Try this site where you can compare quotes from different companies: WWW.ANNUITY-HELP.US What are my odds of getting my annuity? I was a massachusetts union laborer for about 2 years and accumulated about six thousand dollars. i'm no longer gonna work in the union because i wanna just go to college now. i've been laid off for about 5 months now but a requirement for getting my check is having no contribution for over 12 months. is there any way i can get around that? or has anyone just submitted the withdrawall application and got it? let me know thanks