3. ARE
Who We
Change Fusion Nepal first “Hakuna” night on September 25, 2008.
Change Fusion Nepal supports young Nepalese with the most
innovative ideas to solve social and environmental problems
through a comprehensive fellowship program that serves to
translate innovative ideas into sustainable and scalable business
ventures.
Change Fusion Nepal was founded in Nepal on September 2008
and is part of Change Fusion Thailand. It was founded in Nepal to
help local youth direct their vision, passion and skills towards
benefiting marginalized and disadvantaged people and areas in
their societies through social entrepreneurship.
4. What is a social entrepreneur?
Change Fusion Nepal defines a social entrepreneur as:
Someone who recognizes a social or environmental problem and uses
entrepreneurial principles to organize, create, and manage a venture
that creates social and/or environmental change. Social entrepreneurs
are innovative, resourceful, and results oriented individuals who utilize
the best of the business, non-profit and technology worlds to develop
innovative solutions that maximize their social and/or environmental
impacts.
5. DO
What We
Change Fusion Nepal promotes youth social entrepreneurship
through a comprehensive social business incubation fellowship
program focusing in four key areas:
FINANCES // MENTORSHIP // NETWORKS // KNOWLEDGE
The fellowship cycle begins with the call for proposals by
announcing an annual entrepreneurs’ competition. Immediately after
the application deadline, we rigorously evaluate the applications and
select our fellows. Once we announce the winners of the fellowship,
we work with a team of innovative partners and supporters to help
co-design, finance and incubate the vision of the young social
entrepreneurs so that we can holistically evolve their passionate
ideas into viable social enterprises.
6. “Many young people today feel frustrated because they cannot see any
worthy challenge which excites them. Almost all social and economic
problems of the world will be addressed through social businesses.
The challenge is to innovate business models and apply them to
produce desired results cost effectively and efficiently. “
Dr Muhammad Yunus, Noble Peace Prize Laureate
on inspiring young social entrepreneurs
7. COMPONENTS
The Fellowship
Change Fusion Nepal facilitates the growth of social enterprises by creating a
comprehensive and competitive platform that empowers social innovators to
develop their social enterprises while keeping the primary focus on maximizing
social impact. We do this by focusing on four key areas:
FINANCES
+ Connect the fellows with appropriate financing and financial management resources
+ Help to identify and conduct due diligence of early-stage enterprises
MENTORSHIP
Face-to-face and virtual consultations by a diverse group of paid and volunteer local
mentors with focus on:
+ Business planning
+ Social impact assessment
+ Start-up operation management
+ Financial model development
+ Investment readiness and fund raising
The contracted mentor will mentor the selected fellows for a year. For the first 3 months,
the mentor will meet the fellows once a week and then once a month thereafter and will
provide a weekly report on the progress of the fellow.
NETWORKS
In addition to financing, the scalability of innovative enterprises is closely determined by
its ability to engage diverse networks in the solution. We engage through our ability to:
+ Connect Nepalese young social entrepreneurs with investors, mentors, other social
entrepreneurs and other interested stakeholders
+ Host biannual local events, called Hakuna Nights, to spur innovation, enhance
creativity, network and present their stories to supporters, established entrepreneurs,
investors, donors and international development experts
+ Host monthly meetings, called Udomi Baithak, to connect with other young
changemakers in order to build, engage and inspire creative use of the growing like-
minded youth network
+ Engage with an online portal for social entrepreneurs to help the finalists communicate
with the broader community
KNOWLEDGE
Appropriating knowledge in the area of social enterprise and development can
significantly improve an early-stage enterprise’s development process. We help develop
knowledge through the:
+ Creation and translation of relevant knowledge tools such as guidebooks, publications,
blogs and active point raising discussions within our networks
+ Engagement in relevant research focusing on the region
+ Run a “Capacity Building Workshop” to provide access to essential knowledge in
relevant areas. Business leaders and consultants are invited to the workshop to work
with the fellows and pass on their expertise on selected topics such as preparation of the
business plan, assessment of general startup problems and discussion on particular
needs of the participants.
8. Nepal has recently emerged from a decade-long civil war and many youth are still feeling frustrated,
disconnected and hopeless due to the still ongoing political instability and lack of opportunities.
