UPS Capital overview and capabilities

4. UPS Capital Capabilities UPS Capital exists to help businesses like yours maximize the financial resources invested in their supply chains. Our products and services support your supply chain in three key areas: Protect Your Goods Accelerate & Protect Payments Improve Cash Flow Rely on UPS Capital Insurance Agency, Inc. to mitigate the risks inherent in today ’s longer and more complex supply chains. Leverage the goods in your supply chain to attain the capital you need to run and grow your business. Shorten the conversion of goods to cash, while protecting your business from customer credit defaults.

5. Improve Cash Flow

6. Improve Cash Flow The financial expertise of UPS Capital combined with UPS ’s proficiency in facilitating international trade makes us unique in the marketplace. We provide solutions that help finance your international trade. UPS Capital Cargo Finance ® Equipment Buyer Credit* Global Asset-Based Lending Loans made in California are pursuant to a Department of Corporations California Finance Lenders License. Products may not be available in all areas and may be modified based on requirements. Check with your UPS Capital representative for local availability. Credit availability is subject to approval. Products are offered through UPS Capital Business Credit, a subsidiary of UPS Capital Corporation. UPS Capital Corporation is neither an agent for, nor associate of, UPS Capital Business Credit for the purposes of originating, processing, underwriting or servicing government guaranteed loans ( e.g. , Ex-Im guaranteed loans). Products may not be available in all areas and may be modified based on requirements. Check with your UPS Capital or UPS Capital Business Credit representative for local availability. Credit availability is subject to approval.

7. UPS Capital Cargo Finance ® Improve Cash Flow Provides inventory financing, on a transactional basis, to customers who are importing goods via UPS Ocean Freight and using UPS Customs Brokerage.

13. Global Asset-Based Lending Traditional Asset-Based Loan Structure $2 Million Inventory in U.S. Warehouse $12 Million Accounts Receivable Typical ABL Loan Inventory (50% LTV) $1.0 million Accounts Receivable (80% LTV) $9.6 million Total Loan $10.6 million

14. Global Asset-Based Lending Global Asset-Based Loan Structure (Example) $2 Million Inventory in U.S. Warehouse $12 Million Accounts Receivable $2 Million Inventory in Asian Warehouse $2 Million Inventory In transit ABL Loan Typical ABL Loan Integrated GABL Loan In Country (U.S.) Inventory (50% LTV) $1 million $1 million In Transit Inventory (50% LTV) — $1 million Out of Country (Non U.S.) Inventory (50% LTV) — $1 million Accounts Receivable (80% LTV) $9.6 million $9.6 million Total Loan $10.6 million $12.6 million

23. Accelerate & Protect Payments

24. Merchant Services Accelerate & Protect Payments

27. Receivables Management Solutions Accelerate & Protect Payments

38. Protect Your Goods

44. Thank you UPS Capital Corporation 35 Glenlake Parkway Atlanta, GA 30328 1-877-263-8772 www.upscapital.com