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6 Things You Should Do
When Taking a
Mortgage In Houston,
Texas
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
1. Organize
• Save Time and avoid delays – have all
necessary information available when you
meet with your lender.
• A list of necessary documents can be
found here:
Lending2all.com/Loan-Info/Loan-Process
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
2. Get Qualified
• It is highly recommended that you be pre-
approved before you start looking for a
home. Being pre-approved will:
› Inform you of your maximum affordable home
value.
› Put you in a stronger negotiating position with
the seller
› Help you close quickly, since your loan is pre-
approved.
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
3. Shop Loan Programs & Rates
• Consider the following:
› How long you plan to keep the loan.
› Understand the relationship between rates
and points.
› Consult an experienced loan originator in
order to find the a loan program which fit your
plans.
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
4. Apply For a Loan
• You can apply online or in person.
• Complete and sign the following forms:
› Residential loan application
› Form 1003
› Loan info sheet
› Credit authorization and fair lending notice
› Any additional documents your loan originator
may request – read the complete list here.
Lending2all.com is a Leading Company for Mortgage Loans & Home Refinance in Houston, TX.
5. Obtain Loan Approval
• Once your loan application has been
received, the loan approval process starts
immediately.
• The process involves verifying your credit
history, Employment history, Assets and
Property value.
• To improve your chances of getting a loan
approval - read the list of actions here:
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
Lending2all.com/Loan-Info/Loan-Process
6. Close The Loan
• After your loan is approved, you will be
required to sign the final loan documents.
• This will normally take place in the
presence of a notary public.
• Your loan will normally close shortly after
you have signed the loan documents.
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
Lending2All.com is a Leading
Company for Mortgage Loans &
Home Refinance in Houston, Texas
Contact Us Today:
http://www.Lending2All.com

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6 things you should do when taking a Home loan in Houston Texas

  • 1. 6 Things You Should Do When Taking a Mortgage In Houston, Texas Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
  • 2. 1. Organize • Save Time and avoid delays – have all necessary information available when you meet with your lender. • A list of necessary documents can be found here: Lending2all.com/Loan-Info/Loan-Process Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
  • 3. 2. Get Qualified • It is highly recommended that you be pre- approved before you start looking for a home. Being pre-approved will: › Inform you of your maximum affordable home value. › Put you in a stronger negotiating position with the seller › Help you close quickly, since your loan is pre- approved. Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
  • 4. 3. Shop Loan Programs & Rates • Consider the following: › How long you plan to keep the loan. › Understand the relationship between rates and points. › Consult an experienced loan originator in order to find the a loan program which fit your plans. Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
  • 5. 4. Apply For a Loan • You can apply online or in person. • Complete and sign the following forms: › Residential loan application › Form 1003 › Loan info sheet › Credit authorization and fair lending notice › Any additional documents your loan originator may request – read the complete list here. Lending2all.com is a Leading Company for Mortgage Loans & Home Refinance in Houston, TX.
  • 6. 5. Obtain Loan Approval • Once your loan application has been received, the loan approval process starts immediately. • The process involves verifying your credit history, Employment history, Assets and Property value. • To improve your chances of getting a loan approval - read the list of actions here: Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX. Lending2all.com/Loan-Info/Loan-Process
  • 7. 6. Close The Loan • After your loan is approved, you will be required to sign the final loan documents. • This will normally take place in the presence of a notary public. • Your loan will normally close shortly after you have signed the loan documents. Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
  • 8. Lending2All.com is a Leading Company for Mortgage Loans & Home Refinance in Houston, Texas Contact Us Today: http://www.Lending2All.com