1. Velvet E McKague, BSCJA, MBA, DBA
University of Phoenix
College of Business
Business Administration Department
Contact Information:
Phone: 720-514-1922
Email: velvetlaw@yahoo.com
Education
 University of Phoenix, Denver Colorado, Bachelor of Science, Criminal Justice 2006
 University of Phoenix, Denver Colorado, Masters, Business Administration 2009
 University of Phoenix, Phoenix Arizona, Doctorate (present) graduation date 2016
Academic Employment
2011 – 2013: Substitute Teacher K-12, Clark County School District Las Vegas,
Nevada
Help support teachers that are out long-term emergencies. I utilize curriculum engine to
maintain the classroom instruction and agenda’s for the students along with staying in contact
with teachers using interact within Clark County School systems.

2. Professional Employment
04-15-2015 to Present Safeway Corporation
 Bookkeeper, reconciling all the departments in the Lone Tree Safeway and Broadway
and Highlands Ranch Parkway.
09-2014 – 04-2015 Supreme Lending Company
 Maintained existing customers to secure suitable credit and cross-sell product
 Loan process and underwrite, Conventional, FHA, VA, and Non-conforming loans
 License #100048569, NMLS #1033923
3-2014-09-2014 Diamond Mortgage Company
 Maintained existing customers to secure suitable credit and cross-sell product
 Loan process and underwrite, Conventional, FHA, VA, and Non-conforming loans
 License #100048569, NMLS #1033923
11-2013 – 01-2014 Club MTI
 Club MTI a school to study for my mortgage license. I received my mortgage license
January 19, 2014
2-2013 – 11-2013: Wells Fargo Bank
Home Mortgage Consultant, providing mortgage solutions for customers.
 Maintained existing customers to secure suitable credit and cross-sell product
 Loan process and underwrite, Conventional, FHA, VA, and Non-conforming loans
November 2010-2011 Bank of America
Branch Manager: Handles all administration of banking center, training and developing team
members to meet his or her goals, completed schedules, and developed and promote sales
outside banking center
 Within eight months trained and developed current staff and working on developing a
new team.
 Met sales goals at 108% with new team first and second quarter

3.  Successfully past first audit while developing a new team.
January 2005 – 2010 Wells Fargo Bank: Frank Town Colorado
Branch Manager: Handles administration of banking center develops, and coach’s team
member to meet his or her goals, completed schedules, and developed new sales outside the
bank.
Business Specialist: Developed and maintained businesses in an assigned sales territory,
determined customer’s commercial loan and deposit needs for small and complex large sized
business:
 Maintained existing customers to secure suitable credit and cross-sell product
 Coached team members on business products to develop new sales
 Successful in reaching goals, Bronze 3rd quarter and Silver in 4th quarter
 Successful in reaching 1st quarter 2010 goal with ranking #3 in Mountain West Region
and # 1 in local district
 Loan process and underwrite small business loans/ conventional loans
Assistant Vice President Corpus Christi Texas, Business Relationship Manager: Developed and
maintained business account relationships in an assigned sales territory to determine customers
commercial loan and deposit needs for complex large sized business:
 Responsible for three retail branches coaching team members in business sales
 Maintained existing customers to secure suitable credit and cross-sell products
 Successful in reaching business sales goal at 144%
 Underwrite Commercial Loans/consumer loans, mortgages, home equity lines
 Process and underwrite airplane loans for corporations
Wells Fargo Financial: Office Administrator and Loan Processor Highlands Ranch Colorado:
Included processing real estate loans, ordering supplies, and handling all monthly accounting.
 Proficient in Micro-soft Word, Excel, Bite underwriting system, DeAudit and power
point.
 Process and underwrite mortgage loans, FHA, home equity, and small business SBA
loans
 Successful compliance audit at 100%

4. November 2004 – 2005 US Bank Littleton Colorado
Service Manager and Personal Banker: Training new staff, hiring, scheduling, new accounts,
processed conventional mortgage loans and outside sales dealing with small business.
November 2003 – 2004 Wells Fargo Bank Breckenridge Colorado
 Service Manager: Hired and trained new tellers, scheduling, coaching, completing all
monthly reports and ordering supplies.
June 2002 – Nov 2003 Oklahoma National Bank Tulsa Oklahoma
 Commercial Audit Dept.: Made sure all commercial loans were compliant, assisted with
new accounts and teller operations.
 Processed and underwrite commercial and conventional loans FHA, VA
January 2000 – 2002 Arrest Bank Tulsa Oklahoma
 Assistant Manager: Handled coaching and training for tellers and bankers in new
accounts, conventional mortgage loans, and outside sales for the small business.
Working Paper
“A QUANTITATIVE STUDY OF THE RETAIL BANKING INDUSTRY”
Professional Designation
12/2011- 01-2013 Licensed Substitute Teacher, in the State of Nevada
12/2013-Present Licensed Substitute Teacher, in the State of Colorado
Services
2001 – 2003 Volunteer, Junior Achievement
2010 – Campaign Manager for Don Winslow Southgate Water District - Lone Tree, Co.
2010 Doctorate Residency 1, Denver Colorado
2011 Doctorate Residency 11, Atlanta Georgia

5. 2012 Doctorate Residency 111, Phoenix Arizona
2014 Managed the 4th of July Liberty Dash for the City of Lone Tree Chamber of
Commerce