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Adding value through mobile web services
why mobile web
where are your
   customers
why mobile
Global Mobile vs. Desktop Internet User Distribution 5)
                      [User m]                                                   web




          Mobile browsing projected to outstrip desktop by 2014!

          Source: Morgan Stanley Research, April 2010

          High speed mobile networks and an increased distribution of mobile data-flat rates
advertising



                               why mobile



In his Mobile World Congress keynote address,
former Google CEO Eric Schmidt describes the
mobile ecosystem as a confluence of computing
power, connectivity and cloud computing, and
proclaims a new focus for the industry:
“putting mobile first”

Eric Schimdt, outgoing CEO Google at the World
Mobile Congress 2011
UK penetration
                                                                                          of mCommerce

                                                                           Mobile Media
                                                                           •Downloaded and used a mobile app
                         45,000,000 mobile                                 •Downloaded a ringtone, music track.
                         phone users aged 18+                              •Used social media
                         in UK                                             •Accessed the internet/any website
                                                                           •Purchased a product or a service
                          26,545,00 mobile
                          media users (59%)
                                                                           M-Commerce
                                                                           •Used mobile for research for purchasing
                            22,950,000 use                                 •Used mobile for enhancing a purchasing
                            M-Commerce                                     experience
                            (51%)                                          •Paid for something on mobile straight to
                                                                           bill
                                                                           •Paid for something on mobile via
                                                                           card/bank/PayPal


Source: IAB Consumer M-Commerce Study October 2010, Comscore August 2010
Base – All mobile users (1039)
mobile as a percentage
                                                     of E-Commerce


                                                  6.3m people
                   30.2m people visited               visited
                                                    commerce
                    commerce sites on the
                                                   sites on the
                     fixed line internet in
                                                      mobile
                        December 2010
                                                    internet in
                                                    December
                                                       2010



                      Mobile makes up 17% of the
                      total UK E-Commerce audience
                      (duplicated)
Source: ComScore
latest industry data


•Ebay saw £2.1 million spent on its UK
mobile site on 12th December 2010

•Clothing and accessories represented
13.8% of that total

•ASOS generated £1 million of sales on its
mobile site in December 2010




Source: NMA 21/1/20211
        Ebay
the challenge
The mobile market is fragmented and
constantly evolving…




                   Hi
                   Paul,
                   Vielen
                   Dank
                   für die




       1983                  2000     2007   2010
one scalable solution
                  delivering a premium
                       user experience




MOBILE INTERNET
CosmosDirekt case study


CosmosDirekt is one of Germany’s largest
insurers

They offer a full suite of financial services
including banking, pensions, travel, car &
home insurance.
business case for mobile




Web analytics showed 3% of traffic coming to CosmosDirekt’s
travel insurance “quote & buy” website was coming from mobile

99% bounce rate from homepage from mobile

CosmosDirekt decide to develop a mobile solution to meet
customer demand
analysis of requirements

How did CosmosDirekt approach the
project;

                  Competitor
                   analysis



 Online content                1-2-1 customer
  assessment                      research




       Target market        Evaluate
        behavioral          technical
          analysis       infrastructure
developing a mobile strategy

Three phased mobile strategy

Develop “quote & buy”             Develop a claims
  mobile site for their                                     Develop “quote &
                               iPhone app to enable        buy” mobile sites for
   travel insurance              customers to log &
  product to enable                                          other insurance
     consumers to                submit details of a       categories & mobile
 purchase a policy on              claim with their          banking solution
        mobile.                        mobile
full “quote & buy” mobile site


Product info page
                                     Data input


                                       Quote


                                        T&Cs



                                     Payment page
how did we integrate?

                                              Dynamic Proxy
                                              Transcoding - use
                                              website as the content
                                              source

                                              No internal IT
                                              resource requirement

                                              Filter relevant content
                                              for display on mobile

     FIT ML




                PRESENTATION LAYER
CONTEXT LAYER
seo, sem, email marketing


80% of all traffic from search

Seamless mobile experiences from
search results and email campaigns

Product level mobile redirects ensure
that the user is automatically redirected
to the relevant mobile page (rather than
the standard desktop version)
other channels to
 promote the site
phase two iPhone application

CosmosDirekt Help iPhone app developed enabling users to;

Log & submit claim details. Users can take photos, voice recordings &
mark the GPS location of an accident, then submit with one touch

Also includes emergency numbers & fuel calculator
results




Over 15,000+ travel policies purchased
since launch in September 2010

Thousands of downloads of iPhone
app in first month

700% increase in mobile web traffic
since launch of mobile site

Work under way to develop “quote &
buy” mobile sites for home & car
insurance products
Improve customer satisfaction
       stimulate brand loyalty
   reducing operational costs
Postbank: full mobile banking site



Account summary   Account balances      Make a payment    Standing order
Central “pregnancy Info” iPhone app

Monitor the stages of pregnancy
Pregnancy calendar shows appointments and examinations
Pictures can be uploaded to a personal log
After birth, app can be kept as a reminder of pregnancy
ADAC breakdown iPhone app

Current GPS location transmitted to ADAC automatically
Where-am-I function for locating and displaying of the current
position (independent of accident or breakdown)
The accident check list includes valuable tips for the right behavior at
the scene of accident
questions for you...




