Protect your family with life insurance california estate planning dpoa dnr 4088541883

1. Protect your family, your dying wishes, your asset and
others with Life Insurance, Estate Planning, Durable
Power of Attorney Healthcare California
Connie Dello Buono California Financial Rep Life
Insurance Lic 0G60621
1708 Hallmark lane San Jose CA 95124 cell 408-854-
1883 motherhealth@gmail.com
What is a Durable Power of Attorney Healthcare
(California)? Here is where you specify your wishes in the event
that you are incapacitated and you want to die in a normal way (in
addition to the DNR Do Not Resuscitate doc you signed with your
primary doctor) and just need comfort measures. It is different from
a Durable Power of Attorney (Finances, properties...)
What is Estate Planning?
Estate planning is the process through which one is able to
make certain his or her property and health care wishes are
met in the case of death or incapacitation. Estate planning
involves making decisions concerning the transfer of one’s
property at death as well as various decisions concerning
health care, retirement, and other personal matters.
What is an Estate?
An estate is all property owned or controlled by a person,
either in his/ her name, a partnership, a trust, or a joint
ownership. It also includes any other money generated in the
event of the person’s death, such as life insurance. An estate
includes:
• Real estate and all things attached (a house, barn, etc.)
• Personal property (bank accounts, stocks and other
securities, cash, automobiles, jewelry, etc.)

2. • Businesses and business interests (corporations, joint
ventures, business property, etc.)
• Powers of appointment (the right to direct who gets
what)
• Pension benefits, annuity contracts, life insurance, etc.
• Debts
• Claims
Why You Should Plan Your Estate
Estate planning is important because it ensures that your
wishes will be carried out in the event of your incapacitation
or death. You should consider planning your estate if you:
• Have a child, or children that are minors
• Possess property that you care about
• Care about your future health care treatment
If you meet any of the above descriptions, planning your
estate can benefit you in many different ways. Potential
benefits include:
• Being able to provide for your immediate family. Life
insurance is a key way to provide for a surviving spouse
or minor children.
• Deciding guardianship for minor children. In order to
ensure that your children receive the education and
upbringing you want, be certain that you choose
potential guardians instead of leaving it up to a court.
• Providing for other relatives who need financial help or
direction. Establishing a trust fund ensures that relatives
will have the money and aid that they need.
• Avoiding probate and make sure that loved ones get
property quickly and without trouble.
• Planning for your incapacity. Powers of attorney or living
wills ensure that decisions concerning your health care
are made in accordance with your wishes.
• Minimizing expenses due to property transfer.

3. Choosing executors or trustees for your estate, which gives
authority to individuals which you would like to administer
your estate.
• Planning your funeral ahead of time to ease emotional or
financial strain on your loved ones.
• Supporting charitable causes while taking advantage of
tax laws which encourage philanthropy.
• Reducing the amount of money the government takes
from your estate and ensuring your loved ones get as
much as they can.
• Making certain your business or businesses continue to
operate correctly.