Many disadvantaged youth turn to alternative methods of survival, such as working abroad as
exploited labor and many who stay feel trapped, not knowing where to turn. There are many bright
Nepali youth with the vision, ideas and passion to make a difference but who have neither the
money nor the knowledge to implement their ideas successfully.
Young social entrepreneurs who are equipped with innovative ideas, commitment and a vision for
social change are often left to run their ventures with little support. As a result, most of them choose
to abandon their venture after a short stint and end up returning to conventional career paths. There
are currently only a handful of programs that support young social entrepreneurs. We believe that
developing support networks through social entrepreneurs will bring a change to this mindset and
give hope to young people who ultimately will determine the future of Nepal.
NEPAL?
Why support
9. DONE
What We’ve
SEPTEMBER2008
DECEMBER2008
Change Fusion Nepal started its journey in September 2008
with our first “Hakuna” event bringing together 20+ young
social entrepreneurs and their potential supporters to meet,
showcase and discuss the emerging field. The event was a
unique opportunity and a platform for many young social
entrepreneurs to talk about their ideas to the public.
Change Fusion Nepal announced
a nation-wide competition
beginning in December 2008. Out
of the 50 applicants received, 10
were selected.
JULY2009
OCTOBER2009
Hosted the second
“Hakuna”. The entrepreneurs
presented their venture to a
crowd of over 100 potential
supporters.
With just 1 month of fundraising, over
USD 7,000 was raised and four of the
best prepared ventures were funded.
APRIL2009
Change Fusion Nepal
Fellows announced.
JANUARY2010
Began Udhomi Baithak meetings,
which is a very close conversation
between five social entrepreneurs and
two experts in their own fields to talk
about solutions to overcoming
problems with the fellow’s ventures.
OCTOBER2009
Featured in leading
newspapers, the
Kathmandu Post and
the Himalayan Times.
Secured the
first round of
financing.
AUGUST2009
Established
partnerships with Nepal
Ko Yuwa, Entrepreneurs
for Nepal and the
Unreasonable Institute.
11. “For the past 6 years, through
individual donations, I have been
sheltering children of inmates.
At this moment, I am training
women prisoners to make Nepali
handicrafts so I can sell them
and cover the costs of
education and feeding the
children.”
focus: empowering female inmates to care for their children
Pushpa Basnet, age 26
When Pushpa was 20, she visited a jail for her social science
class and found that children were living in dire conditions
with their mothers (inmates) in prison. This was an eye-opener
that spurred her to research more on the plight of these
children and their mothers. Pushpa felt that children should
not be punished for their parent’s crime, but found that by
law, if the children had no family or place to live outside the
prison, they were required to live with their mothers in prison.
Pushpa took immediate action and opened the “Early
Childhood Development Centre” (ECDC) where she provided
the children with food, education and love. As her centre
grew, increasing 7 fold in just 6 years, so did her expenses.
Through the support of Change Fusion Nepal Fellowship, the
idea to engage the incarcerated mothers in money-making
activities to pay for the support of their children was born.
In addition to supporting the ECDC’s programs, this also
empowers the mothers with access to income generating
activities that they can continue even after they are released.
Pushpa wants to change the attitude of the society towards
these inmates. Above all, Pushpa hopes that people will visit
her centre, meet the children, spend some time with them
and buy the handicrafts and handmade cards.
PUSHPA’S VISION
Showroom for handicrafts:
Pushpa is currently producing
handmade cards using former
women inmates. The income
generated from the sales is helping
her organization become self-
sufficient. The children also help in
the card creation process for just 15
minutes a day during their play
hours. Shewants to open a
showroom so that it can display the
products that the inmates and the
children have made and generate
awareness and income from sales.
Volunteers:
Pushpa hopes to collaborate with an
international designer to blend
Nepali textiles with international
design. She is also looking for a web
designer to design her website.
12. “There is a remote, poverty-stricken
area in Nepal called Bajura where the
local soil cannot sustain any
agriculture. I want to start a venture
by extracting oils from olives and
training the local community so I can
reduce poverty and increase employment
in Bajura.”
Sambhu Poudel, age 25
focus: high altitude agriculture for poverty & hunger alleviation
Sambhu, a young Forestry student, never in his wildest
dreams thought that a trip to Bajura would change his life
forever. One day, a foreign friend asked him about the
possibility of olive production in Nepal. Curious to find out for
himself, he contacted officials and researched the database
of the Department of Forestry and found insufficient data
about wild olives in Nepal. Digging deeper, he learned about
a place called Bajura, where wild olives were known to grow.
