1. SHRIRAM GROUP COMPANIES
38 GLORIOUS YEARS
OF
SERVICE TO THE NATION

2. SHRIRAM GROUP AT A
GLANCE

3. FLAGSHIP
COMPANIES
FINANCIAL SERVICES:
Shriram Transport Fin. Co. Ltd. Shriram Chits
Shriram City Union Fin. Co. Ltd. Shriram Fortune Solutions Ltd.
Shriram Life Insurance Co. Ltd. Shriram Wealth Advisors Ltd.
Shriram General Insurance Ltd. Shriram Automall India Ltd.
Shriram Housing Fin. Co. Ltd. Shriram Equipment Fin. Ltd.
Shriram Insight Share Brokers Ltd. Bharat-Re Insurance Brokers Ltd.

4. SHRIRAM GROUP AT A
GLANCE
NON-FINANCIAL SERVICES:
Shriram Green Power Co. Ltd.
Hamon Shriram Cottrell Ltd.
Take Solutions (Information Tech.)
Shriram SEPL Composite Ltd.
Rambal Ltd. (Auto parts Manuftur.)
Lietner Shriram Manufacturing Ltd.
Shriram Properties (Property Dev.)
Blackstone Group Tech. Pvt. Ltd.
Chemprojects Consulting Pvt. Ltd.

5. Shriram Transport Finance Co.
Ltd.
“NUMBER ONE”
- NBFC In the Country.
- Truck Finance Company In the Country.
• Asset Under Management : Over Rs. 36,183 Cr.
• IRR : 27.4%
• Loan Recovery Rate : 98.6%
• Branch Network : Over 488 Branches
(Certified by Price Water House)

6. FINANCIAL HIGHLIGHTS OF
STFC
From 2007 to 2011 (Fig. in Cr.)
AUM Total Income Net Interest Income Net Profit
12,093 1,421 673 190
19,559 2,507 1,211 389
23,321 3,729 1,727 612
29,159 4,495 2,217 873
36,183 5,429 3,102 1,229

7. SHRIRAM CITY UNION FINANCE
LTD.
Shriram City has a comprehensive range of
offerings such as:
•Financing of 2 Wheelers, 3 Wheelers & 4
Wheelers.
•Financing of Consumer Goods.
•Personal loans.
•Small business loans & Loan against Gold.

8. FINANCIAL HIGHLIGHTS OF
SCUF
From 2007 to 2011 (Fig. in Cr.)
AUM Total Income Net Profit
2,507 349 52
3.369 623 88
4,620 934 117
5,216 1,103 194
7,998 1,321 241

9. SHRIRAM
EPC
• Turnover : Rs. 1450 Cr.
• Headquartered in Chennai.
• Offices in Mumbai, New Delhi, Kolkata, Beijing
and Rotterdam.
• Provides end-to-end solutions to Engineering,
construction and project management services.
• Focused on providing turnkey solutions for
ferrous & non-ferrous, cement, aluminum, copper
and thermal power plants etc.

10. SHRIRAM CHITS (P) LTD.
• Turn over exceeding Rs. 2500 Crores.
• Over 465 Branches.
• Over 11000 employees.
• Shriram Chits grown into a trusted household
name for making Chits a viable form of saving
and borrowing to all sections of the society.
• Shriram Chits operates in four States. Tamil
Nadu, Andhra Pradesh, Karnataka and
Maharashtra

11. Shriram Insight Share Brokers
Ltd.
• 3rd largest Retail Stock Broking Co. in the country.
• Highly Professional & Experienced Manpower.
• Network of over 320 Branches.
• More than 500 Franchisee.
• Multiple Trading Terminals.
• Mega Screens to Display Quotes.

12. SHRIRAM FORTUNE SOLUTIONS
(P)LTD.

13. SHRIRAM LIFE INSURANCE CO.
LTD.
TOP PRODUCTS
• Joint venture with Sanlam - South
Africa.
• Shriram Life is the only Life Insurance
Company in the country which has
consecutively posted profit in their first
two years of operation.
• Over 140 branches across the
country.
• Presently 19 Products are available.

14. Take Solutions
 A Certified Microsoft Solution Provider.
 Successfully completed Software Projects
in International Markets.
 Network of Offices in Singapore, USA,
Hampshire & The African Continent to
Procure Software Projects.

15. Shriram Properties (P)
Ltd. providing quality
• A Real Estate Developers,
and affordable housing & commercial
properties.
• For over a decade it has completed 48 lacs
sq. ft. of Residential space and 10.30 lacs
sq. ft. of commercial space.
• In addition to that currently 6 crores sq. ft. of
built-up areas are under various stages of
development across the country.

16. Shri PET Industries
Ltd.
 The No. One Brand in South India.
 Leading Clients :
- TATA Tea Limited.
- Godfrey Phillips.
- A. V. Thomas Group
- Corn Products Company (I) Limited
- Flemingo Pharmaceuticals
- Cynamide Agro Limited &
National Distilleries.

