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Future of Payment &
Startups
Choon Yan, Startup Advocate - Asia Pacific

Twitter: @battlechoon
1
Web, Mobile and Offline Monetization paradigms…
Subscriptions (Freemium, Premium, …)
Revenues sharing
(e)-commerce (physical and digital goods)
APIs charge per usage
Mobile Paid Apps
ADV based models
Affiliate network
2
Retail Commerce 2.0
Accelerating The Innovation
Contextual Mobile Commerce
3
In total there were around $15
trillion in retail transactions
in 2013, so the growth
potential is enormous.
Source: Gartner
4
Hardware-Centric Solution
Retail Commerce 2.0
Software-based Solution
with mobile consumer hardware
Address the Micro-Merchant
On-the-go Payments



Consumer Hardware
Data-centric
5
Source: Gartner, IDC, Enders Analysis
Mobile Growth Is Exploding
6
Global Mobile Traffic is forecasted 

to be ten times more from 2013 to 2018,
reaching 15.9 exabytes

source: statista.com
7
Contextual Mobile Commerce
Possible Mobile Context
Stated Preference
Past Behaviour
Location
Time and Date
Motion
Social
Identity
….in the Near Future
Temperature
Altitude
Heartbeat
8
Startups are building
Context-Driven
experiences
9
10
Simplicity with Design
11
Time-saving and Convenience
12
Curated Content
13
Uber Review - Connect Upon Entry
14
Empower the users by offering:
Branding
Information
Search
Incentives
Call to Action
Uber Review - Personalised Experience
15
Seamless experience through:
Stated Preferences
Past Behaviour
GPS Location
Uber Review - Simplified Design
16
Simplicity is bliss:
Minimum Input
Stated Preferences
Transparent Payment
Measuring Success - Data Analytics
17
Understanding through:

Segmentation, Funnels, Retention, People, Revenue
Entrepreneurship Journey Is Lonely and Tough
18
Takes no equity
Gives free professional space
Provides mentorship
Access to business connections,
angel investors and VCs
Innovation Spaces
New York City, Boston, London
and Chennai

19
Waive Fees up to 18 months for USD
$50K in PayPal fees & first USD $100K
in Braintree Total Payment Volume
Attend Workshops, Consultation Hours and
One-on-One time for Technical and Business
Topics
Mentor
Fees
Enjoy White-Glove, dedicated
customer service to answer your
question and help you scale
Support
What’s in it for the Startups? http://blueprint.paypal.com
20
And many others…
Current Partners
21
22
Thank You

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Future of Payment and Startup v2