Use this spreadsheet to help kids understand the family's cash flow.

1. Where does all the money go??
A tool to track SPENDING for kids and their parents
Estimate (Budget) Actual
Who's Paying Parents Kids Total Parents Kids Total
Academics
School Supplies $0 $0
Books $0 $0
Tuition $0 $0
Tutoring $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0
Clothing
Everyday clothes $0 $0
Everyday shoes $0 $0
Special occasions $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0
Entertainment
Subscriptions $0 $0
Movies $0 $0
Music $0 $0
Theater $0 $0
Sporting Events $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0
Extracurriculars
Membership dues $0 $0
Lessons / Coaching $0 $0
Special outings $0 $0
Summer camp $0 $0
Gear $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0
Fitness
Gym membership $0 $0
Exercise equipment $0 $0
Shoes and gear $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0
Fun & Games
Toys $0 $0
Books $0 $0
Video Games $0 $0
Music $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0

2. Incidentals
Allowance $0 $0
Yearbook $0 $0
Other $0 $0
Subtotal $0 $0 $0 $0 $0 $0
Pets
Food $0 $0
Vet visits $0 $0
Other $0 $0
Subtotal $0 $0 $0 $0 $0 $0
Savings
Savings account $0 $0
College savings $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0
Social
Gifts $0 $0
Cash for outings $0 $0
Birthday parties $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0
Transportation
Gas $0 $0
Maintenance $0 $0
Car payments $0 $0
Car insurance $0 $0
Bicycles $0 $0
Public transportation $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0
Travel
Lodging $0 $0
Transportation $0 $0
Meals $0 $0
Activities $0 $0
Other $0 $0
subtotal $0 $0 $0 $0 $0 $0
TOTAL $0 $0 $0 $0 $0 $0