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Digital Alberta Health
Benefits Program




Presented by:
Donald Chu, CEBS
donald@benefitdeck.com
Background
             Digital Alberta is always looking
             for ways to add value to its
             members
             After much due diligence, DA is
             proud to announce a partnership
             with BenefitDeck Consulting Ltd.
Program Summary
                  Exclusive to DA Members
                  Top up for base provincial medical
                  coverage
                  Customizable program designed to
                  fit your company’s needs
                  Coverage for: health care expenses,
                  dental appointments, prescription
                  drugs and eyeglasses
Why BenefitDeck?
                   Pre-negotiated Volume Discount
                   Digital Media Industry plan design
                   Benefit Plan for company at different stages:
                   -   Startup
                   -   Growth
                   -   Established
                   Supporting the Digital Media industry
Who we are

 BenefitDeck is a benefits
 consulting company with the
 goal is to help clients with their
 benefits plan decision through
 open      communication        and
 advise in their best interest.

 We can work with any provider,
 and have volume discount pre-
 negotiated for our select
 Association partners.
This is right for you if
                           Would like to start a plan, and never
                           had one before
                           You had a benefit plan but are not
                           satisified with the service or your
                           cost keeps escalating
                           A Digital Alberta member
Benchmark Plan

                 Life Insurance

                 Disability Insurance (Optional)

                 Critical Illness (Optional)

                 Extended Health Care (80-100%)
                 - Prescription Drugs – Rx card
                 - Hospital upgrade
                 - Travel coverage
                 - Paramedical Practitioners
                 - Visioncare

                 Dental Care
                 - Basic (80-100%)
                 - Major (50-60%)
                 - Orthodontic
Considerations before you start

                          Contribution Split:
                          - What’s typical?
                          - Tax considerations

                          Do you need Disability or Critical Illness
                          - How does EI fit into this?

                          How will my renewal be assessed
                          - Usage vs. demographics

                          How pricing works?
                          - Demographics
                          - Claims history (if available)
                          - % of payroll
Technology Efficiency
                        •24/7 plan administration
                        online access
                        •Electronic Claims
                        submission and direct deposit
                        •Mobile apps to check
                        submission balances
Wellness Offerings
                     Healthy employees are more productive
                     • Wellness Coaching
                         • Stress management
                         • Smoking cessation
                         • Weight management
                     • Employee Assistance Program
                        • 24/7 access to consultations with
                        in parenting, child care, education,
                        elder care, mental health
                     • Lunch and learn seminars
                     • Onsite Health Clinics
                     • Health Risk Assessments
What to Expect
  Annual reviews of insurance carrier’s
  renewal

  Quarterly claims experience monitoring,
  reporting and analysis

  Review of compensation strategy

  Designing the right plan

  Price out options
What to Expect

                 Drafting employee communication

                 Conduct employee meetings/education sessions

                 Communication of changes in the marketplace,
                 legislation updates

                 Coordinate required plan changes

                 Identifying tax, payroll and administrative issues,
                 legal liability issues

                 Employee claims resolution/ disputes
BenefitDeck's 5-Point Service Guarantee

                           Access to Key Decision makers
         BenefitDeck has direct access to insurance company senior executives.
                                     Independence
  BenefitDeck is truly independent, working with any provider that is best suited to your
                                    company's needs.
                                       Specialization
BenefitDeck is in the business of helping companies provide access to health and wellness
                                    to their employees.
                                     Accountability
 BenefitDeck ensures that the insurance company pays your employees' legitimate claim.
                            Transparency and Full Disclosure
   BenefitDeck is committed to transparency and full disclosure of potential conflicts of
      interest, as well as disclosure of compensation arrangements with suppliers.
Next Steps


   • Request to Quote
   • Employee Data
   www.benefitdeck.com
   Get A Quote (top right)
   • Timelines
Thank you for attending
                                        Donald Chu, CEBS
                          Principal, BenefitDeck Consulting Ltd.

                                       200 - 1212 9th Avenue SE,
                                              Calgary AB T2G 0T1

                                              Tel: 403-978-0755
                                            www.benefitdeck.com

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Digital Alberta - BenefitDeck Webinar Presentation

  • 1. Digital Alberta Health Benefits Program Presented by: Donald Chu, CEBS donald@benefitdeck.com
  • 2. Background Digital Alberta is always looking for ways to add value to its members After much due diligence, DA is proud to announce a partnership with BenefitDeck Consulting Ltd.
  • 3. Program Summary Exclusive to DA Members Top up for base provincial medical coverage Customizable program designed to fit your company’s needs Coverage for: health care expenses, dental appointments, prescription drugs and eyeglasses
  • 4. Why BenefitDeck? Pre-negotiated Volume Discount Digital Media Industry plan design Benefit Plan for company at different stages: - Startup - Growth - Established Supporting the Digital Media industry
  • 5. Who we are BenefitDeck is a benefits consulting company with the goal is to help clients with their benefits plan decision through open communication and advise in their best interest. We can work with any provider, and have volume discount pre- negotiated for our select Association partners.
  • 6. This is right for you if Would like to start a plan, and never had one before You had a benefit plan but are not satisified with the service or your cost keeps escalating A Digital Alberta member
  • 7. Benchmark Plan Life Insurance Disability Insurance (Optional) Critical Illness (Optional) Extended Health Care (80-100%) - Prescription Drugs – Rx card - Hospital upgrade - Travel coverage - Paramedical Practitioners - Visioncare Dental Care - Basic (80-100%) - Major (50-60%) - Orthodontic
  • 8. Considerations before you start Contribution Split: - What’s typical? - Tax considerations Do you need Disability or Critical Illness - How does EI fit into this? How will my renewal be assessed - Usage vs. demographics How pricing works? - Demographics - Claims history (if available) - % of payroll
  • 9. Technology Efficiency •24/7 plan administration online access •Electronic Claims submission and direct deposit •Mobile apps to check submission balances
  • 10. Wellness Offerings Healthy employees are more productive • Wellness Coaching • Stress management • Smoking cessation • Weight management • Employee Assistance Program • 24/7 access to consultations with in parenting, child care, education, elder care, mental health • Lunch and learn seminars • Onsite Health Clinics • Health Risk Assessments
  • 11. What to Expect Annual reviews of insurance carrier’s renewal Quarterly claims experience monitoring, reporting and analysis Review of compensation strategy Designing the right plan Price out options
  • 12. What to Expect Drafting employee communication Conduct employee meetings/education sessions Communication of changes in the marketplace, legislation updates Coordinate required plan changes Identifying tax, payroll and administrative issues, legal liability issues Employee claims resolution/ disputes
  • 13. BenefitDeck's 5-Point Service Guarantee Access to Key Decision makers BenefitDeck has direct access to insurance company senior executives. Independence BenefitDeck is truly independent, working with any provider that is best suited to your company's needs. Specialization BenefitDeck is in the business of helping companies provide access to health and wellness to their employees. Accountability BenefitDeck ensures that the insurance company pays your employees' legitimate claim. Transparency and Full Disclosure BenefitDeck is committed to transparency and full disclosure of potential conflicts of interest, as well as disclosure of compensation arrangements with suppliers.
  • 14. Next Steps • Request to Quote • Employee Data www.benefitdeck.com Get A Quote (top right) • Timelines
  • 15. Thank you for attending Donald Chu, CEBS Principal, BenefitDeck Consulting Ltd. 200 - 1212 9th Avenue SE, Calgary AB T2G 0T1 Tel: 403-978-0755 www.benefitdeck.com