Mobile web will be where you acquire customers in the mobile channel
Do you already have mobile traffic & what is the current bounce rate?
How can my brand take advantage of the acquisition opportunity?
Which product categories are most suited to mobile?
How will mobile be best integrated into my multi-channel strategy?

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Yoc camerjam mobile finance masterclass

  • 1. Adding value through mobile web services
  • 3. where are your customers
  • 4. why mobile Global Mobile vs. Desktop Internet User Distribution 5) [User m] web Mobile browsing projected to outstrip desktop by 2014! Source: Morgan Stanley Research, April 2010 High speed mobile networks and an increased distribution of mobile data-flat rates
  • 5. advertising why mobile In his Mobile World Congress keynote address, former Google CEO Eric Schmidt describes the mobile ecosystem as a confluence of computing power, connectivity and cloud computing, and proclaims a new focus for the industry: “putting mobile first” Eric Schimdt, outgoing CEO Google at the World Mobile Congress 2011
  • 6. UK penetration of mCommerce Mobile Media •Downloaded and used a mobile app 45,000,000 mobile •Downloaded a ringtone, music track. phone users aged 18+ •Used social media in UK •Accessed the internet/any website •Purchased a product or a service 26,545,00 mobile media users (59%) M-Commerce •Used mobile for research for purchasing 22,950,000 use •Used mobile for enhancing a purchasing M-Commerce experience (51%) •Paid for something on mobile straight to bill •Paid for something on mobile via card/bank/PayPal Source: IAB Consumer M-Commerce Study October 2010, Comscore August 2010 Base – All mobile users (1039)
  • 7. mobile as a percentage of E-Commerce 6.3m people 30.2m people visited visited commerce commerce sites on the sites on the fixed line internet in mobile December 2010 internet in December 2010 Mobile makes up 17% of the total UK E-Commerce audience (duplicated) Source: ComScore
  • 8. latest industry data •Ebay saw £2.1 million spent on its UK mobile site on 12th December 2010 •Clothing and accessories represented 13.8% of that total •ASOS generated £1 million of sales on its mobile site in December 2010 Source: NMA 21/1/20211 Ebay
  • 9. the challenge The mobile market is fragmented and constantly evolving… Hi Paul, Vielen Dank für die 1983 2000 2007 2010
  • 10. one scalable solution delivering a premium user experience MOBILE INTERNET
  • 11. CosmosDirekt case study CosmosDirekt is one of Germany’s largest insurers They offer a full suite of financial services including banking, pensions, travel, car & home insurance.
  • 12. business case for mobile Web analytics showed 3% of traffic coming to CosmosDirekt’s travel insurance “quote & buy” website was coming from mobile 99% bounce rate from homepage from mobile CosmosDirekt decide to develop a mobile solution to meet customer demand
  • 13. analysis of requirements How did CosmosDirekt approach the project; Competitor analysis Online content 1-2-1 customer assessment research Target market Evaluate behavioral technical analysis infrastructure
  • 14. developing a mobile strategy Three phased mobile strategy Develop “quote & buy” Develop a claims mobile site for their Develop “quote & iPhone app to enable buy” mobile sites for travel insurance customers to log & product to enable other insurance consumers to submit details of a categories & mobile purchase a policy on claim with their banking solution mobile. mobile
  • 15. full “quote & buy” mobile site Product info page Data input Quote T&Cs Payment page
  • 16. how did we integrate? Dynamic Proxy Transcoding - use website as the content source No internal IT resource requirement Filter relevant content for display on mobile FIT ML PRESENTATION LAYER CONTEXT LAYER
  • 17. seo, sem, email marketing 80% of all traffic from search Seamless mobile experiences from search results and email campaigns Product level mobile redirects ensure that the user is automatically redirected to the relevant mobile page (rather than the standard desktop version)
  • 18. other channels to promote the site
  • 19. phase two iPhone application CosmosDirekt Help iPhone app developed enabling users to; Log & submit claim details. Users can take photos, voice recordings & mark the GPS location of an accident, then submit with one touch Also includes emergency numbers & fuel calculator
  • 20. results Over 15,000+ travel policies purchased since launch in September 2010 Thousands of downloads of iPhone app in first month 700% increase in mobile web traffic since launch of mobile site Work under way to develop “quote & buy” mobile sites for home & car insurance products
  • 21. Improve customer satisfaction stimulate brand loyalty reducing operational costs
  • 22. Postbank: full mobile banking site Account summary Account balances Make a payment Standing order
  • 23. Central “pregnancy Info” iPhone app Monitor the stages of pregnancy Pregnancy calendar shows appointments and examinations Pictures can be uploaded to a personal log After birth, app can be kept as a reminder of pregnancy
  • 24. ADAC breakdown iPhone app Current GPS location transmitted to ADAC automatically Where-am-I function for locating and displaying of the current position (independent of accident or breakdown) The accident check list includes valuable tips for the right behavior at the scene of accident
  • 25. questions for you... Mobile web will be where you acquire customers in the mobile channel Do you already have mobile traffic & what is the current bounce rate? How can my brand take advantage of the acquisition opportunity? Which product categories are most suited to mobile? How will mobile be best integrated into my multi-channel strategy?