Bajura lies in a remote rural area Nepal at an altitude of 2,192
meters. Sambhu found that the land is infertile and the local
communities were struggling to make ends meet. Many,
particularly the youth, are leaving their communities and
migrating, mostly to India, so they can make a better living.
Sambhu found that in this area, there was a species of
particularly resilient wild olives, called Olea cuspidate, that
were successfully growing in marginal wastelands. In Bajura,
these trees were only being used for animal fodder or
construction, and its potential for olive oil creation had not
been utilized.
Seeing the huge potential for both an olive oil venture and a
sustainable job market for the the local community, Sambhu
and his friend decided to stay in Bajura. Through a research
grant they received from National Trust for National
Conservation (NTNC), they spent 6 months investigating these wild olives and found that roughly 19 tones of
olives are being wasted (rotting and spoiling) every year. Sambhu has been in contact with olive oil experts
from Italy who are helping him learn how to build a successful venture through olive production. With the
support of Change Fusion Nepal, Sambhu is beginning to take action to help alleviate poverty and hunger in
the region.
SAMBHU’S VISION:
Income generation to alleviate
poverty: Sambhu hopes to test the
potential of olive trees and its oil
and plant more trees in the region.
(According to the Food and
Agricultural Organization (FAO),
approximately 300 trees per hector
can be planted on marginalized
wasteland). This will bring more
income to communities from sales
of oil and help halt migration of the
youth. They have already talked to
the community and they have
shown their full support.
Equipment: An efficient machine is
needed to abstract oils from these
fruits.
13. “Rural farmers are being
exploited by middlemen and
as such have difficulties in
even covering their
investments. I aim to give
not just fair price for their
production but also new
technology for organic
farming.”
Sabina Shrestha, age 29
focus: Empower rural farmers through technology and organic farming
Dolakha, a district in central Nepal, is very famous for its potatoes.
Many drive five hours from Kathmandu just to have a taste of these
potatoes. Sumina, along with her friends, did just that three years
ago. She was overwhelmed by the beauty of the place, but felt that
the farmers were not happy. When she asked the farmers why the
gloomy face, the farmers explained how they were stuck in a cycle
of poverty because they didn’t have the necessary marketing and
networking skills to become independent of the middlemen who
took all the profits.
After Subina reached home, the farmers’ plight continued to haunt
her. She talked to her team members at Rural Community
Development Society (RCDC), an organization that promotes
livelihood and employment opportunities for the rural farmers. They
went back to the village to find out more and noticed that
insufficient income from farming had led to social chaos and
disorder due to unemployment and poverty, and farmers were
either committing suicide or migrating to escape their suffering.
Sabina and her team set up a cooperative in Dolakha that provides
training and networking to the farmers. Through her venture, she
hopes the farmers, who form a majority of the population, can get
a fair price for their products and discourage the presence of
profit-seeking middlemen. The team is also trying to promote
organic farming to maintain the nutrient value of the products and
healthy farming techniques. The team collects rural food products
from the producers’ cooperative and delivers them to hotels,
retailers, individual consumers and individual vendors. The results
were positive due to the good quality, taste and fair price of the
potatoes.
SABINA’S VISION:
Expansion: Currently limited to
just two adjoining districts of
Sindhupalchowk and Dolakha, the
team has generated interest in
other parts of the country to
expand and involve more farmers
and rural people. They hope to
serve at least 1,000 farmers in the
near future and expand as much
as possible. Current customer
target is of 25,000 which will be
expanded with the product range
and the quantity of the products.
Potato shop: If they get financial
assistance, they hope to set up a
potato shop so they can sell the
potatoes.
Transportation: Lots of revenue
is been spent on transportation
alone, because they don’t own
their own vehicle. Sabina is
hoping for financial assistance so
they can own their own vehicle
and thus cut their costs.
14. “I was saddened by the extreme
poverty that is faced by
rickshaw pullers and their
families. And on top of that, the
rickshaw owners exploited them
in different ways. With my
venture, I want to bring more
income and encourage self-
respect among rickshaw
pullers.”
