Attached is our latest issue of the Market Trends e-Newsletter, informing you and of the most up-to-date foreclosure trends and properties.

1. Phone: 970-689-2721 | Email: zitney@msn.com
License #:40021484
Shannan Zitney, CDPE I am available to assist you in purchasing or selling Short
Re/Max Action Brokers Centerra Sale and Bank Owned (REO) property in Northern Colorado.
340 N 2nd Street Lets get started, call me today!
Berthoud, CO 80513
April 2011 Vol. 5, Issue 8
Colorado Foreclosure Activity Drops in February
6 month Colorado Foreclosure Trends
Foreclosure filings — default notices, scheduled auctions
and bank repossessions — were reported on 4,207
Colorado properties in February, a 15 percent decrease in
foreclosure activity from January and 18 percent below the
level reported for February 2010, according to the latest
RealtyTrac® U.S. Foreclosure Market Report.
NOD NTS NFS LIS REO
Buy-and-Hold Here are some of the most recent Investment opportunities in the area.
Investors Benefit from
Tighter Lending, Pre-Foreclosure
Returning Renters
Bennet Rd
The QRM will soon be here and Berthoud
it will change the way we CO, 80513
finance and refinance real
estate. This could be very good Amount
news for foreclosure buyers, $360,000
especially those who purchase Beds/Bath
and hold. So what's a QRM? The 3/2
initials “QRM” stand for qualified Sq. FT
residential mortgage. If you're 1,665
a lender you want to originate
QRMs for two important reasons
under the Wall Street reform Property Type Address Amount Default Sq. Ft.
legislation: First, you don't have
to set aside 5 percent of the S County Road 21,
Auction $230,095 N/A 1,111
loan amount in a reserve Berthoud, CO 80513
account. Second, with QRMs
you remove most of the
grounds for borrower suits
against you.
FORECLOSURE TRENDS : JANUARY 2011 Cheaper Mortgages When Fannie Mae & Freddie Mac Are
Gone?
NATL CO LARIMER CTY
Are we ready to phase out Fannie Mae and Freddie Mac? This is not
NODs 36,964 7 0 an idle question for anyone who needs a mortgage, worries about
interest rates or wonders where real estate values are headed. The
NTSs 88,050 3,190 91 Obama Administration now says that it's time to begin “the orderly
NFSs 19,952 0 0 and deliberate wind down of Fannie Mae and Freddie Mac.” As a
result the secondary market — the electronic platform where
LISs 38,234 0 0 mortgages are bought and sold — will be placed in the hands of the
private sector once the transition is completed. Huh? Wait a minute.
REOs 78,133 1,749 62
Why should we deliberately make Fannie Mae and Freddie Mac less