1. Creating Powerful Retirement Accounts
for Business Owners
and Real Estate Investors
1

2. Begin with end in mind
RELATIONSHIPS
IDEAS
OPPORTUNITIES
NOT a sales pitch
NOT investment, legal, or tax advice
2

3. Today’s agenda
Strategies to pay yourself instead of the IRS
Learn to create tax-free income and retire younger than
you thought possible
Learn to access your retirement account at any age
TAX-FREE & PENALTY FREE
Learn special tax and investing tips for the self-
employed
3

4. DAVID CAMPBELL – professional investor / developer
www.HasslefreeCashflowInvesting.com
KAAREN HALL – president of uDirect IRA Services
www.uDirectIRA.com
AMANDA HAN, CPA – tax strategist
www.KeystoneCPA.com 4

5. David Campbell - Founder
Hassle-Free Cashflow Investing
Former high school band director
Self-made multi-millionaire
Real estate investor / developer / broker / manager
Financial educator / author / speaker
Faculty Member: Investor Summit at Sea
with Robert and Kim Kiyosaki
www.HasslefreeCashflowInvesting.com
David@HassleFreeCashflowInvesting.com
5

6. Road Map
Assessment of goals
Assessment of resources
Strategy
Tactics
Implementation
6

7. Generalist vs Specialist
Tax IRA
Legal
Financing
Property
Management Accounting
Brokerage Due
Diligence
7

8. Quantity of capital
versus velocity of capital
Passive Income = Capital x ROI
$50,000 = $2,500,000 x 2%
$50,000 = $1,000,000 x 5%
$50,000 = $500,000 x 10%
$50,000 = $250,000 x 20%
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9. Why tax deferral is so important
Year 12% with tax 12% but tax
outside iRA deferred inside
IRA
0 $ 1,000.00 $ 1,000.00
5 $ 1,622.47 $ 1,973.82
10 $ 2,428.41 $ 3,478.55
15 $ 3,634.70 $ 6,130.39
20 $ 5,440.20 $ 10,803.85
25 $ 8,142.57 $ 19,040.07
30 $ 11,242.90 $ 29,959.92
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10. How Much Do We Lose to Taxes?
The average American spends more
money in taxes than they do in food,
clothing, and shelter combined.
10

11. KEYSTONE CPA, INC.
Maximizing Profits & Increasing Wealth
www.KeystoneCPA.com
(877) 975-0975
N ON:
SEE
AS
www.KeystoneCPA.com 11
(877) 975-0975 Company Logo

12. Tax Rates
Taxes 2012 2013
Federal Income 35% 39.6%
Tax
State Income Tax 10% 10%
Payroll Tax 15% 15%
Capital Gains Tax 15% 20%
Estate Taxes 35% 55%
New Taxes ??
(877) 975-0975 www.KeystoneCPA.com 12

13. New Taxes
Unearned Income Medicare Contributions Tax
….Wow, that’s a mouthful!
-Brand New Tax = Another 3.8%
-Effects Taxpayers with Income over $200,000 /
$250,000
-Imposed on Net Investment Income
a. Interest
b. Dividends
c. Royalties
d. Rents
e. Income from Passive Activities
f. Gain on Sale of Certain Assets
(877) 975-0975 www.KeystoneCPA.com 13

14. More New Taxes
Hospital Insurance Tax
….Another Innovative Brand New Concept
-Brand New Tax = Yet Another 0.9%
-Effects Taxpayers with Earned Income over $200,000 / $250,000
-Imposed on Earned Income in Excess of Above Thresholds
a. W-2
b. Income from Sole Proprietorship (Sch. C)
c. Self-Employment Income
d. ALL Actively Earned Income
(877) 975-0975 www.KeystoneCPA.com 14

15. Real Estate Investments
(877) 975-0975 www.KeystoneCPA.com 15

16. Retirement Plan Strategies
(877) 975-0975 www.KeystoneCPA.com 16

17. Tax Free Income for Life
(877) 975-0975 www.KeystoneCPA.com 17

18. What Now?
IN
VE
ST
BU IN
G
SI
NE
PE SS
RS
ON
AL
(877) 975-0975 www.KeystoneCPA.com 18

19. Kaaren Hall, President
uDirect IRA Services, LLC
(866) 538-3539
KHall@uDirectIRA.com
uDirect IRA Services, LLC
2522 Chambers Road, Ste 100
Tustin, CA 92780
19

20. How to Self-Direct Your Retirement Savings
uDirect IRA Services, LLC is not a fiduciary and does not render tax, legal,
accounting, investment, or other professional advice. If tax, legal,
accounting, investment, or other similar expert assistance is required, the
services of a competent professional should be sought.
20

21. Types Of Self-Directed Plans
IRAs Qualified Plans Other Plans
Traditional 401K/ 457/ 403b Coverdell
Health Savings
Roth Defined Benefit
Account
SEP Profit Sharing
Simple Individual K
Spousal
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22. How Do I Self-Direct?
1. Complete an application
1. Provide copy of driver’s license
2. Copy of statement
2. Fund your account
1. Annual Contribution
2. Transfer
3. Rollover
3. Tell us what you want to invest in
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23. For More Information
Kaaren Hall, President
uDirect IRA Services, LLC
(866) 538-3539
KHall@uDirectIRA.com
uDirect IRA Services, LLC
2522 Chambers Road, Ste 100
Tustin, CA 92780
23

24. Taxmeggedon Event
Thursday – August 23
12-1pm California
24

25. DAVID CAMPBELL – professional investor / developer
David@HasslefreeCashflowInvesting.com
KAAREN HALL – president of uDirect IRA Services
KHall@uDirectIRA.com
AMANDA HAN, CPA – tax strategist
AHan@KeystoneCPA.com 25