Ranjit Kaushawa, age 30
focus: improving living standards & social status of rickshaw puller communities
Ranjit is a normal man with extraordinary vision. On a regular
journey in a rickshaw, a normal conversation with the
rickshaw puller changed Ranjit’s focus in life. On inquiring
about the rickshaw puller’s way of living, Ranjit was shocked
at the appalling state of affairs. Rickshaw pullers suffer from
extreme poverty due to exploitation from rickshaw owners.
They also suffer from bias on the basis of castes as most of
them are Dalits (untouchables in the Nepali caste system).
This has serious health impact on the rickshaw pullers and
they have an average life expectancy of 45-47 years.(The
average life expectancy of people in the region is 60 years).
Upon hearing the same story from many different pullers and
consulting with his friends, he decided to do something about
it. He says he wants to do something for the community. By
giving the “untouchables” a platform to establish themselves
by getting rid of the vicious circle, Ranjit says other exploited
groups can follow the same example and the society as a
whole can gain.
Ranji decided to get his friends involved in coming up with a
solution, which was to provide the pullers with their own
rickshaws (with colors indicating they own it) and a first aid
box. His venture will allow these puller to pay a minimal daily
amount of about NRS. 20-25 (instead of the current NRS.
60-70) to his cooperatives with a flexible payback plan ranging from 1.5 years to 2.5 years. After they pay
off the whole amount, the pullers will own their own rickshaws, which will break the vicious cycles of being
exploited by rickshaw owners and invest the profit in improving the livelihood of their families.
RANJIT’S VISION:
A Rickshaw cooperative: Ranjit
and his team of 17 volunteers have
set up a cooperative run by
rickshaw pullers for the betterment
of their lives. This cooperative
provides them with social identity,
health checkups and networking
for these rickshaw workers.
50 Rickshaws: One rickshaw
costs NRS. 25,000 ($300). Ranjit
has applied for ChangeFusion
Nepal grants to buy 50 rickshaws
for one district in Bara.
Education: A school for chidren of
rickshaw pullers where they will get
the much-needed education and
thus, opportunities to turn their life
around.
15. “Having been born as a Newar with its
rich culture and heritage, I was
saddened by how the values of the
culture were diminishing and
traditional craft makers were losing
their jobs. Now, I am not only saving
my culture, I am fulfilling my life-
long dream of having my own
business.”
Urmila Malakar Shrestha, age 32
focus: cultural preservation, education & artisan empowerment
Newars, the indigenous people of Kathmandu, are the
sixth largest ethnic group in Nepal. They are credited with
designing the multi-tiered pagoda architectures that have
received world-wide attention. Urmila, born and bred as a
Newar, noticed that the Newari culture, arts and crafts
were diminishing due to crude republication. What really
hit home was her recent trip to Pyon Gaun where she met
a one time famed craftsman, Purna Bahadur Maharjan,
who confided in her that 10 years ago, he was able to
provide a comfortable life for his family through his
handicrafts but now he had difficulty feeding himself. Due
to such hardships, his sons abandoned their father’s
legacy to pursue other work. Urmila felt that something
had to be done now otherwise the culture would be lost to
the new generation who would never understanding their
own history and culture.
Urmila left her job in an advertising firm, applied to Change
Fusion Nepal and organized a team of equally passionate
young Newars to co-lead this venture. With the first
installment of seed funding from Change Fusion Nepal in
addition to her own personal investment, Urmila opened
Newa Decor, a shop in Mangal bazar, Patan which aims to
promote Newari culture, tradition and arts while giving
craft makers the opportunity to sustain themselves
through the employment.
URMILA’S VISION:
Newa Decor: Urmila and her team
have opened a showroom called Newa
Decor exhibiting and selling Newari
handicrafts made by traditional crafts
makers. The team is also available to
consult with you on how to decorate
your home in Newari style and decor.
Newa Mini Museum: Urmila is
planning to open a mini museum
showcasing Newari crafts. Her team will
give a tour on the history of Newari
culture, traditions and heritage to
visitors.
Newa Homestay: Urmila is planning to
open a Newari home stay where guests
can stay and enjoy Newari hospitality.
The guest will have the opportunity to
spend time with Urmila’s team and
family and learn about Newari culture
and taste Newari food. If they are lucky,
they can also celebrate Newari festivals
if it happens to be on the time of their
stay. Through this home stay, Urmila
hopes to promote Newari culture and
tradition.