17. Rambal Ltd. (Auto parts
Manufacturing)
 Exporting to markets like USA, UK, Singapore
& Germany.
 Suppliers To :
- TELCO
- Ashok Leyland
- Mahindra & Mahindra
- Escorts, TVS Suzuki etc.
 Tie-up with Lucas to market shock absorbers.

18. LEITNER SHRIRAM
MANUFACTURING
• An Indo European Joint Venture between
Shriram EPC Ltd. and Leitner Technologies to
manufacture world-class Wind Electric
Generators.
• Turnover of Rs. 300 Crores and one of the
largest manufacturers of Wind Turbine in
India.
• The core strength of its team of over 200
people emanates from its vast experience of
wind electric generator manufacturing from
ground zero level.

19. A Journey
of
Shriram General
Insurance
COMMENCED OPERATION ON 23
RD
JULY
2008

20. OVERVIEW OF
• Equity Partner : SGI owned by
74%
Shriram Group & 26% with Sanlam
Group (South Africa). SANLAM is a
leading Financial Services Group of
South Africa with a market
capitalization of Rs. 30000 crores
and more than Rs. 320000 crores
Asset under Management.
• Head Office : Jaipur.
• MD & CEO : Mr. J. S. Gujral.

26. MR. R. THYAGARAJAN
FOUNDER & CHAIRMAN
• Masters Degree in Mathematics.
• Masters Degree in Mathematical Statistics
from the Indian Statistical Institute.
• Associate of Chartered Insurance Institute
(ACII), London.
By inculcating the philosophy of
“PUTTING PEOPLE FIRST” , he
has transformed the Shriram Group into
India’s Premier Networked Financial
Services Supermarket Chain.

27. BOARD OF
DIRECTORS
Mr. P.S. Gopalakrishnan
Chairman - SGI
Mr. Gopalakrishnan had also been associated with various organizations
in different capacities:
Unit Trust of India - Ex - Executive Trustee Chairman
Oriental Bank of Commerce - Ex - Chairman & Managing Director
Indian Overseas Bank - Ex - Chairman & Managing Director
Indian Banks Association - Ex - Chairman & Managing Director
Industrial Finance Corporation of India - Ex - Chairman
Tourism Finance Corporation of India - Ex - Chairman
Management Development Institute - Ex - Chairman
Labour Development Institute - Ex - Chairman

28. BOARD OF
DIRECTORS
Mr. J. S. Gujral
MD & CEO
• B.Com (Hons.) from Aligarh Muslim University.
• University topper in P.G.D. from FCI, AMU.
• Participated in various Advanced Management Programmes:
- IIM, Ahmedabad.
- Advanced Management Programme, ISB, Hyderabad.
- Global Advance Management Programme from Kellog School of
Business Management, Chicago, USA.

29. BOARD OF
DIRECTORS
Mr. G. S. Sundararajan
• Ex-Citibanker and more recently CEO & Managing
Director of Fullerton India (Wholly owned
subsidiary of Temasek, Singapore) has joined
Shriram Capital as Managing Director.
• In his 20 years of experience, he created and
successfully ran business in Asset based Finance,
SME, Retail and Rural Sectors.

30. BOARD OF
DIRECTORS
Mr. Mathew Varghese
• Mechanical Engineer, started his career with Indian
Aluminum Company Ltd.
• Subsequently joined The New India Assurance Co. Ltd. as
Regional Engineer in 1967.
• From the year 1981 to 1985 Mr. Mathew was heading “New
India’s” operation in Thailand.
• He was posted as Managing Director and Principal Officer
of Kenindia Assurance Company, Nairobi, Kenya.
• After his Retirement from "New India" in 2003, he was selected
by Govt. of India and posted as Member - IRDA.

31. BOARD OF
DIRECTORS
Mr. G. Anantharaman
• Joined the Board of Shriram General Insurance
Company Limited in the year 2008.
• He is also the Chairman of Audit Committee of
the Board.
• He belongs to Indian Revenue Services
(Income Tax) and before retiring as a Chief
Commissioner Income Tax. He was also an Ex
SEBI whole time Member.

32. BOARD OF
DIRECTORS
Mr. D.V. Ravi
• Commerce Graduate from St. Joseph's college,
Bangalore University.
• Post Graduate Diploma in Management from
Institute of Rural Management, Anand, Gujarat.
• He has more than twenty years of experience in
the field of planning, business process re-
engineering and organizational change
management.

33. BOARD OF
Mr. C.M. Dixit DIRECTORS
FCA
• He joined the oldest and the most reputed Pune
based Chartered Accountancy Firm M/s. G.D. Apte
& Co., Chartered Accountants as a partner on 2nd
February, 1976.
• He is very actively associated in the audits of big
Public Sector Undertakings, Public and Private
Limited Companies, Nationalized and Scheduled
Banks, Life Insurance Corporation, Co-operative
Banks, etc.

34. BOARD OF
DIRECTORS
Mr. Merrick Oeschger
• Representative of Sanlam Ltd. – South Africa.
• More than 20 years experience in the General Insurance
Industry.
• Started his career with Mutual & Federal Insurance
Company, where he served on the Executive from 2002.
• Joined the Sanlam Group in February 2009 as Chief
Operating Officer, New & External Markets.

