Jeevan Ankur is specially designed for the benefit of the children. Your child is totally dependent on you during his/her growing up years. Jeevan Ankur is an excellent plan to meet the multiple financial needs that arise as kids grow up. Through payment of Income Benefit, Jeevan Ankur assures that your child’s financial needs are met in case of your unfortunate demise. The Policy term is based on the age of the child (18 and 25) to ensure that the financial needs of your child are taken care of till she is old enough to start earning and settle in life. Because you can enjoy peace of mind that comes with the insurance cover and the certainty that all the benefits under the plan belong to your child. Also because your child will emulate your saving habit; an important lesson you can impart to your child at an early age.

1. LIC ’s Jeevan Ankur
P la n N o . 8 0
7

2. LIC’S JEEVAN ANKUR (PLAN NO. 807)
Features…
 A must plan for all parents.
 Parent is the Life Assured, child is the
Beneficiary
 Death Benefit = Sum Assured + Income
Benefit + Maturity Benefit *.
 Maturity Benefit = Sum Assured
+Loyalty addition.
*On death of the Life Assured, Basic Sum Assured shall be payable immediately
followed by Income Benefit, in addition to this all Maturity Benefits will be payable
on the scheduled date of Maturity.

3. LIC’S JEEVAN ANKUR (PLAN NO. 807)
Features Cont…
 Plan available for parents of a new born
child also.
 Three Riders to customize your policy.
– Accident Benefit Rider
– Critical Illness Benefit Rider( With an
additional option of Premium Waiver
Benefit)
 Conventional with profits plan.

4. LIC’S JEEVAN ANKUR (PLAN NO. 807) ELIGIBILITY
CONDITIONS
Particulars Minimum Maximum
EntryAge Life Assured 18 years 50 years
(Parent)
EntryAge for child 0 years 17 years
Term Maximum (18 25 minus age of
child
minus age of child,
8) years
Sum Assured Rs.100000/- No limit

5. LIC’S JEEVAN ANKUR (PLAN NO. 807)
ELIGIBILITY CONDITIONS & REBATES
Particulars Conditions
Premium Payment mode Single Premium, yearly,
half-yearly, Quarterly, Monthly
(ECS & SSS)
Other Conditions Sum Assured shall be in multiples of Rs. 5000/-
Mode rebate
Yly 2% TP
Tabular Premium
(TP) Hly 1% TP
Service T shall be payable by the policyholders on Single / Installment Premium as
ax
and when premiums are due .

6. LIC’S JEEVAN ANKUR (PLAN NO. 807)
ELIGIBILITY CONDITIONS & REBATES
High Sum Assured Rebate
Mode SA in lacs ‰ SA
Single Up to 1. 95 Nil
Premium 2 to 4.95 4.00‰
>5 lacs 6.00‰
Regular Upto 1. 95 Nil
Premium 2 to 4 . 95 2.00‰
> 5 lacs 3.00‰

7. LIC’S JEEVAN ANKUR (PLAN NO. 807)
BENEFITS
MATURITY BENEFIT
An Amount equal to Sum Assured plus
Loyalty Additions, if any.
****************
The Maturity Benefit is also paid to nominee
along with Sum Assured and Income
Benefit payments in event of Death of the
Life Assured.

8. LIC’S JEEVAN ANKUR (PLAN NO. 807)
BENEFITS
Death Benefit :-
• Immediate payment of an amount equal to the Basic
Sum Assured.
• Income Benefit - Income Benefit equal to 10% of the
Basic Sum Assured is payable on each Policy
anniversary from the policy anniversary coinciding
with or next following the date of death, till the end of
policy term to the nominee child.
• Another lump sum equal to Basic Sum Assured with
Loyalty Addition, if any, on the maturity date

9. LIC’S JEEVAN ANKUR (PLAN NO. 807) ELIGIBILITY
CONDITIONS – CRITICAL ILLNESS RIDER
Particulars Minimum Maximum
EntryAge 18 years 50 years
Policy Term Regular – 10 years As per basic plan
Single – 8 years
MaturityAge 60 years
Critical Illness Rs.50000/- Maximum of 5 lakh
Sum Assured (CISA) overall limit under all
existing policies and
new proposals
Other Conditions CISA shall be in multiples of Rs.10000/- PWB option
can be availed provided the BSA = CISA.

10. LIC’S JEEVAN ANKUR (PLAN NO. 807)
ELIGIBILITY CONDITIONS – ACCIDENT BENEFIT RIDER
Particulars Minimum Maximum
EntryAge 18 years 50 years
MaturityAge As per Basic Plan 70 years
Accident Benefit Rs. 25000/- Rs.50 lakh overall limit, taking into account
Sum Assured ABSA under all existing policies, i.e.
Individual,Group and new proposals. The policies
(ABSA) may be from LIC or any other insurance
company.
Other AB Premium shall be @ Re.0.50 ‰.
TheABSA shall be in multiples of Rs.5000/-.
Conditions
This Benefit is available under Regular Premium policies only.

11. LIC’S JEEVAN ANKUR (PLAN NO. 807) REASONS
TO BUY……
Jeevan Ankur ,
because it conveys the most
important message to your child –
•That he/she is the prime focus
of your life.
•That savings are important.
•That security is important

12. LIC’S JEEVAN ANKUR (PLAN NO. 807) REASONS
TO BUY……
•Monetary Benefits of the plan shall enable your
child to meet important financial expenses
during his/her growing-up years.
•The immediate payment of amount equal to the
Sum Assured will help meet financial needs that
arise on demise of the Life Assured.
•Continued benefit of 10% of SA on every policy
anniversary till Maturity is helpful in meeting
educational expenses from time to time.

13. LIC’S JEEVAN ANKUR (PLAN NO. 807) REASONS
TO BUY……
 Plus the Maturity Benefits of Basic Sum
Assured and Loyalty Additions, if any
shall be available on maturity irrespective
of your survival.
 You can customize your plan through
accidental Benefit Rider and Critical
Illness Rider as additional security is
always an added advantage.