16. FUNDING
Action through
Pusha used the funds received from Change Fusion Nepal to
generate employment opportunities for women released from
prison through the production of the handicrafts. With the
income from these sales, Pushpa has been able to support
some of the basic food and education costs associated with
caring for the children of incarcerated mothers.
Sambhu used the funds received from Change Fusion Nepal to
do extensive research on the viability of the production of olive
oil in Bajura. In April 2010, Sambhu will pick the fruits and
extract the olive oil by employing the rural people.
Urmila used the funds received from Change Fusion Nepal to
open a small show room in Mangal Bazar, called Newa
Décor, where she is showcasing and selling different Newari
products made by traditional Newari artisans who are in poor
economic conditions.
Sabina used the funds received from Change Fusion Nepal to
rented a small shop in Boudha, to store the potatoes from
Dolakha, She also started marketing and selling the potatoes
to a variety of buyers, including hotels, restaurants, vendors
and more.
17. “By helping to create successful
entrepreneurial stories that impact the
daily lives of the underprivileged in Nepal, we
support role models who prove that
positive change is indeed possible.”
Luna Shrestha Thakur,
Change Fusion Nepal Director
18. As much as it is important to raise funds to support the ventures, it is equally
as important to manage and grow the ventures that we are currently
supporting. In order to do this, Change Fusion Nepal is looking for different
ways to support these four ventures in terms of networks, markets and
capacity building. Change Fusion Nepal will organize separate events in
collaboration with Youth Asia and Entrepreneurs for Nepal for these purposes.
With the support of Youth Asia, Change Fusion Nepal will organize additional
monthly events, called, ”Udhyomi Baithak”, where the entrepreneurs will
interact with handpicked experts and discuss ways to develop the ventures.
ChangeFusion will continue to look for supporters and help the ventures with
their marketing, networking and finances.
Change Fusion Nepal will be hosting another Capacity Building Workshop for
March 2010. We have already been in touch with a variety of professionals
who have expressed interest in participating in the workshop to support the
emerging entrepreneurs.
:
Change Fusion Nepal will be raising more funds in order to support an
additional batch of ventures in 2010. Our team is currently working on a
comprehensive investor brochure in order to clearly specify how interested
financial supporters can contribute and what their contribution will mean.
Once completed, the investor brochure will be send both locally and
internationally.
In order to gain international recognition, support and expertise, we are in the
process of establishing a branch office that will operate as a non-profit
501(c)3 , which will allow us to accept tax deductible donations from people
living in the United States.
Along with the next Capacity Building Workshop, Change Fusion Nepal will
announce a new nation-wide competition for young social entrepreneurs
beginning in May 2010 to select the fellows for 2010. In order to attract the
most qualified and passionate young people, we will be embarking on a nation
wide awareness program this April so that we can spread information about
this opportunity all across Nepal. This on the road program is being supported
by local communities and clubs of the targeted districts.
These plans culminate in September 2010 with the 3rd “Hakuna” where the
ventures associated with Change Fusion Nepal will talk about their activities. In
addition, the fellows of 2009 describing their activities of the previous year and
the selected ventures of 2010 showcasing their ideas.
What is
NEXT
NEPAL
SUPPORT
CAPACITY
BUILDING
FUND
RAISING
UNITED
STATES
FELLOWSHIP
2010
19. Your unique
CONTRIBUTION
FUNDING
Without supportive funding from philanthropic investors, none of this would
be possible. Your financial support will act as seed money to help start these
ventures as well as help fund the capacity building and mentorship needed
to help our ventures be financial sustainable while having a tremendous
social impact in the communities they operate in. Any contribution, from
USD$ 100 to USD$ 100,000 will make an impact.
We hope that you will be able to support one or more of the following:
With just $3000, Pushpa can open a small show room for
her products and train more inmates from outside
Kathmandu. Pushpa has started producing handicrafts, so
please visit her Early Childhood Office in Budhanilkantha to
buy her products.
With just $3000,, Urmila can open her Newari Home Stay.
Urmila has already opened her show room, Newa Décor.
You can buy any one of the three beautiful Newari corners
there. Please visit her show room in Patan Darbae Square.
With just $3000, Sabina can open a mini market where she
can sell the fresh products from different farmers. If you like
potatoes, please order her potatoes from Sindhupalchok.
