Online Banking

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Allen Thi

Economía y finanzas Empresariales

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Why is online banking greater in the East and West as oppose to the center of the nation? From Sullivan and Wang reading

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With {increasing|enhancing|boosting|raising} {adoption|fostering} of internet-banking {and|as well as|and also} mobile-banking, {an extensive|a comprehensive|a substantial|a considerable} network of branches is {no longer|not|no more} {necessary|required|needed|essential} for {banks|financial institutions}. Are {bank|financial institution} branches {headed for|movinged towards|went to} {extinction|termination}?

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The Internet is rapidly changing the global marketplace and the banking industry is no exception. The banking industry is now providing products and services online. Online banking allows customers to conduct their banking transactions over the Internet. It also facilitates e-society and e-commerce particularly online shopping and online sales. Today online banking is a global phenomenon. The aim of this paper is to provide a brief introduction to online banking.

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The death and destruction of traditional bank branches caused by digital and changing customer dynamics is widely foretold. But even digital natives are dual citizens of the physical world. Branch location is still customers’ strongest reason for switching current account and retail customers still want branches for important elements of sales and service. Retail is increasingly moving towards Omnichannel; enabling customers to do business on whatever mix of channels they choose. How channels are integrated is becoming as important as what channels are available. This has big implications for banks. Too often today, it is almost as if the digital and bank branch experience is designed and built by different companies. In the future, digital will underpin how banks deliver great customer experiences across channels. In this report we explore what drives the shift towards Omnichannel, how banks are performing today and a vision for Omnichannel banking in the future.

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Online Banking

1. Online Banking: Internet Commerce Written by: Richard Sullivan and Zhu Wang; Dan Sarel and Howard Marmorstein Presentation by: Allen Thi

5. Why is online banking greater in the East and West as oppose to the center of the nation? From Sullivan and Wang reading

10.

Online Banking

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