PaymentSense are the leading provider of chip and pin services to SME’s in the UK, and work on behalf of Bank of Scotland Merchant Services. We are dedicated to UK local businesses and as such have established a number of successful partnership schemes with associations across the UK, offering savings of up to 30% on chip and pin services to local business owners.

1. In association with Bank of Scotland Merchant Services
In association w ith Bank of Scotland Merchant Services and
Alliance & Leicester (Santander Group) Business Banking
Specialists in payment processing for local businesses
PaymentSense is fully accredited by VISA & MasterCard and has a Consumer Credit License with the Office of Fair Trading

2. In association with Bank of Scotland Merchant Services
Specialists in payment processing for local businesses
Who are we?
• The UK's largest provider of payment processing to
independent, local businesses.
• Our buying power helps us bring you unbeatable prices
and excellent service.
• In association with Bank of Scotland Merchant Services
and Alliance & Leicester (Santander Group) Business
Banking.
• Fully accredited by VISA and MasterCard.
• Consumer Credit License with Office of Fair trading.
PaymentSense is fully accredited by VISA & MasterCard and has a Consumer Credit License with the Office of Fair Trading 2

3. In association with Bank of Scotland Merchant Services
Specialists in payment processing for local businesses
What can we do for you?
• Cut your banking charges by an average of £1,200 per
year.
• Remain with your current bank.
• Our chip & pin card processing with Bank of Scotland is
the best on the market for small UK businesses.
• Our Free Banking package negotiated with Alliance &
Leicester is not available on the High Street.
• We specialise in serving owner-managed local
businesses.
PaymentSense is fully accredited by VISA & MasterCard and has a Consumer Credit License with the Office of Fair Trading 3

4. In association with Bank of Scotland Merchant Services
Specialists in payment processing for local businesses
Chip & Pin Processing
Key Features that makes us better than the rest
• Unbeatable debit and credit card rates. Guaranteed.
• Rates capped for up to 5 years
(3 of 6 banks have raised their prices in the past year).
• Low monthly fees on top of the range terminals.
• The only 24/7 customer service in the UK.
• No hidden costs (e.g. Membership fees).
Full transparency. Be assured what you see is what you get.
• Getting started is quick and easy.
We’ll take you through the process.
PaymentSense is fully accredited by VISA & MasterCard and has a Consumer Credit License with the Office of Fair Trading 4

5. In association with Bank of Scotland Merchant Services
Specialists in payment processing for local businesses
Chip & Pin Processing
What we mean by “Service Excellence”
• Friendly UK based help desk (e.g. HSBC’s is in India).
• 24/7 service 365 days a year.
• Hot swaps in case of failure. Ensure business continuity.
• All equipment under warranty for contract duration.
• Switching terminals is easy. No hassle. No downtime.
We help you through it, step by step.
PaymentSense is fully accredited by VISA & MasterCard and has a Consumer Credit License with the Office of Fair Trading 5

6. In association with Bank of Scotland Merchant Services
Specialists in payment processing for local businesses
Chip & Pin Processing
Some Additional Benefits
• Online access (e.g. reduce “chargebacks” and fraud)
• American Express for no additional fee.
• Mobile Phone top-up
• Cash back abilities.
• The best terminal on the market for small businesses
(e.g. ease of use, robust, quick, compliant)
PaymentSense is fully accredited by VISA & MasterCard and has a Consumer Credit License with the Office of Fair Trading 6

7. In association with Bank of Scotland Merchant Services
Specialists in payment processing for local businesses
Free Business Banking
Alliance & Leicester exclusively for our customers
• Free cash deposits up to £3,000 per month.
• Free unlimited cheque deposits and issues.
• Access to 22,000 deposit points in UK
(Alliance & Leicester Branches and Local Post Offices).
• Free direct debits & standing orders.
• Preferential rates on loans, subject to credit approval.
• No need to change banks.
PaymentSense is fully accredited by VISA & MasterCard and has a Consumer Credit License with the Office of Fair Trading 7

8. In association with Bank of Scotland Merchant Services
Specialists in payment processing for local businesses
Free Business Banking
Make significant savings a reality
No. UK Outlets Cash Cheque Cheque Direct Debit Stand’g Order
Account for Deposits Deposits Deposits Payments Payments Payments
Alliance & Leicester 22,000 Free Free Free Free Free
Exclusive Offer for Customers of (incl. Post Offices) (up to £3,000 per (unlimited) (unlimited) (unlimited) (unlimited)
PaymentSense month, then 45p)
Barclays 1,800 55p 28p 59p 54p 54p
(Business Tariff)
Lloyds TSB 1,900 57p 28p 65p 40p 40p
(Business Extra)
NatWest 1,650 66p 33p 71p 40p 45p
(Standard)
Bank of Scotland 950 65p 25p 53p 34p 45p
(Business Current)
HSBC 1,600 53p 28p 63p 32p 54p
(Small Business Tariff)
PaymentSense is fully accredited by VISA & MasterCard and has a Consumer Credit License with the Office of Fair Trading 8

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both locally and from across the UK.
About Us
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Options
Basic Premium Showcase
Features £75/year £175/year £300/year
Title, Address, Phone,   
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Summary Description
Upload Vouchers x x 
Photo Gallery and x x 
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Contact Form x x 
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