With just $3000, Sambu can start picking the fruits of
olives and start processing to make oil of it.
With just $3000, Ranjit can buy 10 rickshaws which will
bring him to a total of 30 purchased rickshaws - enough to
have a critical mass of independent rickshaw pullers. You can
also sponsor to buy one rickshaw for just USD 300.
We firmly believe that everyone has something they
contribute. In order to engage as many people as possible in
helping empower and support these ventures, we have
developed a number of ways for you to help turn these ideas
into a reality.
20. Your unique
CONTRIBUTION
MENTORSHIP
Change Fusion Nepal provides crucial capacity building support through
our mentorship component of the fellowship. THe mentorship provided
ensures that the most innovative ventures stay afloat and can overcome
the challenged that come their way. If you have any interest in helping to
mentor a young social entrepreneur to make an important impact through
their venture, we strongly encourage you to reach out to us so we can
discuss your involvement. We encourage you to provide either on or off-
site time and expertise towards mentoring young social entrepreneurs and
assist them in their business development. Our mentorship program is
very flexible and we are looking forward to working with you to determine
what time commitment is appropriate for your schedule and expertise. If
you are unable to commit your time, we would be honored to have you
financial support which would cover the fellow’s mentor costs ($3000
annually per mentor). For more information, please contact
luna@changefusion.org.
KNOWLEDGE
Change Fusion Nepal collects and develops knowledge content that are
available both online and offline that helps educate the young social
entrepreneurs about how to successfully run their social ventures. If you
have resources that you think would be valuable, please send us an email
or give us a call to let us know. We are continually updating and evolving
our knowledge resources, so please do help us expand. If you are abroad
and if you know any organizations that are supporting social
entrepreneur’s products through online shops or direct market, please let
us know. This sort of information can make all the difference in the world
to us. Additionally, you can Provide financial support to ChangeFusion
Nepal to host capacity building workshop. For a three day workshop, the
total cost is just USD$ 3000. Give your valuable time as a trainer to share
your financial and business expertise.
21. Your unique
CONTRIBUTION
NETWORKS
The age old saying, “it’s all about who you know” has not lost any of it’s
truth along the way. In order to succeed in business, it’s important to
have an extensive network of diverse contacts to help you along the
way. The same is true for these young social entrepreneurs. You can
provide tremendous help by inviting Change Fusion and/or our fellows
to events, conferences, parties, workshops or any other gathering so
that we can enter into valuable networks that are essential for future
success.
Additionally, you can provide financial support for events such as
Hakuna and our monthly change makers events that help young social
entrepreneurs network and find partners for their social ventures. One
Hakuna event will cost around USD$ 1000.
We also need people to help provide logistical support such as use of
space and refreshments for the networking events.
PROVIDE US WITH YOUR INVALUABLE ADVICE
Any form of support you provide will contribute towards providing young
social entrepreneurs with much needed opportunities to improve their
business development and add to the community. We look forward to
working with you. For more detail information on how to be involved,
please write to luna@changefusion.org
If you are ready to send funds, please send to the following account.
Account name: Change Fusion Nepal
Account number: 3101017500088
Bank details: Nabil Bank Limited, Baneswor Branch, Kathmandu, Nepal
Swift Code: NARBNPKA
For more detailed information, please contact luna@changefusion.org
22. Showing our
GRATITUDE
If you are able to support Change Fusion through financing,
mentorship, knowledge and/or networking, we would be
honored to show our appreciation through the following:
WEBSITE
With you permission, we would post your name and/or
business or organization as a Change Fusion Nepal supporter
on our website.
STAY UP TO DATE
You will get information every month about the progress of the
fellows whom you have supported.
MEET THE ENTREPRENEURS
If you are in Nepal, we will make an opportunity for you to meet
our fellows and to see their ventures in action.
If you are ready to send funds, please send to the following account.
Account name: Change Fusion Nepal
Account number: 3101017500088
Bank details: Nabil Bank Limited, Baneswor Branch, Kathmandu, Nepal
Swift Code: NARBNPKA
For more detailed information, please contact luna@changefusion.org
23. “If we can spend
the early decades of
the 21st century
finding approaches
that meet the needs
of the poor in ways
that generate profits
for business, we
will have found a
sustainable way to
reduce poverty in the
world."
- Bill Gates, Microsoft