ITM EEC Batch 13B Macroeconomics Presentation By Pawan Jadhav Manish Bhat Sandeep Sirsekar

1. Central Banking By ITM E-MBA XIII-B Manish Bhat (Roll No-77) Pawan Jadhav (Roll No-85) Sandeep Shirsekar (Roll No-93)

7. Functional Chart

8. Organisational Structure

13. Credit Control Measures Quantitative Qualitative -Bank Rate -Marginal Requirement -Open Mkt. Operations -Rationing of Credit -Variation in C R R -Cost. Credit Regulation -S L R -Issue of Directives -P L R -Moral Suasion -Publicity -Direct Action

17. Cash Reserve Ratio and Interest Rates (per cent per annum) Item / Week Ended 2007 2008 Jul. 13 Jul. 11 C R R (per cent) S L R (per cent) 6.50 25.00 8.50 25.00 P L R (per cent) 12.75-13.25 12.75-13.25 (1) CRR & SLR relates to Scheduled Commercial Banks (excluding Regional Rural Banks). (2) Prime Lending Rate relates to five major Banks. (3) Data cover 90-95 per cent of total transactions reported by participants. Source- RBI website

18. Prime Lending Rates as on 9 th July 2008 for different loans Personal Loan 15.00% / 17.50% Home Loan 11.00% / 11.50% 12.00% / 12.50% Short Term Edu. Loan 13.00% / Doctor Loan 14.00% / Two Wheelers Loan 11.50% / Car Loan 12.50% / 13.00% 13.50% General Credit Card 16.00% / 17.00% Source- RBI website

19. Credit Control Measures Quantitative Qualitative -Bank Rate -Marginal Requirement -Open Mkt. Operations -Rationing of Credit -Variation in C R R -Cost. Credit Regulation -S L R -Issue of Directives -P L R -Moral Suasion -Publicity -Direct Action