stolen luggage.
• Medical expenses – You fall on a cobblestone and break your wrist,
you get in a car wreck, or develop an illness during your trip.
• Emergency air transportation costs – You have a heart attack or a
family member requires surgery.
“If you are a senior on Medicare, your medical bills will not be covered
if you get sick outside of the U.S.” – Fodor’s

6. What are the requirements for disabled travel insurance?
In order to waive for pre-existing medical conditions, 3 requirements must
be met:
1. Insure for the full cost of your trip (flights, cruise, tours, transportation,
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hotels, etc…)
2. Be medically “able to travel” at the time you purchase travel insurance
3. Some policies require purchase within 15 days of your first non-refundable
deposit (usually a cruise deposit or flight purchase). Travel
insurance offered through Sage Traveling does not have this
requirement.
“Pre-existing condition” – Any injury, sickness or condition for which
medical advice, diagnosis, care or treatment was recommended or received
within a specified time period before your trip
* The Allianz Travel Insurance Terms of Agreement take precedence over
any of the conditions and requirements listed on this page.

7. How much does disabled travel insurance cost?
The price of travel insurance depends on a number of factors: the cost
of the trip, the age of the travelers, and the type of insurance
purchased.
Travel insurance costs are calculated on a per person basis. Approximate
costs are shown below:
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Age of Traveler Percentage
0-17 5% of total trip cost
18-59 6.3% of total trip cost
60-70 7% of total trip cost
71-75 11% of total trip cost
75+ 12% of total trip cost

8. www.sagetraveling.com
How do I purchase disabled travel insurance?
Navigating the details to purchase travel insurance for disabled travelers
can be challenging. Fortunately, our disabled travel specialists are here
to help.
• We will assist you with determining the total trip cost to be covered
and the premium per traveler.
• We will assist with filling out the travel insurance forms.
• We will assist with collecting on any claims
Protect your health, your financial investment, and your vacation.
Contact our accessible travel specialists today!

9. Travel insurance is recommended by numerous travel experts including:
• Cruise Critic – “In the future, I vowed to purchase travel insurance
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policies that would best cover our interests.”
• Fodor’s – “I’m squarely behind the idea of travel insurance.”
• Rick Steves – “It’s smart to buy your insurance policy within a week
of the date you make the first payment on your trip.”
• USA Today – “Buy any-reason cancellation insurance, primary
medical, and buy it as soon as you start making deposits.”
Contact our accessible travel specialists

10. We look forward to making your accessible dream vacation a reality!
Call Us: 1-888-645-7920
Contact us at info@sagetraveling.com
http://www.sagetraveling.com/travel-insurance-for-disabled