Standard Chartered Bank launches India's first instant online Credit Card approval solution, which will enable a customer to apply for a card online and receive an ‘Approval In Principle’ (AIP) almost instantly. This document highlights the benefits of Online Credit Card AIP

2. When you apply for a credit card online, the application will be reviewed
instantly. For every approved application the bank’s representative gets in touch
with you.
On physical submission of the application form in the branch, you will have to
wait to get the status revealed. With AIP on board, you will be informed upfront,
whether you are eligible or not.
AIP or Approval-in-Principle simply means an instant decision maker for online
applications.
The data you have submitted online will be immediately assessed by the bank
with the help of a third party credit bureau, letting you know your credit
worthiness instantly.
Standard Chartered Bank is the first to come up with this facility in India, so that
their customers can avail a quick approval of their credit card application,
subject to instant online verification and their individual eligibility.

3. Online CC AIP (Credit Card Approval in Principle) not only lets the customer know
their eligibility for a CC upfront (in principle decision basis the bureau and internal
policies) but also the following enhancement in the process are beneficial to the
customer:-
Easy product comparator, with card images, to help the customer choose a
card best suited to his/her lifestyle
Short online application form backed by approval-in-principle: a customer can
get an instant provisional decision on card approval status basis some basic
details entered on the form
Application tracking [URL:- https://apply.standardchartered.co.in/application-
status]
Allowing the customer to choose a suitable time to be contacted back by the
Bank’s representatives for documentation and application process fulfillment

4. The following are the advantages of Standard Chartered’s Online Credit Card
Approval Process:
Upfront checking of eligibility of a customer and instant provisional decision on
card application, vs. current process where a customer has to wait for 7 to 10
days from the time of physical application form fill to know the status of card
approval
Ease in choosing the right product & guidance on exact documents required
for applying
Application tracking online [URL:-
https://apply.standardchartered.co.in/application-status]
Ability to schedule a doc pick-up appointment as per customer convenience
In addition to this the whole process is secure as the site is thoroughly tested
for any vulnerability and all the information is secure using SSL certificate.
If for some reason the applicant is unable to fill the application details the tele-
center will help them in filling the form over the phone by guiding them step
by step on how to fill the form

5. Customer can apply for a Credit Card online and access this feature
through the website https://apply.standardchartered.co.in/credit-
card
Keep personal details like Name, Address, Contact Details, PAN
Number, & Employment details handy
Fill in all the details in the form and get an instant provisional
decision on card approval status basis some basic details entered
A customer can apply for any of the credit card variants through the
Online AIP process ; product-specific eligibility norms will continue
to apply.
The customer is contacted back after being AIP-okayed for
collection of supporting documents and app form completion.
Post submission of all required documents, card approval & delivery
should take about 7 to 12 days.
The customer can also track the status of the application by visiting
the URL: https://apply.standardchartered.co.in/application-status

6. To know more about the Standard Chartered’s Online Credit Card AIP log
on to : https://apply.standardchartered.co.in/ or Log on to
http://www.standardchartered.co.in/personal/home/en/index.html