35. BOARD OF
DIRECTORS
Mr. Hendri M. Nigrini
• Representative of Sanlam Ltd. – South Africa.
• More than 35 years experience in the Non-life Insurance
Industry.
• Working with Santan Ltd., a Non-life Insurance Company
of Sanlam Ltd., as Executive Head – Risk Services.
• Also served on the Board of several Companies.

36. SIZE OF GENERAL INSURANCE
INDUSTRY
Year Gross Written Premium (In Cr.) %age Growth Over Last Year
2000 - 01 10087
2001 - 02 12732 26.22
2002 - 03 15237 19.67
2003 - 04 17357 13.91
2004 - 05 17481 0.71
2005 - 06 20359 16.46
2006 - 07 24905 22.33
2007 - 08 27824 11.72
2008 - 09 30352 9.09
2009 - 10 34984 15.26
2010 - 11 42569 21.68
2011 - 12 53031 24.58
Except ECGC, AIC & Health Ins. Cos.

37. INSURANCE IN
INDIA
Fig. in Crore (Except ECGC, AIC & Health Ins. Cos.)
Projected

38. 1 ST YEAR PREMIUM OF GEN. INS.
Sl. No.
CO.
Insurer 1st Yr. Premium (In Crores)
1 Royal Sundaram 0.24
2 Reliance 0.58
3 Iffco - Tokio 5.83
4 Tata - AIG 78.46
5 ICICI Lombard 28.13
6 Bajaj Allianz 141.96
7 Cholamandalam 14.79
8 HDFC Ergo 9.46
9 Universal Sompo 0.48
10 Future Generali 9.81
11 Bharti AXA 28.50
12 Shriram General Insurance 113.75
13 Star Health 22.50
14 Apollo DKV 2.97

39. 2 ND YEAR PREMIUM OF GEN. INS.
CO.
Sl. No. Insurer 2nd Yr. Premium (In Cr.)
1 Reliance 185.68
2 ICICI Lombard 212.54
3 Bajaj Allianz 296.48
4 Iffco Tokio 213.38
5 Royal Sundaram 184.43
6 Tata AIG 233.92
7 Cholamandalam 97.03
8 HDFC Ergo 112.93
9 Shriram General Insurance 416.92

40. OVERALL PREMIUM & NO. OF
POLICIES
(APRIL TO MARCH)
Rs. 1266.45 Cr.
Rs. 780.89 Cr.
Rs. 416.92 Cr.
Rs. 113.75 Cr.
190961 Pol. 666970 Pol. 1218848 Pol. 1727178 Pol.
2008 - 09 2009 - 10 2010 - 11 2011 - 12
Getting Big, Bigger & ………

41. GROSS UNDERWRITTEN
PREMIUM
March 2011-12 April to March
Insurers
(Fig. in Cr.) 2011-12 (Fig. in Cr.)
United India 1153.96 8167.05
New India 894.03 8535.68
National 869.42 7784.91
Oriental 696.32 6043.97
ICICI-Lombard 415.75 5150.14
Bajaj Allianz 359.00 3333.47
Iffco - Tokio 202.68 2008.46
HDFC Ergo 210.43 1873.14

42. GROSS UNDERWRITTEN
PREMIUM
March 2011-12 April to March 2011-12 Year of
Insurers
(Fig. in Cr.) (Fig. in Cr.) Operations
Royal Sundaram 161.00 1491.00 11.5 Years
Shriram General 153.34 1266.44 3.5 Years
Tata-AIG 149.23 1697.45 10.5 Years
Reliance General 135.12 1712.55 11.5 Years
Cholamandalam MS 115.30 1344.02 8 Years
Bharti AXA 93.57 866.93 3.5 Years
Future Generali 90.93 937.76 4.5 Years
Universal Sompo 48.72 404.57 4 Years
SBI General 39.39 250.29 2 Years
L & T General 19.05 143.51 1.5 Years
Raheja QBE 1.64 20.76 3 Years

43. THE INDIAN INSURANCE AWARD –
2011
India Insurance Review Journal, in
association with Celent (www.celent.com)
organized "The Indian Insurance Awards
2011" on June 7, 2011 at Mumbai. The Jury
consisted of Mr. S. B. Mathur, Secretary
General – Life Insurance Council, Mr. S.L.
Mohan, Secretary General – General
Insurance Council and Mr. Vepa Kamesan,
MD – Institute of Insurance & Risk
Management). Shriram General Insurance
obtained Excellence in Growth Award
2011 for the General Insurance Segment.

44. THE INDIAN INSURANCE AWARD –
2012
India Insurance Review Journal, in association
with Celent (www.celent.com) organized "The
Indian Insurance Awards 2012" on June 7,
2012 at Mumbai. The Jury consisted of Mr. S.B.
Mathur, Secretary General, Life Insurance
Council, Mr. R. Chandrasekaran, Secretary
General, General Insurance Council, and Mr.
Vepa Kamesan, Managing Director, Institute of
Insurance and Risk Management and Mr. Shirish
Pathak, CEO, Fintelekt. Shriram General
Insurance obtained Excellence in Growth
Award 2012 for the General Insurance
Segment for second consecutive year.