smartBuy is an application for phones and tablets that helps in making decisions on financings and negotiations. It improves your negotiating power providing real time information for conscious and clever consumption.

1. purchase consciously
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2. purchase consciously
The tool you needed to make your best
deal.
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3. purchase consciously
smartBuy is an application for phones and
tablets that helps in making decisions on
financings and negotiations. It improves
your negotiating power providing real time
information for conscious and clever
consumption.
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4. How it works
purchase consciously
Choose your option
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5. How it works
purchase consciously
Find out how much you are
actually paying for your
financing…
… how much just in interest ...
… compare with your financial
application and plan pay in cash
.. and when negotiating, remember, information is power
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6. How it works
purchase consciously
Enter data supplied by the seller:
• Amount financed and down
payment
• Value and amount of installment
• The profitability of your application
(optional)
Press the calculator and get surprised
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7. How it works
purchase consciously
as possible, opt for cash payment..
..project your money in the future
by providing information and
discover how soon you reaches
your goal …
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8. How it works
purchase consciously
Enter required data:
• The aimed value
• First and follow deposits you intend
to do
• The profitability of your investment
Press the calculator and discover how
to get there
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9. How it works
purchase consciously
Discover the value of the
installment that fits your pocket
according the time of your debit..
..knowing how much you are
effectively paying, as well as your
balance and negotiate an interest
rate reduction.
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10. How it works
purchase consciously
Enter required data:
• Cash value
• Down payment and the number of
installments
• Charged interest rate (monthly or
annually)
If you wish send an e-mail pressing
over result 10

11. How it works
purchase consciously
Don’t let your home ownership
become a nightmare.
Understand the financing value =
property value + taxes + security
taxes and question what can
and/or must be financed
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12. How it works
purchase consciously
required data:
• property value
• down payment
• number of instalments
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13. How it works
purchase consciously
required data (more):
• Life and property insurance
• They could be fixed or in percentage
(decrease over the time)
• Administrative fee (monthly)
• equity rate – charged in some
countries
“CPM – CAM or compare” and choose the
system best fit your pocket
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14. How it works
purchase consciously
Visualize your commitment to
installments in the coming
months..
… free up interest settling the
outstanding balance.
CPM or CAM ?, compare them
with real information
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15. purchase consciously
• Property additional information
• Detailed report on HTML format file
• CSV file, that you can manipulate mortgage
information using spread sheet software
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16. How it works
purchase consciously
Understand the main features of
smartbuy and clarify your major
doubts ...
... navigate through pages by
dragging them like a book
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17. purchase consciously
• Browse among the features in
the actionBar
• Analyze your results
graphically
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• Share your information by
email (pressing on the area of
results)
• Clarify your doubts on our
twitter channel
• Suggest new features ..
criticize .. opine ...
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• To send e-mails, ensure your mail
application is configured correctly
• Developed for Android version 2.2.x
(Froyo) or higher
• Compatible with tablets and
smartphones
• Horizontal and vertical settings of
your screen device
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20. purchase consciously
Go straight from your phone or tablet
and search for smartBuy in:
https://play.google.com/store
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21. purchase consciously
and remember
“dealers are trained to sell, while consumers
don’t know how to buy”
Let’s change this game..
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22. purchase consciously
http://appsmartbuy.blogspot.com.br/
appsmartbuy@gmail.com @appsmartbuy
facebook.com/appsmartbuy
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