Good Stuff Happens in 1:1 Meetings: Why you need them and how to do them well
Government Foreclosure Help
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The program called "Affordability and Stability Plan" provides government foreclosure help for
those who are about to lose their homes because of foreclosure. The stipulations to this program
make it hard on those who are unemployed or underemployed. In order to qualify you need to be
working full time and not be more than thirty days behind on your mortgage payments.You should
make sure that you get a foreclosure lawyer immediately when you know that you are not able to
make payments on your mortgage in order to avoid foreclosure. The "Affordability and Stability
Plan" set in place to provide foreclosure help by the government works with your situation helping
you to get a new mortgage agreement. The new mortgage agreement lowers your monthly
payments and helps to decrease your interest rate. Instead of having a progressive mortgage you
can have a mortgage payment where the amount will stay the same every month.
The program works very well for those who are facing foreclosure and still have a job. The
"Affordability and Stability Plan" is geared to help those who have not missed over one month on
their mortgage payments and still are employed. You must be able to pay the lender at least 31%
of your gross income in order to qualify for this program. Those who are unemployed do not
qualify for the program. It is best that you find employment if need be at a fast food restaurant,
video store, or any local business that will hire you even if you are not making what you did when
you first took out the mortgage.
You can go to your local department of social services and ask for help and they should be able to
help you find employment. After you have employment then you should get the services of a
foreclosure lawyer in order to apply for the program. A foreclosure lawyer can help prevent
foreclosure on your home, keep you from being evicted, and find resources to help stop
foreclosure. The "Affordability and Stability Plan" provides government foreclosure help but you
need a foreclosure lawyer to take advantage of the program. In order to avoid foreclosure you
need to act swiftly and not wait until you have been served a notice of foreclosure. It is wise to
enlist the help of a foreclosure lawyer to help guide you through the problem.
L. Weber has helped hundreds of homeowners by providing answers and solutions for their
numerous foreclosure questions. Visit her insightful blog Secrets About Foreclosure to discover
solutions and information on the latest government events, policies, and amendments about Home
Foreclosure in America today.
Lauren works with the Bankruptcy Lawyers at the Dallas office of Allmand and Lee and answers
the queries of many American homeowners about stopping foreclosure, winning foreclosure
defenses, debt relief and solutions. Get legitimate help and find out how by visiting her blog now.